Civic Intelligence

Rocky Mountain Surety Association

EIN 81-2011484 • 501(c)6 • Denver, CO

Profile

To promote the surety industry in our rocky mountain region, through the collective efforts of the surety professionals who make up the association.

PO Box 101916Denver, CO 80250

rockymountainsuretyassociation.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.07x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

78th percentile

0.11x

Higher debt load relative to revenue than 78% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Net Margin

94th percentile

44%

Higher net margin than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2021

Asset Growth

88th percentile

34%

Faster asset growth than 88% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

96th percentile

133%

Faster revenue growth than 96% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Down

$64,729

Down $9,784 (-13%) from 2023

Liabilities

Down

$0

Down $3,750 (-100%) from 2023

Net Assets

Down

$64,729

Down $6,034 (-8.5%) from 2023

Operations
Liabilities / Revenue78th percentileNet Margin94th percentile

Revenue

Down

$26,481

Down $19,413 (-42%) from 2023

Expenses

Up

$32,515

Up $10,906 (+50%) from 2023

Net Income

Down

-$6,034

Down $30,319 (-125%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2018: $31,383Liabilities 2018: $8,940Net Assets 2018: $22,4432018Assets 2019: $37,242Liabilities 2019: $7,914Net Assets 2019: $29,3282019Assets 2021: $37,501Liabilities 2021: $5,787Net Assets 2021: $31,7142021Assets 2022: $50,228Liabilities 2022: $3,750Net Assets 2022: $46,4782022Assets 2023: $74,513Liabilities 2023: $3,750Net Assets 2023: $70,7632023Assets 2024: $64,729Liabilities 2024: $0Net Assets 2024: $64,7292024

Highlighted filing

2024

Assets$64,729
Liabilities$0
Net Assets$64,729
Open 2024 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2018: $51,095Expenses 2018: $47,208Net Income 2018: $3,8872018Revenue 2019: $50,392Expenses 2019: $43,507Net Income 2019: $6,8852019Revenue 2021: $14,473Expenses 2021: $21,702Net Income 2021: -$7,2292021Revenue 2022: $33,745Expenses 2022: $18,981Net Income 2022: $14,7642022Revenue 2023: $45,894Expenses 2023: $21,609Net Income 2023: $24,2852023Revenue 2024: $26,481Expenses 2024: $32,515Net Income 2024: -$6,0342024

Highlighted filing

2024

Revenue$26,481
Expenses$32,515
Net Income-$6,034
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$64,729
Liabilities
$0
Net assets
$64,729
Revenue
$26,481
Expenses
$32,515
Net income
-$6,034
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$64.7$0.00$64.7$26.5$32.5$6.03
2023Detailed filing. Detailed filing data is available for this year.$74.5$3.75$70.8$45.9$21.6$24.3
2022Detailed filing. Detailed filing data is available for this year.$50.2$3.75$46.5$33.7$19.0$14.8
2021Detailed filing. Detailed filing data is available for this year.$37.5$5.79$31.7$14.5$21.7$7.23
2019Detailed filing. Detailed filing data is available for this year.$37.2$7.91$29.3$50.4$43.5$6.89
2018Detailed filing. Detailed filing data is available for this year.$31.4$8.94$22.4$51.1$47.2$3.89
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 11, 2025
Return Version
2024v5.0
Gross Receipts
$71,495
Mission and Program Overview

Mission

The purpose of the association is the promotion of the surety industry in our rocky mountain region, through the collective efforts of the surety professionals who make up the association.

To promote the surety industry in our rocky mountain region, through the collective efforts of the surety professionals who make up the association.

Program Services

DescriptionGrantsExpenses
TO PROMOTE THE SURETY INDUSTRY IN OUR ROCKY MOUNTAIN REGION THROUGH THE COLLECTIVE EFFORTS OF THE SURETY PROFESSIONALS WHO MAKE UP THE ASSOCIATION.$0$16,055
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KAHLER GRANDBOUCHEVice President-$0--
ANDI BLACKTreasurer-$0--
ZACH ROTHEYSecretary-$0--
JENNIFER CLAMPERTPresident-$0--
KELLY HAYESPast President-$0--
ROB FLEMINGMember At-Large-$0--
KELLI HOUSWORTHMember At-Large-$0--
KELSEY SPANIOLMember At-Large-$0--
JENA GREERMember At-Large-$0--
ANNE LAWRENCELegislative Committee Chai-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf$27,350$27,350$25,795$1,555
Holiday Party$7,750$7,750$10,732$-2,982
Total Events$39,720$39,720$45,014$-5,294
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$15,000
Total Nondeductible Lobbying and Political Cost$15,000
Filing and Contact Details

Filer

Filer Name
Rocky Mountain Surety Association
EIN
81-2011484
Phone
3036458535
Address
PO BOX 101916, DENVER, CO 80250

Signing Officer

Name
Kahler Grandbouche
Title
President
Phone
3036157424
Signed
2025-02-11
Discuss with paid preparer
Yes

Preparer

Firm
Wipfli Llp
Address
2725 ROCKY MOUNTAIN AVE STE 400, LOVELAND, CO 80538
Preparer
Holly Schmidt
Phone
3037590089
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: filing fees. Amount: 11. Description: miscellaneous expenses. Amount: 3,087. Description: insurance expense. Amount: 949. Description: program service expenses. Amount: 10,037. Description: wipfli (annual taxes). Amount: 500. Description: wins. Amount: 2,931. Total to form 990-ez, line 16: 17,515.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: wins cash. Beg. Of year amount: 1,179. End of year amount: 2,161.”

Form 990-ez, Part II, Line 26 - Other Liabilities

“Description: due to lobbyist. Beg. Of year amount: 3,750. End of year amount: 0.”

Raw XML Appendix182 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: FILING FEES. AMOUNT: 11. DESCRIPTION: MISCELLANEOUS EXPENSES. AMOUNT: 3,087. DESCRIPTION: INSURANCE EXPENSE. AMOUNT: 949. DESCRIPTION: PROGRAM SERVICE EXPENSES. AMOUNT: 10,037. DESCRIPTION: WIPFLI (ANNUAL TAXES). AMOUNT: 500. DESCRIPTION: WINS. AMOUNT: 2,931. TOTAL TO FORM 990-EZ, LINE 16: 17,515.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: WINS CASH. BEG. OF YEAR AMOUNT: 1,179. END OF YEAR AMOUNT: 2,161.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: DUE TO LOBBYIST. BEG. OF YEAR AMOUNT: 3,750. END OF YEAR AMOUNT: 0.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
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ReturnHeader/TaxPeriodEndDt02024-12-31
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