Civic Intelligence

Jif Loan Society Inc

EIN 81-1109483 • 501(c)3 • Brooklyn, NY

Profile

Financial assistance to organizations operating for charitable, religious, or educational purposes.

1449 37th Street 205Brooklyn, NY 11218

jifls.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2024

Top Officer Pay

95th percentile

$0

Higher top officer pay than 95% of similar nonprofits.

NTEE T31 • <$500k nonprofits • Source year 2024

Asset Growth

4th percentile

-100%

Faster asset growth than 4% of similar nonprofits.

NTEE T31 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

5th percentile

-100%

Faster revenue growth than 5% of similar nonprofits.

NTEE T31 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $98,760 (-100%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$0

Down $98,760 (-100%) from 2023

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Down

$0

Down $160,000 (-100%) from 2023

Expenses

Down

$98,760

Down $207,134 (-68%) from 2023

Net Income

Up

-$98,760

Up $47,134 (+32%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth4th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2016: $2,109,075Liabilities 2016: $0Net Assets 2016: $2,109,0752016Assets 2017: $1,007,000Liabilities 2017: $0Net Assets 2017: $1,007,0002017Assets 2018: $3,666,349Liabilities 2018: $0Net Assets 2018: $3,666,3492018Assets 2019: $1,841,384Liabilities 2019: $0Net Assets 2019: $1,841,3842019Assets 2020: $1,057,087Liabilities 2020: $0Net Assets 2020: $1,057,0872020Assets 2021: $515,606Liabilities 2021: $0Net Assets 2021: $515,6062021Assets 2022: $244,654Net Assets 2022: $244,6542022Assets 2023: $98,760Net Assets 2023: $98,7602023Assets 2024: $0Net Assets 2024: $02024

Highlighted filing

2024

Assets$0
Liabilities-
Net Assets$0
Open 2024 Filing

Operations Trend

Revenue Growth5th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2016: $2,145,500Expenses 2016: $36,425Net Income 2016: $2,109,0752016Revenue 2017: $156,181Expenses 2017: $1,258,256Net Income 2017: -$1,102,0752017Revenue 2018: $3,659,372Expenses 2018: $1,000,023Net Income 2018: $2,659,3492018Revenue 2019: $539,990Expenses 2019: $2,364,955Net Income 2019: -$1,824,9652019Revenue 2020: $339,325Expenses 2020: $1,123,622Net Income 2020: -$784,2972020Revenue 2021: $92,131Expenses 2021: $633,612Net Income 2021: -$541,4812021Revenue 2022: $0Expenses 2022: $270,952Net Income 2022: -$270,9522022Revenue 2023: $160,000Expenses 2023: $305,894Net Income 2023: -$145,8942023Revenue 2024: $0Expenses 2024: $98,760Net Income 2024: -$98,7602024

Highlighted filing

2024

Revenue$0
Expenses$98,760
Net Income-$98,760
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
-
Net assets
$0
Revenue
$0
Expenses
$98,760
Net income
-$98,760
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.10$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.10$0.10$0.16$0.31$0.15
2022Detailed filing. Detailed filing data is available for this year.$0.24$0.24$0.00$0.27$0.27
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.52$0.00$0.52$0.09$0.63$0.54
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.06$0.00$1.06$0.34$1.12$0.78
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.84$0.00$1.84$0.54$2.36$1.82
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.67$0.00$3.67$3.66$1.00$2.66
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.01$0.00$1.01$0.16$1.26$1.10
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.11$0.00$2.11$2.15$0.04$2.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 5, 2025
Return Version
2024v5.2
Mission and Program Overview

Mission

The purpose of the corporation is helping people transform their lives by providing interest free loans to individuals, business, and organizations, within the jewish community who are going through financial hardship, or are in risk of falling into financial hardship, in the united states and abroad, particularly in israel.

Financial assistance to organizations operating for charitable, religious, or educational purposes.

Program Services

DescriptionGrantsExpenses
FINANCIAL ASSISTANCE TO ORGANIZATIONS OPERATING FOR CHARITABLE, RELIGIOUS, OR EDUCATIONAL PURPOSES.-$98,760
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHAIM SEKULAOfficer-$0--
SHEYA STERNTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Jif Loan Society Inc
EIN
81-1109483
Address
1449 37TH STREET 205, BROOKLYN, NY 11218

Signing Officer

Name
Sheya Stern
Title
Treasurer
Signed
2025-08-05
Discuss with paid preparer
Yes

Preparer

Firm
Phillip M Stern & Co
Address
2250 59TH ST 2ND FL, BROOKLYN, NY 11204
Preparer
M Schweitzer
Phone
7182320770
Supplemental Narrative

Additional Explanations

Other Expenses.1

“Charitable contributions $98760”

Other Assets.1009

“Notes and Loans Receivable - Beginning $98760 Notes and Loans Receivable - Ending $0”

Raw XML Appendix117 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SHEYA STERN
IRS990EZ/BooksInCareOfDetail/PhoneNum07182856505
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01449 37TH STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BROOKLYN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd011218
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-98760
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt098760
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt098760
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt098760
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CHAIM SEKULA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1SHEYA STERN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0OFFICER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt098760
IRS990EZ/OtherExpensesTotalAmt098760
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0FINANCIAL ASSISTANCE TO ORGANIZATIONS OPERATING FOR CHARITABLE, RELIGIOUS, OR EDUCATIONAL PURPOSES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FINANCIAL ASSISTANCE TO ORGANIZATIONS OPERATING FOR CHARITABLE, RELIGIOUS, OR EDUCATIONAL PURPOSES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt098760
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt098760
IRS990EZ/TotalProgramServiceExpensesAmt098760
IRS990EZ/TotalRevenueAmt00
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0JIFLS.ORG
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0160000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt092131
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0339325
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0591456
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt0591456
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0160000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt092131
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0339325
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0591456
IRS990ScheduleA/TotalSupportAmt0591456
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CHARITABLE CONTRIBUTIONS $98760
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Notes and Loans Receivable - Beginning $98760 Notes and Loans Receivable - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Assets.1009
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SHEYA STERN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0JIF LOAN SOCIETY INC
ReturnHeader/Filer/BusinessNameControlTxt0JIFL
ReturnHeader/Filer/EIN0811109483
ReturnHeader/Filer/USAddress/AddressLine1Txt01449 37TH STREET 205
ReturnHeader/Filer/USAddress/CityNm0BROOKLYN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd011218
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0261449853
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PHILLIP M STERN & CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02250 59TH ST 2ND FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BROOKLYN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd011204
ReturnHeader/PreparerPersonGrp/PhoneNum07182320770
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0M Schweitzer
ReturnHeader/ReturnTs02025-08-05T06:59:31-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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