Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
990EZ • Fiscal year 2025 • EIN 81-3527954
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
92nd percentile
Higher debt load relative to assets than 92% of similar nonprofits.
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
17th percentile
Higher net margin than 17% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
$48,616
No earlier filing loaded for comparison.
Net Assets
-$11,144
No earlier filing loaded for comparison.
Liabilities
$59,760
No earlier filing loaded for comparison.
Revenue
$40,156
No earlier filing loaded for comparison.
Expenses
$53,926
No earlier filing loaded for comparison.
Net Income
-$13,770
No earlier filing loaded for comparison.
Awareness/Advocacy for Disabilities
| Description | Grants | Expenses |
|---|---|---|
| Inclusive holiday event for people with disabilities feat. sensory-friendly activities, gifts, & fellowship; supported by $4000 in donations, serving 120 participants w/ 20 volunte | $4,000 | $15,616 |
| Youth-program providing literacy, job readiness, dining etiquette, & CPR instruction; supported by $10000 grant from Tellus, serving 20 girls with 8-10 voluteers & professionals. | $10,000 | $10,266 |
| Annual empowerment for women with disabilities featuring workshops, speakers, & peer support; supported w/ Wegans donation & Carolyn C, serving 100 participants, w/ 15 voluteers. | $1,000 | $2,760 |
| Other program services | - | $1,646 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Carolyn Covington | Founder CEO | FT | $0 | - | - |
| Steve Murphy | Vice Presidentprograms | PT | $0 | - | - |
| Dr Paula Smith | Vice Presidentoperations | PT | $0 | - | - |
| Wendy Coulter | Marketing Consultant | PT | $0 | - | - |
| Andrew Covington | General Counsel | PT | $0 | - | - |
“Activity Charitabel Contributions to others Grantee Fighting Blind Street 6925 Oakland Mills Road 701 City, State, Zip Columbia, MD 21045Relationship Charity Amount 105Activity Charitable contribution to others Grantee Raleigh Downtown Lions Club Street 7610 Falls of Neuse Road City, State, Zip Raleigh, NC 27615Relationship charity Amount 21Activity Charitable contribution to tohers Grantee HelpHopeLive Inc. Street 2 Radnor CPR CTR Matsonford Rd City, State, Zip Wayne, PA 19087Relationship charity Amount 150Activity Gift for recognition of efforta Grantee Vanessa jones Relationship Volunteer Amount 500”
“Description AmountAlarm Security 224Annual Report Fees 72Property Insurance 397Registration Fees 35Bank Fees 30Internet & TV Services 952Memberships & Subscriptions 61Merchant Account Fees 221Small tools & Equipment 160Softare & Apps 2,163Repairs & Maintenance 2,495Travel 138Attended Events 312Program Servic Services Expenses 30,065”
“Category Beginning of Year End of YearRent Security Deposit 0 1,855”
“Category Beginning of Year End of YearLoan From Officer - Carolyn C. 0 9,760Loan From Interested Parties 0 50,000The organization received a $50,000 interest-free, unsecured loan from the spouse of an officer to support working capital needs during a temporary cash flow shortfall. The full balance remains due and is scheduled for repayment by 2028, with no past due amounts as of year-end 2024. The organization receives borrowed funds from officer Carolyn Covington to cover event expenses and to support working capital needs. The full balance remains due, interest-free with no past due amounts.”
“Pop-up birthday celebrations requested by families for the disabled. Divas Alliance: is a year-round empowerment movement for women of all abilities, emphasing diversity, inclusion, and shared purpose. Funded by officer Carolyn C., approximately 30 members.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Carolyn Covington |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9198900117 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3634 Capital Blvd |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Raleigh |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NC |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 27604 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 2626 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 46761 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 37816 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 304 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -13770 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1338 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 2626 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 48616 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 770 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 776 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 62 |
| IRS990EZ/GrossReceiptsAmt | 0 | 40460 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 366 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 1508 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 2626 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -11144 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 2626 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -11144 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 10802 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 20.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 20.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 20.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 20.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Carolyn Covington |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Steve Murphy |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Dr Paula Smith |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Wendy Coulter |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Andrew Covington |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Founder CEO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Vice PresidentPrograms |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Vice PresidentOperations |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Marketing Consultant |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | General Counsel |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 1855 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 37325 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Awareness/Advocacy for Disabilities |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 3685 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Annual empowerment for women with disabilities featuring workshops, speakers, & peer support; supported w/ Wegans donation & Carolyn C, serving 100 participants, w/ 15 voluteers. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | Inclusive holiday event for people with disabilities feat. sensory-friendly activities, gifts, & fellowship; supported by $4000 in donations, serving 120 participants w/ 20 volunte |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | Youth-program providing literacy, job readiness, dining etiquette, & CPR instruction; supported by $10000 grant from Tellus, serving 20 girls with 8-10 voluteers & professionals. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 3 | Other program services |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 1000 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 4000 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 10000 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 2760 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 15616 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 10266 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 3 | 1646 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 770 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 59760 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 53926 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 30288 |
| IRS990EZ/TotalRevenueAmt | 0 | 40156 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | insightfulvisionaries.org |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 33336 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 33336 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.72000 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 24003 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 9333 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 33336 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 33336 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 33336 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Activity Charitabel Contributions to others Grantee Fighting Blind Street 6925 Oakland Mills Road 701 City, State, Zip Columbia, MD 21045Relationship Charity Amount 105Activity Charitable contribution to others Grantee Raleigh Downtown Lions Club Street 7610 Falls of Neuse Road City, State, Zip Raleigh, NC 27615Relationship charity Amount 21Activity Charitable contribution to tohers Grantee HelpHopeLive Inc. Street 2 Radnor CPR CTR Matsonford Rd City, State, Zip Wayne, PA 19087Relationship charity Amount 150Activity Gift for recognition of efforta Grantee Vanessa jones Relationship Volunteer Amount 500 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Description AmountAlarm Security 224Annual Report Fees 72Property Insurance 397Registration Fees 35Bank Fees 30Internet & TV Services 952Memberships & Subscriptions 61Merchant Account Fees 221Small tools & Equipment 160Softare & Apps 2,163Repairs & Maintenance 2,495Travel 138Attended Events 312Program Servic Services Expenses 30,065 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearRent Security Deposit 0 1,855 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Category Beginning of Year End of YearLoan From Officer - Carolyn C. 0 9,760Loan From Interested Parties 0 50,000The organization received a $50,000 interest-free, unsecured loan from the spouse of an officer to support working capital needs during a temporary cash flow shortfall. The full balance remains due and is scheduled for repayment by 2028, with no past due amounts as of year-end 2024. The organization receives borrowed funds from officer Carolyn Covington to cover event expenses and to support working capital needs. The full balance remains due, interest-free with no past due amounts. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Pop-up birthday celebrations requested by families for the disabled. Divas Alliance: is a year-round empowerment movement for women of all abilities, emphasing diversity, inclusion, and shared purpose. Funded by officer Carolyn C., approximately 30 members. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | List of grants and similar amounts paid Part I line 10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Description of total liabilities Part II line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other program services Part III line 31 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CAROLYN COVINGTON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Founder CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9198900117 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-02-02 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | Insightful Visionaries Inc |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | INSI |
| ReturnHeader/Filer/EIN | 0 | 813527954 |
| ReturnHeader/Filer/InCareOfNm | 0 | % Carolyn Covington |
| ReturnHeader/Filer/PhoneNum | 0 | 9198900117 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3634 Capital Blvd |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Raleigh |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 27604 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 821963051 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BALANCED VENTURES LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 144 ANNARON COURT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Raleigh |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 27603 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9199853806 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-07 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | SHAMBER GENTRY |
| ReturnHeader/ReturnTs | 0 | 2026-03-07T21:39:02-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-11-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-10-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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Displayed year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.