Civic Intelligence

Gifts of Love

EIN 82-1948594 • 501(c)3 • Paterson, NJ

Profile

To provide children of low income families with gifts, toys, books, clothing and other items, at no cost to them, during the holiday season.

30 Church StreetPaterson, NJ 07505

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.00x

Higher debt load relative to assets than 78% of similar nonprofits.

NTEE T50 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

0.01x

Higher debt load relative to revenue than 80% of similar nonprofits.

NTEE T50 • <$500k nonprofits • Source year 2025

Net Margin

87th percentile

74%

Higher net margin than 87% of similar nonprofits.

NTEE T50 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE T50 • <$500k nonprofits • Source year 2025

Asset Growth

61st percentile

17%

Faster asset growth than 61% of similar nonprofits.

NTEE T50 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

99th percentile

19900%

Faster revenue growth than 99% of similar nonprofits.

NTEE T50 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$101,684

Up $14,990 (+17%) from 2024

Liabilities

$158

No earlier filing loaded for comparison.

Net Assets

Up

$101,526

Up $14,832 (+17%) from 2024

Operations
Liabilities / Revenue80th percentileNet Margin87th percentile

Revenue

Up

$20,000

Up $19,900 (+19900%) from 2024

Expenses

Up

$5,168

Up $4,303 (+497%) from 2024

Net Income

Up

$14,832

Up $15,597 (+2039%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth61st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2017: $50,250Liabilities 2017: $0Net Assets 2017: $50,2502017Assets 2018: $93,281Liabilities 2018: $0Net Assets 2018: $93,2812018Assets 2019: $92,127Liabilities 2019: $0Net Assets 2019: $92,1272019Assets 2020: $89,767Liabilities 2020: $0Net Assets 2020: $89,7672020Assets 2021: $89,577Liabilities 2021: $0Net Assets 2021: $89,5772021Assets 2022: $89,767Liabilities 2022: $0Net Assets 2022: $89,7672022Assets 2023: $87,459Liabilities 2023: $0Net Assets 2023: $87,4592023Assets 2024: $86,694Net Assets 2024: $86,6942024Assets 2025: $101,684Liabilities 2025: $158Net Assets 2025: $101,5262025

Highlighted filing

2025

Assets$101,684
Liabilities$158
Net Assets$101,526
Open 2025 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2017: $50,250Expenses 2017: $0Net Income 2017: $50,2502017Revenue 2018: $43,031Expenses 2018: $0Net Income 2018: $43,0312018Revenue 2019: $2,358Expenses 2019: $3,512Net Income 2019: -$1,1542019Revenue 2020: $0Expenses 2020: $2,360Net Income 2020: -$2,3602020Revenue 2021: $0Expenses 2021: $190Net Income 2021: -$1902021Revenue 2022: $190Expenses 2022: $0Net Income 2022: $1902022Revenue 2023: $0Expenses 2023: $2,308Net Income 2023: -$2,3082023Revenue 2024: $100Expenses 2024: $865Net Income 2024: -$7652024Revenue 2025: $20,000Expenses 2025: $5,168Net Income 2025: $14,8322025

Highlighted filing

2025

Revenue$20,000
Expenses$5,168
Net Income$14,832
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$101,684
Liabilities
$158
Net assets
$101,526
Revenue
$20,000
Expenses
$5,168
Net income
$14,832
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.02$0.00$1.02$0.20$0.05$0.15
2024Detailed filing. Detailed filing data is available for this year.$0.87$0.87$0.00$0.01$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.87$0.00$0.87$0.00$0.02$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$0.00$0.00$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$0.00$0.00$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.90$0.00$0.90$0.00$0.02$0.02
2019Detailed filing. Detailed filing data is available for this year.$0.92$0.00$0.92$0.02$0.04$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.93$0.00$0.93$0.43$0.00$0.43
2017Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$0.50$0.00$0.50
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 27, 2026
Return Version
2025v4.0
Gross Receipts
$20,000
Mission and Program Overview

Mission

To provide children of low income families with gifts, toys, books, clothing and other items, at no cost to them, during the holiday season.

Program Services

DescriptionGrantsExpenses
Worked with local charities to coordinate efforts to get children holiday gifts in the upcoming year.-$5,328
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Stephen RaffTrustee-$0--
Rocet RodriguezTrustee-$0--
Donald RaffTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Gifts of Love
EIN
82-1948594
Phone
9737421917
Address
30 Church Street, Paterson, NJ 07505

Signing Officer

Name
Stephen Raff
Title
Trustee
Signed
2026-02-27
Discuss with paid preparer
Yes

Preparer

Firm
Kevin a Carestia CPA
Address
50 Bannehr Street, Oakland, NJ 07436
Preparer
Kevin Carestia
Phone
2019541260
Supplemental Narrative

Additional Explanations

Grants and Similar Amounts Paid In Excess of $5,000.1

“| Donee's Name: Various Children | Description of Property: Toys | Book Value: $5168 | Fair Market Value: $5168”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $0 Accounts Payable and Accrued Expenses - Ending $158”

Raw XML Appendix138 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Stephen Raff
IRS990EZ/BooksInCareOfDetail/PhoneNum09737421917
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt030 Church Street
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Paterson
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007505
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt086694
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0101684
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt020000
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt014832
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt086694
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0101684
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt05168
IRS990EZ/GrossReceiptsAmt020000
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt086694
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0101526
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt086694
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0101526
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Stephen Raff
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Rocet Rodriguez
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Donald Raff
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Trustee
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To provide children of low income families with gifts, toys, books, clothing and other items, at no cost to them, during the holiday season.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Worked with local charities to coordinate efforts to get children holiday gifts in the upcoming year.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt05328
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0158
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt05168
IRS990EZ/TotalProgramServiceExpensesAmt05328
IRS990EZ/TotalRevenueAmt020000
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/First5Years509Ind0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt020000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0100
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt020100
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt020100
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt020000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0100
IRS990ScheduleA/Total509Grp/TotalAmt020100
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt020000
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0100
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt020100
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Donee's Name: Various Children | Description of Property: Toys | Book Value: $5168 | Fair Market Value: $5168
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Accounts Payable and Accrued Expenses - Beginning $0 Accounts Payable and Accrued Expenses - Ending $158
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Grants and Similar Amounts Paid In Excess of $5,000.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Total Liabilities.1001
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Stephen Raff
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Trustee
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Gifts of Love
ReturnHeader/Filer/BusinessNameControlTxt0GIFT
ReturnHeader/Filer/EIN0821948594
ReturnHeader/Filer/PhoneNum09737421917
ReturnHeader/Filer/USAddress/AddressLine1Txt030 Church Street
ReturnHeader/Filer/USAddress/CityNm0Paterson
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007505
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0453851026
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KEVIN A CARESTIA CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt050 Bannehr Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Oakland
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007436
ReturnHeader/PreparerPersonGrp/PhoneNum02019541260
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kevin Carestia
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-02-27T19:37:44-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.