Civic Intelligence

Swan Valley Pay IT Forward

EIN 81-4226060 • 501(c)3 • Saginaw, MI

Profile

Help those who are in need financially

6450 Trinklein RdSaginaw, MI 48609
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

84th percentile

0.26x

Higher debt load relative to assets than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.21x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

90th percentile

51%

Higher net margin than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

85th percentile

42%

Faster asset growth than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

31st percentile

-20%

Faster revenue growth than 31% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$31,046

Up $15,842 (+104%) from 2023

Liabilities

Down

$8,000

Down $3,783 (-32%) from 2023

Net Assets

Up

$23,046

Up $19,625 (+574%) from 2023

Operations
Liabilities / Revenue87th percentileNet Margin90th percentile

Revenue

Up

$38,672

Up $15,920 (+70%) from 2023

Expenses

Down

$19,047

Down $7,631 (-29%) from 2023

Net Income

Up

$19,625

Up $23,551 (+600%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0-$10KAssets 2017: $2,577Liabilities 2017: $0Net Assets 2017: $2,5772017Assets 2018: $11,614Liabilities 2018: $0Net Assets 2018: $11,6142018Assets 2019: $12,052Liabilities 2019: $14,000Net Assets 2019: -$1,9482019Assets 2020: $21,785Liabilities 2020: $14,000Net Assets 2020: $7,7852020Assets 2021: $11,706Liabilities 2021: $8,000Net Assets 2021: $3,7062021Assets 2022: $15,347Liabilities 2022: $8,000Net Assets 2022: $7,3472022Assets 2023: $15,204Liabilities 2023: $11,783Net Assets 2023: $3,4212023Assets 2024: $31,046Liabilities 2024: $8,000Net Assets 2024: $23,0462024

Highlighted filing

2024

Assets$31,046
Liabilities$8,000
Net Assets$23,046
Open 2024 Filing

Operations Trend

Revenue Growth31st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2017: $14,672Expenses 2017: $19,093Net Income 2017: -$4,4212017Revenue 2018: $30,576Expenses 2018: $21,539Net Income 2018: $9,0372018Revenue 2019: $21,715Expenses 2019: $35,277Net Income 2019: -$13,5622019Revenue 2020: $33,684Expenses 2020: $23,951Net Income 2020: $9,7332020Revenue 2021: $33,258Expenses 2021: $37,337Net Income 2021: -$4,0792021Revenue 2022: $60,537Expenses 2022: $56,896Net Income 2022: $3,6412022Revenue 2023: $22,752Expenses 2023: $26,678Net Income 2023: -$3,9262023Revenue 2024: $38,672Expenses 2024: $19,047Net Income 2024: $19,6252024

Highlighted filing

2024

Revenue$38,672
Expenses$19,047
Net Income$19,625
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$31,046
Liabilities
$8,000
Net assets
$23,046
Revenue
$38,672
Expenses
$19,047
Net income
$19,625
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$31.0$8.00$23.0$38.7$19.0$19.6
2023Detailed filing. Detailed filing data is available for this year.$15.2$11.8$3.42$22.8$26.7$3.93
2022Detailed filing. Detailed filing data is available for this year.$15.3$8.00$7.35$60.5$56.9$3.64
2021Detailed filing. Detailed filing data is available for this year.$11.7$8.00$3.71$33.3$37.3$4.08
2020Detailed filing. Detailed filing data is available for this year.$21.8$14.0$7.79$33.7$24.0$9.73
2019Detailed filing. Detailed filing data is available for this year.$12.1$14.0$1.95$21.7$35.3$13.6
2018Detailed filing. Detailed filing data is available for this year.$11.6$0.00$11.6$30.6$21.5$9.04
2017Detailed filing. Detailed filing data is available for this year.$2.58$0.00$2.58$14.7$19.1$4.42
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 21, 2025
Return Version
2024v5.2
Gross Receipts
$68,102
Mission and Program Overview

Mission

Help those who are in need financially

Program Services

DescriptionGrantsExpenses
DONATIONS TO NEEDY FAMILIES FOR CHIRSTMAS TO SWAN VALLEY SCHOOLS$14,703$0
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
TRACEY WILLIAMSPresidentPT$0--
RONDA HENDERSONTreasurerPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Open House$32,909$32,909-$32,909
Total Events$32,909$32,909$1,500$31,409
Filing and Contact Details

Filer

Filer Name
Swan Valley Pay It Forward
EIN
81-4226060
In Care Of
% RONDA HENDERSON
Phone
9892845366
Address
6450 TRINKLEIN RD, Saginaw, MI 48609

Signing Officer

Name
Ronda Henderson
Title
Treasurer
Phone
9892845366
Signed
2025-08-21
Discuss with paid preparer
Yes

Preparer

Firm
Cari Shanks CPA LLC
Address
5700 SWAN CREEK RD, Saginaw, MI 48609
Preparer
Cari a Shanks
Phone
9897816176
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountADVERTISING 85BANK CHARGES 30LICENSE 20INSURANCE 2,252WEBSITE 457DONATIONS 14,703SCHOLARSHIPS 1,500”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearLOAN FROM OFFICERS 8,000 8,000CAP ONE CC 3,783 0”

Raw XML Appendix150 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Saginaw
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd048609
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0764
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt016606
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IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt019625
IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/LobbyingActivitiesInd0false
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IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
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IRS990EZ/PrimaryExemptPurposeTxt0HELP THOSE WHO ARE IN NEED FINANCIALLY
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt014703
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt019047
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt038672
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt034452
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt034494
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IRS990ScheduleA/InvestmentIncomeCYPct00.00000
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IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PhoneNum09892845366
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-21
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ReturnHeader/Filer/BusinessNameControlTxt0SWAN
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ReturnHeader/Filer/PhoneNum09892845366
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ReturnHeader/Filer/USAddress/ZIPCd048609
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461634466
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05700 SWAN CREEK RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Saginaw
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd048609
ReturnHeader/PreparerPersonGrp/PhoneNum09897816176
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-26
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ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-08-26T12:34:04-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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