Civic Intelligence

Penn Treaty Plus Inc

EIN 81-5468681 • 501(c)4 • Carmel, IN

NTEE P20

Profile

Penn treaty plus is organized to promote social welfare by (i) providing long term care and other health care benefits to a broad group of individuals consisting of current or former policyholders of penn treaty network america insurance company and american network insurance company, each a pennsylvania domiciled insurance company (collectively the "companies") whose policies have been or will be cancelled pursuant to the companies' receiverships (the "policyholders"), and as a result of such cancellation, the policyholders will be left without the full scope of the benefits that would have been provided under their policies to the extent their benefits will not be covered by a state's guaranty association, i.e. Uncovered benefits and (ii) potentially serving as the grantor of a grantor trust established with assets from the companies to cover expenses and contingencies to be incurred in winding down and ultimately dissolving the companies and distributing any remaining assets.

550 Congressional Blvd Suite 200Carmel, IN 46032

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

67th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE P20 • <$500k nonprofits • Source year 2025

Net Margin

92nd percentile

79%

Higher net margin than 92% of similar nonprofits.

NTEE P20 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE P20 • <$500k nonprofits • Source year 2025

Asset Growth

4th percentile

-100%

Faster asset growth than 4% of similar nonprofits.

NTEE P20 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

96th percentile

537%

Faster revenue growth than 96% of similar nonprofits.

NTEE P20 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$0

Down $49,799 (-100%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$0

Down $49,799 (-100%) from 2024

Revenue

Up

$318,326

Up $268,326 (+537%) from 2024

Expenses

Up

$67,638

Up $66,698 (+7096%) from 2024

Net Income

Up

$250,688

Up $201,628 (+411%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2020: $251,428Liabilities 2020: $5,100Net Assets 2020: $246,3282020Assets 2021: $250,444Liabilities 2021: $5,100Net Assets 2021: $245,3442021Assets 2022: $250,960Liabilities 2022: $5,100Net Assets 2022: $245,8602022Assets 2023: $251,277Liabilities 2023: $5,100Net Assets 2023: $246,1772023Assets 2024: $49,799Liabilities 2024: $0Net Assets 2024: $49,7992024Assets 2025: $0Liabilities 2025: $0Net Assets 2025: $02025

Highlighted filing

2025

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0Expenses 2020: $9862020Expenses 2021: $9842021Revenue 2022: $1,500Expenses 2022: $984Net Income 2022: $5162022Revenue 2023: $1,300Expenses 2023: $983Net Income 2023: $3172023Revenue 2024: $50,000Expenses 2024: $940Net Income 2024: $49,0602024Revenue 2025: $318,326Expenses 2025: $67,638Net Income 2025: $250,6882025

Highlighted filing

2025

Revenue$318,326
Expenses$67,638
Net Income$250,688

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 23, 2026
Return Version
2025v4.0
Gross Receipts
$318,326
Mission and Program Overview

Mission

Penn treaty plus is organized to promote social welfare by (i) providing long term care and other health care benefits to a broad group of individuals consisting of current or former policyholders of penn treaty network america insurance company and american network insurance company, each a pennsylvania domiciled insurance company (collectively the "companies") whose policies have been or will be cancelled pursuant to the companies' receiverships (the "policyholders"), and as a result of such cancellation, the policyholders will be left without the full scope of the benefits that would have been provided under their policies to the extent their benefits will not be covered by a state's guaranty association, i.e. Uncovered benefits and (ii) potentially serving as the grantor of a grantor trust established with assets from the companies to cover expenses and contingencies to be incurred in winding down and ultimately dissolving the companies and distributing any remaining assets.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$246,176$0▼ $246,176
Cash and Non-Interest-Bearing Accounts$49,799$0▼ $49,799
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Rtn Earn Endowment Incm Other Fnds$-196,377$0▲ $196,377
Total Assets$49,799$0▼ $49,799
Other Assets Total-$0-
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$49,799$0▼ $49,799
Total Liabilities and Net Assets / Fund Balance$49,799$0▼ $49,799
Compensation and Service Providers

Board Members and Trustees

NameTitle
Robert L RobinsonPresident
Jane M BagleySecretary
Conway EdwardTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$318,326
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$250,688
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$67,638
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Insurance-$34,608-$34,608
Fees for Services Legal-$17,000-$17,000
Other Expenses-$15,318-$15,318
Fees for Services Other-$712-$712
Total Functional Expenses$0$67,638$0$67,638
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The form 990 was prepared by a responsible party and provided to the governing body before filing.

Form 990, Part VI, Section C, Line 19

All policies and financial statements are available upon request.

Filing and Contact Details

Filer

Filer Name
Penn Treaty Plus Inc
EIN
81-5468681
Phone
6109652222
Address
550 CONGRESSIONAL BLVD SUITE 200, CARMEL, IN 46032

Signing Officer

Name
Edward J Conway
Title
Chief Financial Officer
Phone
6109652222
Signed
2026-02-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Edward J Conway
Legal Domicile
Pa
Voting Board Members
3
Independent Board Members
0
Employees
0
Volunteers
0

Preparer

Firm
Kreischer Miller
Address
100 WITMER ROAD SUITE 350, HORSHAM, PA 19044-2369
Preparer
Komal Date
Phone
2154414600
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 3

As part of liquidation distributions, $335,198 were transfered to penn treaty network america insurance company. These funds were included in the final liquidation distribution payment from penn treaty network america insurance company to national organization of life & health insurance guaranty association(nolgha). The organization was formed as a special purpose entity to facilitate the dissolution of a related organization. The organization conducted limited activities and ceased all operations as of august 5, 2025. Following the wind-down, the organization held no significant assets or liabilities.

FORM 990, PART XI, LINE 9:

Net fund transfer -300,487.

Raw XML Appendix330 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0PENN TREATY PLUS IS ORGANIZED TO PROMOTE SOCIAL WELFARE BY (I) PROVIDING LONG TERM CARE AND OTHER HEALTH CARE BENEFITS TO A BROAD GROUP OF INDIVIDUALS CONSISTING OF CURRENT OR FORMER POLICYHOLDERS OF PENN TREATY NETWORK AMERICA INSURANCE COMPANY AND AMERICAN NETWORK INSURANCE COMPANY, EACH A PENNSYLVANIA DOMICILED INSURANCE COMPANY (COLLECTIVELY THE "COMPANIES") WHOSE POLICIES HAVE BEEN OR WILL BE CANCELLED PURSUANT TO THE COMPANIES' RECEIVERSHIPS (THE "POLICYHOLDERS"), AND AS A RESULT OF SUCH CANCELLATION, THE POLICYHOLDERS WILL BE LEFT WITHOUT THE FULL SCOPE OF THE BENEFITS THAT WOULD HAVE BEEN PROVIDED UNDER THEIR POLICIES TO THE EXTENT THEIR BENEFITS WILL NOT BE COVERED BY A STATE'S GUARANTY ASSOCIATION, I.E. UNCOVERED BENEFITS AND (II) POTENTIALLY SERVING AS THE GRANTOR OF A GRANTOR TRUST ESTABLISHED WITH ASSETS FROM THE COMPANIES TO COVER EXPENSES AND CONTINGENCIES TO BE INCURRED IN WINDING DOWN AND ULTIMATELY DISSOLVING THE COMPANIES AND DISTRIBUTING ANY REMAINING ASSETS.
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IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0AS PART OF LIQUIDATION DISTRIBUTIONS, $335,198 WERE TRANSFERED TO PENN TREATY NETWORK AMERICA INSURANCE COMPANY. THESE FUNDS WERE INCLUDED IN THE FINAL LIQUIDATION DISTRIBUTION PAYMENT FROM PENN TREATY NETWORK AMERICA INSURANCE COMPANY TO NATIONAL ORGANIZATION OF LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION(NOLGHA). THE ORGANIZATION WAS FORMED AS A SPECIAL PURPOSE ENTITY TO FACILITATE THE DISSOLUTION OF A RELATED ORGANIZATION. THE ORGANIZATION CONDUCTED LIMITED ACTIVITIES AND CEASED ALL OPERATIONS AS OF AUGUST 5, 2025. FOLLOWING THE WIND-DOWN, THE ORGANIZATION HELD NO SIGNIFICANT ASSETS OR LIABILITIES.
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE N PART II
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0AS PART OF LIQUIDATION DISTRIBUTIONS, $335,198 WERE TRANSFERED TO PENN TREATY NETWORK AMERICA INSURANCE COMPANY. THESE FUNDS WERE INCLUDED IN THE FINAL LIQUIDATION DISTRIBUTION PAYMENT FROM PENN TREATY NETWORK AMERICA INSURANCE COMPANY TO NATIONAL ORGANIZATION OF LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION(NOLGHA). THE ORGANIZATION WAS FORMED AS A SPECIAL PURPOSE ENTITY TO FACILITATE THE DISSOLUTION OF A RELATED ORGANIZATION. THE ORGANIZATION CONDUCTED LIMITED ACTIVITIES AND CEASED ALL OPERATIONS AS OF AUGUST 5, 2025. FOLLOWING THE WIND-DOWN, THE ORGANIZATION HELD NO SIGNIFICANT ASSETS OR LIABILITIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FORM 990 WAS PREPARED BY A RESPONSIBLE PARTY AND PROVIDED TO THE GOVERNING BODY BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL POLICIES AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NET FUND TRANSFER -300,487.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART III, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XI, LINE 9:
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd1PA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0PENN TREATY NETWORK AMERICA INSURANCE COMPANY
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1AMERICAN NETWORK INSURANCE COMPANY
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/SupplementalInformationDetail/ExplanationTxt01. PENN TREATY PLUS, INC. TRANSFERRED $300,487 TO PENN TREATY NETWORK AMERICA INSURANCE COMPANY IN ACCORDANCE WITH A COURT-SUPERVISED LIQUIDATION PLAN. THESE FUNDS WERE HELD BY PENN TREATY PLUS SOLELY TO MEET REGULATORY RESERVE REQUIREMENTS DURING THE COMPANY'S WIND-DOWN PROCESS. 2. PENN TREATY PLUS, INC. RECEIVED $318326 FROM THE AMERICAN NETWORK INSURANCE COMPANY CLOSING TRUST TO FUND ITS INITIAL OPERATIONS.
IRS990ScheduleR/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE R, PART V, NOTE 2
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0300487
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt1318326
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0CASH
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1CASH
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0PENN TREATY NETWORK AMERICA INSURANCE COMPANY
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1AMERICAN NETWORK INSURANCE COMPANY CLOSINGTRUST
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0R
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1S
IRS990ScheduleR/TransferFromOtherOrgInd01
IRS990ScheduleR/TransferToOtherOrgInd01
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd01
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0PA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd01
IRS990/TotalAssetsBOYAmt049799
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt049799
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0318326
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt067638
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt067638
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt049799
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalOtherCompensationAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0318326
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt049799
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0EDWARD J CONWAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHIEF FINANCIAL OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum06109652222
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PENN TREATY PLUS INC
ReturnHeader/Filer/BusinessNameControlTxt0PENN
ReturnHeader/Filer/EIN0815468681
ReturnHeader/Filer/PhoneNum06109652222
ReturnHeader/Filer/USAddress/AddressLine1Txt0550 CONGRESSIONAL BLVD SUITE 200
ReturnHeader/Filer/USAddress/CityNm0CARMEL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd046032
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0231980475
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KREISCHER MILLER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0100 WITMER ROAD SUITE 350
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HORSHAM
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0190442369
ReturnHeader/PreparerPersonGrp/PhoneNum02154414600
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KOMAL DATE
ReturnHeader/ReturnTs02026-04-14T07:59:23-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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