Civic Intelligence

Cut Bank Area Chamber of Commerce

EIN 81-0405135 • 501(c)6 • Cut Bank, MT

Profile

To promote business and economic growth in the cut bank area and provide information to the community and all who visit the area.

PO Box 1243Cut Bank, MT 59427

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

12th percentile

-47%

Higher net margin than 12% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

45th percentile

-4.0%

Faster asset growth than 45% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

20th percentile

-28%

Faster revenue growth than 20% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$406,800

Down $16,850 (-4.0%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$406,800

Down $16,850 (-4.0%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin12th percentile

Revenue

Down

$35,476

Down $13,635 (-28%) from 2023

Expenses

Up

$52,326

Up $14,228 (+37%) from 2023

Net Income

Down

-$16,850

Down $27,863 (-253%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth45th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $111,013Net Assets 2011: $111,0132011Assets 2012: $100,693Net Assets 2012: $100,6932012Assets 2013: $144,757Liabilities 2013: $7,085Net Assets 2013: $137,6722013Assets 2014: $254,456Liabilities 2014: $54,818Net Assets 2014: $199,6382014Assets 2015: $265,051Liabilities 2015: $58,413Net Assets 2015: $206,6382015Assets 2016: $394,975Liabilities 2016: $43,997Net Assets 2016: $350,9782016Assets 2017: $409,525Liabilities 2017: $38,743Net Assets 2017: $370,7822017Assets 2018: $377,956Liabilities 2018: $27,179Net Assets 2018: $350,7772018Assets 2019: $378,734Liabilities 2019: $17,644Net Assets 2019: $361,0902019Assets 2020: $399,763Liabilities 2020: $24,488Net Assets 2020: $375,2752020Assets 2021: $411,763Liabilities 2021: $3,223Net Assets 2021: $408,5402021Assets 2022: $426,654Liabilities 2022: $476Net Assets 2022: $426,1782022Assets 2023: $423,650Net Assets 2023: $423,6502023Assets 2024: $406,800Net Assets 2024: $406,8002024

Highlighted filing

2024

Assets$406,800
Liabilities-
Net Assets$406,800
Open 2024 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2011: $77,337Expenses 2011: $66,533Net Income 2011: $10,8042011Revenue 2012: $54,992Expenses 2012: $65,312Net Income 2012: -$10,3202012Revenue 2013: $101,221Expenses 2013: $64,242Net Income 2013: $36,9792013Revenue 2014: $137,061Expenses 2014: $75,095Net Income 2014: $61,9662014Revenue 2015: $110,378Expenses 2015: $103,378Net Income 2015: $7,0002015Revenue 2016: $198,733Expenses 2016: $54,393Net Income 2016: $144,3402016Revenue 2017: $109,891Expenses 2017: $90,087Net Income 2017: $19,8042017Revenue 2018: $130,221Expenses 2018: $150,226Net Income 2018: -$20,0052018Revenue 2019: $92,020Expenses 2019: $81,707Net Income 2019: $10,3132019Revenue 2020: $58,526Expenses 2020: $44,341Net Income 2020: $14,1852020Revenue 2021: $52,973Expenses 2021: $37,118Net Income 2021: $15,8552021Revenue 2022: $47,850Expenses 2022: $30,212Net Income 2022: $17,6382022Revenue 2023: $49,111Expenses 2023: $38,098Net Income 2023: $11,0132023Revenue 2024: $35,476Expenses 2024: $52,326Net Income 2024: -$16,8502024

Highlighted filing

2024

Revenue$35,476
Expenses$52,326
Net Income-$16,850
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$406,800
Liabilities
-
Net assets
$406,800
Revenue
$35,476
Expenses
$52,326
Net income
-$16,850
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.07$4.07$0.35$0.52$0.17
2023Detailed filing. Detailed filing data is available for this year.$4.24$4.24$0.49$0.38$0.11
2022Detailed filing. Detailed filing data is available for this year.$4.27$0.00$4.26$0.48$0.30$0.18
2021Detailed filing. Detailed filing data is available for this year.$4.12$0.03$4.09$0.53$0.37$0.16
2020Detailed filing. Detailed filing data is available for this year.$4.00$0.24$3.75$0.59$0.44$0.14
2019Detailed filing. Detailed filing data is available for this year.$3.79$0.18$3.61$0.92$0.82$0.10
2018Detailed filing. Detailed filing data is available for this year.$3.78$0.27$3.51$1.30$1.50$0.20
2017Detailed filing. Detailed filing data is available for this year.$4.10$0.39$3.71$1.10$0.90$0.20
2016Detailed filing. Detailed filing data is available for this year.$3.95$0.44$3.51$1.99$0.54$1.44
2015Detailed filing. Detailed filing data is available for this year.$2.65$0.58$2.07$1.10$1.03$0.07
2014Detailed filing. Detailed filing data is available for this year.$2.54$0.55$2.00$1.37$0.75$0.62
2013Detailed filing. Detailed filing data is available for this year.$1.45$0.07$1.38$1.01$0.64$0.37
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.01$1.01$0.55$0.65$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.11$1.11$0.77$0.67$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$77,507
Mission and Program Overview

Mission

To promote business and economic growth in the cut bank area and provide information to the community and all who visit the area.

Program Services

DescriptionGrantsExpenses
TO PROMOTE BUSINESS AND ECONOMIC GROWTH IN THE CUT BANK AREA AND PROVIDE INFORMATION TO THE COMMUNITY AND ALL WHO VISIT THE AREA.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KIM WINCHELLDirector-$0--
KEITH SAMMONSDirector-$0--
JENIKA SAMMONSTreasurer-$0--
HEATHER NUNNSecretary-$0--
JIM WOODRINGTreasurer-$0--
WADE SUNBYDirector-$0--
RACHEL DOSCHPresident-$0--
LARRY SCHWINDTVice President-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Lewis and Clark Festival$16,595$16,595$2,970$13,625
Chamber Banquet$16,277$16,277$3,638$12,639
Total Events$43,277$43,277$31,747$11,530
Filing and Contact Details

Filer

Filer Name
Cut Bank Area Chamber of Commerce
EIN
81-0405135
Phone
4068734041
Address
PO BOX 1243, CUT BANK, MT 59427

Signing Officer

Name
Rachel Dosch
Title
President
Signed
2025-11-10
Discuss with paid preparer
Yes

Preparer

Firm
Gage Accounting PC
Address
118 East Main, Cut Bank, MT 59427
Preparer
Scott O Gage
Phone
4068735564
Supplemental Narrative

Additional Explanations

Other Revenue.1

“VISITORS CENTER $38”

Other Expenses.1001

“Advertising and Promotion $5158”

Other Expenses.1002

“Office Expenses $1713”

Other Expenses.1006

“Payments of Travel or Entertainment for Public Officials $680”

Other Expenses.1012

“Insurance $4588”

Other Expenses.1

“DUES AND FEES $1040”

Other Expenses.2

“WEBSITE $1009”

Other Expenses.3

“SUPPLIES $401”

Other Expenses.5

“BANK CHARGES $80”

Other Assets.1010

“Inventories - Beginning $5325 Inventories - Ending $5325”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum04068734041
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 1243
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CUT BANK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd059427
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0418325
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0401475
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt023526
IRS990EZ/CostOfGoodsSoldAmt04144
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-16850
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt016936
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0423650
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0406800
IRS990EZ/FundraisingGrossIncomeAmt047903
IRS990EZ/GrossProfitLossSlsOfInvntryAmt0-2513
IRS990EZ/GrossReceiptsAmt077507
IRS990EZ/GrossSalesOfInventoryAmt01631
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt04409
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0423650
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0406800
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0406800
IRS990EZ/OccupancyRentUtltsAndMaintAmt09471
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt74.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KIM WINCHELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KEITH SAMMONS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JENIKA SAMMONS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3HEATHER NUNN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JIM WOODRING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5WADE SUNBY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RACHEL DOSCH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7LARRY SCHWINDT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Vice President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt05325
IRS990EZ/OtherAssetsTotalDetail/EOYAmt05325
IRS990EZ/OtherExpensesTotalAmt014669
IRS990EZ/OtherRevenueTotalAmt038
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE BUSINESS AND ECONOMIC GROWTH IN THE CUT BANK AREA AND PROVIDE INFORMATION TO THE COMMUNITY AND ALL WHO VISIT THE AREA.
IRS990EZ/PrintingPublicationsPostageAmt0272
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO PROMOTE BUSINESS AND ECONOMIC GROWTH IN THE CUT BANK AREA AND PROVIDE INFORMATION TO THE COMMUNITY AND ALL WHO VISIT THE AREA.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt010978
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt037887
IRS990EZ/SpecialEventsNetIncomeLossAmt010016
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt052326
IRS990EZ/TotalRevenueAmt035476
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt031747
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt07345
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt03000
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt010345
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0LEWIS AND CLARK FESTIVAL
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm0CHAMBER BANQUET
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt04376
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt06375
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt0191
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt010942
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt016595
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt016277
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt010405
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt043277
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt016595
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt016277
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt010405
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt043277
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt011530
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt02296
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt08904
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt02970
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt03638
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt01556
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt01556
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VISITORS CENTER $38
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Advertising and Promotion $5158
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Office Expenses $1713
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Payments of Travel or Entertainment for Public Officials $680
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance $4588
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DUES AND FEES $1040
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WEBSITE $1009
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SUPPLIES $401
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8BANK CHARGES $80
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Inventories - Beginning $5325 Inventories - Ending $5325
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1006
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Assets.1010
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RACHEL DOSCH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CUT BANK AREA CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CUTB
ReturnHeader/Filer/EIN0810405135
ReturnHeader/Filer/PhoneNum04068734041
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1243
ReturnHeader/Filer/USAddress/CityNm0CUT BANK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059427
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0841430969
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Gage Accounting PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0118 East Main
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cut Bank
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd059427
ReturnHeader/PreparerPersonGrp/PhoneNum04068735564
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Scott O Gage
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-10T13:15:15-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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