Civic Intelligence

Grace and Truth International Inc

EIN 82-2559657 • 501(c)3 • Decatur, AL

Profile

Promote economic development that is sustainable and reproducible in under-developed communities throughout the world.

1629 4th Avenue SEDecatur, AL 35601

graceandtruthint.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

14th percentile

-52%

Higher net margin than 14% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

30th percentile

-23%

Faster asset growth than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

14th percentile

-63%

Faster revenue growth than 14% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$91,362

Down $27,040 (-23%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$91,362

No earlier filing loaded for comparison.

Revenue

Down

$52,059

Down $87,345 (-63%) from 2023

Expenses

Down

$79,099

Down $26,361 (-25%) from 2023

Net Income

Down

-$27,040

Down $60,984 (-180%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2019: $8,309Net Assets 2019: $8,3092019Assets 2020: $55,865Net Assets 2020: $55,8652020Assets 2021: $81,204Net Assets 2021: $81,2042021Assets 2022: $84,457Net Assets 2022: $84,4572022Assets 2023: $118,402Liabilities 2023: $02023Assets 2024: $91,362Net Assets 2024: $91,3622024

Highlighted filing

2024

Assets$91,362
Liabilities-
Net Assets$91,362

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2019: $71,732Expenses 2019: $83,928Net Income 2019: -$12,1962019Revenue 2020: $81,916Expenses 2020: $34,359Net Income 2020: $47,5572020Revenue 2021: $112,419Expenses 2021: $87,080Net Income 2021: $25,3392021Revenue 2022: $42,320Expenses 2022: $39,067Net Income 2022: $3,2532022Revenue 2023: $139,404Expenses 2023: $105,460Net Income 2023: $33,9442023Revenue 2024: $52,059Expenses 2024: $79,099Net Income 2024: -$27,0402024

Highlighted filing

2024

Revenue$52,059
Expenses$79,099
Net Income-$27,040

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.0
Gross Receipts
$52,059
Mission and Program Overview

Mission

Promote economic development that is sustainable and reproducible in under-developed communities throughout the world.

Program Services

DescriptionGrantsExpenses
WE PARTNER WITH THE BUSINESS DEVELOPMENT CENTER ZAMBIA (BDCA), WHICH IS A PARTNER ORGANIZATION WHERE INDIVIDUAL CAN ENROLL IN A 14 WEEK TRAINING SESSION TO RECEIVE IN-DEPTH AND ONE-ON-ONE MENTORING AS THEY START THEIR OWN BUSINESSES. WE SUPPORT THE FINANCIALLY AND BRING US BUSINESS PEOPLE TO ZAMBIA TO PROVIDE BUSINESS TRAINING CONFERENCES/SESSIONS FOR THEIR STUDENTS. APPROXIMATELY 15 ENTREPRENEURS WERE TRAINED THIS YEAR. WE ALSO PARTNER WITH GRACE AND TRUTH ZAMBIA, WHICH DO COMPASSION PROJECTS LIKE DIGGING CLEAN WATER BORE HOLES, IMPROVE FACILITIES AT SCHOOLS AND PROVIDE MENSTRUAL MATERIALS FOR HIGH SCHOOL GIRLS. THEY HAVE SEEN 500-700 PEOPLE BENEFIT FOR THIS SERVICE. THE REFRESH FAMILY CONFERENCE IS AN ALL=ENCOMPASSING FAMILY CONFERENCE FOR MISSIONARIES AND THEIR FAMILIES. IT INCLUDES: VBS FOR THE CHILDREN, A STUDENT RETREAT FOR MIDDLE AND HIGH SCHOOL STUDENTS, AND A MARRIAGE RETREAT WITH LICENSED MARRIAGE COUNSELORS FOR THE COUPLES. ALL EXPENSES ARE COVER FOR THE FAMILIES EXCEPT THEIR TRAVEL TO THE CONFERENCE. THERE WERE APPROXIMATELY 60 PEOPLE AND 20 VOLUNTEERS PARTICIPATE THIS YEAR.$12,300$78,774
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LARRY WAYEPresident-$0--
WILL SIMSVice Preside-$0--
EMILY SIMSSecretary-$0--
DAVID GRIFFINDirector-$0--
KEVIN PESTKEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Grace and Truth International Inc
EIN
82-2559657
Phone
2565807444
Address
1629 4TH AVENUE SE, DECATUR, AL 35601

Signing Officer

Name
Larry Waye
Title
President
Phone
2565807444
Signed
2025-11-07
Discuss with paid preparer
Yes

Preparer

Firm
Wear Howell Strickland Quinn &lawllc
Address
1323 STRATFORD RD SE, DECATUR, AL 35601-6017
Preparer
Charles K Quinn
Phone
2563538902
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10

Name: bdc zambia address: suite 19, great east road cash contribution: 12,300

Form 990-ez, Part I, Line 16

Expenses office 2,500 bank fees 254 supplies 1,574 refresh family conference 62,146 total 66,474

Form 990-ez, Part III

Promote economic development that is sustainable and reproducible in under-developed communities throughout the world.

Form 990-ez, Part III, Line 28

We partner with the business development center zambia (bdca), which is a partner organization where individual can enroll in a 14 week training session to receive in-depth and one-on-one mentoring as they start their own businesses. We support the financially and bring us business people to zambia to provide business training conferences/sessions for their students. Approximately 15 entrepreneurs were trained this year. We also partner with grace and truth zambia, which do compassion projects like digging clean water bore holes, improve facilities at schools and provide menstrual materials for high school girls. They have seen 500-700 people benefit for this service. The refresh family conference is an all=encompassing family conference for missionaries and their families. It includes: vbs for the children, a student retreat for middle and high school students, and a marriage retreat with licensed marriage counselors for the couples. All expenses are cover for the families except their travel to the conference. There were approximately 60 people and 20 volunteers participate this year.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3WE PARTNER WITH THE BUSINESS DEVELOPMENT CENTER ZAMBIA (BDCA), WHICH IS A PARTNER ORGANIZATION WHERE INDIVIDUAL CAN ENROLL IN A 14 WEEK TRAINING SESSION TO RECEIVE IN-DEPTH AND ONE-ON-ONE MENTORING AS THEY START THEIR OWN BUSINESSES. WE SUPPORT THE FINANCIALLY AND BRING US BUSINESS PEOPLE TO ZAMBIA TO PROVIDE BUSINESS TRAINING CONFERENCES/SESSIONS FOR THEIR STUDENTS. APPROXIMATELY 15 ENTREPRENEURS WERE TRAINED THIS YEAR. WE ALSO PARTNER WITH GRACE AND TRUTH ZAMBIA, WHICH DO COMPASSION PROJECTS LIKE DIGGING CLEAN WATER BORE HOLES, IMPROVE FACILITIES AT SCHOOLS AND PROVIDE MENSTRUAL MATERIALS FOR HIGH SCHOOL GIRLS. THEY HAVE SEEN 500-700 PEOPLE BENEFIT FOR THIS SERVICE. THE REFRESH FAMILY CONFERENCE IS AN ALL=ENCOMPASSING FAMILY CONFERENCE FOR MISSIONARIES AND THEIR FAMILIES. IT INCLUDES: VBS FOR THE CHILDREN, A STUDENT RETREAT FOR MIDDLE AND HIGH SCHOOL STUDENTS, AND A MARRIAGE RETREAT WITH LICENSED MARRIAGE COUNSELORS FOR THE COUPLES. ALL EXPENSES ARE COVER FOR THE FAMILIES EXCEPT THEIR TRAVEL TO THE CONFERENCE. THERE WERE APPROXIMATELY 60 PEOPLE AND 20 VOLUNTEERS PARTICIPATE THIS YEAR.
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/TaxPeriodBeginDt02024-01-01
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