Civic Intelligence

Tribune Credit Union

EIN 82-0236263 • Lewiston, ID

990-N Coverage
PO Box 957505 C StreetLewiston, ID 83501-0957

clearwatercu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.84x

Higher debt load relative to assets than 94% of similar nonprofits.

$500k-$1M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

34th percentile

-2.2%

Faster asset growth than 34% of similar nonprofits.

$500k-$1M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$702,059

Down $15,903 (-2.2%) from 2010

Liabilities

Up

$586,379

Up $585,209 (+50018%) from 2010

Net Assets

Down

$115,680

Down $601,112 (-84%) from 2010

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$26,638

Down $5,476 (-17%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset Growth34th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $717,962Liabilities 2010: $1,170Net Assets 2010: $716,7922010Assets 2011: $702,059Liabilities 2011: $586,379Net Assets 2011: $115,6802011

Highlighted filing

2011

Assets$702,059
Liabilities$586,379
Net Assets$115,680
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$30K$20K$10K$0Expenses 2010: $32,1142010Expenses 2011: $26,6382011

Highlighted filing

2011

Revenue-
Expenses$26,638
Net Income-
Open 2011 Filing

Filings

Most recent year

2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$702,059
Liabilities
$586,379
Net assets
$115,680
Revenue
-
Expenses
$26,638
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.02$5.86$1.16$0.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.18$0.01$7.17$0.32
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Jul 23, 2012
Return Version
2011v1.2
Gross Receipts
$28,854
Mission and Program Overview

Major Activities

Activity 2
Member share savings accounts
Activity 3
Invest excess funds not loaned to members.
Filing and Contact Details

Filer

EIN
82-0236263
Raw XML Appendix375 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Activity3/Description0Invest excess funds not loaned to members.
IRS990/ActivityOrMissionDescription0State Chartered Credit Union
IRS990/AddressPrincipalOfficerUS/AddressLine1011446 Snake River Rd
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IRS990/Form990PartVIISectionA/NamePerson2Mary Berger
IRS990/Form990PartVIISectionA/NamePerson3Sally Imel
IRS990/Form990PartVIISectionA/NamePerson4Oliver Stockwell
IRS990/Form990PartVIISectionA/NamePerson5Kevin Cameron
IRS990/Form990PartVIISectionA/NamePerson6Linda King
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IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/Title0Secretary
IRS990/Form990PartVIISectionA/Title1Treasurer
IRS990/Form990PartVIISectionA/Title2President
IRS990/Form990PartVIISectionA/Title3Vice President
IRS990/Form990PartVIISectionA/Title4Board Member
IRS990/Form990PartVIISectionA/Title5Board Member
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IRS990/Form990PartVIISectionA/Title7Office Manager
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IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/MortNotesPyblSecuredInvestProp/BOY00
IRS990/NameOfPrincipalOfficerPerson0Sandra McGee
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IRS990/OtherExpenses/Description0Dividends paid to members
IRS990/OtherExpenses/Description1Bond Coverage
IRS990/OtherExpenses/Description2Association Dues
IRS990/OtherExpenses/Total01868
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IRS990ScheduleO/GeneralExplanation/Explanation0310 members vote at the annual meeting.
IRS990ScheduleO/GeneralExplanation/Explanation1membership vote at annual meeting for the new board members.
IRS990ScheduleO/GeneralExplanation/Explanation2A copy of the form 990 is provided to the board before filing.
IRS990ScheduleO/GeneralExplanation/Explanation3Conflicts of interest can be discussed at the monthly board meeting.
IRS990ScheduleO/GeneralExplanation/Explanation4Board of directors determine managers wage based on compensation in the area
IRS990ScheduleO/GeneralExplanation/Explanation5Credit Unions monthly financial statements are posted in the credit union office and are available for review by all members and the public. Year end financial are provided to members at the annual meeting held in the first quarter of each year. Governing documents (charter and bylaws) are available to members on request. Form 990 is made available to the public for inspection upon written request made to the manager during normal business hours.
IRS990ScheduleO/GeneralExplanation/Explanation6American Share Insurance required deposit
IRS990ScheduleO/GeneralExplanation/Explanation7Rounding
IRS990ScheduleO/GeneralExplanation/Identifier0F990_P06_S0A_L06
IRS990ScheduleO/GeneralExplanation/Identifier1F990_P06_S0A_L07a
IRS990ScheduleO/GeneralExplanation/Identifier2F990_P06_S0B_L11b
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IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/GeneralExplanation/ReturnReference5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/GeneralExplanation/ReturnReference6Form 990, Part X, Line 15
IRS990ScheduleO/GeneralExplanation/ReturnReference7Form 990, Part XI, Line 5
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IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode0835010957
IRS990/TheBooksAreInCareOf/NamePerson0Sandra McGee
IRS990/TheBooksAreInCareOf/TelephoneNumber02088482245
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ReasonableCauseExplanation/Explanation0Needed help filed an extension
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0820236263
ReturnHeader/Filer/Name/BusinessNameLine10TRIBUNE CREDIT UNION
ReturnHeader/Filer/NameControl0TRIB
ReturnHeader/Filer/Phone02088482245
ReturnHeader/Filer/USAddress/AddressLine10PO Box 957
ReturnHeader/Filer/USAddress/AddressLine20505 C Street
ReturnHeader/Filer/USAddress/City0Lewiston
ReturnHeader/Filer/USAddress/State0ID
ReturnHeader/Filer/USAddress/ZIPCode0835010957
ReturnHeader/Officer/DateSigned02012-07-23
ReturnHeader/Officer/Name0Sandra McGee
ReturnHeader/Officer/Phone02088482245
ReturnHeader/Officer/Title0President
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-07-23T13:34:07-07:00

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