Civic Intelligence

Cut Bank N Glacier Co Water & Sewer

EIN 81-0368494 • 501(c)12 • Cut Bank, MT

Profile

Water purchased from cut bank and sold to rural members along with development of sewer system.

Box 10Cut Bank, MT 59427

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

37th percentile

0.00x

Higher debt load relative to assets than 37% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

40th percentile

0.00x

Higher debt load relative to revenue than 40% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2024

Net Margin

70th percentile

18%

Higher net margin than 70% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2024

Top Officer Pay

89th percentile

$7,200

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

501(c)12 • <$500k nonprofits • Source year 2024

Asset Growth

79th percentile

11%

Faster asset growth than 79% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

56th percentile

4.3%

Faster revenue growth than 56% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets37th percentile

Assets

Up

$468,102

Up $47,841 (+11%) from 2023

Liabilities

Down

$162

Down $142 (-47%) from 2023

Net Assets

Up

$467,940

Up $47,983 (+11%) from 2023

Operations
Liabilities / Revenue40th percentileNet Margin70th percentile

Revenue

Up

$158,108

Up $6,474 (+4.3%) from 2023

Expenses

Down

$129,057

Down $22,547 (-15%) from 2023

Net Income

Up

$29,051

Up $29,021 (+96737%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth79th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $184,006Liabilities 2010: $95,543Net Assets 2010: $88,4632010Assets 2011: $189,652Liabilities 2011: $83,365Net Assets 2011: $106,2872011Assets 2012: $223,959Liabilities 2012: $71,562Net Assets 2012: $152,3972012Assets 2013: $228,778Liabilities 2013: $57,594Net Assets 2013: $171,1842013Assets 2014: $246,108Liabilities 2014: $43,054Net Assets 2014: $203,0542014Assets 2015: $264,429Liabilities 2015: $28,217Net Assets 2015: $236,2122015Assets 2016: $272,817Liabilities 2016: $12,701Net Assets 2016: $260,1162016Assets 2017: $285,990Liabilities 2017: $302Net Assets 2017: $285,6882017Assets 2018: $320,629Liabilities 2018: $302Net Assets 2018: $320,3272018Assets 2019: $338,591Liabilities 2019: $184Net Assets 2019: $338,4072019Assets 2020: $375,838Liabilities 2020: $187Net Assets 2020: $375,6512020Assets 2021: $424,957Liabilities 2021: $187Net Assets 2021: $424,7702021Assets 2022: $402,113Liabilities 2022: $363Net Assets 2022: $401,7502022Assets 2023: $420,261Liabilities 2023: $304Net Assets 2023: $419,9572023Assets 2024: $468,102Liabilities 2024: $162Net Assets 2024: $467,9402024

Highlighted filing

2024

Assets$468,102
Liabilities$162
Net Assets$467,940
Open 2024 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0Revenue 2010: $100,014Expenses 2010: $87,234Net Income 2010: $12,7802010Revenue 2011: $108,646Expenses 2011: $90,822Net Income 2011: $17,8242011Revenue 2012: $135,647Expenses 2012: $89,537Net Income 2012: $46,1102012Revenue 2013: $106,744Expenses 2013: $87,957Net Income 2013: $18,7872013Revenue 2014: $111,788Expenses 2014: $79,918Net Income 2014: $31,8702014Revenue 2015: $118,041Expenses 2015: $84,883Net Income 2015: $33,1582015Revenue 2016: $117,782Expenses 2016: $93,878Net Income 2016: $23,9042016Revenue 2017: $130,343Expenses 2017: $104,771Net Income 2017: $25,5722017Revenue 2018: $159,248Expenses 2018: $124,609Net Income 2018: $34,6392018Revenue 2019: $141,849Expenses 2019: $123,769Net Income 2019: $18,0802019Revenue 2020: $157,393Expenses 2020: $120,149Net Income 2020: $37,2442020Revenue 2021: $186,194Expenses 2021: $137,075Net Income 2021: $49,1192021Revenue 2022: $138,188Expenses 2022: $129,884Net Income 2022: $8,3042022Revenue 2023: $151,634Expenses 2023: $151,604Net Income 2023: $302023Revenue 2024: $158,108Expenses 2024: $129,057Net Income 2024: $29,0512024

Highlighted filing

2024

Revenue$158,108
Expenses$129,057
Net Income$29,051
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$468,102
Liabilities
$162
Net assets
$467,940
Revenue
$158,108
Expenses
$129,057
Net income
$29,051
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.68$0.00$4.68$1.58$1.29$0.29
2023Detailed filing. Detailed filing data is available for this year.$4.20$0.00$4.20$1.52$1.52$0.00
2022Detailed filing. Detailed filing data is available for this year.$4.02$0.00$4.02$1.38$1.30$0.08
2021Detailed filing. Detailed filing data is available for this year.$4.25$0.00$4.25$1.86$1.37$0.49
2020Detailed filing. Detailed filing data is available for this year.$3.76$0.00$3.76$1.57$1.20$0.37
2019Detailed filing. Detailed filing data is available for this year.$3.39$0.00$3.38$1.42$1.24$0.18
2018Detailed filing. Detailed filing data is available for this year.$3.21$0.00$3.20$1.59$1.25$0.35
2017Detailed filing. Detailed filing data is available for this year.$2.86$0.00$2.86$1.30$1.05$0.26
2016Detailed filing. Detailed filing data is available for this year.$2.73$0.13$2.60$1.18$0.94$0.24
2015Detailed filing. Detailed filing data is available for this year.$2.64$0.28$2.36$1.18$0.85$0.33
2014Detailed filing. Detailed filing data is available for this year.$2.46$0.43$2.03$1.12$0.80$0.32
2013Detailed filing. Detailed filing data is available for this year.$2.29$0.58$1.71$1.07$0.88$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.24$0.72$1.52$1.36$0.90$0.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.90$0.83$1.06$1.09$0.91$0.18
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.84$0.96$0.88$1.00$0.87$0.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 10, 2025
Return Version
2024v5.2
Gross Receipts
$158,108
Mission and Program Overview

Mission

Water purchased from cut bank and sold to rural members along with development of sewer system.

Program Services

DescriptionGrantsExpenses
WATER PURCHASED FROM CUT BANK AND SOLD TO RURAL MEMBERS ALONG WITH DEVELOPMENT OF SEWER SYSTEM.-$129,057
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KARLA HARVIESecretaryPT$7,200-$7,200
DALE VERMULMPresident-$0--
JIMMY LITTRELLDirector-$0--
RODNEY PETERSONTreasurer-$0--
NEIL JR JOHNSONVice President-$0--
ROGER VERMULMDirector-$0--
Filing and Contact Details

Filer

Filer Name
Cut Bank N Glacier Co Water & Sewer
EIN
81-0368494
Phone
4068732231
Address
BOX 10, CUT BANK, MT 59427

Signing Officer

Name
Rodney Peterson
Title
Director
Signed
2025-07-10
Discuss with paid preparer
Yes

Preparer

Firm
Amatics CPA Group
Address
45 Discovery Drive, Bozeman, MT 59718
Preparer
Justin Gerber
Phone
4064041925
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $1005”

Other Expenses.1009

“Depreciation $287”

Other Expenses.1

“Water and sewer costs $105795”

Other Assets.1003

“Machinery and Equipment - Beginning $1006 Machinery and Equipment - Ending $719”

Other Assets.1005

“Accounts Receivable - Beginning $17221 Accounts Receivable - Ending $37623”

Other Assets.1

“DEPOSITS - Beginning $293 DEPOSITS - Ending $293”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $304 Accounts Payable and Accrued Expenses - Ending $162”

Raw XML Appendix131 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0RODNEY PETERSON
IRS990EZ/BooksInCareOfDetail/PhoneNum04068732231
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 10
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CUT BANK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd059427
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0401741
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0429467
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt029051
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt03213
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0420261
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0468102
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0158108
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt05175
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0419957
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0467940
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0419957
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0467940
IRS990EZ/OccupancyRentUtltsAndMaintAmt08566
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt57200
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DALE VERMULM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JIMMY LITTRELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RODNEY PETERSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3NEIL JR JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ROGER VERMULM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5KARLA HARVIE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt018520
IRS990EZ/OtherAssetsTotalDetail/EOYAmt038635
IRS990EZ/OtherChangesInNetAssetsAmt018932
IRS990EZ/OtherExpensesTotalAmt0107087
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0WATER PURCHASED FROM CUT BANK AND SOLD TO RURAL MEMBERS ALONG WITH DEVELOPMENT OF SEWER SYSTEM.
IRS990EZ/ProgramServiceRevenueAmt0152933
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0WATER PURCHASED FROM CUT BANK AND SOLD TO RURAL MEMBERS ALONG WITH DEVELOPMENT OF SEWER SYSTEM.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0129057
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt010191
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0304
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0162
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0129057
IRS990EZ/TotalProgramServiceExpensesAmt0129057
IRS990EZ/TotalRevenueAmt0158108
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $1005
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Depreciation $287
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2WATER AND SEWER COSTS $105795
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Machinery and Equipment - Beginning $1006 Machinery and Equipment - Ending $719
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Accounts Receivable - Beginning $17221 Accounts Receivable - Ending $37623
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DEPOSITS - Beginning $293 DEPOSITS - Ending $293
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Accounts Payable and Accrued Expenses - Beginning $304 Accounts Payable and Accrued Expenses - Ending $162
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Assets.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Assets.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Total Liabilities.1001
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RODNEY PETERSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Director
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CUT BANK N GLACIER CO WATER & SEWER
ReturnHeader/Filer/BusinessNameControlTxt0CUTB
ReturnHeader/Filer/EIN0810368494
ReturnHeader/Filer/PhoneNum04068732231
ReturnHeader/Filer/USAddress/AddressLine1Txt0BOX 10
ReturnHeader/Filer/USAddress/CityNm0CUT BANK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MT
ReturnHeader/Filer/USAddress/ZIPCd059427
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463057681
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Amatics CPA Group
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt045 Discovery Drive
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Bozeman
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd059718
ReturnHeader/PreparerPersonGrp/PhoneNum04064041925
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JUSTIN GERBER
ReturnHeader/ReturnTs02025-07-10T08:50:05-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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