Civic Intelligence

San Francisco Bay Knarr Association

EIN 81-1661764 • 501(c)7 • Mill Valley, CA

Profile

To promote interest in Knarr Class Yachts in San Francisco Bay vicinity, to promote racing and cruising, and to perform the usual functions of any one design yachting association.

PO Box1914Mill Valley, CA 94942

www.knarr.us

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

81st percentile

20%

Higher net margin than 81% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

67th percentile

8.4%

Faster asset growth than 67% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

7th percentile

-57%

Faster revenue growth than 7% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$23,556

Up $1,818 (+8.4%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$23,556

Up $1,818 (+8.4%) from 2024

Operations
Liabilities / Revenue59th percentileNet Margin81st percentile

Revenue

Down

$8,919

Down $11,633 (-57%) from 2024

Expenses

Down

$7,101

Down $3,919 (-36%) from 2024

Net Income

Down

$1,818

Down $7,714 (-81%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2020: $7,884Liabilities 2020: $0Net Assets 2020: $7,8842020Assets 2021: $13,126Liabilities 2021: $0Net Assets 2021: $13,1262021Assets 2022: $12,794Liabilities 2022: $0Net Assets 2022: $12,7942022Assets 2023: $12,206Liabilities 2023: $0Net Assets 2023: $12,2062023Assets 2024: $21,738Liabilities 2024: $0Net Assets 2024: $21,7382024Assets 2025: $23,556Liabilities 2025: $0Net Assets 2025: $23,5562025

Highlighted filing

2025

Assets$23,556
Liabilities$0
Net Assets$23,556
Open 2025 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2020: $6,473Expenses 2020: $8,629Net Income 2020: -$2,1562020Revenue 2021: $9,447Expenses 2021: $4,205Net Income 2021: $5,2422021Revenue 2022: $4,405Expenses 2022: $4,737Net Income 2022: -$3322022Revenue 2023: $6,083Expenses 2023: $6,671Net Income 2023: -$5882023Revenue 2024: $20,552Expenses 2024: $11,020Net Income 2024: $9,5322024Revenue 2025: $8,919Expenses 2025: $7,101Net Income 2025: $1,8182025

Highlighted filing

2025

Revenue$8,919
Expenses$7,101
Net Income$1,818
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$23,556
Liabilities
$0
Net assets
$23,556
Revenue
$8,919
Expenses
$7,101
Net income
$1,818
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$23.6$0.00$23.6$8.92$7.10$1.82
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.7$0.00$21.7$20.6$11.0$9.53
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.2$0.00$12.2$6.08$6.67$0.59
2022Detailed filing. Detailed filing data is available for this year.$12.8$0.00$12.8$4.41$4.74$0.33
2021Detailed filing. Detailed filing data is available for this year.$13.1$0.00$13.1$9.45$4.21$5.24
2020Detailed filing. Detailed filing data is available for this year.$7.88$0.00$7.88$6.47$8.63$2.16
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 1, 2026
Return Version
2025v4.0
Gross Receipts
$18,300
Mission and Program Overview

Mission

To promote interest in Knarr Class Yachts in San Francisco Bay vicinity, to promote racing and cruising, and to perform the usual functions of any one design yachting association.

Program Services

DescriptionGrantsExpenses
Association created a rudder mold so that fleet members could buy new rudders for their boats that are class legal so that they can continue to race their boats. 3 members benefitted in 2020 and more will in the future--
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mike RatianiAdmiralPT$0--
Chris KellyVice AdmiralPT$0--
Shawn McMurraySecretaryPT$0--
Filing and Contact Details

Filer

Filer Name
San Francisco Bay Knarr Association
EIN
81-1661764
Phone
4152441670
Address
PO Box1914, Mill Valley, CA 94942

Signing Officer

Name
Risley Sams
Title
Secretary
Phone
4152441670
Signed
2026-03-01
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Fleet Insurance;3162|US Sailing Dues;560|ICK Technical Committee Expense;1291|Storage of Masts;500^Total;5513^”

Form 990-EZ, Part II, Line 24

“Description;EOY Amount^Value of Rudder Mold Owned by the Association;2236^Total;2236^”

Raw XML Appendix117 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Shawn McMurray
IRS990EZ/BooksInCareOfDetail/PhoneNum04159878802
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 1914
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Mill Valley
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd094942
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt019502
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt021320
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt011500
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt01818
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01050
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt021738
IRS990EZ/Form990TotalAssetsGrp/EOYAmt023556
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt018300
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt06800
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt021738
IRS990EZ/NetAssetsOrFundBalancesEOYAmt023556
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt021738
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt023556
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Mike Ratiani
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Chris Kelly
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Shawn McMurray
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Admiral
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice Admiral
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02236
IRS990EZ/OtherAssetsTotalDetail/EOYAmt02236
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt05513
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0To promote interest in Knarr Class Yachts in San Francisco Bay vicinity, to promote racing and cruising, and to perform the usual functions of any one design yachting association.
IRS990EZ/PrintingPublicationsPostageAmt0538
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Association created a rudder mold so that fleet members could buy new rudders for their boats that are class legal so that they can continue to race their boats. 3 members benefitted in 2020 and more will in the future
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt09381
IRS990EZ/SpecialEventsNetIncomeLossAmt0-9381
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt07101
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt08919
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.knarr.us
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Fleet Insurance;3162|US Sailing Dues;560|ICK Technical Committee Expense;1291|Storage of Masts;500^Total;5513^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;EOY Amount^Value of Rudder Mold Owned by the Association;2236^Total;2236^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Risley Sams
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Secretary
ReturnHeader/BusinessOfficerGrp/PhoneNum04152441670
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SAN FRANCISCO BAY KNARR ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0SANF
ReturnHeader/Filer/EIN0811661764
ReturnHeader/Filer/PhoneNum04152441670
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box1914
ReturnHeader/Filer/USAddress/CityNm0Mill Valley
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd094942
ReturnHeader/ReturnTs02026-03-01T20:39:48-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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