Civic Intelligence

Montana Educators Credit Union

EIN 81-0504125 • 501(c)14 • Missoula, MT

Profile

Consumer (member) financial services

PO Box 2668Missoula, MT 59806

www.mtedcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

1st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • $25M-$50M nonprofits • Source year 2022

Liabilities / Revenue

2nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • $25M-$50M nonprofits • Source year 2022

Net Margin

67th percentile

15%

Higher net margin than 67% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

98th percentile

19%

Faster asset growth than 98% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2021 to 2022

Revenue Growth

72nd percentile

19%

Faster revenue growth than 72% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets1st percentile

Assets

Up

$34,330,467

Up $3,605,843 (+12%) from 2024

Liabilities

Up

$180,132

Up $180,132 from 2024

Net Assets

Up

$34,150,335

Up $3,425,711 (+11%) from 2024

Operations
Liabilities / Revenue2nd percentileNet Margin67th percentile

Revenue

Up

$2,171,229

Up $401,994 (+23%) from 2024

Expenses

Up

$1,718,478

Up $236,196 (+16%) from 2024

Net Income

Up

$452,751

Up $165,798 (+58%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth98th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $13,981,226Liabilities 2010: $114,843Net Assets 2010: $13,866,3832010Assets 2011: $13,847,372Liabilities 2011: $242,771Net Assets 2011: $13,604,6012011Assets 2012: $15,247,539Liabilities 2012: $139,079Net Assets 2012: $15,108,4602012Assets 2013: $14,564,807Liabilities 2013: $105,507Net Assets 2013: $14,459,3002013Assets 2014: $15,940,860Liabilities 2014: $114,189Net Assets 2014: $15,826,6712014Assets 2015: $15,432,969Liabilities 2015: $169,462Net Assets 2015: $15,263,5072015Assets 2016: $16,342,331Liabilities 2016: $265,682Net Assets 2016: $16,076,6492016Assets 2017: $16,766,538Liabilities 2017: $121,882Net Assets 2017: $16,644,6562017Assets 2018: $16,479,178Liabilities 2018: $122,157Net Assets 2018: $16,357,0212018Assets 2019: $18,105,307Liabilities 2019: $146,527Net Assets 2019: $17,958,7802019Assets 2020: $22,691,372Liabilities 2020: $446,383Net Assets 2020: $22,244,9892020Assets 2021: $23,999,580Liabilities 2021: $195,239Net Assets 2021: $23,804,3412021Assets 2022: $28,647,602Liabilities 2022: $0Net Assets 2022: $28,647,6022022Assets 2023: $26,980,655Liabilities 2023: $0Net Assets 2023: $26,980,6552023Assets 2024: $30,724,624Liabilities 2024: $0Net Assets 2024: $30,724,6242024Assets 2025: $34,330,467Liabilities 2025: $180,132Net Assets 2025: $34,150,3352025

Highlighted filing

2025

Assets$34,330,467
Liabilities$180,132
Net Assets$34,150,335
Open 2025 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $659,5662010Expenses 2011: $565,4722011Expenses 2012: $582,1412012Revenue 2013: $645,247Expenses 2013: $679,205Net Income 2013: -$33,9582013Revenue 2014: $613,775Expenses 2014: $538,763Net Income 2014: $75,0122014Revenue 2015: $630,715Expenses 2015: $553,192Net Income 2015: $77,5232015Revenue 2016: $614,969Expenses 2016: $595,032Net Income 2016: $19,9372016Revenue 2017: $719,730Expenses 2017: $622,920Net Income 2017: $96,8102017Revenue 2018: $729,035Expenses 2018: $613,592Net Income 2018: $115,4432018Revenue 2019: $787,849Expenses 2019: $638,508Net Income 2019: $149,3412019Revenue 2020: $828,539Expenses 2020: $723,701Net Income 2020: $104,8382020Revenue 2021: $887,290Expenses 2021: $791,328Net Income 2021: $95,9622021Revenue 2022: $1,059,794Expenses 2022: $898,316Net Income 2022: $161,4782022Revenue 2023: $1,350,149Expenses 2023: $1,160,786Net Income 2023: $189,3632023Revenue 2024: $1,769,235Expenses 2024: $1,482,282Net Income 2024: $286,9532024Revenue 2025: $2,171,229Expenses 2025: $1,718,478Net Income 2025: $452,7512025

Highlighted filing

2025

Revenue$2,171,229
Expenses$1,718,478
Net Income$452,751
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$34,330,467
Liabilities
$180,132
Net assets
$34,150,335
Revenue
$2,171,229
Expenses
$1,718,478
Net income
$452,751
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$34.3$0.18$34.2$2.17$1.72$0.45
2024Detailed filing. Detailed filing data is available for this year.$30.7$0.00$30.7$1.77$1.48$0.29
2023Detailed filing. Detailed filing data is available for this year.$27.0$0.00$27.0$1.35$1.16$0.19
2022Detailed filing. Detailed filing data is available for this year.$28.6$0.00$28.6$1.06$0.90$0.16
2021Detailed filing. Detailed filing data is available for this year.$24.0$0.20$23.8$0.89$0.79$0.10
2020Detailed filing. Detailed filing data is available for this year.$22.7$0.45$22.2$0.83$0.72$0.10
2019Detailed filing. Detailed filing data is available for this year.$18.1$0.15$18.0$0.79$0.64$0.15
2018Detailed filing. Detailed filing data is available for this year.$16.5$0.12$16.4$0.73$0.61$0.12
2017Detailed filing. Detailed filing data is available for this year.$16.8$0.12$16.6$0.72$0.62$0.10
2016Detailed filing. Detailed filing data is available for this year.$16.3$0.27$16.1$0.61$0.60$0.02
2015Detailed filing. Detailed filing data is available for this year.$15.4$0.17$15.3$0.63$0.55$0.08
2014Detailed filing. Detailed filing data is available for this year.$15.9$0.11$15.8$0.61$0.54$0.08
2013Detailed filing. Detailed filing data is available for this year.$14.6$0.11$14.5$0.65$0.68$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.2$0.14$15.1$0.58
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.8$0.24$13.6$0.57
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$0.11$13.9$0.66
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 26, 2026
Return Version
2025v4.0
Gross Receipts
$2,223,117
Mission and Program Overview

Mission

Consumer (member) financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$27,727,866$30,976,691▲ $3,248,825
Other Notes and Loans Receivable, Net$20,949,208$24,349,142▲ $3,399,934
Savings and Temporary Cash Investments$8,580,178$8,801,305▲ $221,127
Rtn Earn Endowment Incm Other Fnds$2,720,892$3,173,644▲ $452,752
Land, Buildings, and Equipment, Net$767,785$705,423▼ $62,362
Prepaid Expenses and Deferred Charges$32,977$44,185▲ $11,208
Cash and Non-Interest-Bearing Accounts$53,278$41,140▼ $12,138
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$30,724,624$34,330,467▲ $3,605,843
Other Assets Total$341,198$389,272▲ $48,074
Liabilities
Accounts Payable and Accrued Expenses$152,961$95,907▼ $57,054
Other Liabilities$122,905$84,225▼ $38,680
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$275,866$180,132▼ $95,734
Net Assets / Fund Balance
Total Net Assets Fund Balance$30,448,758$34,150,335▲ $3,701,577
Total Liabilities and Net Assets / Fund Balance$30,724,624$34,330,467▲ $3,605,843

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$393,035$403,208$796,243
Equipment$48,626$313,442$362,068
Land$263,762-$263,762
Leasehold Improvements$0$20,561$20,561
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Carla GetzChair
Torry HolmquistVice Chairman
Beth C HuguetBoard Member
Kathryn K ShepherdBoard member
Pamela F DiamondBoard member
Dan SchmauchSecretary
John FredericksonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,846,456
Investment Income
$295,896
Other Revenue
$28,877
Change in Net Assets
$452,751
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,212,209
Salaries, Compensation, and Employee Benefits$506,269
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$532,683
Other Salaries and Wages---$419,248
Office Expenses---$244,185
Fees for Services Other---$177,364
Occupancy---$77,738
Other Expenses---$69,694
Other Employee Benefits---$51,735
Advertising---$41,938
Payroll Taxes---$35,286
Conferences and Meetings---$21,192
All Other Expenses---$2,636
Total Functional Expenses$0$0$0$1,718,478
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$79,746
Taxes Payable$3,243
Accrued expenses$1,235
Dividends payable$1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Form 990, Part VI, Section A, Line 6 - The credit union is composed of members as authorized by MCA 32-3-304”

Form 990, Part VI, Section A, Line 7A

“Form 990, Part VI, Section A, Line 7a - Each member has one vote to cast for each position on the board of directors.”

Form 990, Part VI, Section A, Line 8B

“No committees are authorized to act on behalf of the board of directors.”

Form 990, Part VI, Section B, Line 11B

“Form 990, Part VI, Section B, Line 11b - Form 990 is available to the board of directors.”

Form 990, Part VI, Section B, Line 12C

“Form 990, Part VI, Section B, Line 12c - Officers, directors and key employees are well known to each other and would be aware of any conflicts of interest.”

Form 990, Part VI, Section B, Line 15

“Form 990, Part VI, Section B, Line 15 - The president's salary is determined by the board of directors. The president sets the salaries for the other employees.”

Form 990, Part VI, Section C, Line 19

“Form 990, Part VI, Section C, Line 18 - On request in the credit union office during regular business hours.”

Filing and Contact Details

Filer

Filer Name
Montana Educators Credit Union
EIN
81-0504125
Phone
4067281034
Address
PO Box 2668, Missoula, MT 59806

Signing Officer

Name
John Dorsey
Title
Volunteer
Phone
2537203683
Signed
2026-02-26

Organization Details

Principal Officer
Leslie Womack
Formed
1996
Legal Domicile
Mt
Voting Board Members
7
Independent Board Members
7
Employees
6
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Office security system, collections expenses, miscellaneous”

Form 990, Part XI, Line 9

“Changes in loans and shares”

Raw XML AppendixShowing 400 of 451 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt06
IRS990/LandBldgEquipAccumDeprecAmt0737211
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0767785
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0705423
IRS990/LandBldgEquipCostOrOtherBssAmt01442634
IRS990/LegalDomicileStateCd0MT
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt051888
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Consumer (member) financial services
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt030448758
IRS990/NetAssetsOrFundBalancesEOYAmt034150335
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt028877
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt028877
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt077738
IRS990/OfficeExpensesGrp/TotalAmt0244185
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0341198
IRS990/OtherAssetsTotalGrp/EOYAmt0389272
IRS990/OtherChangesInNetAssetsAmt03248826
IRS990/OtherEmployeeBenefitsGrp/TotalAmt051735
IRS990/OtherExpensesGrp/Desc0Miscellaneous Expenses
IRS990/OtherExpensesGrp/Desc1Association dues
IRS990/OtherExpensesGrp/Desc2Loan servicing
IRS990/OtherExpensesGrp/TotalAmt021152
IRS990/OtherExpensesGrp/TotalAmt123627
IRS990/OtherExpensesGrp/TotalAmt269694
IRS990/OtherLiabilitiesGrp/BOYAmt0122905
IRS990/OtherLiabilitiesGrp/EOYAmt084225
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0419248
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020949208
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt024349142
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt035286
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt032977
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt044185
IRS990/PrincipalOfficerNm0Leslie Womack
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Income from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc2Miscellaneous Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01563628
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1181050
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2101778
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01563628
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1181050
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2101778
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0137174
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0976580
IRS990/PYOtherRevenueAmt08958
IRS990/PYProgramServiceRevenueAmt01623103
IRS990/PYRevenuesLessExpensesAmt0286953
IRS990/PYSalariesCompEmpBnftPaidAmt0505702
IRS990/PYTotalExpensesAmt01482282
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01769235
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0452751
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt028877
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt02171230
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02720892
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03173644
IRS990/SavingsAndTempCashInvstGrp/BOYAmt08580178
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08801305
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0393035
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0403208
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0796243
IRS990ScheduleD/EquipmentGrp/BookValueAmt048626
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0313442
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0362068
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0263762
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0263762
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt020561
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt020561
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13243
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21235
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt379746
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Dividends payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Taxes Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Accrued expenses
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Other Liabilities
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0705423
IRS990ScheduleD/TotalLiabilityAmt084225
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990, Part VI, Section A, Line 6 - The credit union is composed of members as authorized by MCA 32-3-304
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Form 990, Part VI, Section A, Line 7a - Each member has one vote to cast for each position on the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2No committees are authorized to act on behalf of the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Form 990, Part VI, Section B, Line 11b - Form 990 is available to the board of directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Form 990, Part VI, Section B, Line 12c - Officers, directors and key employees are well known to each other and would be aware of any conflicts of interest.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Form 990, Part VI, Section B, Line 15 - The president's salary is determined by the board of directors. The president sets the salaries for the other employees.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Form 990, Part VI, Section C, Line 18 - On request in the credit union office during regular business hours.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Office security system, collections expenses, miscellaneous
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Changes in loans and shares
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt030724624
IRS990/TotalAssetsEOYAmt034330467
IRS990/TotalAssetsGrp/BOYAmt030724624
IRS990/TotalAssetsGrp/EOYAmt034330467
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt06
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01718478
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0275866
IRS990/TotalLiabilitiesEOYAmt0180132
IRS990/TotalLiabilitiesGrp/BOYAmt0275866
IRS990/TotalLiabilitiesGrp/EOYAmt0180132
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt030448758
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt034150335

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