Civic Intelligence

Olam Insight Inc

EIN 81-4827849 • 501(c)3 • Virginia Beach, VA

Profile

Promotes and implements biblical financial principles to help individuals better their financial lives and well-being.

2505 Calumet DriveVirginia Beach, VA 23456

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

18th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

98th percentile

96%

Higher net margin than 98% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

76th percentile

18%

Faster asset growth than 76% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Revenue Growth

86th percentile

55%

Faster revenue growth than 86% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets18th percentile

Assets

Up

$919,585

Up $194,547 (+27%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$919,585

Up $194,547 (+27%) from 2023

Operations
Liabilities / Revenue19th percentileNet Margin98th percentile

Revenue

Up

$203,419

Up $187,602 (+1186%) from 2023

Expenses

Up

$8,315

Up $1,372 (+20%) from 2023

Net Income

Up

$195,104

Up $186,230 (+2099%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth76th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2017: $167,796Liabilities 2017: $850Net Assets 2017: $166,9462017Assets 2021: $597,715Liabilities 2021: $0Net Assets 2021: $597,7152021Assets 2022: $663,504Liabilities 2022: $0Net Assets 2022: $663,5042022Assets 2023: $725,038Liabilities 2023: $0Net Assets 2023: $725,0382023Assets 2024: $919,585Liabilities 2024: $0Net Assets 2024: $919,5852024

Highlighted filing

2024

Assets$919,585
Liabilities$0
Net Assets$919,585
Open 2024 Filing

Operations Trend

Revenue Growth86th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0Revenue 2017: $156,039Expenses 2017: $2,444Net Income 2017: $153,5952017Revenue 2021: $287,850Expenses 2021: $6,543Net Income 2021: $281,3072021Revenue 2022: $84,585Expenses 2022: $5,280Net Income 2022: $79,3052022Revenue 2023: $15,817Expenses 2023: $6,943Net Income 2023: $8,8742023Revenue 2024: $203,419Expenses 2024: $8,315Net Income 2024: $195,1042024

Highlighted filing

2024

Revenue$203,419
Expenses$8,315
Net Income$195,104
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$919,585
Liabilities
$0
Net assets
$919,585
Revenue
$203,419
Expenses
$8,315
Net income
$195,104
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$9.20$0.00$9.20$2.03$0.08$1.95
2023Detailed filing. Detailed filing data is available for this year.$7.25$0.00$7.25$0.16$0.07$0.09
2022Detailed filing. Detailed filing data is available for this year.$6.64$0.00$6.64$0.85$0.05$0.79
2021Detailed filing. Detailed filing data is available for this year.$5.98$0.00$5.98$2.88$0.07$2.81
2017Detailed filing. Detailed filing data is available for this year.$1.68$0.01$1.67$1.56$0.02$1.54
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 21, 2025
Return Version
2024v5.0
Gross Receipts
$1,572,497
Mission and Program Overview

Mission

Promotes and implements biblical financial principles to help individuals better their financial lives and well-being.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$723,001$916,731▲ $193,730
Savings and Temporary Cash Investments$2,037$2,854▲ $817
Total Assets$725,038$919,585▲ $194,547
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$725,038$919,585▲ $194,547
Total Net Assets Fund Balance$725,038$919,585▲ $194,547
Total Liabilities and Net Assets / Fund Balance$725,038$919,585▲ $194,547
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Gregory P BergethonDirector
Raymond N BjorkmanCEO/presiden
Mary Alice BjorkmanTreasurer/se
Revenue and Support

Revenue Composition

Contributions and Grants
$50,000
Program Service Revenue
$0
Investment Income
$153,419
Other Revenue
$0
All Other Contributions
$50,000
Change in Net Assets
$195,104
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,315
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Service Investment Mgmnt Fees-$7,782-$7,782
Fees for Services Accounting-$500-$500
Interest-$33-$33
Total Functional Expenses$0$8,315$0$8,315
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Draft 990 is reviewed prior to filing.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Olam Insight Inc
EIN
81-4827849
Phone
7577217388
Address
2505 CALUMET DRIVE, VIRGINIA BEACH, VA 23456

Signing Officer

Name
Raymond N Bjorkman
Title
CEO/president
Phone
7577217388
Signed
2025-07-21

Organization Details

Principal Officer
Raymond N Bjorkman
Voting Board Members
3
Independent Board Members
1
Employees
0
Volunteers
3

Preparer

Firm
Barnes Brock Cornwell & Painter Plc
Address
908 EDEN WAY N STE 201, CHESAPEAKE, VA 23320-2640
Preparer
Kimberly C Painter CPA
Phone
7579615017
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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