Civic Intelligence

River of Life School

EIN 82-0686655 • 501(c)3 • Benton Harbor, MI

Profile

River of life school exists to provide a christ centered education to all children regardless of their socio-economic situation. River of life celebrates the diversity of the body of christ and equips children to serve god, people, and creation to their fullest potential

671 McallisterBenton Harbor, MI 49022-4934

riveroflifeschool.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.51x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

84th percentile

0.13x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

32nd percentile

-8.8%

Higher net margin than 32% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

39th percentile

-9.0%

Faster asset growth than 39% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

84th percentile

46%

Faster revenue growth than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$100,083

Up $9,265 (+10%) from 2024

Liabilities

Up

$50,725

Up $43,301 (+583%) from 2024

Net Assets

Down

$49,358

Down $34,036 (-41%) from 2024

Operations
Liabilities / Revenue84th percentileNet Margin32nd percentile

Revenue

Up

$388,315

Up $69,527 (+22%) from 2024

Expenses

Up

$422,351

Up $78,589 (+23%) from 2024

Net Income

Down

-$34,036

Down $9,062 (-36%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2018: $9,117Liabilities 2018: $2,197Net Assets 2018: $6,9202018Assets 2019: $144,107Liabilities 2019: $82,501Net Assets 2019: $61,6062019Assets 2020: $147,304Liabilities 2020: $96,064Net Assets 2020: $51,2402020Assets 2021: $170,137Liabilities 2021: $10,597Net Assets 2021: $159,5402021Assets 2022: $165,121Liabilities 2022: $9,176Net Assets 2022: $155,9452022Assets 2023: $120,923Liabilities 2023: $12,553Net Assets 2023: $108,3702023Assets 2024: $90,818Liabilities 2024: $7,424Net Assets 2024: $83,3942024Assets 2025: $100,083Liabilities 2025: $50,725Net Assets 2025: $49,3582025

Highlighted filing

2025

Assets$100,083
Liabilities$50,725
Net Assets$49,358
Open 2025 Filing

Operations Trend

Revenue Growth84th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2018: $173,687Expenses 2018: $166,767Net Income 2018: $6,9202018Revenue 2019: $229,089Expenses 2019: $174,403Net Income 2019: $54,6862019Revenue 2020: $227,339Expenses 2020: $237,704Net Income 2020: -$10,3652020Revenue 2021: $334,466Expenses 2021: $226,166Net Income 2021: $108,3002021Revenue 2022: $216,299Expenses 2022: $219,894Net Income 2022: -$3,5952022Revenue 2023: $181,784Expenses 2023: $229,359Net Income 2023: -$47,5752023Revenue 2024: $318,788Expenses 2024: $343,762Net Income 2024: -$24,9742024Revenue 2025: $388,315Expenses 2025: $422,351Net Income 2025: -$34,0362025

Highlighted filing

2025

Revenue$388,315
Expenses$422,351
Net Income-$34,036
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$100,083
Liabilities
$50,725
Net assets
$49,358
Revenue
$388,315
Expenses
$422,351
Net income
-$34,036
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.00$0.51$0.49$3.88$4.22$0.34
2024Detailed filing. Detailed filing data is available for this year.$0.91$0.07$0.83$3.19$3.44$0.25
2023Detailed filing. Detailed filing data is available for this year.$1.21$0.13$1.08$1.82$2.29$0.48
2022Detailed filing. Detailed filing data is available for this year.$1.65$0.09$1.56$2.16$2.20$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.70$0.11$1.60$3.34$2.26$1.08
2020Detailed filing. Detailed filing data is available for this year.$1.47$0.96$0.51$2.27$2.38$0.10
2019Detailed filing. Detailed filing data is available for this year.$1.44$0.83$0.62$2.29$1.74$0.55
2018Detailed filing. Detailed filing data is available for this year.$0.09$0.02$0.07$1.74$1.67$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2024 to Aug 31, 2025
Signed
Dec 22, 2025
Return Version
2024v5.0
Gross Receipts
$388,315
Mission and Program Overview

Mission

River of life school exists to provide a christ centered education to all children regardless of their socio-economic situation. River of life celebrates the diversity of the body of christ and equips children to serve god, people, and creation to their fullest potential

River of life school exists to provide a christ centered education to all children regardless of their socio-economic situation. River of life celebrates the diversity of the body of christ and equips children to serve god, people, and creation to their fullest potential.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$100,879$98,253▼ $2,626
Rtn Earn Endowment Incm Other Fnds$83,394$49,358▼ $34,036
Accounts Receivable$5,165$2,093▼ $3,072
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Cash and Non-Interest-Bearing Accounts$-15,226$-263▲ $14,963
Total Assets$90,818$100,083▲ $9,265
Liabilities
Accounts Payable and Accrued Expenses$7,424$50,725▲ $43,301
Total Liabilities$7,424$50,725▲ $43,301
Net Assets / Fund Balance
Total Net Assets Fund Balance$83,394$49,358▼ $34,036
Total Liabilities and Net Assets / Fund Balance$90,818$100,083▲ $9,265

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$98,253$18,610$116,863
Other Land Buildings$0$0$0
Land$0-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mallory NicholsonPrincipalFT$48,135$7,200$55,335

Board Members and Trustees

NameTitle
Adam SterenbergBoard Member & President
Marcy WhiteBoard Member & Vice-president
John TaylorBoard Member
David SmeltzerBoard Member & Treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$357,998
Program Service Revenue
$30,317
Investment Income
$0
Other Revenue
$0
All Other Contributions
$292,843
Change in Net Assets
$-34,036
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$254,714
Other Expenses$158,637
Total Fundraising Expense$29,688
Professional Fundraising Fees$9,000
Grants and Similar Amounts Paid$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$126,257$28,242$11,629$166,128
Occupancy$115,739$6,090-$121,829
Current Officers, Directors, Trustees, and Key Employees$40,915$7,220$0$48,135
Other Employee Benefits$20,520$1,080$0$21,600
Payroll Taxes$14,704$2,827$1,320$18,851
All Other Expenses$9,783-$5,233$15,016
Fees for Services Professional Fundraising--$9,000$9,000
Insurance-$4,605-$4,605
Office Expenses-$4,466-$4,466
Fees for Services Accounting-$3,093-$3,093
Depreciation Depletion$2,495$131-$2,626
Advertising--$2,506$2,506
Travel$2,426--$2,426
Fees for Services Other-$2,070-$2,070
Total Functional Expenses$332,839$59,824$29,688$422,351
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$9,000
Fundraising Direct Expenses$0
Fundraising Gross Income$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Tapestry$16,255$0$5,050$-5,050
Total Events$16,255$0$5,050$-5,050
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990, Part VI, Section B, Line 11b - Form 990, Part VI, Sections B, Line 11b - Copies of the completed Form 990 were sent to all Board Members via email with instructions to review and return with any corrections or questions to the reporting officer.”

Form 990, Part VI, Section B, Line 12C

“Form 990, Part VI, Section B, Line 12c - Form 990, Part VI, Sections B, Line 12c - The Board and committees are involved in the approval and execution of all significant transactions.”

Form 990, Part VI, Section B, Line 15

“Form 990, Part VI, Section B, Line 15 - Form 990, Part VI, Line 15 - The school Principal is the only officer or director in a paid position and their salary and compensation is approved by the entire Board.”

Form 990, Part VI, Section C, Line 19

“Form 990, Part VI, Section C, Line 19 - All records are maintained electronically at the school office. Anyone interested in reviewing any governing documents may request, in writing, a copy of the documentation.”

Filing and Contact Details

Filer

Filer Name
River of Life School
EIN
82-0686655
Phone
2697577549
Address
671 MCALLISTER, BENTON HARBOR, MI 49022-4934
Doing Business As
River of Life Christian School

Signing Officer

Name
David Smeltzer
Title
Treasurer
Phone
2694053545
Signed
2025-12-22

Organization Details

Principal Officer
Adam Sterenberg
Formed
2017
Legal Domicile
Mi
Voting Board Members
4
Independent Board Members
4
Employees
9
Volunteers
1
Raw XML AppendixShowing 400 of 443 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt07424
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt050725
IRS990/AccountsReceivableGrp/BOYAmt05165
IRS990/AccountsReceivableGrp/EOYAmt02093
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0RIVER OF LIFE SCHOOL EXISTS TO PROVIDE A CHRIST CENTERED EDUCATION TO ALL CHILDREN REGARDLESS OF THEIR SOCIO-ECONOMIC SITUATION. RIVER OF LIFE CELEBRATES THE DIVERSITY OF THE BODY OF CHRIST AND EQUIPS CHILDREN TO SERVE GOD, PEOPLE, AND CREATION TO THEIR FULLEST POTENTIAL.
IRS990/AdvertisingGrp/FundraisingAmt02506
IRS990/AdvertisingGrp/TotalAmt02506
IRS990/AllOtherContributionsAmt0292843
IRS990/AllOtherExpensesGrp/FundraisingAmt05233
IRS990/AllOtherExpensesGrp/ProgramServicesAmt09783
IRS990/AllOtherExpensesGrp/TotalAmt015016
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0MARK HOEKMAN
IRS990/BooksInCareOfDetail/PhoneNum06165101913
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0671 MCALLISTER
IRS990/BooksInCareOfDetail/USAddress/CityNm0BENTON HARBOR
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0490224934
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0-15226
IRS990/CashNonInterestBearingGrp/EOYAmt0-263
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt07220
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt040915
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt048135
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt018755
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0357998
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0158637
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt030317
IRS990/CYRevenuesLessExpensesAmt0-34036
IRS990/CYSalariesCompEmpBnftPaidAmt0254714
IRS990/CYTotalExpensesAmt0422351
IRS990/CYTotalFundraisingExpenseAmt029688
IRS990/CYTotalProfFndrsngExpnsAmt09000
IRS990/CYTotalRevenueAmt0388315
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt0131
IRS990/DepreciationDepletionGrp/ProgramServicesAmt02495
IRS990/DepreciationDepletionGrp/TotalAmt02626
IRS990/Desc0PROVIDED K-7 CHRIST-CENTERED PRIMARY EDUCATION TO 48 STUDENTS.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0RIVER OF LIFE CHRISTIAN SCHOOL
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt09
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0332839
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt03093
IRS990/FeesForServicesAccountingGrp/TotalAmt03093
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt02070
IRS990/FeesForServicesOtherGrp/TotalAmt02070
IRS990/FeesForServicesProfFundraising/FundraisingAmt09000
IRS990/FeesForServicesProfFundraising/TotalAmt09000
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt48
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd1X
IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt07200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0MALLORY NICHOLSON
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm2ADAM STERENBERG
IRS990/Form990PartVIISectionAGrp/PersonNm3DAVID SMELTZER
IRS990/Form990PartVIISectionAGrp/PersonNm4MARCY WHITE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt048135
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRINCIPAL
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER & PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER & TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER & VICE-PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02017
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt018755
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GovernmentGrantsAmt046400
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0388315
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt04
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt04605
IRS990/InsuranceGrp/TotalAmt04605
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt018610
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0100879
IRS990/LandBldgEquipBasisNetGrp/EOYAmt098253
IRS990/LandBldgEquipCostOrOtherBssAmt0116863
IRS990/LegalDomicileStateCd0MI
IRS990/LoanOutstandingInd01
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0RIVER OF LIFE SCHOOL EXISTS TO PROVIDE A CHRIST CENTERED EDUCATION TO ALL CHILDREN REGARDLESS OF THEIR SOCIO-ECONOMIC SITUATION. RIVER OF LIFE CELEBRATES THE DIVERSITY OF THE BODY OF CHRIST AND EQUIPS CHILDREN TO SERVE GOD, PEOPLE, AND CREATION TO THEIR FULLEST POTENTIAL
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt083394
IRS990/NetAssetsOrFundBalancesEOYAmt049358
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt06090
IRS990/OccupancyGrp/ProgramServicesAmt0115739
IRS990/OccupancyGrp/TotalAmt0121829
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt04466
IRS990/OfficeExpensesGrp/TotalAmt04466
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt01080
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt020520
IRS990/OtherEmployeeBenefitsGrp/TotalAmt021600
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt011629
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt028242
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0126257
IRS990/OtherSalariesAndWagesGrp/TotalAmt0166128
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt01320
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02827
IRS990/PayrollTaxesGrp/ProgramServicesAmt014704
IRS990/PayrollTaxesGrp/TotalAmt018851
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Adam Sterenberg
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531120
IRS990/ProgramServiceRevenueGrp/BusinessCd1611110
IRS990/ProgramServiceRevenueGrp/Desc0Facility Rental
IRS990/ProgramServiceRevenueGrp/Desc1Tuition Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01000
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt129317
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt129317
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE RENTED FACILITIES TO NON-PROFIT ORGANIZATIONS COMMITTED TO CHRISTIAN OUTREACH AND/OR EARLY CHILDHOOD EDUCATION AND DEVELOPMENT.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt01000
IRS990/ProgSrvcAccomActy3Grp/Desc0River of Life School exists to provide a Christ centered education to all children regardless of their socio-economic situation. River of Life celebrates the diversity of the body of Christ and equips children to serve God, people, and creation to their fullest potential.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0278996
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0112511
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt039792
IRS990/PYRevenuesLessExpensesAmt0-24974
IRS990/PYSalariesCompEmpBnftPaidAmt0231251
IRS990/PYTotalExpensesAmt0343762
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0318788
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-34036
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0388315
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt083394
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt049358
IRS990ScheduleA/SchoolInd0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt098253
IRS990ScheduleD/BuildingsGrp/DepreciationAmt018610
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0116863
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/TotalBookValueLandBuildingsAmt098253
IRS990ScheduleE/ComplianceWithRevProc7550Ind01
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd00
IRS990ScheduleE/DiscriminateRaceAthltProgInd00
IRS990ScheduleE/DiscriminateRaceEducPlcyInd00
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd00
IRS990ScheduleE/DiscriminateRaceOtherActyInd00
IRS990ScheduleE/DiscriminateRaceSchsInd00
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd00
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd00
IRS990ScheduleE/GovernmentFinancialAidRcvdInd00
IRS990ScheduleE/GovernmentFinancialAidRvkdInd00
IRS990ScheduleE/MaintainCpyOfAllSolInd01
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd01
IRS990ScheduleE/MaintainRacialCompRecsInd01
IRS990ScheduleE/MaintainScholarshipsRecsInd01
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd01
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd01
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd01
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt0River of Life's Family Guidebook states, "ROL welcomes students of any race, gender, or religion with all rights, privileges, programs, and activities generally accorded or made available to its students. ROL does not discriminate on the basis of race, gender, or religion in the administration of its educational, admissions, or scholarship policies or other school administered policies."
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule E, Part I, Line 3
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt016255
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt016255
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt05050
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Tapestry
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt016255
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt016255
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0-5050
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt05050
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt05050
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt00
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt038942
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0To meet payroll obligations
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt038942
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Mallory Nicholson
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Principal
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd00
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0Mrs. Mallory Nicholson, Principal at River of Life Christian School, has chosen to defray her salary in order for the school to meet its payroll obligations to other staff and administrators. A liability was set-up on the balance sheet (Statement of Financial Position) to verify the liability for uncashed checks by Mrs. Nicholson.
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule L, Part II
IRS990ScheduleL/TotalBalanceDueAmt038942
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990, Part VI, Section B, Line 11b - Form 990, Part VI, Sections B, Line 11b - Copies of the completed Form 990 were sent to all Board Members via email with instructions to review and return with any corrections or questions to the reporting officer.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Form 990, Part VI, Section B, Line 12c - Form 990, Part VI, Sections B, Line 12c - The Board and committees are involved in the approval and execution of all significant transactions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990, Part VI, Section B, Line 15 - Form 990, Part VI, Line 15 - The school Principal is the only officer or director in a paid position and their salary and compensation is approved by the entire Board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990, Part VI, Section C, Line 19 - All records are maintained electronically at the school office. Anyone interested in reviewing any governing documents may request, in writing, a copy of the documentation.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd01
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MI
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt090818
IRS990/TotalAssetsEOYAmt0100083
IRS990/TotalAssetsGrp/BOYAmt090818
IRS990/TotalAssetsGrp/EOYAmt0100083
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0357998
IRS990/TotalEmployeeCnt09
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt029688
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt059824
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0332839
IRS990/TotalFunctionalExpensesGrp/TotalAmt0422351
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07424
IRS990/TotalLiabilitiesEOYAmt050725
IRS990/TotalLiabilitiesGrp/BOYAmt07424
IRS990/TotalLiabilitiesGrp/EOYAmt050725
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt083394
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt049358
IRS990/TotalOtherCompensationAmt07200
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt0332839

Document Assets

No mirrored PDF or thumbnail assets are attached yet.