Civic Intelligence

Financial Literacy First

EIN 81-4482536 • 501(c)3 • Greenwood Village, CO

Profile

To educate youth with financial literacy

7350 E Progress Place STE 100Greenwood Village, CO 80111

www.financialliteracyfirst.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

90th percentile

50%

Higher net margin than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

99th percentile

1599%

Faster asset growth than 99% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

98th percentile

587%

Faster revenue growth than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$26,161

Up $24,621 (+1599%) from 2023

Liabilities

Down

$0

Down $12,790 (-100%) from 2023

Net Assets

Up

$26,161

Up $37,411 (+333%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin90th percentile

Revenue

Up

$74,511

Up $63,666 (+587%) from 2023

Expenses

Up

$37,100

Up $25,169 (+211%) from 2023

Net Income

Up

$37,411

Up $38,497 (+3545%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth99th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0-$10K-$20KAssets 2018: $3,160Liabilities 2018: $02018Assets 2019: $1,732Liabilities 2019: $02019Assets 2020: $1,300Liabilities 2020: $6,1602020Assets 2021: $11,000Liabilities 2021: $11,000Net Assets 2021: $02021Assets 2022: $11,000Liabilities 2022: $11,000Net Assets 2022: $02022Assets 2023: $1,540Liabilities 2023: $12,790Net Assets 2023: -$11,2502023Assets 2024: $26,161Liabilities 2024: $0Net Assets 2024: $26,1612024

Highlighted filing

2024

Assets$26,161
Liabilities$0
Net Assets$26,161
Open 2024 Filing

Operations Trend

Revenue Growth98th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2018: $3,160Expenses 2018: $1,960Net Income 2018: $1,2002018Revenue 2019: $4,353Expenses 2019: $5,533Net Income 2019: -$1,1802019Revenue 2020: $6,999Expenses 2020: $9,104Net Income 2020: -$2,1052020Revenue 2021: $11,723Expenses 2021: $11,723Net Income 2021: $02021Revenue 2022: $25,768Expenses 2022: $25,444Net Income 2022: $3242022Revenue 2023: $10,845Expenses 2023: $11,931Net Income 2023: -$1,0862023Revenue 2024: $74,511Expenses 2024: $37,100Net Income 2024: $37,4112024

Highlighted filing

2024

Revenue$74,511
Expenses$37,100
Net Income$37,411
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$26,161
Liabilities
$0
Net assets
$26,161
Revenue
$74,511
Expenses
$37,100
Net income
$37,411
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$26.2$0.00$26.2$74.5$37.1$37.4
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.54$12.8$11.3$10.8$11.9$1.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.0$11.0$0.00$25.8$25.4$0.32
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.0$11.0$0.00$11.7$11.7$0.00
2020Summary only. Only limited summary data is available for this year.$1.30$6.16$7.00$9.10$2.11
2019Summary only. Only limited summary data is available for this year.$1.73$0.00$4.35$5.53$1.18
2018Summary only. Only limited summary data is available for this year.$3.16$0.00$3.16$1.96$1.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 14, 2025
Return Version
2024v5.1
Gross Receipts
$74,511
Mission and Program Overview

Mission

To educate youth with financial literacy

Program Services

DescriptionGrantsExpenses
Educated 450 youth with our Financial IQ Classes which taught them how to budget, save, understand credit, and solve financial issues.$52,442$689
Educated 75 young and older adults with our Power Hours which taught them how to budget, save, understand credit, cryptocurrency, and basic investing.-$288
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carla M VaughnExecutive DirectorPT$0--
Corey SanchezDirector Of Community RelationsPT$0--
David GibsonDirector Of Accounting-$0--
Gary GilliardDirector Of Operations-$0--
Filing and Contact Details

Filer

Filer Name
Financial Literacy First
EIN
81-4482536
In Care Of
% Carla Vaughn
Phone
7203292999
Address
7350 E Progress Place STE 100, Greenwood Village, CO 80111

Signing Officer

Name
Carla Vaughn
Title
Executive Director
Phone
7203292999
Signed
2025-03-14
Discuss with paid preparer
No

Preparer

Firm
BFMS Inc
Address
18121 E Hampden Ave C 183, Aurora, CO 80013
Preparer
Carla M Vaughn Mba
Phone
7203292999
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountAdvertising 4,237Bank Charges & Merchant Service Fee 482Class Books & Materials 1,016Membership Dues, Networking 3,863Event Materials & Expenses 629Fundraising Expenses 365Meals for Teachers/Volunteers 253Office Supplies & Software 2,699Contractor Expenses 3,100SOS, Quickbooks fee & Misc Expenses 1,172Paid off SBA and Investor Loans 15,130”

Description of other assets Part II line 24

“Category Beginning of Year End of YearCamera & Video Equipment 1,450 0”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearBusiness Loan 3,790 0SBA Loan 9,000 0”

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0David Gibson
IRS990EZ/BooksInCareOfDetail/PhoneNum08318839395
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt016763 Indiana Street
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Detroit
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048221
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt090
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt024861
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt052442
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt037411
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0727
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt01540
IRS990EZ/Form990TotalAssetsGrp/EOYAmt026161
IRS990EZ/GrossReceiptsAmt074511
IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt01300
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt01420
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-11250
IRS990EZ/NetAssetsOrFundBalancesEOYAmt026161
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-11250
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt026161
IRS990EZ/OccupancyRentUtltsAndMaintAmt0400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt025.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Carla M Vaughn
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Corey Sanchez
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2David Gibson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Gary Gilliard
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director of Community Relations
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director of Accounting
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director of Operations
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01450
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt032946
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PrimaryExemptPurposeTxt0To educate youth with financial literacy
IRS990EZ/PrintingPublicationsPostageAmt0219
IRS990EZ/ProgramServiceRevenueAmt020421
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Educated 450 youth with our Financial IQ Classes which taught them how to budget, save, understand credit, and solve financial issues.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Educated 75 young and older adults with our Power Hours which taught them how to budget, save, understand credit, cryptocurrency, and basic investing.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt052442
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0689
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1288
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt02808
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt012790
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt037100
IRS990EZ/TotalProgramServiceExpensesAmt0977
IRS990EZ/TotalRevenueAmt074511
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.FinancialLiteracyFirst.org
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt052542
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt07145
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt059687
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt03700
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt03700
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct00.00000
IRS990ScheduleA/PublicSupportTotal509Amt063387
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
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IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt052542
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt010845
IRS990ScheduleA/Total509Grp/TotalAmt063387
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt052542
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt010845
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt063387
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountAdvertising 4,237Bank Charges & Merchant Service Fee 482Class Books & Materials 1,016Membership Dues, Networking 3,863Event Materials & Expenses 629Fundraising Expenses 365Meals for Teachers/Volunteers 253Office Supplies & Software 2,699Contractor Expenses 3,100SOS, Quickbooks fee & Misc Expenses 1,172Paid off SBA and Investor Loans 15,130
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearCamera & Video Equipment 1,450 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearBusiness Loan 3,790 0SBA Loan 9,000 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0CARLA VAUGHN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum07203292999
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Financial Literacy First
ReturnHeader/Filer/BusinessNameControlTxt0FINA
ReturnHeader/Filer/EIN0814482536
ReturnHeader/Filer/InCareOfNm0% Carla Vaughn
ReturnHeader/Filer/PhoneNum07203292999
ReturnHeader/Filer/USAddress/AddressLine1Txt07350 E Progress Place STE 100
ReturnHeader/Filer/USAddress/CityNm0Greenwood Village
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CO
ReturnHeader/Filer/USAddress/ZIPCd080111
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463794942
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BFMS Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt018121 E Hampden Ave C 183
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Aurora
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd080013
ReturnHeader/PreparerPersonGrp/PhoneNum07203292999
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CARLA M VAUGHN MBA
ReturnHeader/ReturnTs02025-06-17T16:48:10-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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