Civic Intelligence

New West Community Capital Inc.

990 • Fiscal year 2016 • EIN 82-0523355

Oct 01, 2015 to Sep 30, 2016 • Filed on Feb 17, 2017

Organization ProfileWWW.IDAHONEVADACDFI.ORG

View Organization Page

1319 N HamptonBoise, ID 83704

(208) 323-1545

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

85th percentile

0.79x

Higher debt load relative to assets than 85% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

97th percentile

11.63x

Higher debt load relative to revenue than 97% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2016

Net Margin

59th percentile

4.8%

Higher net margin than 59% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

22nd percentile

$151,538

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 6.7% of source-year revenue.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2016

Asset Growth

56th percentile

3.7%

Faster asset growth than 56% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

9th percentile

-34%

Faster revenue growth than 9% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets85th percentile

Assets

Up

$33,377,584

Up $1,192,503 (+3.7%) from 2015

Net Assets

Up

$7,091,353

Up $107,863 (+1.5%) from 2015

Liabilities

Up

$26,286,231

Up $1,084,640 (+4.3%) from 2015

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin59th percentile

Revenue

Down

$2,259,267

Down $1,149,377 (-34%) from 2015

Expenses

Up

$2,151,404

Up $51,039 (+2.4%) from 2015

Net Income

Down

$107,863

Down $1,200,416 (-92%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth56th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2011: $42,156,214Liabilities 2011: $37,279,530Net Assets 2011: $4,876,6842011Assets 2012: $45,585,510Liabilities 2012: $40,371,807Net Assets 2012: $5,213,7032012Assets 2013: $49,530,602Liabilities 2013: $43,762,250Net Assets 2013: $5,768,3522013Assets 2014: $28,581,283Liabilities 2014: $22,906,072Net Assets 2014: $5,675,2112014Assets 2015: $32,185,081Liabilities 2015: $25,201,591Net Assets 2015: $6,983,4902015Assets 2016: $33,377,584Liabilities 2016: $26,286,231Net Assets 2016: $7,091,3532016Assets 2017: $35,227,945Liabilities 2017: $27,987,301Net Assets 2017: $7,240,6442017Assets 2018: $35,969,340Liabilities 2018: $28,381,104Net Assets 2018: $7,588,2362018Assets 2019: $37,241,547Liabilities 2019: $28,792,643Net Assets 2019: $8,448,9042019Assets 2020: $39,130,852Liabilities 2020: $29,012,283Net Assets 2020: $10,118,5692020Assets 2021: $42,646,144Liabilities 2021: $30,470,720Net Assets 2021: $12,175,4242021Assets 2022: $45,251,574Liabilities 2022: $32,493,138Net Assets 2022: $12,758,4362022Assets 2023: $45,492,026Liabilities 2023: $31,716,715Net Assets 2023: $13,775,3112023Assets 2024: $55,759,686Liabilities 2024: $41,340,719Net Assets 2024: $14,418,9672024Assets 2025: $69,950,978Liabilities 2025: $53,897,729Net Assets 2025: $16,053,2492025

Highlighted filing

2016

Assets$33,377,584
Liabilities$26,286,231
Net Assets$7,091,353
Open 2016 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $3,573,070Expenses 2011: $1,943,653Net Income 2011: $1,629,4172011Revenue 2012: $2,777,515Expenses 2012: $2,440,496Net Income 2012: $337,0192012Revenue 2013: $2,481,162Expenses 2013: $2,501,945Net Income 2013: -$20,7832013Revenue 2014: $2,443,351Expenses 2014: $2,308,936Net Income 2014: $134,4152014Revenue 2015: $3,408,644Expenses 2015: $2,100,365Net Income 2015: $1,308,2792015Revenue 2016: $2,259,267Expenses 2016: $2,151,404Net Income 2016: $107,8632016Revenue 2017: $2,472,481Expenses 2017: $2,323,190Net Income 2017: $149,2912017Revenue 2018: $2,901,925Expenses 2018: $2,554,333Net Income 2018: $347,5922018Revenue 2019: $3,148,384Expenses 2019: $2,287,716Net Income 2019: $860,6682019Revenue 2020: $4,038,766Expenses 2020: $2,369,101Net Income 2020: $1,669,6652020Revenue 2021: $4,495,009Expenses 2021: $2,438,154Net Income 2021: $2,056,8552021Revenue 2022: $3,085,847Expenses 2022: $2,502,835Net Income 2022: $583,0122022Revenue 2023: $3,285,469Expenses 2023: $2,268,594Net Income 2023: $1,016,8752023Revenue 2024: $3,948,392Expenses 2024: $3,304,736Net Income 2024: $643,6562024Revenue 2025: $5,175,340Expenses 2025: $3,541,058Net Income 2025: $1,634,2822025

Highlighted filing

2016

Revenue$2,259,267
Expenses$2,151,404
Net Income$107,863
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2015 to Sep 30, 2016
Signed
Feb 17, 2017
Return Version
2015v3.0
Gross Receipts
$2,259,267
Mission and Program Overview

Mission

A certified community development financial institution organized to increase access to capital for affordable housing and community facilities.

To increase access to capital for small businesses and community development organizations.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$24,112,592$25,647,262▲ $1,534,670
Savings and Temporary Cash Investments$7,554,708$7,174,239▼ $380,469
Cash and Non-Interest-Bearing Accounts$275,235$305,237▲ $30,002
Land, Buildings, and Equipment, Net$0$1,273▲ $1,273
Total Assets$32,185,081$33,377,584▲ $1,192,503
Other Assets Total$242,546$249,573▲ $7,027
Liabilities
Mortgage Notes Payable Secured by Investment Property$24,867,095$25,931,253▲ $1,064,158
Other Liabilities$286,796$337,342▲ $50,546
Accounts Payable and Accrued Expenses$47,700$17,636▼ $30,064
Total Liabilities$25,201,591$26,286,231▲ $1,084,640
Net Assets / Fund Balance
Unrestricted Net Assets$6,983,490$7,091,353▲ $107,863
Total Net Assets Fund Balance$6,983,490$7,091,353▲ $107,863
Total Liabilities and Net Assets / Fund Balance$32,185,081$33,377,584▲ $1,192,503

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,273$3,931$5,204
Compensation and Service Providers
Top Officer Pay22nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dutch HaarsmaPresidentFT$126,538$25,000$151,538

Board Members and Trustees

NameTitle
Jennifer SeamonsBoard Chair
Joe HerringLoan Committee Chair
Jerry MartinPast Board Chair
Alison GonsalvesTrustee
Brian MaddoxTrustee
Jason MeyerhoefferTrustee
Lyman FrostTrustee
Stuart BradyTrustee
Warren HeinrichTrustee
Lanette MarcumAsst Sec/tresurer
Jim DeffenbaughSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$157,650
Program Service Revenue
$2,095,254
Investment Income
$6,363
Other Revenue
$0
All Other Contributions
$37,650
Change in Net Assets
$107,863

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,259,267
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,259,267
Total Revenue per Form 990
$2,259,267
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,822,875
Salaries, Compensation, and Employee Benefits$328,529
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$1,477,547--$1,477,547
Current Officers, Directors, Trustees, and Key Employees$265,677--$265,677
Pension Plan Contributions$44,759--$44,759
All Other Expenses$27,941--$27,941
Payroll Taxes$18,093--$18,093
Other Expenses$16,273--$16,273
Travel$11,091--$11,091
Advertising$4,118--$4,118
Depreciation Depletion$489--$489
Insurance$206--$206
Total Functional Expenses$2,151,404$0$0$2,151,404

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,151,404
Total Expenses per Audited Statements$2,151,404
Total Expenses per Form 990$2,151,404
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Reserve Accounts$305,237
Accrued Interest Payable$26,388
Payroll Liabilities$5,717
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“The board reviews form 990 prior to submission.”

Form 990, Part VI, Section B, Line 12C

“The board reviews the conflict of interest policy annually.”

Form 990, Part VI, Section B, Line 15

“Consultant hired to assist in the determination of salary of officers. Officers salaries are reviewed and approved by the board.”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Idaho-nevada Community Development
EIN
82-0523355
Phone
2083231545
Address
1319 N HAMPTON, BOISE, ID 83704

Signing Officer

Name
Dutch Harsma
Title
President
Phone
2083231545
Signed
2017-02-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dutch Haarsma
Formed
2004
Legal Domicile
Id
Voting Board Members
12
Independent Board Members
11
Employees
0
Volunteers
0

Preparer

Firm
Mahlke Hunsaker & Company Pllc
Address
139 RIVER VISTA PLACE SUITE 202, TWIN FALLS, ID 83301
Preparer
Scott E Hunsaker CPA
Phone
2087341809
Raw XML AppendixShowing 400 of 449 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt047700
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt017636
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO INCREASE ACCESS TO CAPITAL FOR SMALL BUSINESSES AND COMMUNITY DEVELOPMENT ORGANIZATIONS.
IRS990/AdvertisingGrp/ProgramServicesAmt04118
IRS990/AdvertisingGrp/TotalAmt04118
IRS990/AllAffiliatesIncludedInd01
IRS990/AllOtherContributionsAmt037650
IRS990/AllOtherExpensesGrp/ProgramServicesAmt027941
IRS990/AllOtherExpensesGrp/TotalAmt027941
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CINDY WILLIAMS
IRS990/BooksInCareOfDetail/PhoneNum02083231545
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 44922
IRS990/BooksInCareOfDetail/USAddress/CityNm0BOISE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0ID
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0837110922
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0275235
IRS990/CashNonInterestBearingGrp/EOYAmt0305237
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0265677
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0265677
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0157650
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt06363
IRS990/CYOtherExpensesAmt01822875
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02095254
IRS990/CYRevenuesLessExpensesAmt0107863
IRS990/CYSalariesCompEmpBnftPaidAmt0328529
IRS990/CYTotalExpensesAmt02151404
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02259267
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0489
IRS990/DepreciationDepletionGrp/TotalAmt0489
IRS990/Desc0A CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION ORGANIZED TO INCREASE ACCESS TO CAPITAL FOR SMALL BUSINESSES AND COMMUNITY DEVELOPMENT ORGANIZATIONS ENGAGED IN ECONOMIC AND COMMUNITY DEVELOPMENT AND AFFORDABLE HOUSING, HALT COMMUNITY DETERIORATION AND CREATE JOBS THROUGHOUT THE ECONOMICALLY DISADVANTAGED AREAS OF THE WESTERN UNITED STATES.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt02151404
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/PersonNm0JOE HERRING
IRS990/Form990PartVIISectionAGrp/PersonNm1JENNIFER SEAMONS
IRS990/Form990PartVIISectionAGrp/PersonNm2STUART BRADY
IRS990/Form990PartVIISectionAGrp/PersonNm3JIM DEFFENBAUGH
IRS990/Form990PartVIISectionAGrp/PersonNm4WARREN HEINRICH
IRS990/Form990PartVIISectionAGrp/PersonNm5BRIAN MADDOX
IRS990/Form990PartVIISectionAGrp/PersonNm6JERRY MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm7JASON MEYERHOEFFER
IRS990/Form990PartVIISectionAGrp/PersonNm8LYMAN FROST
IRS990/Form990PartVIISectionAGrp/PersonNm9LANETTE MARCUM
IRS990/Form990PartVIISectionAGrp/PersonNm10DUTCH HAARSMA
IRS990/Form990PartVIISectionAGrp/PersonNm11ALISON GONSALVES
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10151538
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/TitleTxt0LOAN COMMITTEE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6PAST BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt9ASST SEC/TRESURER
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt11TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02004
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt0120000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02259267
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt0206
IRS990/InsuranceGrp/TotalAmt0206
IRS990/InterestGrp/ProgramServicesAmt01477547
IRS990/InterestGrp/TotalAmt01477547
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt06363
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt06363
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03931
IRS990/LandBldgEquipBasisNetGrp/BOYAmt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01273
IRS990/LandBldgEquipCostOrOtherBssAmt05204
IRS990/LegalDomicileStateCd0ID
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A CERTIFIED COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION ORGANIZED TO INCREASE ACCESS TO CAPITAL FOR SMALL BUSINESSES AND COMMUNITY DEVELOPMENT ORGANIZATIONS ENGAGED IN ECONOMIC AND COMMUNITY DEVELOPMENT AND AFFORDABLE HOUSING, HALT COMMUNITY DETERIORATION AND CREATE JOBS THROUGHOUT THE ECONOMICALLY DISADVANTAGED AREAS OF THE WESTERN UNITED STATES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt024867095
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt025931253
IRS990/NetAssetsOrFundBalancesBOYAmt06983490
IRS990/NetAssetsOrFundBalancesEOYAmt07091353
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0242546
IRS990/OtherAssetsTotalGrp/EOYAmt0249573
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1SERVICE FEES
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL FEES
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ProgramServicesAmt0169369
IRS990/OtherExpensesGrp/ProgramServicesAmt179643
IRS990/OtherExpensesGrp/ProgramServicesAmt236198
IRS990/OtherExpensesGrp/ProgramServicesAmt316273
IRS990/OtherExpensesGrp/TotalAmt0169369
IRS990/OtherExpensesGrp/TotalAmt179643
IRS990/OtherExpensesGrp/TotalAmt236198
IRS990/OtherExpensesGrp/TotalAmt316273
IRS990/OtherLiabilitiesGrp/BOYAmt0286796
IRS990/OtherLiabilitiesGrp/EOYAmt0337342
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt024112592
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt025647262
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt018093
IRS990/PayrollTaxesGrp/TotalAmt018093
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt044759
IRS990/PensionPlanContributionsGrp/TotalAmt044759
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0DUTCH HAARSMA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1SERVICING FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02079248
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt116006
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02079248
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt116006
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt038000
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt01689
IRS990/PYOtherExpensesAmt01728907
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03368955
IRS990/PYRevenuesLessExpensesAmt01308279
IRS990/PYSalariesCompEmpBnftPaidAmt0371458
IRS990/PYTotalExpensesAmt02100365
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03408644
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0107863
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02259267
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07554708
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07174239
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0157650
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt038000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt076700
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt057500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0561867
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0891717
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt06363
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt01689
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt01332
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt011230
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt08521
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt029135
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.96840
IRS990ScheduleA/PublicSupportPY170Pct00.98230
IRS990ScheduleA/PublicSupportTotal170Amt0891717
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0157650
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt038000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt076700
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt057500
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0561867
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0891717
IRS990ScheduleA/TotalSupportAmt0920852
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02151404
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01273
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03931
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt05204
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026388
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt15717
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2305237
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED INTEREST PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PAYROLL LIABILITIES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2RESERVE ACCOUNTS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02259267
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01273
IRS990ScheduleD/TotalExpensesPerForm990Amt02151404
IRS990ScheduleD/TotalLiabilityAmt0337342
IRS990ScheduleD/TotalRevenuePerForm990Amt02259267
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02259267
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02151404
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0126538
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount025000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DUTCH HAARSMA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0151538
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD REVIEWS FORM 990 PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD REVIEWS THE CONFLICT OF INTEREST POLICY ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CONSULTANT HIRED TO ASSIST IN THE DETERMINATION OF SALARY OF OFFICERS. OFFICERS SALARIES ARE REVIEWED AND APPROVED BY THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt032185081
IRS990/TotalAssetsEOYAmt033377584
IRS990/TotalAssetsGrp/BOYAmt032185081
IRS990/TotalAssetsGrp/EOYAmt033377584
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt0157650
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02151404
IRS990/TotalFunctionalExpensesGrp/TotalAmt02151404
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt025201591
IRS990/TotalLiabilitiesEOYAmt026286231
IRS990/TotalLiabilitiesGrp/BOYAmt025201591
IRS990/TotalLiabilitiesGrp/EOYAmt026286231
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06983490
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07091353
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt02151404
IRS990/TotalProgramServiceRevenueAmt02095254
IRS990/TotalReportableCompFromOrgAmt0151538
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02101617
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02259267
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$33,377,584
Liabilities
$26,286,231
Net assets
$7,091,353
Revenue
$2,259,267
Expenses
$2,151,404
Net income
$107,863
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$70.0$53.9$16.1$5.18$3.54$1.63
2024Detailed filing. Detailed filing data is available for this year.$55.8$41.3$14.4$3.95$3.30$0.64
2023Detailed filing. Detailed filing data is available for this year.$45.5$31.7$13.8$3.29$2.27$1.02
2022Detailed filing. Detailed filing data is available for this year.$45.3$32.5$12.8$3.09$2.50$0.58
2021Detailed filing. Detailed filing data is available for this year.$42.6$30.5$12.2$4.50$2.44$2.06
2020Detailed filing. Detailed filing data is available for this year.$39.1$29.0$10.1$4.04$2.37$1.67
2019Detailed filing. Detailed filing data is available for this year.$37.2$28.8$8.45$3.15$2.29$0.86
2018Detailed filing. Detailed filing data is available for this year.$36.0$28.4$7.59$2.90$2.55$0.35
2017Detailed filing. Detailed filing data is available for this year.$35.2$28.0$7.24$2.47$2.32$0.15
2016Detailed filing. Detailed filing data is available for this year.$33.4$26.3$7.09$2.26$2.15$0.11
2015Detailed filing. Detailed filing data is available for this year.$32.2$25.2$6.98$3.41$2.10$1.31
2014Summary only. Only limited summary data is available for this year.$28.6$22.9$5.68$2.44$2.31$0.13
2013Summary only. Only limited summary data is available for this year.$49.5$43.8$5.77$2.48$2.50$0.02
2012Summary only. Only limited summary data is available for this year.$45.6$40.4$5.21$2.78$2.44$0.34
2011Summary only. Only limited summary data is available for this year.$42.2$37.3$4.88$3.57$1.94$1.63