Civic Intelligence

North Idaho Building Contractors Assoc

EIN 82-0307273 • 501(c)6 • Coeur D Alene, ID

Profile

To promote the building industry

1928 N 4th StreetCoeur D Alene, ID 83814

nibca.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.31x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

86th percentile

0.40x

Higher debt load relative to revenue than 86% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

78th percentile

17%

Higher net margin than 78% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

54th percentile

$47,500

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

41st percentile

1.1%

Faster asset growth than 41% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

88th percentile

36%

Faster revenue growth than 88% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$823,306

Up $8,639 (+1.1%) from 2023

Liabilities

Down

$251,722

Down $96,320 (-28%) from 2023

Net Assets

Up

$571,584

Up $104,959 (+22%) from 2023

Operations
Liabilities / Revenue86th percentileNet Margin78th percentile

Revenue

Up

$635,049

Up $169,281 (+36%) from 2023

Expenses

Up

$527,778

Up $125,038 (+31%) from 2023

Net Income

Up

$107,271

Up $44,243 (+70%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth41st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2011: $519,636Liabilities 2011: $434,717Net Assets 2011: $84,9192011Assets 2012: $513,467Liabilities 2012: $420,648Net Assets 2012: $92,8192012Assets 2013: $527,630Liabilities 2013: $410,520Net Assets 2013: $117,1102013Assets 2014: $506,733Liabilities 2014: $380,951Net Assets 2014: $125,7822014Assets 2015: $506,441Liabilities 2015: $369,779Net Assets 2015: $136,6622015Assets 2016: $548,478Liabilities 2016: $393,672Net Assets 2016: $154,8062016Assets 2017: $573,679Liabilities 2017: $373,461Net Assets 2017: $200,2182017Assets 2018: $573,080Liabilities 2018: $349,221Net Assets 2018: $223,8592018Assets 2019: $587,189Liabilities 2019: $291,019Net Assets 2019: $296,1702019Assets 2020: $618,690Liabilities 2020: $316,916Net Assets 2020: $301,7742020Assets 2021: $668,553Liabilities 2021: $311,736Net Assets 2021: $356,8172021Assets 2022: $712,011Liabilities 2022: $308,409Net Assets 2022: $403,6022022Assets 2023: $814,667Liabilities 2023: $348,042Net Assets 2023: $466,6252023Assets 2024: $823,306Liabilities 2024: $251,722Net Assets 2024: $571,5842024

Highlighted filing

2024

Assets$823,306
Liabilities$251,722
Net Assets$571,584
Open 2024 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $142,648Expenses 2011: $148,900Net Income 2011: -$6,2522011Revenue 2012: $151,494Expenses 2012: $143,594Net Income 2012: $7,9002012Revenue 2013: $194,544Expenses 2013: $170,253Net Income 2013: $24,2912013Revenue 2014: $210,845Expenses 2014: $202,173Net Income 2014: $8,6722014Revenue 2015: $220,557Expenses 2015: $209,677Net Income 2015: $10,8802015Revenue 2016: $276,324Expenses 2016: $258,180Net Income 2016: $18,1442016Revenue 2017: $296,897Expenses 2017: $251,485Net Income 2017: $45,4122017Revenue 2018: $316,426Expenses 2018: $292,785Net Income 2018: $23,6412018Revenue 2019: $395,307Expenses 2019: $322,996Net Income 2019: $72,3112019Revenue 2020: $302,974Expenses 2020: $297,370Net Income 2020: $5,6042020Revenue 2021: $358,970Expenses 2021: $303,927Net Income 2021: $55,0432021Revenue 2022: $426,194Expenses 2022: $377,536Net Income 2022: $48,6582022Revenue 2023: $465,768Expenses 2023: $402,740Net Income 2023: $63,0282023Revenue 2024: $635,049Expenses 2024: $527,778Net Income 2024: $107,2712024

Highlighted filing

2024

Revenue$635,049
Expenses$527,778
Net Income$107,271
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$823,306
Liabilities
$251,722
Net assets
$571,584
Revenue
$635,049
Expenses
$527,778
Net income
$107,271
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8.23$2.52$5.72$6.35$5.28$1.07
2023Detailed filing. Detailed filing data is available for this year.$8.15$3.48$4.67$4.66$4.03$0.63
2022Detailed filing. Detailed filing data is available for this year.$7.12$3.08$4.04$4.26$3.78$0.49
2021Detailed filing. Detailed filing data is available for this year.$6.69$3.12$3.57$3.59$3.04$0.55
2020Detailed filing. Detailed filing data is available for this year.$6.19$3.17$3.02$3.03$2.97$0.06
2019Summary only. Only limited summary data is available for this year.$5.87$2.91$2.96$3.95$3.23$0.72
2018Summary only. Only limited summary data is available for this year.$5.73$3.49$2.24$3.16$2.93$0.24
2017Summary only. Only limited summary data is available for this year.$5.74$3.73$2.00$2.97$2.51$0.45
2016Summary only. Only limited summary data is available for this year.$5.48$3.94$1.55$2.76$2.58$0.18
2015Summary only. Only limited summary data is available for this year.$5.06$3.70$1.37$2.21$2.10$0.11
2014Summary only. Only limited summary data is available for this year.$5.07$3.81$1.26$2.11$2.02$0.09
2013Summary only. Only limited summary data is available for this year.$5.28$4.11$1.17$1.95$1.70$0.24
2012Summary only. Only limited summary data is available for this year.$5.13$4.21$0.93$1.51$1.44$0.08
2011Summary only. Only limited summary data is available for this year.$5.20$4.35$0.85$1.43$1.49$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$731,476
Mission and Program Overview

Mission

To promote the building industry

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$466,630$571,584▲ $104,954
Land, Buildings, and Equipment, Net$333,344$365,031▲ $31,687
Cash and Non-Interest-Bearing Accounts$157,974$257,370▲ $99,396
Savings and Temporary Cash Investments$236,367$142,763▼ $93,604
Accounts Receivable$81,274$52,803▼ $28,471
Prepaid Expenses and Deferred Charges$5,708$5,339▼ $369
Total Assets$814,667$823,306▲ $8,639
Liabilities
Mortgage Notes Payable Secured by Investment Property$153,250$115,314▼ $37,936
Other Liabilities$170,038$94,131▼ $75,907
Deferred Revenue$24,069$24,069→ $0
Accounts Payable and Accrued Expenses$680$18,208▲ $17,528
Total Liabilities$348,037$251,722▼ $96,315
Net Assets / Fund Balance
Total Net Assets Fund Balance$466,630$571,584▲ $104,954
Total Liabilities and Net Assets / Fund Balance$814,667$823,306▲ $8,639

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$222,085$237,602$459,687
Land$100,000-$100,000
Equipment$25,777$70,733$96,510
Leasehold Improvements$17,169$16,499$33,668
Compensation and Service Providers
Top Officer Pay54th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Emily BradleyOutgoing Exec DirectorFT$47,500$47,500
Heather ParentIncoming Exec DirectorFT$19,250$19,250

Board Members and Trustees

NameTitle
Levi SnyderPast President
Dale CargilePresident
Cel Demers1st Vice President
John ShieldsAssociate Director
Nicole AnsbaughAssociate Director
Stefani HoffmanAssociate Director
Tony BallAssociate Director
Wade JacklinAssociate Director
Gary HallBuilder Director
Jennifer DemarreBuilder Director
Matt DavisBuilder Director
Michael BellBuilder Director
Heather TiemeyerDirector
Jessica CargileDirector
Angela EricksonLife Director
Barbara BradleyLife Director
Bill ClarkLife Director
Charlie RensLife Director
Dusty HarrisLife Director
Rod UnderhillLife Director
Michael Wendland2nd VP
Alex MyersTreasurer/secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$489,927
Investment Income
$4,829
Other Revenue
$140,293
Change in Net Assets
$107,271
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$373,125
Salaries, Compensation, and Employee Benefits$154,653
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$0$0$0$132,045
Other Salaries and Wages$0$0$0$74,961
Current Officers, Directors, Trustees, and Key Employees$0$0$0$66,750
Office Expenses$0$0$0$28,591
Other Expenses$0$21,623$0$21,623
Occupancy$0$0$0$21,294
Depreciation Depletion$0$0$0$14,924
Payroll Taxes$0$0$0$12,942
Fees for Services Accounting$0$0$0$11,253
Travel$0$0$0$8,606
Interest$0$0$0$4,475
Fees for Services Legal$0$0$0$2,504
Insurance$0$0$0$1,856
Conferences and Meetings$0$0$0$996
Total Functional Expenses$102,173$44,408$0$527,778
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$112,271
Fundraising Direct Expenses$65,168
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gone Wild$112,271$112,271$65,168$47,103
Total Events$112,271$112,271$65,168$47,103
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Home and Garden Prepaid$34,710
Legal Defense Fund Nibca$18,929
Dues Payable to Ihba$11,740
Dues Payable to Nahb$8,068
Iccu Credit Card$5,210
Legal Defense Fund Ihba$3,905
Other Payable$2,743
Buck Shot & Blades$2,500
Tenant Rent Deposit$2,348
Economic Summit$2,000
Gmm Prepaid$1,243
Yp Dues Payable Ihba$400
Yp Dues Payable Nahb$350
Suta Payroll Tax$285
Other Prepaid Income$0
Directory$0
Parade of Homes Prepaid$-300
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
North Idaho Building Contractors Assoc
EIN
82-0307273
Phone
2087655518
Address
1928 N 4TH STREET, COEUR D ALENE, ID 83814

Signing Officer

Name
Dale Cargile
Title
President
Phone
2087655518
Signed
2025-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dale Cargile
Formed
1970
Legal Domicile
Id
Voting Board Members
37
Independent Board Members
37
Employees
8
Volunteers
50

Preparer

Firm
Family Bookkeeping & Tax Service
Address
1603 N 3RD ST, COEUR D ALENE, ID 83814
Preparer
Amy Westgarth
Phone
2086643147
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“Members include builder members and associate members who pay annual dues”

Pt VI, Line 7A

“Members vote annually for the officers and board members”

Pt VI, Line 11B

“990 will be brought before the governing body and reviewed page by page with a question and answer period following the return review. A vote is taken to acknowledge the review.”

Pt VI, Line 19

“All required documents are available to the public upon request to the nibca admin offices”

Pt VI, Line 12C

“Executive director performs annual review to address any and all problems”

Pt VI, Line 15A

“Formed committee to review compensation, research local comparibility data and record their actions”

Pt VI, Line 1A

“Life directors are voting members, only if they have attended the three meetings prior to the meeting they vote”

Pt VI, Line 2

“Dale and jessica cargile are both officer of nibca”

Form 990, Part IX, Line 24E

“WEBSITE EXPENSE 144.”

Form 990, Part IX, Line 24E

“Young professional committee 3188.”

Form 990, Part IX, Line 24E

“BOARD TEAM EXP 24104.”

Form 990, Part IX, Line 24E

“Membership team exp 10616.”

Form 990, Part IX, Line 24E

“Public relations team exp 12780.”

Form 990, Part IX, Line 24E

“EDUCATION EXPENSE 7699.”

Form 990, Part IX, Line 24E

“Government issues team exp 34637.”

Form 990, Part IX, Line 24E

“SPIKE TEAM 8255.”

Form 990, Part IX, Line 24E

“Contract gov liason exp 13529.”

Form 990, Part IX, Line 24E

“Associate event exp 4263.”

Form 990, Part IX, Line 24E

“DIRECTORY EXPENSE 9710.”

Form 990, Part IX, Line 24E

“Employee auto/cell phone reimb 2428.”

Form 990, Part IX, Line 24E

“TRAILER EXPENSE 692.”

Raw XML AppendixShowing 400 of 627 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/PersonNm0DALE CARGILE
IRS990/Form990PartVIISectionAGrp/PersonNm1CEL DEMERS
IRS990/Form990PartVIISectionAGrp/PersonNm2ALEX MYERS
IRS990/Form990PartVIISectionAGrp/PersonNm3LEVI SNYDER
IRS990/Form990PartVIISectionAGrp/PersonNm4MICHAEL WENDLAND
IRS990/Form990PartVIISectionAGrp/PersonNm5JENNIFER DEMARRE
IRS990/Form990PartVIISectionAGrp/PersonNm6GARY HALL
IRS990/Form990PartVIISectionAGrp/PersonNm7NICOLE ANSBAUGH
IRS990/Form990PartVIISectionAGrp/PersonNm8MICHAEL BELL
IRS990/Form990PartVIISectionAGrp/PersonNm9JESSICA CARGILE
IRS990/Form990PartVIISectionAGrp/PersonNm10HEATHER TIEMEYER
IRS990/Form990PartVIISectionAGrp/PersonNm11MATT DAVIS
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