Civic Intelligence

Crop Insurance Professionals Assn I

EIN 82-2073459 • 501(c)6 • Lorenzo, TX

Profile

To serve as a member-driven national association of crop insurance agents who are committed to maintain and stregthen the federal crop insurance program to ensure that farm and ranch families have the risk management tools that they need to succeed, in part, by ensuring a strong delivery system with agents across the country serving on the front line.

12023 E Cr 6500Lorenzo, TX 79343

www.cipatoday.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

18th percentile

0.00x

Higher debt load relative to assets than 18% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

15th percentile

0.00x

Higher debt load relative to revenue than 15% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

54th percentile

5.6%

Higher net margin than 54% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

30th percentile

$0

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

69th percentile

12%

Faster asset growth than 69% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

65th percentile

11%

Faster revenue growth than 65% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$329,155

Up $35,480 (+12%) from 2023

Liabilities

Down

$1,542

Down $2,181 (-59%) from 2023

Net Assets

Up

$327,613

Up $37,661 (+13%) from 2023

Revenue

Up

$1,018,820

Up $104,943 (+11%) from 2023

Expenses

Up

$961,554

Up $146,631 (+18%) from 2023

Net Income

Down

$57,266

Down $41,688 (-42%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2018: $162,557Liabilities 2018: $11,169Net Assets 2018: $151,3882018Assets 2019: $180,098Liabilities 2019: $4,600Net Assets 2019: $175,4982019Assets 2020: $229,061Liabilities 2020: $0Net Assets 2020: $229,0612020Assets 2021: $149,567Liabilities 2021: $518Net Assets 2021: $149,0492021Assets 2022: $191,587Liabilities 2022: $890Net Assets 2022: $190,6972022Assets 2023: $293,675Liabilities 2023: $3,723Net Assets 2023: $289,9522023Assets 2024: $329,155Liabilities 2024: $1,542Net Assets 2024: $327,6132024

Highlighted filing

2024

Assets$329,155
Liabilities$1,542
Net Assets$327,613

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2018: $529,684Expenses 2018: $574,038Net Income 2018: -$44,3542018Revenue 2019: $574,502Expenses 2019: $550,392Net Income 2019: $24,1102019Revenue 2020: $601,405Expenses 2020: $545,342Net Income 2020: $56,0632020Revenue 2021: $611,185Expenses 2021: $689,549Net Income 2021: -$78,3642021Revenue 2022: $741,972Expenses 2022: $700,946Net Income 2022: $41,0262022Revenue 2023: $913,877Expenses 2023: $814,923Net Income 2023: $98,9542023Revenue 2024: $1,018,820Expenses 2024: $961,554Net Income 2024: $57,2662024

Highlighted filing

2024

Revenue$1,018,820
Expenses$961,554
Net Income$57,266

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Feb 28, 2025
Return Version
2023v6.0
Gross Receipts
$1,018,820
Mission and Program Overview

Mission

To serve as a member-driven national association of crop insurance agents who are committed to maintain and strengthen the Federal Crop Insurance Program to ensure that farm and ranch families have the risk management tools that they need to succeed, in part, by ensuring a strong delivery system with agents across the country serving on the front line.

To serve as a member-driven national association of crop insurance agents who are committed to maintain and stregthen the federal crop insurance program to ensure that farm and ranch families have the risk management tools that they need to succeed, in part, by ensuring a strong delivery system with agents across the country serving on the front line.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$167,051$216,616▲ $49,565
Investments in Publicly Traded Securities$122,298--
Savings and Temporary Cash Investments-$110,139-
Accounts Receivable-$2,400-
Total Assets$293,675$329,155▲ $35,480
Other Assets Total$4,326--
Liabilities
Other Liabilities$3,723$1,542▼ $2,181
Total Liabilities$3,723$1,542▼ $2,181
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$289,952$327,613▲ $37,661
Total Net Assets Fund Balance$289,952$327,613▲ $37,661
Total Liabilities and Net Assets / Fund Balance$293,675$329,155▲ $35,480
Compensation and Service Providers

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Combest Sell & Associates LLCManagement Serv-$348,000
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,001,596
Investment Income
$17,224
Other Revenue
$0
Change in Net Assets
$57,266
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$856,554
Salaries, Compensation, and Employee Benefits$105,000
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$376,209--$376,209
Fees for Services Other$274,920$12,371-$287,291
Other Salaries and Wages-$105,000-$105,000
Office Expenses-$77,736-$77,736
Fees for Services Lobbying-$73,080-$73,080
Travel$31,105--$31,105
Fees for Services Accounting-$8,280-$8,280
Insurance-$2,853-$2,853
Total Functional Expenses$682,234$279,320$0$961,554
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
In-house lobbying only
Yes
Subject to proxy tax
Yes

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$73,080
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Card$1,542
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

Cipa maintains the consulting firm combest, sell and associates, llc on re tainer to facilitate meetings, maintain industry relations, circulate publ ications to the membership, and other functions, including lobbying. Fees paid for the year ended june 30, 2024 amounted to 348,000.

Form 990, Page 6, Part VI, Line 6

MEMBERS

Form 990, Page 6, Part VI, Line 7A

The members shall meet at least two times per year, with the annual meetin g of members to be held in may of each year. The members who are eligible to vote elect the board of directors. After the initial board of directo rs, the term of each member of the board of directors shall be three years . Any member of the board of directors shall be eligible for re-election.

Form 990, Page 6, Part VI, Line 7B

All major decisions must be approved by the membership. The actual presen ce of 25% of the voting membership at a scheduled meeting shall be necessar y to transact any business at a meeting, and a vote of a majority of those present or represented by proxy shall be necessary to adopt any motion.

Form 990, Page 6, Part VI, Line 11B

Form 990 is reviewed by the treasurer and deputy treasurer prior to filing.

Form 990, Page 6, Part VI, Line 12C

There is not a written conflict of interest policy. However, if a conflic t arises, it will be handled by the board of directors as needed. No conf lict of interests have arisen to this date.

Form 990, Page 6, Part VI, Line 19

UPON REQUEST

Filing and Contact Details

Filer

Filer Name
Crop Insurance Professionals Assn I
EIN
82-2073459
Phone
8065777193
Address
12023 E CR 6500, LORENZO, TX 79343

Signing Officer

Name
Jill Whitley
Title
Executive Director
Phone
8065777193
Signed
2025-02-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jill Whitley
Formed
2017
Legal Domicile
TX
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
50

Preparer

Firm
Rbms Llp
Address
9816 SLIDE RD STE 301, LUBBOCK, TX 79424-7672
Preparer
Rick Martin
Phone
8067443333
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To serve as a member-driven national association of crop insurance agents who are committed to maintain and stregthen the federal crop insurance program to ensure that farm and ranch families have the risk management tools that they need to succeed, in part, by ensuring a strong delivery system with agents across the country serving on the front line.

Form 990, Part IX, Line 11G

Representation services 274,920 0 0 bank charges 0 12,371 0 total 274,920 12,371 0

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CROP INSURANCE PROFESSIONALS ASSOCIATIONS, INC. (CIPA) CONTRACTS AND INTER ACTS WITH THE CONSULTING FIRM COMBEST, SELL AND ASSOCIATES, LLC (CS&A) TO FACILITATE MEETINGS, MAINTAIN INDUSTRY RELATIONS, CIRCULATE PUBLICATIONS T O THE MEMBERSHIP, AND OTHER FUNCTIONS, INCLUDING LOBBYING. ALL CIPA ACTIVI TIES ARE MEANT TO FACILITATE THE ORGANIZATION'S MISSION, WHICH IS TO SERVE
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt1AS A MEMBER-DRIVEN NON-PROFIT CORPORATION THAT COLLECTIVELY SUPPORTS A BROAD-BASED KNOWLEDGE OF THE CROP INSURANCE INDUSTRY THROUGH A DIVERSITY OF REPRESENTATION OF THE AGENT FORCE. THE GOAL OF THE COMPANY IS TO BE ACTIVELY INVOLVED IN THE POLITICAL PROCESS TO HELP IMPLEMENT POSITIVE CHANGES IN THE FEDERAL CROP INSURANCE PROGRAM.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART I-A, LINE 1
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE C, PART IV
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01542
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CREDIT CARD
IRS990ScheduleD/TotalLiabilityAmt01542
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO SERVE AS A MEMBER-DRIVEN NATIONAL ASSOCIATION OF CROP INSURANCE AGENTS WHO ARE COMMITTED TO MAINTAIN AND STREGTHEN THE FEDERAL CROP INSURANCE PROGRAM TO ENSURE THAT FARM AND RANCH FAMILIES HAVE THE RISK MANAGEMENT TOOLS THAT THEY NEED TO SUCCEED, IN PART, BY ENSURING A STRONG DELIVERY SYSTEM WITH AGENTS ACROSS THE COUNTRY SERVING ON THE FRONT LINE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CIPA MAINTAINS THE CONSULTING FIRM COMBEST, SELL AND ASSOCIATES, LLC ON RE TAINER TO FACILITATE MEETINGS, MAINTAIN INDUSTRY RELATIONS, CIRCULATE PUBL ICATIONS TO THE MEMBERSHIP, AND OTHER FUNCTIONS, INCLUDING LOBBYING. FEES PAID FOR THE YEAR ENDED JUNE 30, 2024 AMOUNTED TO 348,000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE MEMBERS SHALL MEET AT LEAST TWO TIMES PER YEAR, WITH THE ANNUAL MEETIN G OF MEMBERS TO BE HELD IN MAY OF EACH YEAR. THE MEMBERS WHO ARE ELIGIBLE TO VOTE ELECT THE BOARD OF DIRECTORS. AFTER THE INITIAL BOARD OF DIRECTO RS, THE TERM OF EACH MEMBER OF THE BOARD OF DIRECTORS SHALL BE THREE YEARS . ANY MEMBER OF THE BOARD OF DIRECTORS SHALL BE ELIGIBLE FOR RE-ELECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL MAJOR DECISIONS MUST BE APPROVED BY THE MEMBERSHIP. THE ACTUAL PRESEN CE OF 25% OF THE VOTING MEMBERSHIP AT A SCHEDULED MEETING SHALL BE NECESSAR Y TO TRANSACT ANY BUSINESS AT A MEETING, AND A VOTE OF A MAJORITY OF THOSE PRESENT OR REPRESENTED BY PROXY SHALL BE NECESSARY TO ADOPT ANY MOTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5FORM 990 IS REVIEWED BY THE TREASURER AND DEPUTY TREASURER PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THERE IS NOT A WRITTEN CONFLICT OF INTEREST POLICY. HOWEVER, IF A CONFLIC T ARISES, IT WILL BE HANDLED BY THE BOARD OF DIRECTORS AS NEEDED. NO CONF LICT OF INTERESTS HAVE ARISEN TO THIS DATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8REPRESENTATION SERVICES 274,920 0 0 BANK CHARGES 0 12,371 0 TOTAL 274,920 12,371 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART IX, LINE 11G
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0293675
IRS990/TotalAssetsEOYAmt0329155
IRS990/TotalAssetsGrp/BOYAmt0293675
IRS990/TotalAssetsGrp/EOYAmt0329155
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0279320
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0682234
IRS990/TotalFunctionalExpensesGrp/TotalAmt0961554
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03723
IRS990/TotalLiabilitiesEOYAmt01542
IRS990/TotalLiabilitiesGrp/BOYAmt03723
IRS990/TotalLiabilitiesGrp/EOYAmt01542
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0289952
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0327613
IRS990/TotalProgramServiceExpensesAmt0682234
IRS990/TotalProgramServiceRevenueAmt01001596
IRS990/TotalRevenueGrp/ExclusionAmt017224
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01001596
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01018820
IRS990/TotalVolunteersCnt050
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0293675
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0329155
IRS990/TravelGrp/ProgramServicesAmt031105
IRS990/TravelGrp/TotalAmt031105
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0WWW.CIPATODAY.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JILL WHITLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum08065777193
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CROP INSURANCE PROFESSIONALS ASSN I
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0C/O JILL WHITLEY
ReturnHeader/Filer/BusinessNameControlTxt0CROP
ReturnHeader/Filer/EIN0822073459
ReturnHeader/Filer/PhoneNum08065777193
ReturnHeader/Filer/USAddress/AddressLine1Txt012023 E CR 6500
ReturnHeader/Filer/USAddress/CityNm0LORENZO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd079343
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0752489868
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RBMS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09816 SLIDE RD STE 301
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LUBBOCK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0794247672
ReturnHeader/PreparerPersonGrp/PhoneNum08067443333
ReturnHeader/PreparerPersonGrp/PreparationDt02025-02-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICK MARTIN
ReturnHeader/ReturnTs02025-02-28T15:04:38-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

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