Civic Intelligence

Center for Financial Independence Inc

EIN 82-2686130 • 501(c)3 • Princeton, NJ

Princeton, NJ
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

71st percentile

0.02x

Higher debt load relative to assets than 71% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

68th percentile

0.01x

Higher debt load relative to revenue than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

85th percentile

38%

Higher net margin than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

100th percentile

3708200%

Faster asset growth than 100% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

99th percentile

1967%

Faster revenue growth than 99% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets71st percentile

Assets

Up

$37,083

Up $37,083 from 2020

Liabilities

Down

$878

Down $1,769 (-67%) from 2020

Net Assets

Up

$36,205

Up $38,852 (+1468%) from 2020

Operations
Liabilities / Revenue68th percentileNet Margin85th percentile

Revenue

Up

$103,355

Up $98,355 (+1967%) from 2020

Expenses

Up

$64,503

Up $56,765 (+734%) from 2020

Net Income

Up

$38,852

Up $41,590 (+1519%) from 2020

Trend Graphs

Balance Sheet Trend

Asset Growth100th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0-$10KAssets 2017: $650Liabilities 2017: $02017Assets 2018: $11,255Net Assets 2018: $11,2552018Assets 2019: $91Net Assets 2019: $912019Assets 2020: $0Liabilities 2020: $2,647Net Assets 2020: -$2,6472020Assets 2021: $37,083Liabilities 2021: $878Net Assets 2021: $36,2052021

Highlighted filing

2021

Assets$37,083
Liabilities$878
Net Assets$36,205
Open 2021 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $1,000Expenses 2017: $350Net Income 2017: $6502017Revenue 2018: $22,000Expenses 2018: $11,395Net Income 2018: $10,6052018Revenue 2019: $19,905Expenses 2019: $31,069Net Income 2019: -$11,1642019Revenue 2020: $5,000Expenses 2020: $7,738Net Income 2020: -$2,7382020Revenue 2021: $103,355Expenses 2021: $64,503Net Income 2021: $38,8522021

Highlighted filing

2021

Revenue$103,355
Expenses$64,503
Net Income$38,852
Open 2021 Filing

Filings

Most recent year

2021 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$37,083
Liabilities
$878
Net assets
$36,205
Revenue
$103,355
Expenses
$64,503
Net income
$38,852
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.37$0.01$0.36$1.03$0.65$0.39
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.03$0.03$0.05$0.08$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.20$0.31$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.11$0.22$0.11$0.11
2017Summary only. Only limited summary data is available for this year.$0.01$0.00$0.01$0.00$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 15, 2022
Return Version
2021v4.1
Gross Receipts
$103,355
Mission and Program Overview

Mission

Center for Financial Independence, Inc's primary purpose is to support Americans over 55 with entrepreneurship training, tools, networking and mentorship they can use to start small businesses, recharge their careers, achieve financial independence and retire with confidence. CFI also supports Americans over 55 who wish to found nonprofits and social enterprises with fundraising and operations training, and networking opportunities. In addition, CFI is committed to publicizing the issue of financial insecurity among Americans over 55.

Program Services

DescriptionGrantsExpenses
PRODUCED EDUCATIONAL MATERIAL AS AN INSTRUCTIONAL TOOL TO EDUCATE INDIVIDUALS ON THE BASICS OF RAISING RESOURCES FOR NON-PROFIT ENTITIES. THE INTENDED TARGET AUDIENCE IS SENIORS IN POVERTY TO HELP TEACH THEM SKILLS THAT THEY CAN APPLY TO FURTHER THEIR LIVELIHOOD.--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
STEVE J MARIOTTIChairmanPT$0--
DAN CADENASOfficerPT$0--
VICTOR JOB DE LA CRUZCOOFT$0--
PETER PATCHCEOPT$0--
Filing and Contact Details

Filer

Filer Name
Center for Financial Independence Inc
EIN
82-2686130
Phone
6094558677
Address
255 NASSAU STREET STE 303, PRINCETON, NJ 08542

Signing Officer

Name
Steve J Mariotti
Title
Chairman
Signed
2022-11-15
Discuss with paid preparer
Yes

Preparer

Firm
The Virtus Group LLC
Address
221 WITHERSPOON ST, PRINCETON, NJ 08542
Preparer
Howard J Mimnaugh CPA
Phone
6096830585
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $28”

Other Expenses.1005

“Travel $2430”

Other Expenses.1009

“Depreciation $666”

Other Expenses.1

“Outside Services $35733”

Other Expenses.2

“Utilities $1469”

Other Expenses.3

“meals $1168”

Other Expenses.4

“Bank Service Fees $141”

Other Assets.1003

“Machinery and Equipment - Beginning $0 Machinery and Equipment - Ending $2665”

Total Liabilities.1

“EXCHANGE - Beginning $2647 EXCHANGE - Ending $878”

Schedule O

“SUPPLEMENTAL INFORMATION”

Raw XML Appendix167 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum06094558677
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0255 NASSAU STREET STE 303
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PRINCETON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd008542
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt034418
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0103355
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
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IRS990EZ/ForeignOfficeInd0false
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IRS990EZ/FundraisingGrossIncomeAmt00
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IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-2647
IRS990EZ/NetAssetsOrFundBalancesEOYAmt036205
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-2647
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt036205
IRS990EZ/OccupancyRentUtltsAndMaintAmt019298
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt016.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt240.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0STEVE J MARIOTTI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAN CADENAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2VICTOR JOB DE LA CRUZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3PETER PATCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1OFFICER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2COO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CEO
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02665
IRS990EZ/OtherExpensesTotalAmt041635
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Center for Financial Independence, Inc's primary purpose is to support Americans over 55 with entrepreneurship training, tools, networking and mentorship they can use to start small businesses, recharge their careers, achieve financial independence and retire with confidence. CFI also supports Americans over 55 who wish to found nonprofits and social enterprises with fundraising and operations training, and networking opportunities. In addition, CFI is committed to publicizing the issue of financial insecurity among Americans over 55.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PRODUCED EDUCATIONAL MATERIAL AS AN INSTRUCTIONAL TOOL TO EDUCATE INDIVIDUALS ON THE BASICS OF RAISING RESOURCES FOR NON-PROFIT ENTITIES. THE INTENDED TARGET AUDIENCE IS SENIORS IN POVERTY TO HELP TEACH THEM SKILLS THAT THEY CAN APPLY TO FURTHER THEIR LIVELIHOOD.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02647
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0878
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt064503
IRS990EZ/TotalRevenueAmt0103355
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0https://centerforfinancialindependence.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt05000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt019905
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0151260
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
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IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt0151260
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01000
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01000
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0151260
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $28
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Travel $2430
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Depreciation $666
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Outside Services $35733
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Utilities $1469
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5meals $1168
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Bank Service Fees $141
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Machinery and Equipment - Beginning $0 Machinery and Equipment - Ending $2665
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8EXCHANGE - Beginning $2647 EXCHANGE - Ending $878
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9SUPPLEMENTAL INFORMATION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Assets.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9SCHEDULE O
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVE J MARIOTTI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Chairman
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CENTER FOR FINANCIAL INDEPENDENCE INC
ReturnHeader/Filer/BusinessNameControlTxt0CENT
ReturnHeader/Filer/EIN0822686130
ReturnHeader/Filer/PhoneNum06094558677
ReturnHeader/Filer/USAddress/AddressLine1Txt0255 NASSAU STREET STE 303
ReturnHeader/Filer/USAddress/CityNm0PRINCETON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008542
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202195683
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE VIRTUS GROUP LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0221 WITHERSPOON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PRINCETON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008542
ReturnHeader/PreparerPersonGrp/PhoneNum06096830585
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Howard J Mimnaugh CPA
ReturnHeader/ReturnTs02022-11-15T14:04:35-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0STEVE J
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MARIOTTI
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

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Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits