Civic Intelligence

Montana Chamber of Commerce of Laurel

EIN 81-0383349 • 501(c)6 • Laurel, MT

Profile

To promote and support the common business interests of its members and to enhance the economic civic and overall vitality of the community

108 E Main StLaurel, MT 59044
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

40th percentile

-4.5%

Higher net margin than 40% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

86th percentile

$37,509

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 49.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

46th percentile

-3.8%

Faster asset growth than 46% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

50th percentile

-0.2%

Faster revenue growth than 50% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$87,727

Down $3,433 (-3.8%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$87,727

Down $3,433 (-3.8%) from 2024

Operations
Liabilities / Revenue51st percentileNet Margin40th percentile

Revenue

Down

$76,543

Down $166 (-0.2%) from 2024

Expenses

Down

$79,974

Down $1,275 (-1.6%) from 2024

Net Income

Up

-$3,431

Up $1,109 (+24%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2012: $20,945Liabilities 2012: $02012Assets 2013: $21,564Liabilities 2013: $02013Assets 2014: $19,964Liabilities 2014: $02014Assets 2015: $40,609Liabilities 2015: $02015Assets 2016: $60,744Liabilities 2016: $02016Assets 2017: $68,790Liabilities 2017: $02017Assets 2018: $92,998Liabilities 2018: $02018Assets 2019: $105,975Liabilities 2019: $02019Assets 2020: $104,364Liabilities 2020: $02020Assets 2021: $111,903Liabilities 2021: $0Net Assets 2021: $111,9032021Assets 2022: $106,618Liabilities 2022: $0Net Assets 2022: $106,6182022Assets 2023: $95,872Liabilities 2023: $0Net Assets 2023: $95,8722023Assets 2024: $91,160Liabilities 2024: $0Net Assets 2024: $91,1602024Assets 2025: $87,727Liabilities 2025: $0Net Assets 2025: $87,7272025

Highlighted filing

2025

Assets$87,727
Liabilities$0
Net Assets$87,727
Open 2025 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2012: $70,714Expenses 2012: $62,038Net Income 2012: $8,6762012Revenue 2013: $51,059Expenses 2013: $59,930Net Income 2013: -$8,8712013Revenue 2014: $45,880Expenses 2014: $44,280Net Income 2014: $1,6002014Revenue 2015: $48,314Expenses 2015: $27,669Net Income 2015: $20,6452015Revenue 2016: $56,813Expenses 2016: $36,678Net Income 2016: $20,1352016Revenue 2017: $49,883Expenses 2017: $41,837Net Income 2017: $8,0462017Revenue 2018: $63,419Expenses 2018: $39,726Net Income 2018: $23,6932018Revenue 2019: $50,221Expenses 2019: $37,244Net Income 2019: $12,9772019Revenue 2020: $41,568Expenses 2020: $43,179Net Income 2020: -$1,6112020Revenue 2021: $53,566Expenses 2021: $46,027Net Income 2021: $7,5392021Revenue 2022: $63,727Expenses 2022: $69,011Net Income 2022: -$5,2842022Revenue 2023: $65,067Expenses 2023: $75,812Net Income 2023: -$10,7452023Revenue 2024: $76,709Expenses 2024: $81,249Net Income 2024: -$4,5402024Revenue 2025: $76,543Expenses 2025: $79,974Net Income 2025: -$3,4312025

Highlighted filing

2025

Revenue$76,543
Expenses$79,974
Net Income-$3,431
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$87,727
Liabilities
$0
Net assets
$87,727
Revenue
$76,543
Expenses
$79,974
Net income
-$3,431
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.88$0.00$0.88$0.77$0.80$0.03
2024Detailed filing. Detailed filing data is available for this year.$0.91$0.00$0.91$0.77$0.81$0.05
2023Detailed filing. Detailed filing data is available for this year.$0.96$0.00$0.96$0.65$0.76$0.11
2022Detailed filing. Detailed filing data is available for this year.$1.07$0.00$1.07$0.64$0.69$0.05
2021Detailed filing. Detailed filing data is available for this year.$1.12$0.00$1.12$0.54$0.46$0.08
2020Summary only. Only limited summary data is available for this year.$1.04$0.00$0.42$0.43$0.02
2019Summary only. Only limited summary data is available for this year.$1.06$0.00$0.50$0.37$0.13
2018Summary only. Only limited summary data is available for this year.$0.93$0.00$0.63$0.40$0.24
2017Summary only. Only limited summary data is available for this year.$0.69$0.00$0.50$0.42$0.08
2016Summary only. Only limited summary data is available for this year.$0.61$0.00$0.57$0.37$0.20
2015Summary only. Only limited summary data is available for this year.$0.41$0.00$0.48$0.28$0.21
2014Summary only. Only limited summary data is available for this year.$0.20$0.00$0.46$0.44$0.02
2013Summary only. Only limited summary data is available for this year.$0.22$0.00$0.51$0.60$0.09
2012Summary only. Only limited summary data is available for this year.$0.21$0.00$0.71$0.62$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 24, 2026
Return Version
2025v4.0
Gross Receipts
$131,681
Mission and Program Overview

Mission

To promote and support the common business interests of its members and to enhance the economic civic and overall vitality of the community

Program Services

DescriptionGrantsExpenses
Tourism Events-$52,849
Membership-$37,509
Christmas Decorations-$8,191
Compensation and Service Providers
Top Officer Pay86th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Camilla StoryExecutive DirectorFT$37,509-$37,509
Ariel RonanAssistantPT$7,492-$7,492
Claire StudinerAssistantPT$2,583-$2,583
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
4th of July$24,686$15,454$0$15,454
Golf Tournament$21,310$5,210$0$5,210
Total Events$86,405$33,556$0$33,556
Filing and Contact Details

Filer

Filer Name
Montana Chamber of Commerce of Laurel
EIN
81-0383349
Phone
0000000000
Address
108 E MAIN ST, LAUREL, MT 59044

Signing Officer

Name
Camilla Story
Title
Executive Director
Phone
4066288105
Signed
2026-03-24
Supplemental Narrative

Additional Explanations

Part I, line 10

“Donations given”

Raw XML Appendix168 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Camilla Story
IRS990EZ/BooksInCareOfDetail/PhoneNum04066288105
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0108 E Main
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Laurel
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd059044
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt091159
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt087727
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CntrctRcvdGreaterThan100KCnt00
IRS990EZ/ContributionsGiftsGrantsEtcAmt01800
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3431
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0647
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt091159
IRS990EZ/Form990TotalAssetsGrp/EOYAmt087727
IRS990EZ/FundraisingGrossIncomeAmt091428
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01360
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0131681
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InvestmentIncomeAmt0944
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt037509
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt091158
IRS990EZ/NetAssetsOrFundBalancesEOYAmt087727
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt091159
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt087727
IRS990EZ/OccupancyRentUtltsAndMaintAmt023493
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt035.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt120.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt215.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt037509
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt17492
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt22583
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Camilla Story
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Ariel Ronan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Claire Studiner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Assistant
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Assistant
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherExpensesTotalAmt00
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To promote and support the common business interests of its members and to enhance the economic civic and overall vitality of the community
IRS990EZ/PrintingPublicationsPostageAmt01596
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Membership
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Tourism Events
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Christmas Decorations
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt037509
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt152849
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt28191
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt052878
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt055138
IRS990EZ/SpecialEventsNetIncomeLossAmt036290
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MT
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt079974
IRS990EZ/TotalProgramServiceExpensesAmt098549
IRS990EZ/TotalRevenueAmt076543
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt052849
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt016100
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt09232
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriOtherEventsAmt027517
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Golf Tournament
IRS990ScheduleG/FundraisingEventInformationGrp/Event2Nm04th of July
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt021310
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt024686
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt040409
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt086405
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt05210
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt015454
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt012892
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt033556
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt033556
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/OtherEventsTotalCnt01
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt00
IRS990ScheduleG/GamingWithNonmembersInd0false
IRS990ScheduleG/LicensedInd0false
IRS990ScheduleG/LicenseSuspendedEtcInd0false
IRS990ScheduleG/MemberOfOtherEntityInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Donations given
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 10
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Camilla Story
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum04066288105
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONTANA CHAMBER OF COMMERCE OF LAUREL
ReturnHeader/Filer/BusinessNameControlTxt0MONT
ReturnHeader/Filer/EIN0810383349
ReturnHeader/Filer/PhoneNum00000000000
ReturnHeader/Filer/USAddress/AddressLine1Txt0108 E MAIN ST
ReturnHeader/Filer/USAddress/CityNm0LAUREL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059044
ReturnHeader/ReturnTs02026-03-24T20:00:06Z
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits