Civic Intelligence

Connecting the Dots - Dream Garment Inc

EIN 81-3241387 • 501(c)3 • Fairhaven, MA

Profile

Community based organization established for the purpose of educating children and women of adversity on creating a productive life and future.

42 Linden AvenueFairhaven, MA 02719

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

7.74x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

30th percentile

-23%

Faster asset growth than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$1,137

Down $342 (-23%) from 2023

Liabilities

Up

$8,797

Up $1,672 (+23%) from 2023

Net Assets

Down

-$7,660

Down $2,014 (-36%) from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Flat

$0

Flat from 2023

Expenses

Down

$2,014

Down $681 (-25%) from 2023

Net Income

Up

-$2,014

Up $681 (+25%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth30th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10K$5.0K$0-$5.0K-$10KAssets 2017: $2,000Liabilities 2017: $2,000Net Assets 2017: $02017Assets 2018: $5,000Liabilities 2018: $5,000Net Assets 2018: $02018Assets 2019: $3,600Liabilities 2019: $7,095Net Assets 2019: -$3,4952019Assets 2020: $3,600Liabilities 2020: $7,095Net Assets 2020: -$3,4952020Assets 2021: $2,800Liabilities 2021: $7,095Net Assets 2021: -$4,2952021Assets 2022: $2,300Liabilities 2022: $7,095Net Assets 2022: -$4,7952022Assets 2023: $1,479Liabilities 2023: $7,125Net Assets 2023: -$5,6462023Assets 2024: $1,137Liabilities 2024: $8,797Net Assets 2024: -$7,6602024

Highlighted filing

2024

Assets$1,137
Liabilities$8,797
Net Assets-$7,660
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10K$5.0K$0-$5.0KRevenue 2017: $1,871Expenses 2017: $6,474Net Income 2017: -$4,6032017Revenue 2018: $4,856Expenses 2018: $6,455Net Income 2018: -$1,5992018Revenue 2019: $2,150Expenses 2019: $5,645Net Income 2019: -$3,4952019Revenue 2020: $0Expenses 2020: $514Net Income 2020: -$5142020Revenue 2021: $0Expenses 2021: $421Net Income 2021: -$4212021Revenue 2022: $0Expenses 2022: $1,885Net Income 2022: -$1,8852022Revenue 2023: $0Expenses 2023: $2,695Net Income 2023: -$2,6952023Revenue 2024: $0Expenses 2024: $2,014Net Income 2024: -$2,0142024

Highlighted filing

2024

Revenue$0
Expenses$2,014
Net Income-$2,014
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,137
Liabilities
$8,797
Net assets
-$7,660
Revenue
$0
Expenses
$2,014
Net income
-$2,014
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1,137$8,797$7,660$0$2,014$2,014
2023Detailed filing. Detailed filing data is available for this year.$1,479$7,125$5,646$0$2,695$2,695
2022Detailed filing. Detailed filing data is available for this year.$2,300$7,095$4,795$0$1,885$1,885
2021Detailed filing. Detailed filing data is available for this year.$2,800$7,095$4,295$0$421$421
2020Detailed filing. Detailed filing data is available for this year.$3,600$7,095$3,495$0$514$514
2019Detailed filing. Detailed filing data is available for this year.$3,600$7,095$3,495$2,150$5,645$3,495
2018Detailed filing. Detailed filing data is available for this year.$5,000$5,000$0$4,856$6,455$1,599
2017Detailed filing. Detailed filing data is available for this year.$2,000$2,000$0$1,871$6,474$4,603
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
May 14, 2025
Return Version
2023v6.0
Gross Receipts
$0
Mission and Program Overview

Mission

Community based organization established for the purpose of educating children and women of adversity on creating a productive life and future.

Community Based Organization Established for the purpose of educating Children and Women of Advertisity on Creating a Productive and Positive Life for themselves.

Balance Sheet Detail
LineBeginningEndChange
Assets
Loans From Officers Directors$7,125$8,797▲ $1,672
Cash and Non-Interest-Bearing Accounts$1,479$1,137▼ $342
Rtn Earn Endowment Incm Other Fnds$-5,646$-7,660▼ $2,014
Total Assets$1,479$1,137▼ $342
Liabilities
Total Liabilities$7,125$8,797▲ $1,672
Net Assets / Fund Balance
Total Net Assets Fund Balance$-5,646$-7,660▼ $2,014
Total Liabilities and Net Assets / Fund Balance$1,479$1,137▼ $342
Compensation and Service Providers
Top Officer Pay81st percentile

Board Members and Trustees

NameTitle
Beverly RousseauPresident
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-2,014
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,614
Grants and Similar Amounts Paid$400
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$447--$447
Grants to Domestic Orgs$400--$400
Other Expenses$216--$216
Total Functional Expenses$2,014$0$0$2,014
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$7,125$8,797▲ $1,672
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“Copies of Form 990 will be given to each member”

Governing documents etc available to public Part VI line 19

“Copies of Form 990 will be made available to the public”

Filing and Contact Details

Filer

Filer Name
Connecting the Dots-Dream Garment Inc
EIN
81-3241387
Address
42 Linden Avenue, Fairhaven, MA 02719

Signing Officer

Name
Beverly Rousseau
Title
President
Phone
5089948254
Signed
2025-05-14
Discuss with paid preparer
No

Organization Details

Formed
2016
Legal Domicile
Ma
Voting Board Members
0
Independent Board Members
0
Employees
0
Volunteers
10

Preparer

Firm
Sea Green Bookkeeping & Tax Service
Address
145 Bridge Street, Fairhaven, MA 02719
Preparer
Andrew Ingeme
Phone
5089938659
Supplemental Narrative

Additional Explanations

List of other expenses Part IX line 24E

“MA Annual Report $19Labor $328Accountant $100”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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