Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
EIN 82-0251201
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on the latest valid filing.
Top Officer Pay
Score unavailable
No filing with officer or executive compensation is available for this organization yet.
Asset Growth
27th percentile
Faster asset growth than 27% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Down$8,294,059
Down $164,090 (-1.9%) from 2010
Liabilities
Down$7,844,518
Down $121,207 (-1.5%) from 2010
Net Assets
Down$449,541
Down $42,883 (-8.7%) from 2010
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$452,311
Down $86,185 (-16%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Most recent year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
| Balance Sheet | Operations | |||||
|---|---|---|---|---|---|---|
| Year | Assets | Liabilities | Net Assets | Revenue | Expenses | Net Income |
| 2011Facts available. Structured filing facts are available, but richer extracted sections are limited. | $8.29 | $7.84 | $0.45 | $0.45 | ||
| 2010Facts available. Structured filing facts are available, but richer extracted sections are limited. | $8.46 | $7.97 | $0.49 | $0.54 | ||
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 3951 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 10035 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | TO OPERATE FOR MUTUAL PURPOSES AND WITHOUT PROFIT AND TO PROVIDE RESERVE FUNDS FOR LOANS TO MEMBERS AT REASONABLE RATES. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 123 MCCLURE AVE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | NAMPA |
| IRS990/AddressPrincipalOfficerUS/State | 0 | ID |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 83651 |
| IRS990/Advertising/Total | 0 | 779 |
| IRS990/AllOtherExpenses/Total | 0 | 24297 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 1497678 |
| IRS990/CashNonInterestBearing/EOY | 0 | 1086007 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 51000 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 896 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 0 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 15833 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | THE CREDIT UNION SERVED 2,176 MEMBERS IN 2011. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 1 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 5294 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form8282PropertyDisposedOf | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 0.70 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 0.50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 45.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | CHARLES ROBINSON |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | GAIL NETH |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | GARY BIRCH |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | CHARLES GRANT |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | MARI HARRIS |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | LARRY GRIM |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | DARRELL MURPHY |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | RYAN DRAKE |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 51000 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | BOARD PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | BOARD VICE-PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 2 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 7 | CEO |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/Form990-TFiled | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/FundsToPayPremiums | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 409428 |
| IRS990/GroupExemptionNumber | 0 | 1231 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartIII | 0 | X |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 16450 |
| IRS990/Insurance/Total | 0 | 19580 |
| IRS990/Interest/Total | 0 | 14296 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 25781 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 25781 |
| IRS990/InvestmentIncomePriorYear | 0 | 9636 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 25781 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsOtherSecurities/BOY | 0 | 2245000 |
| IRS990/InvestmentsOtherSecurities/EOY | 0 | 2986000 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 126056 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 263579 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 155650 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 137523 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 0 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 0 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | THE MISSION OF VALLEY COMMUNITY CREDIT UNION SHALL BE TO PROVIDE SELECTED FINANCIAL SERVICES TO ITS MEMBERS WITH MAXIMAL BENEFIT THROUGH COOPERATIVE RESOURCE MANAGEMENT, WITHIN ITS BYLAWS, AND WITH ADEQUATE CAPITALIZATION, PRUDENT AND MANDATED RESERVES, AND CONSISTENT WITH ALL APPLICABLE STATUTES AND REGULATIONS. THE GUIDING POLICIES FOR THE BOARD, COMMITTEES, MANAGEMENT AND THE STAFF SHALL IN SO FAR AS REASONABLE, BE IN HARMONY WITH THE PRINCIPLES AND CUSTOMS OF THE COMMUNITY IT SERVES AS WELL AS THE INDUSTRY IN WHICH IT FUNCTIONS. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | CHARLES ROBINSON |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 492424 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 449541 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | -1197 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 161 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 7 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 20529 |
| IRS990/OfficeExpenses/Total | 0 | 31033 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 1 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 99737 |
| IRS990/OtherAssetsTotal/EOY | 0 | 100270 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 775 |
| IRS990/OtherExpensePriorYear | 0 | 320034 |
| IRS990/OtherExpensesCurrentYear | 0 | 266556 |
| IRS990/OtherExpenses/Description | 0 | DEBIT & CREDIT CARD EXP |
| IRS990/OtherExpenses/Description | 1 | OTHER OPERATING EXPENSE |
| IRS990/OtherExpenses/Description | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 3 | REPAIRS & MAINTENANCE |
| IRS990/OtherExpenses/Total | 0 | 38782 |
| IRS990/OtherExpenses/Total | 1 | 31933 |
| IRS990/OtherExpenses/Total | 2 | 27972 |
| IRS990/OtherExpenses/Total | 3 | 17792 |
| IRS990/OtherLiabilities/BOY | 0 | 7961774 |
| IRS990/OtherLiabilities/EOY | 0 | 7834483 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 4413404 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 3939218 |
| IRS990/OtherRevenueCurrentYear | 0 | 38986 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522100 |
| IRS990/OtherRevenueMisc/Description | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 38986 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 38986 |
| IRS990/OtherRevenuePriorYear | 0 | 35466 |
| IRS990/OtherSalariesAndWages/Total | 0 | 112879 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 14875 |
| IRS990/PensionPlanContributions/Total | 0 | 6226 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PremiumsPaid | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 20000 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 11037 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522100 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522100 |
| IRS990/ProgramServiceRevenueCY | 0 | 344661 |
| IRS990/ProgramServiceRevenue/Description | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEES |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 374544 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 260928 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 83733 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 260928 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 83733 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/QuidProQuoContributions | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | -42883 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 1 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 492424 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 449541 |
| IRS990/RevenuesLessExpensesCY | 0 | -42883 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -118850 |
| IRS990/SalariesEtcCurrentYear | 0 | 185755 |
| IRS990/SalariesEtcPriorYear | 0 | 218462 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 26680 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 34004 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 79594 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 28059 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 107653 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 9758 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 15333 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 25091 |
| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | -42883 |
| IRS990ScheduleD/ExcessOrDeficitPerFS | 0 | -42883 |
| IRS990ScheduleD/Land/BookValue | 0 | 23000 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 23000 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 8480 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 12421 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 20901 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 16691 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 70243 |
| IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis | 0 | 86934 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 7834483 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARE ACCOUNTS |
| IRS990ScheduleD/OtherSecurities/BookValue | 0 | 100000 |
| IRS990ScheduleD/OtherSecurities/BookValue | 1 | 2886000 |
| IRS990ScheduleD/OtherSecurities/Description | 0 | INVESTMENT - SUNCORP |
| IRS990ScheduleD/OtherSecurities/Description | 1 | INVESTMENT - BANK CERTIFICATES |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 0 | F |
| IRS990ScheduleD/OtherSecurities/MethodOfValuation | 1 | F |
| IRS990ScheduleD/TotalExpenses | 0 | 452311 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 7834483 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 137523 |
| IRS990ScheduleD/TotalOfBookValueSecurities | 0 | 2986000 |
| IRS990ScheduleD/TotalRevenue | 0 | 409428 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | FAMILY RELATIONSHIP - CHARLES ROBINSON AND MARI HARRIS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | ACCOUNT HOLDERS AT THE CREDIT UNION ARE CONSIDERED MEMBERS; ALL MEMBERS HAVE ONE EQUAL SHARE WITH REGARD TO VOTING RIGHTS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | EACH MEMBER WITH AN ACCOUNT AT THE CREDIT UNION HAS ONE EQUAL VOTE WITH RESEPCT TO THE POWER TO ELECT MEMBERS OF THE GOVERNING BODY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | THE ORGANIZATION DOES NOT HAVE ANY COMMITTEES WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | A COPY OF THE FORM 990 WAS PROVIDED TO AND REVIEWED BY THE ACCOUNTING MANAGER AND VP OF FINANCE OF LES BOIS CREDIT UNION PRIOR TO FILING. THE ORGANIZATION, VALLEY COMMUNITY CREDIT UNION, MERGED WITH LES BOIS CREDIT UNION ON 02/01/2012. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE ORGANIZATION'S MANDATORY CONFLICT OF INTEREST POLICY COVERS ALL OFFICERS, DIRECTORS, COMMITTEE MEMBERS AND EMPLOYEES. A CONFLICT CAN BE PRESENTED BY AN INDIVIDUAL AT ANY LEVEL WITHIN THE ORGANIZATION, HOWEVER, THE MANAGER AND BOARD WILL DISCUSS AND DETERMINE WHETHER OR NOT A CONFLICT EXISTS. THE BOARD HAS THE FINAL DECISION REGARDING THE CONFLICT ACCORDING TO, BUT NOT SOLEY BY, THE CREDIT UNION BYLAWS. IN ADDITION, IF THE SUPERVISORY AUDIT COMMITTEE DETERMINES THAT A CONFLICT EXISTS WITHIN MANAGEMENT OR THE DIRECTORS THAT HAS NOT PREVIOUSLY BEEN RECONCILED, THEN THE COMMITTEE MAY ALSO ACT WITHIN THE POWERS DESCRIBED IN THE CREDIT UNION'S BYLAWS. ANY ACTION TAKEN WILL, WHEN APPLICABLE, COMPLY TO BYLAWS OR DETERMINATION OF THE DIRECTORS. ALL CONFLICTS OF INTEREST ARE REQUIRED TO BE DISCLOSED ANNUALLY BY BOARD MEMBERS, OFFICERS AND EMPLOYEES OF THE ORGANIZATION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE ORGANIZATION DETERMINES OFFICER COMPENSATION BY OBTAINING A CREDIT UNION SALARY CATALOGUE FROM LEAGUE SERVICES AND USING THE DATA TO COMPARE SALARY RANGES TO THE AMOUNTS CURRENTLY BEING PAID TO EMPLOYEES. THE BOARD OF DIRECTORS PERFORMS SALARY REVIEWS ANNUALLY. THE BOARD OF DIRECTORS OF THE CREDIT UNION RECEIVE NO COMPENSATION FROM THE ORGANIZATION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | ALL DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | RYAN DRAKE - 1106 GOLD CREEK DRIVE, CALDWELL, ID 83607. CHARLES ROBINSON - 16585 KARCHER ROAD, CALDWELL, ID 83605. GAIL NETH - 29411 RED TOP ROAD , WILDER, ID 83676. GARY BIRCH - 18495 DEERFLAT ROAD, CALDWELL, ID 83605. CHARLES GRANT - 1907 W. FLAMINGO #43, NAMPA, ID 83651. MARI HARRIS - 2910 BIANCO STREET, CALDWELL, ID 83605. LARRY GRIM - 6802 ELM LANE, NAMPA, ID 83687. DARRELL MURPHY - 15130 4TH STREET, CALDWELL, ID 83607. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 9 | THE CREDIT UNION IS GOVERNED BY THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA). AS SUCH, REGULATORS REVIEW THE FINANCIAL TRANSACTIONS OF THE CREDIT UNION ON A CONSISTENT BASIS. IN ADDITION, THE CREDIT UNION MAINTAINS A SUPERVISORY COMMITTEE TO OVERSEE THE PERFORMANCE OF ANNUAL AGREED UPON PROCEDURES WITH REGARD TO CREDIT UNION FINANCIAL INFORMATION. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 2 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION A, LINE 8B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | FORM 990, PART VII |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 9 | FORM 990, PART XII, LINE 2: |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | ID |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 7906 W MARIGOLD |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | GARDEN CITY |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | ID |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 83714 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | LES BOIS CREDIT UNION |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 2084930160 |
| IRS990/TotalAssets/BOY | 0 | 8458149 |
| IRS990/TotalAssetsBOY | 0 | 8458149 |
| IRS990/TotalAssets/EOY | 0 | 8294059 |
| IRS990/TotalAssetsEOY | 0 | 8294059 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 452311 |
| IRS990/TotalExpensesPriorYear | 0 | 538496 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 452311 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 7965725 |
| IRS990/TotalLiabilitiesBOY | 0 | 7965725 |
| IRS990/TotalLiabilities/EOY | 0 | 7844518 |
| IRS990/TotalLiabilitiesEOY | 0 | 7844518 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 8458149 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 8294059 |
| IRS990/TotalNbrEmployees | 0 | 7 |
| IRS990/TotalNbrVolunteers | 0 | 8 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 492424 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 449541 |
| IRS990/TotalOtherCompensation | 0 | 0 |
| IRS990/TotalOtherRevenue | 0 | 38986 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 344661 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 51000 |
| IRS990/TotalRevenueCurrentYear | 0 | 409428 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 25781 |
| IRS990/TotalRevenuePriorYear | 0 | 419646 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 383647 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 409428 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | 0 |
| IRS990/Travel/Total | 0 | 1090 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 1 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.VALLEYCCU.COM |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1955 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 820251201 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | VALLEY COMMUNITY CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | VALL |
| ReturnHeader/Filer/Phone | 0 | 2084668163 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 123 MCCLURE AVE |
| ReturnHeader/Filer/USAddress/City | 0 | NAMPA |
| ReturnHeader/Filer/USAddress/State | 0 | ID |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 83651 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2012-11-20 |
| ReturnHeader/Officer/Name | 0 | CHARLES ROBINSON |
| ReturnHeader/Officer/Phone | 0 | 2084668163 |
| ReturnHeader/Officer/Title | 0 | BOARD CHAIR |
| ReturnHeader/Preparer/DatePrepared | 0 | 2012-11-20 |
| ReturnHeader/PreparerFirm/EIN | 0 | 450250958 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | EIDE BAILLY LLP |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 877 W MAIN ST STE 800 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | BOISE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | ID |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 83702 |
| ReturnHeader/Preparer/Name | 0 | LEANN M SANNES |
| ReturnHeader/Preparer/Phone | 0 | 2083447150 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2011-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-11-20T10:10:54-06:00 |
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