Civic Intelligence

Naturist Society Foundation Inc.

EIN 82-1010690 • 501(c)3 • Oshkosh, WI

Pub. 78 Eligible990-N Coverage

Profile

NONE

375 City Center Ste MOshkosh, WI 54901

www.naturistsociety.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

1.06x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

0.42x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

59th percentile

7.0%

Higher net margin than 59% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

93rd percentile

$46,900

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 13.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

86th percentile

50%

Faster asset growth than 86% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

64th percentile

10%

Faster revenue growth than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$139,372

Up $46,651 (+50%) from 2023

Liabilities

Down

$148,417

Down $26,452 (-15%) from 2023

Net Assets

Up

-$9,045

Up $73,103 (+89%) from 2023

Revenue

Up

$351,319

Up $33,312 (+10%) from 2023

Expenses

Down

$326,625

Down $3,205 (-1.0%) from 2023

Net Income

Up

$24,694

Up $36,517 (+309%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100KAssets 2018: $16,747Liabilities 2018: $12,780Net Assets 2018: $3,9672018Assets 2019: $18,848Liabilities 2019: $14,625Net Assets 2019: $4,2232019Assets 2020: $181,985Liabilities 2020: $181,094Net Assets 2020: $8912020Assets 2021: $176,157Liabilities 2021: $175,860Net Assets 2021: $2972021Assets 2022: $118,308Liabilities 2022: $190,082Net Assets 2022: -$71,7742022Assets 2023: $92,721Liabilities 2023: $174,869Net Assets 2023: -$82,1482023Assets 2024: $139,372Liabilities 2024: $148,417Net Assets 2024: -$9,0452024

Highlighted filing

2024

Assets$139,372
Liabilities$148,417
Net Assets-$9,045

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2018: $425,313Expenses 2018: $431,032Net Income 2018: -$5,7192018Revenue 2019: $425,205Expenses 2019: $424,949Net Income 2019: $2562019Revenue 2020: $360,478Expenses 2020: $363,811Net Income 2020: -$3,3332020Revenue 2021: $385,243Expenses 2021: $385,836Net Income 2021: -$5932021Revenue 2022: $307,027Expenses 2022: $379,096Net Income 2022: -$72,0692022Revenue 2023: $318,007Expenses 2023: $329,830Net Income 2023: -$11,8232023Revenue 2024: $351,319Expenses 2024: $326,625Net Income 2024: $24,6942024

Highlighted filing

2024

Revenue$351,319
Expenses$326,625
Net Income$24,694

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.0
Gross Receipts
$357,018
Mission and Program Overview

Mission

NONE

Promoting a culture of body acceptance through clothing-optional recreation, education and community outreach.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$72,464$85,515▲ $13,051
Cap Stk Tr Prin Current Funds$-10,372$58,950▲ $69,322
Cash and Non-Interest-Bearing Accounts$-105$27,995▲ $28,100
Inventories for Sale or Use$16,586$23,317▲ $6,731
Land, Buildings, and Equipment, Net$1,500$1,500→ $0
Accounts Receivable$2,276$1,004▼ $1,272
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$-71,776$-67,995▲ $3,781
Total Assets$92,721$139,372▲ $46,651
Other Assets Total$0$41▲ $41
Liabilities
Unsecured Notes Loans Payable$150,000$148,282▼ $1,718
Deferred Revenue$13,582$0▼ $13,582
Other Liabilities$8,261$789▼ $7,472
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0--
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Accounts Payable and Accrued Expenses$3,026$-654▼ $3,680
Total Liabilities$174,869$148,417▼ $26,452
Net Assets / Fund Balance
Total Net Assets Fund Balance$-82,148$-9,045▲ $73,103
Total Liabilities and Net Assets / Fund Balance$92,721$139,372▲ $46,651

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$1,500$7,355$0
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Nicky HoffmanEditor and Executive DirectorFT$46,900$46,900

Board Members and Trustees

NameTitle
Cynthia HolbachPresident
Dawnzella GearhartDirector
Kath RooneyDirector
Kathy BlanchardDirector
Norma MitchellDirector
Susan ShopiroSecretary
James NunnTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$310,550
Program Service Revenue
$30,873
Investment Income
$0
Other Revenue
$9,896
All Other Contributions
$106,591
Change in Net Assets
$24,694
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$180,556
Other Expenses$144,889
Grants and Similar Amounts Paid$1,180
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$27,682$89,264$0$116,946
Current Officers, Directors, Trustees, and Key Employees$23,450$23,450$0$46,900
Occupancy$21,133$21,133$0$42,266
Office Expenses$13,234$28,587$0$41,821
Payroll Taxes$0$12,067$0$12,067
Information Technology$0$10,350$0$10,350
Other Employee Benefits$0$4,643$0$4,643
Interest$0$2,534$0$2,534
Travel$2,198$0$0$2,198
Grants to Domestic Orgs$1,180--$1,180
Advertising$0$941$0$941
Fees for Services Accounting$0$888$0$888
Other Expenses$0$50$0$50
Total Functional Expenses$125,903$200,722$0$326,625
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

TNSF is a membership based organization offering annual and lifetime memberships.

Form 990, Part VI, Section A, Line 7A

The process is for the board to provide a slate of directors to the membership for consideration and a vote at our annual meeting.

Form 990, Part VI, Section B, Line 11B

The treasurer, with support of the comptroller, prepared a draft of this form, and submitted it to the board for its review.

Form 990, Part VI, Section B, Line 12C

The secretary is responsible for the maintenance of director disclosures, and an annual return is completed by each director electronically and maintained by the Secretary.

Form 990, Part VI, Section B, Line 15

The board reviewed information obtained from online resources to determine the salary for the Executive Director, Editor, and Designer during 2024, as these positions fell vacant.

Form 990, Part VI, Section C, Line 18

TNSF uses Form990Online for our filing, and a copy of our 990 is publicly available through this site. We also file our 990 with Charity Navigator and other online resources each year.

Form 990, Part VI, Section C, Line 19

The governing documents and policies are available by request. The board aims to publish these on our website.

Filing and Contact Details

Filer

Filer Name
Naturist Society Foundation Inc
EIN
82-1010690
Phone
9204265009
Address
375 City Center Ste M, Oshkosh, WI 54901
Doing Business As
The Naturist Society Foundation

Signing Officer

Name
James Nunn
Title
Treasurer
Phone
4698880456
Signed
2025-11-12

Organization Details

Principal Officer
Cynthia Holbach
Formed
2017
Legal Domicile
Wi
Voting Board Members
7
Independent Board Members
7
Employees
6
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

All revenue and expenses match, however equity and fund balances needed to be adjusted to finalize return.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/LandBldgEquipBasisNetGrp/EOYAmt01500
IRS990/LandBldgEquipCostOrOtherBssAmt08855
IRS990/LegalDomicileStateCd0WI
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt0195223
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Promoting a culture of body acceptance through clothing-optional recreation, education and community outreach.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt0-82148
IRS990/NetAssetsOrFundBalancesEOYAmt0-9045
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt08548
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt08548
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt021133
IRS990/OccupancyGrp/ProgramServicesAmt021133
IRS990/OccupancyGrp/TotalAmt042266
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt028587
IRS990/OfficeExpensesGrp/ProgramServicesAmt013234
IRS990/OfficeExpensesGrp/TotalAmt041821
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt041
IRS990/OtherChangesInNetAssetsAmt048409
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt04643
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt04643
IRS990/OtherExpensesGrp/Desc0Publications
IRS990/OtherExpensesGrp/Desc1Bank Service & Credit Card Charges
IRS990/OtherExpensesGrp/Desc2Admin Expenses
IRS990/OtherExpensesGrp/Desc3Miscellaneous
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02422
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13293
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21100
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt350
IRS990/OtherExpensesGrp/ProgramServicesAmt037026
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt039448
IRS990/OtherExpensesGrp/TotalAmt13293
IRS990/OtherExpensesGrp/TotalAmt21100
IRS990/OtherExpensesGrp/TotalAmt350
IRS990/OtherInd0X
IRS990/OtherLiabilitiesGrp/BOYAmt08261
IRS990/OtherLiabilitiesGrp/EOYAmt0789
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/BusinessCd2900099
IRS990/OtherRevenueMiscGrp/Desc0Interest
IRS990/OtherRevenueMiscGrp/Desc1Reimbursed Expenses
IRS990/OtherRevenueMiscGrp/Desc2Magazine Sales
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1208
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt21136
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1208
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt21136
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt01348
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt089264
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt027682
IRS990/OtherSalariesAndWagesGrp/TotalAmt0116946
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt012067
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt012067
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Cynthia Holbach
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0Gathering Income
IRS990/ProgramServiceRevenueGrp/Desc1Advertising N Magazine
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt020458
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt110415
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020458
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt110415
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0TNSF provided a number of small grants to other naturist organizations throughout 2024 after board approval.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01180

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