Civic Intelligence

Agricultural Lending Institute Inc.

EIN 81-1036940 • 501(c)3 • Clovis, CA

Pub. 78 Eligible

Profile

To provide educational resources pertaining to agricultural lending

2551 Keats AveClovis, CA 93611

www.aglendinginstitute.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

87th percentile

42%

Higher net margin than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$5,000

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 3.3% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

95th percentile

195%

Faster asset growth than 95% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

91st percentile

99%

Faster revenue growth than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$94,737

Up $62,620 (+195%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$94,737

Up $62,620 (+195%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin87th percentile

Revenue

Up

$149,302

Up $74,249 (+99%) from 2023

Expenses

Down

$86,881

Down $12,644 (-13%) from 2023

Net Income

Up

$62,421

Up $86,893 (+355%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2015: $0Liabilities 2015: $02015Assets 2016: $80,321Liabilities 2016: $1,9502016Assets 2017: $59,426Liabilities 2017: $02017Assets 2018: $68,667Liabilities 2018: $02018Assets 2019: $69,026Liabilities 2019: $0Net Assets 2019: $69,0262019Assets 2020: $76,105Liabilities 2020: $0Net Assets 2020: $76,1052020Assets 2021: $71,074Liabilities 2021: $0Net Assets 2021: $71,0742021Assets 2022: $56,770Liabilities 2022: $0Net Assets 2022: $56,7702022Assets 2023: $32,117Liabilities 2023: $0Net Assets 2023: $32,1172023Assets 2024: $94,737Net Assets 2024: $94,7372024

Highlighted filing

2024

Assets$94,737
Liabilities-
Net Assets$94,737
Open 2024 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2015: $0Expenses 2015: $0Net Income 2015: $02015Revenue 2016: $117,147Expenses 2016: $97,944Net Income 2016: $19,2032016Revenue 2017: $116,667Expenses 2017: $115,672Net Income 2017: $9952017Revenue 2018: $92,975Expenses 2018: $82,000Net Income 2018: $10,9752018Revenue 2019: $93,936Expenses 2019: $90,603Net Income 2019: $3,3332019Revenue 2020: $22,050Expenses 2020: $11,508Net Income 2020: $10,5422020Revenue 2021: $1,750Expenses 2021: $6,115Net Income 2021: -$4,3652021Revenue 2022: $76,650Expenses 2022: $88,711Net Income 2022: -$12,0612022Revenue 2023: $75,053Expenses 2023: $99,525Net Income 2023: -$24,4722023Revenue 2024: $149,302Expenses 2024: $86,881Net Income 2024: $62,4212024

Highlighted filing

2024

Revenue$149,302
Expenses$86,881
Net Income$62,421
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$94,737
Liabilities
-
Net assets
$94,737
Revenue
$149,302
Expenses
$86,881
Net income
$62,421
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.95$0.95$1.49$0.87$0.62
2023Detailed filing. Detailed filing data is available for this year.$0.32$0.00$0.32$0.75$1.00$0.24
2022Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$0.77$0.89$0.12
2021Detailed filing. Detailed filing data is available for this year.$0.71$0.00$0.71$0.02$0.06$0.04
2020Detailed filing. Detailed filing data is available for this year.$0.76$0.00$0.76$0.22$0.12$0.11
2019Detailed filing. Detailed filing data is available for this year.$0.69$0.00$0.69$0.94$0.91$0.03
2018Summary only. Only limited summary data is available for this year.$0.69$0.00$0.93$0.82$0.11
2017Summary only. Only limited summary data is available for this year.$0.59$0.00$1.17$1.16$0.01
2016Summary only. Only limited summary data is available for this year.$0.80$0.02$1.17$0.98$0.19
2015Summary only. Only limited summary data is available for this year.$0.00$0.00$0.00$0.00$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$149,302
Mission and Program Overview

Mission

To provide educational resources pertaining to agricultural lending

Program Services

DescriptionGrantsExpenses
PROVIDE IN-DEPTH TRAINING FOR INDUSTRY PROFESSIONALS TO SUCCEED IN AGRICULTURAL FINANCE.-$85,896
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
John C CovingtonCo-Director-$5,000-$5,000
Roy S MartinCo-Director-$5,000-$5,000
Filing and Contact Details

Filer

Filer Name
Agricultural Lending Institute Inc
EIN
81-1036940
Phone
5592983290
Address
2551 KEATS AVE, CLOVIS, CA 93611

Signing Officer

Name
Roy S Martin
Title
Co-Director
Signed
2025-11-12
Discuss with paid preparer
Yes

Preparer

Firm
Henderson CPAs
Address
7086 N Maple Ave Ste 104, Fresno, CA 93720
Preparer
Brian Henderson
Phone
5594127576
Supplemental Narrative

Additional Explanations

Other Expenses.1007

“Conferences, Conventions, and Meetings $12836”

Other Expenses.1

“CONTRACT SERVICES $28864”

Other Expenses.3

“FOOD CATERING $10805”

Other Expenses.4

“BUSINESS EXPENSES $8856”

Other Expenses.5

“SUPPLIES $1227”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Roy S Martin
IRS990EZ/BooksInCareOfDetail/PhoneNum05599941360
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02551 KEATS AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CLOVIS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd093611
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt032117
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt094737
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt062421
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0985
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt032117
IRS990EZ/Form990TotalAssetsGrp/EOYAmt094737
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0149302
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt032117
IRS990EZ/NetAssetsOrFundBalancesEOYAmt094737
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt032117
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt094737
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt05000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt15000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0John C Covington
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Roy S Martin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Co-Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Co-Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0199
IRS990EZ/OtherExpensesTotalAmt062588
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE EDUCATIONAL RESOURCES PERTAINING TO AGRICULTURAL LENDING
IRS990EZ/PrintingPublicationsPostageAmt013308
IRS990EZ/ProgramServiceRevenueAmt0149302
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE IN-DEPTH TRAINING FOR INDUSTRY PROFESSIONALS TO SUCCEED IN AGRICULTURAL FINANCE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt085896
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt010000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt086881
IRS990EZ/TotalProgramServiceExpensesAmt085896
IRS990EZ/TotalRevenueAmt0149302
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.aglendinginstitute.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt03000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt08875
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt011875
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0149302
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt075053
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt073650
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01750
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt013175
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0312930
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0324805
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0149302
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt075053
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt076650
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01750
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt022050
IRS990ScheduleA/Total509Grp/TotalAmt0324805
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0149302
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt075053
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt076650
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01750
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt022050
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0324805
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Conferences, Conventions, and Meetings $12836
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CONTRACT SERVICES $28864
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FOOD CATERING $10805
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BUSINESS EXPENSES $8856
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SUPPLIES $1227
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.5
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Roy S Martin
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Co-Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AGRICULTURAL LENDING INSTITUTE INC
ReturnHeader/Filer/BusinessNameControlTxt0AGRI
ReturnHeader/Filer/EIN0811036940
ReturnHeader/Filer/PhoneNum05592983290
ReturnHeader/Filer/USAddress/AddressLine1Txt02551 KEATS AVE
ReturnHeader/Filer/USAddress/CityNm0CLOVIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd093611
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0932248142
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07086 N Maple Ave Ste 104
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Fresno
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd093720
ReturnHeader/PreparerPersonGrp/PhoneNum05594127576
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Brian Henderson
ReturnHeader/ReturnTs02025-11-12T11:16:55-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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