Civic Intelligence

Black Cooperative Impact Fund

EIN 81-4320957 • 501(c)3 • Los Angeles, CA

Profile

Based on cooperative economics, BCIF is a community-based organization that provides microloans to the Black community through pooled dollars and raises awareness about the importance of economic empowerment, equity and wealth building, with a focus on SoCal communities.

6080 Center Drive 6th FloorLos Angeles, CA 90045

www.bcifund.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2022

Liabilities / Revenue

34th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2022

Net Margin

36th percentile

-1.9%

Higher net margin than 36% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

39th percentile

-0.5%

Faster asset growth than 39% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Revenue Growth

4th percentile

-62%

Faster revenue growth than 4% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Down

$487,404

Down $76,361 (-14%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$487,404

Down $76,361 (-14%) from 2023

Operations
Liabilities / Revenue34th percentileNet Margin36th percentile

Revenue

Down

$183,095

Down $149,861 (-45%) from 2023

Expenses

Up

$259,456

Up $4,099 (+1.6%) from 2023

Net Income

Down

-$76,361

Down $153,960 (-198%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2016: $7,735Liabilities 2016: $0Net Assets 2016: $7,7352016Assets 2017: $31,269Liabilities 2017: $0Net Assets 2017: $31,2692017Assets 2018: $56,074Liabilities 2018: $0Net Assets 2018: $56,0742018Assets 2019: $47,550Liabilities 2019: $105Net Assets 2019: $47,4452019Assets 2020: $191,541Liabilities 2020: $0Net Assets 2020: $191,5412020Assets 2021: $510,201Liabilities 2021: $0Net Assets 2021: $510,2012021Assets 2022: $507,477Liabilities 2022: $0Net Assets 2022: $507,4772022Assets 2023: $563,765Liabilities 2023: $0Net Assets 2023: $563,7652023Assets 2024: $487,404Net Assets 2024: $487,4042024

Highlighted filing

2024

Assets$487,404
Liabilities-
Net Assets$487,404
Open 2024 Filing

Operations Trend

Revenue Growth4th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2016: $10,729Expenses 2016: $2,994Net Income 2016: $7,7352016Revenue 2017: $82,510Expenses 2017: $58,976Net Income 2017: $23,5342017Revenue 2018: $52,044Expenses 2018: $51,179Net Income 2018: $8652018Revenue 2019: $29,026Expenses 2019: $37,670Net Income 2019: -$8,6442019Revenue 2020: $172,371Expenses 2020: $28,130Net Income 2020: $144,2412020Revenue 2021: $387,816Expenses 2021: $69,156Net Income 2021: $318,6602021Revenue 2022: $147,013Expenses 2022: $149,737Net Income 2022: -$2,7242022Revenue 2023: $332,956Expenses 2023: $255,357Net Income 2023: $77,5992023Revenue 2024: $183,095Expenses 2024: $259,456Net Income 2024: -$76,3612024

Highlighted filing

2024

Revenue$183,095
Expenses$259,456
Net Income-$76,361
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$487,404
Liabilities
-
Net assets
$487,404
Revenue
$183,095
Expenses
$259,456
Net income
-$76,361
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.87$4.87$1.83$2.59$0.76
2023Detailed filing. Detailed filing data is available for this year.$5.64$0.00$5.64$3.33$2.55$0.78
2022Detailed filing. Detailed filing data is available for this year.$5.07$0.00$5.07$1.47$1.50$0.03
2021Detailed filing. Detailed filing data is available for this year.$5.10$0.00$5.10$3.88$0.69$3.19
2020Detailed filing. Detailed filing data is available for this year.$1.92$0.00$1.92$1.72$0.28$1.44
2019Detailed filing. Detailed filing data is available for this year.$0.48$0.00$0.47$0.29$0.38$0.09
2018Detailed filing. Detailed filing data is available for this year.$0.56$0.00$0.56$0.52$0.51$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$0.83$0.59$0.24
2016Detailed filing. Detailed filing data is available for this year.$0.08$0.00$0.08$0.11$0.03$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.1
Gross Receipts
$183,095
Mission and Program Overview

Mission

Provide microloans to businesses

Based on cooperative economics, BCIF is a community-based organization that provides microloans to the Black community through pooled dollars and raises awareness about the importance of economic empowerment, equity and wealth building, with a focus on SoCal communities.

Program Services

DescriptionGrantsExpenses
Promoted the importance of economic empowerment in addressing the racial wealth gap through activities such as hosting a virtual salon, participating on several panels for convening, and raising funds to build the pool of funds to deploy as microloans to Southern California based Black owned businesses.-$133,118
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Robert LewisPresident-$60,000-$60,000
CARRON BROWNDirector-$0--
TIM DODDDirector-$0--
MELANIE MACKVice President-$0--
MICHAEL RAEFORDDirector-$0--
TIANA SANCHEZDirector-$0--
ATIYANA EVELINDirector-$0--
Filing and Contact Details

Filer

Filer Name
Black Cooperative Impact Fund
EIN
81-4320957
Phone
3109046336
Address
6080 CENTER DRIVE 6TH FLOOR, LOS ANGELES, CA 90045

Signing Officer

Name
Robert Lewis
Title
President
Signed
2025-05-14
Discuss with paid preparer
Yes

Preparer

Firm
Wilton E Robinson
Address
5651 Sumner Way Unit 212, Culver City, CA 90230
Preparer
Wilton E Robinson
Phone
8185900569
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $8835”

Other Expenses.1002

“Office Expenses $1397”

Other Expenses.1003

“Information Technology $3233”

Other Expenses.1005

“Travel $1991”

Other Expenses.1012

“Insurance $3369”

Other Expenses.1

“Payroll and payroll taxes $90413”

Other Expenses.2

“Consultants/contracted staff $30710”

Other Expenses.3

“Fundraising/special events $28217”

Other Expenses.4

“Subscriptions/memberships $4150”

Other Expenses.5

“PAYMENT PROCESSING $1139”

Other Expenses.6

“Board meeting expenses $945”

Other Expenses.7

“REPAIRS $414”

Other Expenses.8

“Business development $373”

Other Expenses.9

“BANK CHARGES $299”

Other Expenses.10

“AUTO PARKING $60”

Other Assets.1009

“Notes and Loans Receivable - Beginning $190772 Notes and Loans Receivable - Ending $170384”

Raw XML Appendix190 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OperateHospitalInd0false
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IRS990EZ/ProgramServiceRevenueAmt0421
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IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Advertising and Promotion $8835
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses $1397
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Information Technology $3233
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Travel $1991
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance $3369
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PAYROLL AND PAYROLL TAXES $90413
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6CONSULTANTS/CONTRACTED STAFF $30710
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FUNDRAISING/SPECIAL EVENTS $28217
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8SUBSCRIPTIONS/MEMBERSHIPS $4150
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11REPAIRS $414
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13BANK CHARGES $299
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1001
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT LEWIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BLACK COOPERATIVE IMPACT FUND
ReturnHeader/Filer/BusinessNameControlTxt0BLAC
ReturnHeader/Filer/EIN0814320957
ReturnHeader/Filer/PhoneNum03109046336
ReturnHeader/Filer/USAddress/AddressLine1Txt06080 CENTER DRIVE 6TH FLOOR
ReturnHeader/Filer/USAddress/CityNm0LOS ANGELES
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0814477743
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05651 Sumner Way Unit 212
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ReturnHeader/ReturnTs02025-05-14T18:12:28-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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