Civic Intelligence

Commercial Finance Association

EIN 81-0653351 • 501(c)6 • San Francisco, CA

Profile

The objectives of the Association are to provide throughdiscussion and publication: a forum for the consideration of inter- and intra-industry ideas and opportunities. to make available current information on legislation and court decisions relating to asset-based financial services. to improve legal and operational procedures employed by the industry. to furnish to the general public information on the function and significance of the industry in the credit structure of the country. to encourage the Associations Members and their personnel in the performance of their social and community responsibilities. and to promote through education the sound development of asset-based financial services.

100 Pine Street Suite 1500San Francisco, CA 94111

www.cfanorcal.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2018

Net Margin

44th percentile

-1.6%

Higher net margin than 44% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2018

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2018

Asset Growth

46th percentile

-3.4%

Faster asset growth than 46% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

38th percentile

-7.6%

Faster revenue growth than 38% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$32,899

Down $1,151 (-3.4%) from 2017

Liabilities

Flat

$0

Flat from 2017

Net Assets

Down

$32,899

Down $1,151 (-3.4%) from 2017

Operations
Liabilities / Revenue51st percentileNet Margin44th percentile

Revenue

Down

$72,190

Down $5,968 (-7.6%) from 2017

Expenses

Up

$73,341

Up $9,309 (+15%) from 2017

Net Income

Down

-$1,151

Down $15,277 (-108%) from 2017

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2010: $15,140Liabilities 2010: $02010Assets 2011: $15,746Liabilities 2011: $02011Assets 2012: $18,313Liabilities 2012: $02012Assets 2013: $30,845Liabilities 2013: $0Net Assets 2013: $30,8452013Assets 2014: $34,899Liabilities 2014: $0Net Assets 2014: $34,8992014Assets 2015: $23,690Liabilities 2015: $0Net Assets 2015: $23,6902015Assets 2016: $19,924Liabilities 2016: $0Net Assets 2016: $19,9242016Assets 2017: $34,050Liabilities 2017: $0Net Assets 2017: $34,0502017Assets 2018: $32,899Liabilities 2018: $0Net Assets 2018: $32,8992018

Highlighted filing

2018

Assets$32,899
Liabilities$0
Net Assets$32,899
Open 2018 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $61,406Expenses 2010: $58,994Net Income 2010: $2,4122010Revenue 2011: $70,786Expenses 2011: $70,180Net Income 2011: $6062011Revenue 2012: $62,270Expenses 2012: $59,703Net Income 2012: $2,5672012Revenue 2013: $86,680Expenses 2013: $74,148Net Income 2013: $12,5322013Revenue 2014: $63,001Expenses 2014: $58,947Net Income 2014: $4,0542014Revenue 2015: $44,965Expenses 2015: $56,174Net Income 2015: -$11,2092015Revenue 2016: $30,415Expenses 2016: $34,181Net Income 2016: -$3,7662016Revenue 2017: $78,158Expenses 2017: $64,032Net Income 2017: $14,1262017Revenue 2018: $72,190Expenses 2018: $73,341Net Income 2018: -$1,1512018

Highlighted filing

2018

Revenue$72,190
Expenses$73,341
Net Income-$1,151
Open 2018 Filing

Filings

Most recent year

2018 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$32,899
Liabilities
$0
Net assets
$32,899
Revenue
$72,190
Expenses
$73,341
Net income
-$1,151
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.9$0.00$32.9$72.2$73.3$1.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$34.1$0.00$34.1$78.2$64.0$14.1
2016Detailed filing. Detailed filing data is available for this year.$19.9$0.00$19.9$30.4$34.2$3.77
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.7$0.00$23.7$45.0$56.2$11.2
2014Detailed filing. Detailed filing data is available for this year.$34.9$0.00$34.9$63.0$58.9$4.05
2013Detailed filing. Detailed filing data is available for this year.$30.8$0.00$30.8$86.7$74.1$12.5
2012Summary only. Only limited summary data is available for this year.$18.3$0.00$62.3$59.7$2.57
2011Summary only. Only limited summary data is available for this year.$15.7$0.00$70.8$70.2$0.61
2010Summary only. Only limited summary data is available for this year.$15.1$0.00$61.4$59.0$2.41
Latest Detailed Filing

The latest 2018 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 30, 2018
Return Version
2016v3.0
Gross Receipts
$30,415
Mission and Program Overview

Mission

The objectives of the Association are to provide throughdiscussion and publication: a forum for the consideration of inter- and intra-industry ideas and opportunities. to make available current information on legislation and court decisions relating to asset-based financial services. to improve legal and operational procedures employed by the industry. to furnish to the general public information on the function and significance of the industry in the credit structure of the country. to encourage the Associations Members and their personnel in the performance of their social and community responsibilities. and to promote through education the sound development of asset-based financial services.

Program Services

DescriptionGrantsExpenses
VARIOUS EVENTS WERE HELD TO BRING TOGETHER BOTH BORROWERS AND LENDERS TO FURTHER THE GOALS OF IMPROVING BUSINESS STANDARDS IN THE COMMERCIAL FINANCE INDUSTRY.$34,181-
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARK GALINDOPast President-$0--
BRENDAN CRONINPresident-$0--
LISA ADAMSVice President-$0--
JON COMEAUSecretary-$0--
TAYLOR STEWARTTreasurer-$0--
JOEL HARVILLPrograms-$0--
CHUCK DOYLESponsorship-$0--
DAWSON BEATTIEMembership-$0--
ALISSA PATATIELLOMembership-$0--
DOMINIC RANDOLPHGolf Tourney-$0--
BRETT ZIMMERMANGolf Tourney-$0--
POLINA LIFLYANDSKYPrograms-$0--
MARILYNN THAMLegal Counsel-$0--
Filing and Contact Details

Filer

Filer Name
Commercial Finance Association
EIN
81-0653351
Phone
4157331608
Address
100 PINE STREET SUITE 1500, SAN FRANCISCO, CA 94111

Signing Officer

Name
Taylor Stewart
Title
Treasurer
Signed
2018-04-30
Discuss with paid preparer
Yes

Preparer

Firm
Diablo Tax Professionals Inc
Address
8425 BRENTWOOD BLVD STE B5, BRENTWOOD, CA 94513-1360
Preparer
Richard J Miller III
Phone
9256341112
Supplemental Narrative

Additional Explanations

Other Expenses.1

“EVENT COSTS $30712”

Other Expenses.2

“ADMINSTRATION $3469”

Raw XML Appendix140 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/AddressChangeInd0X
IRS990EZ/BooksInCareOfDetail/PersonNm0TAYLOR STEWART
IRS990EZ/BooksInCareOfDetail/PhoneNum04157331608
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0100 PINE STREET SUITE 1500
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SAN FRANCISCO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd094111
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt023690
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt019924
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3766
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt023690
IRS990EZ/Form990TotalAssetsGrp/EOYAmt019924
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt030415
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt09000
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt023690
IRS990EZ/NetAssetsOrFundBalancesEOYAmt019924
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt023690
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt019924
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt70.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt100.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt120.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARK GALINDO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1BRENDAN CRONIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LISA ADAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JON COMEAU
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4TAYLOR STEWART
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JOEL HARVILL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6CHUCK DOYLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7DAWSON BEATTIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8ALISSA PATATIELLO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9DOMINIC RANDOLPH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10BRETT ZIMMERMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11POLINA LIFLYANDSKY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12MARILYNN THAM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5PROGRAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6SPONSORSHIP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7MEMBERSHIP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8MEMBERSHIP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9GOLF TOURNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10GOLF TOURNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11PROGRAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12LEGAL COUNSEL
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt034181
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The objectives of the Association are to provide throughdiscussion and publication: a forum for the consideration of inter- and intra-industry ideas and opportunities. to make available current information on legislation and court decisions relating to asset-based financial services. to improve legal and operational procedures employed by the industry. to furnish to the general public information on the function and significance of the industry in the credit structure of the country. to encourage the Associations Members and their personnel in the performance of their social and community responsibilities. and to promote through education the sound development of asset-based financial services.
IRS990EZ/ProgramServiceRevenueAmt021415
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0VARIOUS EVENTS WERE HELD TO BRING TOGETHER BOTH BORROWERS AND LENDERS TO FURTHER THE GOALS OF IMPROVING BUSINESS STANDARDS IN THE COMMERCIAL FINANCE INDUSTRY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt034181
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt034181
IRS990EZ/TotalProgramServiceExpensesAmt034181
IRS990EZ/TotalRevenueAmt030415
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.CFANORCAL.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EVENT COSTS $30712
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ADMINSTRATION $3469
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.2
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0TAYLOR STEWART
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-04-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMERCIAL FINANCE ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0NORTHERN CALIFORNIA CHAPTER
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0810653351
ReturnHeader/Filer/PhoneNum04157331608
ReturnHeader/Filer/USAddress/AddressLine1Txt0100 PINE STREET SUITE 1500
ReturnHeader/Filer/USAddress/CityNm0SAN FRANCISCO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd094111
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DIABLO TAX PROFESSIONALS INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08425 BRENTWOOD BLVD STE B5
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BRENTWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0945131360
ReturnHeader/PreparerPersonGrp/PhoneNum09256341112
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Richard J Miller III
ReturnHeader/ReturnTs02018-05-07T15:32:03-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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