Civic Intelligence

Idaho United Credit Union

EIN 82-0343410 • 501(c)14 • Boise, ID

Profile

Idaho united is a progressive, member-owned credit union providing essential financial services in a convenient manner with a personal touch.

PO Box 2268Boise, ID 83701

www.idahounited.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.92x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

15.18x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

60th percentile

15%

Higher net margin than 60% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

72nd percentile

$193,590

Higher top officer pay than 72% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

92nd percentile

10%

Faster asset growth than 92% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

26%

Faster revenue growth than 93% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Up

$71,116,587

Up $6,529,398 (+10%) from 2023

Liabilities

Up

$65,265,809

Up $5,903,598 (+9.9%) from 2023

Net Assets

Up

$5,850,778

Up $625,800 (+12%) from 2023

Revenue

Up

$4,298,191

Up $893,735 (+26%) from 2023

Expenses

Up

$3,672,391

Up $929,676 (+34%) from 2023

Net Income

Down

$625,800

Down $35,941 (-5.4%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $25,800,169Liabilities 2010: $24,216,762Net Assets 2010: $1,583,4072010Assets 2011: $26,057,490Liabilities 2011: $24,264,269Net Assets 2011: $1,793,2212011Assets 2012: $27,332,336Liabilities 2012: $25,196,643Net Assets 2012: $2,135,6932012Assets 2013: $27,151,441Liabilities 2013: $24,999,426Net Assets 2013: $2,152,0152013Assets 2014: $27,828,380Liabilities 2014: $25,628,589Net Assets 2014: $2,199,7912014Assets 2015: $29,430,780Liabilities 2015: $27,301,871Net Assets 2015: $2,128,9092015Assets 2016: $32,435,883Liabilities 2016: $30,413,650Net Assets 2016: $2,022,2332016Assets 2017: $35,719,648Liabilities 2017: $33,401,486Net Assets 2017: $2,318,1622017Assets 2018: $36,109,044Liabilities 2018: $33,468,121Net Assets 2018: $2,640,9232018Assets 2019: $37,046,204Liabilities 2019: $34,222,797Net Assets 2019: $2,823,4072019Assets 2020: $41,255,992Liabilities 2020: $38,113,157Net Assets 2020: $3,142,8352020Assets 2021: $48,454,365Liabilities 2021: $44,710,446Net Assets 2021: $3,743,9192021Assets 2022: $55,583,381Liabilities 2022: $51,020,144Net Assets 2022: $4,563,2372022Assets 2023: $64,587,189Liabilities 2023: $59,362,211Net Assets 2023: $5,224,9782023Assets 2024: $71,116,587Liabilities 2024: $65,265,809Net Assets 2024: $5,850,7782024

Highlighted filing

2024

Assets$71,116,587
Liabilities$65,265,809
Net Assets$5,850,778

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $1,426,5652010Expenses 2011: $1,398,7522011Expenses 2012: $1,351,1732012Revenue 2013: $1,556,685Expenses 2013: $1,540,363Net Income 2013: $16,3222013Revenue 2014: $1,643,060Expenses 2014: $1,590,682Net Income 2014: $52,3782014Revenue 2015: $1,580,100Expenses 2015: $1,650,982Net Income 2015: -$70,8822015Revenue 2016: $1,705,911Expenses 2016: $1,812,587Net Income 2016: -$106,6762016Revenue 2017: $2,007,480Expenses 2017: $1,711,551Net Income 2017: $295,9292017Revenue 2018: $2,038,294Expenses 2018: $1,715,533Net Income 2018: $322,7612018Revenue 2019: $2,070,581Expenses 2019: $1,888,097Net Income 2019: $182,4842019Revenue 2020: $2,174,054Expenses 2020: $1,854,626Net Income 2020: $319,4282020Revenue 2021: $2,306,698Expenses 2021: $1,705,579Net Income 2021: $601,1192021Revenue 2022: $2,772,421Expenses 2022: $1,953,103Net Income 2022: $819,3182022Revenue 2023: $3,404,456Expenses 2023: $2,742,715Net Income 2023: $661,7412023Revenue 2024: $4,298,191Expenses 2024: $3,672,391Net Income 2024: $625,8002024

Highlighted filing

2024

Revenue$4,298,191
Expenses$3,672,391
Net Income$625,800

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$71.1$65.3$5.85$4.30$3.67$0.63
2023Detailed filing. Detailed filing data is available for this year.$64.6$59.4$5.22$3.40$2.74$0.66
2022Detailed filing. Detailed filing data is available for this year.$55.6$51.0$4.56$2.77$1.95$0.82
2021Detailed filing. Detailed filing data is available for this year.$48.5$44.7$3.74$2.31$1.71$0.60
2020Detailed filing. Detailed filing data is available for this year.$41.3$38.1$3.14$2.17$1.85$0.32
2019Detailed filing. Detailed filing data is available for this year.$37.0$34.2$2.82$2.07$1.89$0.18
2018Detailed filing. Detailed filing data is available for this year.$36.1$33.5$2.64$2.04$1.72$0.32
2017Detailed filing. Detailed filing data is available for this year.$35.7$33.4$2.32$2.01$1.71$0.30
2016Detailed filing. Detailed filing data is available for this year.$32.4$30.4$2.02$1.71$1.81$0.11
2015Detailed filing. Detailed filing data is available for this year.$29.4$27.3$2.13$1.58$1.65$0.07
2014Detailed filing. Detailed filing data is available for this year.$27.8$25.6$2.20$1.64$1.59$0.05
2013Detailed filing. Detailed filing data is available for this year.$27.2$25.0$2.15$1.56$1.54$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.3$25.2$2.14$1.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.1$24.3$1.79$1.40
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.8$24.2$1.58$1.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$4,312,780
Mission and Program Overview

Mission

Idaho united is a progessive, member-owned credit union providing essential financial services in a convenient manner with a personal touch.

To operate without profit and to provide reserve funds for loans to members at reasonable rates.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$54,409,497$54,450,857▲ $41,360
Savings and Temporary Cash Investments$7,028,746$9,631,010▲ $2,602,264
Rtn Earn Endowment Incm Other Fnds$5,224,978$5,850,778▲ $625,800
Land, Buildings, and Equipment, Net$987,701$906,067▼ $81,634
Cash and Non-Interest-Bearing Accounts$535,237$699,041▲ $163,804
Prepaid Expenses and Deferred Charges$26,123$22,231▼ $3,892
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$64,587,189$71,116,587▲ $6,529,398
Other Assets Total$1,599,885$5,407,381▲ $3,807,496
Liabilities
Other Liabilities$58,457,621$64,614,865▲ $6,157,244
Accounts Payable and Accrued Expenses$904,590$650,944▼ $253,646
Total Liabilities$59,362,211$65,265,809▲ $5,903,598
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,224,978$5,850,778▲ $625,800
Total Liabilities and Net Assets / Fund Balance$64,587,189$71,116,587▲ $6,529,398

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$378,300$493,405$871,705
Equipment$118,687$636,618$755,305
Other Land Buildings$33,714$367,444$401,158
Land$329,961-$329,961
Leasehold Improvements$45,405$150,270$195,675
Other Assets Org$3,744,000--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Nick McgheePresident/CEOFT$154,053$39,537$193,590

Board Members and Trustees

NameTitle
Richard HahnChairperson
Ronald MeyersVice Chairperson
Brittany NixonBoard Member
Camille CegnarBoard Member
Jason HuszarBoard Member
Melody SanfordSecretary
Mike PolitoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,845,579
Investment Income
$452,612
Other Revenue
$0
Change in Net Assets
$625,800
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,432,065
Salaries, Compensation, and Employee Benefits$1,240,326
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$753,977
Office Expenses---$352,003
Other Employee Benefits---$195,603
Current Officers, Directors, Trustees, and Key Employees---$193,590
All Other Expenses---$171,493
Information Technology---$79,693
Depreciation Depletion---$76,723
Payroll Taxes---$70,874
Occupancy---$60,937
Other Expenses---$38,400
Pension Plan Contributions---$26,282
Advertising---$25,297
Fees for Services Other---$600
Total Functional Expenses$0$0$0$3,672,391
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$26,489,884
Share Certificates$25,340,643
Share Drafts$12,711,471
Escrow$31,896
Christmas Club$29,089
Vacation Club$11,882
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

The organization has a supervisory committee composed of 3 individuals with authority to act on behalf of the governing body. The supervisory committee also has the authority to remove members of the governing body and to hire and oversee both the organization's examiner and auditor. This committee includes a member of the governing body.

Form 990, Part VI, Section A, Line 6

Each account holder is a member of the credit union

Form 990, Part VI, Section A, Line 7A

The nominating committee is selected from credit union membership on an annual basis. The nominating committee then selects the board nominations who serve three year staggered terms. The nominating committee seeks to find a balanced board with skill sets such as accounting and legal.

Form 990, Part VI, Section A, Line 7B

The governing body is restricted from approving a merger, terminating the credit union and removing a member from membership without a membership vote.

Form 990, Part VI, Section B, Line 11B

The form 990 was reviewed by the credit union ceo and bookkeeper prior to filing.

Form 990, Part VI, Section B, Line 12C

The credit union is a small credit union and meets regularly to review credit union operations. The board of directors and ceo are covered by the conflict of interest policy and any potential conflicts are discussed immediately at the board level. Any board member who is associated with the conflict of interest is required to remove themselves from the discussion and abstains from voting on the issue.

Form 990, Part VI, Section B, Line 15A

The credit union performs a compensation study every few years using an independent consulting company and the cuna salary survey. This information is reported to the board and salary ranges are applied to the applicable positions to ensure that compensation is reasonable for the services provided. An annual salary review was conducted in january 2023.

Form 990, Part VI, Section C, Line 19

Financial statements are posted on the ncua.gov website and other documents available by request.

Filing and Contact Details

Filer

Filer Name
Idaho United Credit Union
EIN
82-0343410
Phone
2083882138
Address
PO BOX 2268, BOISE, ID 83701

Signing Officer

Name
Nick Mcghee
Title
President/CEO
Phone
2083882138
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nick Mcghee
Formed
1978
Legal Domicile
Id
Voting Board Members
7
Independent Board Members
7
Employees
16
Volunteers
7

Preparer

Firm
Sorren Inc
Address
250 S 5TH ST SUITE 150, BOISE, ID 83702
Preparer
Timothy C Jones
Phone
2083841040
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2:

The credit union is state regulated and federally insured. The national credit union administration (ncua) reviews the financial transactions of the credit union on a consistant basis.

Raw XML AppendixShowing 400 of 424 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherSalariesAndWagesGrp/TotalAmt0753977
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IRS990/OthNotesLoansReceivableNetGrp/EOYAmt054450857
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt070874
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt026282
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt026123
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt022231
IRS990/PrincipalOfficerNm0NICK MCGHEE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE & INTERCHANGE INCO
IRS990/ProgramServiceRevenueGrp/Desc2OPERATING INCOME - VIS
IRS990/ProgramServiceRevenueGrp/Desc3SERVICE CONTRACTS
IRS990/ProgramServiceRevenueGrp/Desc4SPLIT DOLLAR INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03353104
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1423736
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt235182
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt323565
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt49992
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03353104
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1423736
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt235182
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt323565
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt49992
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0249023
IRS990/PYOtherExpensesAmt01652010
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt03155433
IRS990/PYRevenuesLessExpensesAmt0661741
IRS990/PYSalariesCompEmpBnftPaidAmt01090705
IRS990/PYTotalExpensesAmt02742715
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03404456
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0625800
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05224978
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05850778
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07028746
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09631010
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0378300
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0493405
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0871705
IRS990ScheduleD/EquipmentGrp/BookValueAmt0118687
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0636618
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0755305
IRS990ScheduleD/LandGrp/BookValueAmt0329961
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0329961
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt045405
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0150270
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0195675
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0250000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1250000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2384992
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt37510
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt437241
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt5795
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt61960
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt7190576
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt8540307
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt93744000
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0BENEFIT PREFUNDING PENN INS&ANNUITY
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1BENEFIT PREFUNDING MINNESOTA LIFE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2BENEFIT PREFUNDING
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3MAINTENANCE CONTRACT
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4SURETY BOND
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5STATE ASSESSMENT FEE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6GPS DEVICE - NEW BORROWER
IRS990ScheduleD/OtherAssetsOrgGrp/Desc7ACCRUED INTEREST LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc8DEPOSIT - N.C.U.I.F
IRS990ScheduleD/OtherAssetsOrgGrp/Desc9INVESTMENT - HELD TO MATURITY
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt033714
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0367444
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0401158
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026489884
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt112711471
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt229089
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt311882
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt431896
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt525340643
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3VACATION CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4ESCROW
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5SHARE CERTIFICATES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0906067
IRS990ScheduleD/TotalBookValueOtherAssetsAmt05407381
IRS990ScheduleD/TotalLiabilityAmt064614865
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0154053
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt06612
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt032925
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0NICK MCGHEE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0193590
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0NICK MCGHEE RECEIVED ADDITIONAL COMPENSATION IN THE FORM OF RETIREMENT CONTRIBUTIONS DURING 2024. THIS AMOUNT WAS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE J, PART II, LINE (I)(C)
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS A SUPERVISORY COMMITTEE COMPOSED OF 3 INDIVIDUALS WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. THE SUPERVISORY COMMITTEE ALSO HAS THE AUTHORITY TO REMOVE MEMBERS OF THE GOVERNING BODY AND TO HIRE AND OVERSEE BOTH THE ORGANIZATION'S EXAMINER AND AUDITOR. THIS COMMITTEE INCLUDES A MEMBER OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH ACCOUNT HOLDER IS A MEMBER OF THE CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE NOMINATING COMMITTEE IS SELECTED FROM CREDIT UNION MEMBERSHIP ON AN ANNUAL BASIS. THE NOMINATING COMMITTEE THEN SELECTS THE BOARD NOMINATIONS WHO SERVE THREE YEAR STAGGERED TERMS. THE NOMINATING COMMITTEE SEEKS TO FIND A BALANCED BOARD WITH SKILL SETS SUCH AS ACCOUNTING AND LEGAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE GOVERNING BODY IS RESTRICTED FROM APPROVING A MERGER, TERMINATING THE CREDIT UNION AND REMOVING A MEMBER FROM MEMBERSHIP WITHOUT A MEMBERSHIP VOTE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE FORM 990 WAS REVIEWED BY THE CREDIT UNION CEO AND BOOKKEEPER PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION IS A SMALL CREDIT UNION AND MEETS REGULARLY TO REVIEW CREDIT UNION OPERATIONS. THE BOARD OF DIRECTORS AND CEO ARE COVERED BY THE CONFLICT OF INTEREST POLICY AND ANY POTENTIAL CONFLICTS ARE DISCUSSED IMMEDIATELY AT THE BOARD LEVEL. ANY BOARD MEMBER WHO IS ASSOCIATED WITH THE CONFLICT OF INTEREST IS REQUIRED TO REMOVE THEMSELVES FROM THE DISCUSSION AND ABSTAINS FROM VOTING ON THE ISSUE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION PERFORMS A COMPENSATION STUDY EVERY FEW YEARS USING AN INDEPENDENT CONSULTING COMPANY AND THE CUNA SALARY SURVEY. THIS INFORMATION IS REPORTED TO THE BOARD AND SALARY RANGES ARE APPLIED TO THE APPLICABLE POSITIONS TO ENSURE THAT COMPENSATION IS REASONABLE FOR THE SERVICES PROVIDED. AN ANNUAL SALARY REVIEW WAS CONDUCTED IN JANUARY 2023.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED ON THE NCUA.GOV WEBSITE AND OTHER DOCUMENTS AVAILABLE BY REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE CREDIT UNION IS STATE REGULATED AND FEDERALLY INSURED. THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA) REVIEWS THE FINANCIAL TRANSACTIONS OF THE CREDIT UNION ON A CONSISTANT BASIS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 1A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XII, LINE 2:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt064587189
IRS990/TotalAssetsEOYAmt071116587
IRS990/TotalAssetsGrp/BOYAmt064587189
IRS990/TotalAssetsGrp/EOYAmt071116587
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt016
IRS990/TotalFunctionalExpensesGrp/TotalAmt03672391
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt059362211
IRS990/TotalLiabilitiesEOYAmt065265809
IRS990/TotalLiabilitiesGrp/BOYAmt059362211
IRS990/TotalLiabilitiesGrp/EOYAmt065265809
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05224978
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05850778
IRS990/TotalOtherCompensationAmt039537
IRS990/TotalProgramServiceRevenueAmt03845579
IRS990/TotalReportableCompFromOrgAmt0154053
IRS990/TotalRevenueGrp/ExclusionAmt0452612
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03845579
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04298191
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt064587189
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt071116587
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 2268
IRS990/USAddress/CityNm0BOISE
IRS990/USAddress/StateAbbreviationCd0ID
IRS990/USAddress/ZIPCd083701
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.IDAHOUNITED.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0NICK MCGHEE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02083882138

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