Civic Intelligence

Keren Horainu Inc

EIN 81-3074007 • 501(c)3 • Brooklyn, NY

Profile

Providing interest free loans

1341 Carroll StreetBrooklyn, NY 11213

n/a

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

7th percentile

-82%

Higher net margin than 7% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE X30 • <$500k nonprofits • Source year 2024

Asset Growth

34th percentile

-22%

Faster asset growth than 34% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

13th percentile

-61%

Faster revenue growth than 13% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$71,077

Down $19,813 (-22%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$71,077

Down $19,813 (-22%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin7th percentile

Revenue

Down

$24,100

Down $37,507 (-61%) from 2023

Expenses

Up

$43,912

Up $30,012 (+216%) from 2023

Net Income

Down

-$19,812

Down $67,519 (-142%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth34th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2017: $32,718Liabilities 2017: $0Net Assets 2017: $32,7182017Assets 2018: $21,109Liabilities 2018: $0Net Assets 2018: $21,1092018Assets 2019: $30,777Liabilities 2019: $0Net Assets 2019: $30,7772019Assets 2020: $60,210Liabilities 2020: $0Net Assets 2020: $60,2102020Assets 2022: $43,182Liabilities 2022: $0Net Assets 2022: $43,1822022Assets 2023: $90,890Liabilities 2023: $0Net Assets 2023: $90,8902023Assets 2024: $71,077Net Assets 2024: $71,0772024

Highlighted filing

2024

Assets$71,077
Liabilities-
Net Assets$71,077
Open 2024 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2017: $124,360Expenses 2017: $114,562Net Income 2017: $9,7982017Revenue 2018: $61,477Expenses 2018: $73,386Net Income 2018: -$11,9092018Revenue 2019: $58,569Expenses 2019: $48,901Net Income 2019: $9,6682019Revenue 2020: $60,157Expenses 2020: $30,724Net Income 2020: $29,4332020Revenue 2022: $47,538Expenses 2022: $39,560Net Income 2022: $7,9782022Revenue 2023: $61,607Expenses 2023: $13,900Net Income 2023: $47,7072023Revenue 2024: $24,100Expenses 2024: $43,912Net Income 2024: -$19,8122024

Highlighted filing

2024

Revenue$24,100
Expenses$43,912
Net Income-$19,812
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$71,077
Liabilities
-
Net assets
$71,077
Revenue
$24,100
Expenses
$43,912
Net income
-$19,812
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.71$0.71$0.24$0.44$0.20
2023Detailed filing. Detailed filing data is available for this year.$0.91$0.00$0.91$0.62$0.14$0.48
2022Detailed filing. Detailed filing data is available for this year.$0.43$0.00$0.43$0.48$0.40$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.60$0.00$0.60$0.60$0.31$0.29
2019Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$0.59$0.49$0.10
2018Detailed filing. Detailed filing data is available for this year.$0.21$0.00$0.21$0.61$0.73$0.12
2017Detailed filing. Detailed filing data is available for this year.$0.33$0.00$0.33$1.24$1.15$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 16, 2025
Return Version
2024v5.2
Gross Receipts
$24,100
Mission and Program Overview

Mission

Providing interest free loans

Program Services

DescriptionGrantsExpenses
FREE LOANS MADE TO PRIVATE INDIVIDUALS--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Bencion RaskinTreasurerPT$0--
SHLOMO LEIB ABRAMOWITZSecretaryPT$0--
Noach FoxVice PresPT$0--
Filing and Contact Details

Filer

Filer Name
Keren Horainu Inc
EIN
81-3074007
Address
1341 CARROLL STREET, BROOKLYN, NY 11213

Signing Officer

Name
Bencion Raskin
Title
Director
Signed
2025-11-16
Discuss with paid preparer
Yes

Preparer

Firm
M D Rosenbluh & Co
Address
2 Olympia Ln, Monsey, NY 10952-2828
Preparer
Moishe D Rosenbluh
Phone
7184360104
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“LOANS MADE 43,837”

Form 990-EZ, Part I, Line 16, Other Expenses

“STATE FEES 75”

Form 990-EZ, Part I, Line 20, Net Assets

“ROUNDING -1”

Raw XML Appendix121 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Bencion Raskin
IRS990EZ/BooksInCareOfDetail/PhoneNum07187783329
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0332 Albany Ave
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Brooklyn
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd011213
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt090890
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt071077
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt024100
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-19812
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt090890
IRS990EZ/Form990TotalAssetsGrp/EOYAmt071077
IRS990EZ/GrossReceiptsAmt024100
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/NetAssetsOrFundBalancesBOYAmt090890
IRS990EZ/NetAssetsOrFundBalancesEOYAmt071077
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt090890
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt071077
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1005.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2005.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Bencion Raskin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHLOMO LEIB ABRAMOWITZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Noach Fox
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice Pres
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0-1
IRS990EZ/OtherExpensesTotalAmt043912
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDING INTEREST FREE LOANS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FREE LOANS MADE TO PRIVATE INDIVIDUALS
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt043912
IRS990EZ/TotalRevenueAmt024100
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0n/a
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt024100
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt061607
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt047538
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt012228
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt060157
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0205630
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0205630
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt024100
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt061607
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt047538
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt012228
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt060157
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0205630
IRS990ScheduleA/TotalSupportAmt0205630
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LOANS MADE 43,837
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1STATE FEES 75
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ROUNDING -1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 20, Net Assets
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BENCION RASKIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KEREN HORAINU INC
ReturnHeader/Filer/BusinessNameControlTxt0KERE
ReturnHeader/Filer/EIN0813074007
ReturnHeader/Filer/USAddress/AddressLine1Txt01341 CARROLL STREET
ReturnHeader/Filer/USAddress/CityNm0BROOKLYN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd011213
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0113416092
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0M D Rosenbluh & Co
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02 Olympia Ln
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Monsey
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0109522828
ReturnHeader/PreparerPersonGrp/PhoneNum07184360104
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Moishe D Rosenbluh
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-16T06:05:42-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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