Civic Intelligence

Certified Student Loan Advisor Board of Standards Inc

EIN 81-1638967 • 501(c)3 • Sugarland, TX

Profile

Educational programs for consumers and their financial advisors on how to avoid fraudulent services and substantial errors in student loan management. As you will read on our site, there is a significant problem with unscrupulous companies taking advantage of consumers. Financial advisors also tend to make a variety of errors that can unknowingly hurt clients. Our professional education programs help advisors in delivering accurate information about a client's repayment choices as a part of their overall financial plan. Our consumer services is expanding to webinars and other meas of helping them learn how to choose an advisor and make better decision about their loans. Consumers receive all assistance at no charge. Financial advisors pay for an educational program and certification.

14427 Dunrobin WaySugarland, TX 77498

www.cslainstitute.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

14th percentile

-52%

Higher net margin than 14% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$53,000

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 39.5% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

22nd percentile

-41%

Faster asset growth than 22% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

21st percentile

-42%

Faster revenue growth than 21% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$99,064

Down $69,360 (-41%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$99,064

Down $69,360 (-41%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin14th percentile

Revenue

Down

$134,046

Down $97,252 (-42%) from 2024

Expenses

Up

$203,406

Up $51,419 (+34%) from 2024

Net Income

Down

-$69,360

Down $148,671 (-187%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth22nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2020: $85,095Net Assets 2020: $85,0952020Assets 2021: $61,190Net Assets 2021: $61,1902021Assets 2022: $60,086Net Assets 2022: $60,0862022Assets 2023: $89,113Liabilities 2023: $02023Assets 2024: $168,424Liabilities 2024: $0Net Assets 2024: $168,4242024Assets 2025: $99,064Net Assets 2025: $99,0642025

Highlighted filing

2025

Assets$99,064
Liabilities-
Net Assets$99,064
Open 2025 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2020: $107,891Expenses 2020: $51,180Net Income 2020: $56,7112020Revenue 2021: $94,118Expenses 2021: $118,023Net Income 2021: -$23,9052021Revenue 2022: $121,317Expenses 2022: $122,421Net Income 2022: -$1,1042022Revenue 2023: $141,338Expenses 2023: $112,311Net Income 2023: $29,0272023Revenue 2024: $231,298Expenses 2024: $151,987Net Income 2024: $79,3112024Revenue 2025: $134,046Expenses 2025: $203,406Net Income 2025: -$69,3602025

Highlighted filing

2025

Revenue$134,046
Expenses$203,406
Net Income-$69,360
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$99,064
Liabilities
-
Net assets
$99,064
Revenue
$134,046
Expenses
$203,406
Net income
-$69,360
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.99$0.99$1.34$2.03$0.69
2024Summary only. Only limited summary data is available for this year.$1.68$0.00$1.68$2.31$1.52$0.79
2023Summary only. Only limited summary data is available for this year.$0.89$0.00$1.41$1.12$0.29
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.60$0.60$1.21$1.22$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.61$0.61$0.94$1.18$0.24
2020Detailed filing. Detailed filing data is available for this year.$0.85$0.85$1.08$0.51$0.57
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Mar 1, 2024 to Feb 28, 2025
Signed
Jul 9, 2025
Return Version
2024v5.2
Gross Receipts
$134,046
Mission and Program Overview

Mission

Educational programs for consumers and their financial advisors on how to avoid fraudulent services and substantial errors in student loan management. As you will read on our site, there is a significant problem with unscrupulous companies taking advantage of consumers. Financial advisors also tend to make a variety of errors that can unknowingly hurt clients. Our professional education programs help advisors in delivering accurate information about a client's repayment choices as a part of their overall financial plan. Our consumer services is expanding to webinars and other meas of helping them learn how to choose an advisor and make better decision about their loans. Consumers receive all assistance at no charge. Financial advisors pay for an educational program and certification.

Program Services

DescriptionGrantsExpenses
Educational programs for consumers and their financial advisors on how to avoid fraudulent services and substantial errors in student loan management. As you will read on our site, there is a significant problem with unscrupulous companies taking advantage of consumers. Financial advisors also tend to make a variety of errors that can unknowingly hurt clients. Our professional education programs help advisors in delivering accurate information about a client's repayment choices as a part of their overall financial plan. Our consumer services is expanding to webinars and other meas of helping them learn how to choose an advisor and make better decision about their loans. Consumers receive all assistance at no charge. Financial advisors pay for an educational program and certification.-$163,391
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jantz HoffmanChairmanPT$53,000-$53,000
Heather JarvisLegal CounselPT$53,000-$53,000
Larry TaylorCTO/CMOPT$53,000-$53,000
Filing and Contact Details

Filer

Filer Name
Certified Student Loan Advisor
EIN
81-1638967
Phone
8558262752
Address
14427 DUNROBIN WAY, SUGARLAND, TX 77498

Signing Officer

Name
Jantz Hoffman
Title
Chairman
Signed
2025-07-09
Discuss with paid preparer
Yes

Preparer

Firm
Campbell Jones Cohen CPAs
Address
6920 S Cimarron Rd Ste 100, Las Vegas, NV 89113
Preparer
Elizabeth Mercier CPA
Phone
7022552330
Supplemental Narrative

Additional Explanations

Other Expenses.1001

“Advertising and Promotion $11084”

Other Expenses.1002

“Office Expenses $160”

Other Expenses.1003

“Information Technology $16515”

Other Expenses.1

“Continuing Education $1152”

Other Expenses.2

“Course Credits $1000”

Other Expenses.3

“Proctoring Costs $912”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CERTIFIED STUDENT LOAN ADVISOR
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0BOARD OF STANDARDS INC
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ReturnHeader/Filer/EIN0811638967
ReturnHeader/Filer/PhoneNum08558262752
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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits