Civic Intelligence

Healthcare Credit Union Association

EIN 80-0786819 • 501(c)6 • Milwaukie, OR

Profile

Trade association for healthcare credit

6400 SE Lake Rd Ste 125Milwaukie, OR 97222
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

91st percentile

35%

Higher net margin than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

95th percentile

94%

Faster asset growth than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

94th percentile

84%

Faster revenue growth than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$17,218

Down $4,308 (-20%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$17,218

Down $4,308 (-20%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin91st percentile

Revenue

Down

$25,383

Down $13,027 (-34%) from 2023

Expenses

Down

$29,691

Down $581 (-1.9%) from 2023

Net Income

Down

-$4,308

Down $12,446 (-153%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2016: $16,981Liabilities 2016: $4322016Assets 2017: $28,090Liabilities 2017: $02017Assets 2018: $30,073Liabilities 2018: $02018Assets 2019: $26,944Liabilities 2019: $02019Assets 2020: $10,783Liabilities 2020: $02020Assets 2021: $13,539Liabilities 2021: $0Net Assets 2021: $13,5392021Assets 2022: $13,388Liabilities 2022: $0Net Assets 2022: $13,3882022Assets 2023: $21,526Liabilities 2023: $0Net Assets 2023: $21,5262023Assets 2024: $17,218Liabilities 2024: $0Net Assets 2024: $17,2182024

Highlighted filing

2024

Assets$17,218
Liabilities$0
Net Assets$17,218
Open 2024 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2016: $55,581Expenses 2016: $71,331Net Income 2016: -$15,7502016Revenue 2017: $65,339Expenses 2017: $53,798Net Income 2017: $11,5412017Revenue 2018: $52,400Expenses 2018: $50,417Net Income 2018: $1,9832018Revenue 2019: $73,138Expenses 2019: $76,267Net Income 2019: -$3,1292019Revenue 2020: $27,104Expenses 2020: $43,761Net Income 2020: -$16,6572020Revenue 2021: $35,045Expenses 2021: $32,289Net Income 2021: $2,7562021Revenue 2022: $28,188Expenses 2022: $28,339Net Income 2022: -$1512022Revenue 2023: $38,410Expenses 2023: $30,272Net Income 2023: $8,1382023Revenue 2024: $25,383Expenses 2024: $29,691Net Income 2024: -$4,3082024

Highlighted filing

2024

Revenue$25,383
Expenses$29,691
Net Income-$4,308
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$17,218
Liabilities
$0
Net assets
$17,218
Revenue
$25,383
Expenses
$29,691
Net income
-$4,308
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.2$0.00$17.2$25.4$29.7$4.31
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.5$0.00$21.5$38.4$30.3$8.14
2022Detailed filing. Detailed filing data is available for this year.$13.4$0.00$13.4$28.2$28.3$0.15
2021Detailed filing. Detailed filing data is available for this year.$13.5$0.00$13.5$35.0$32.3$2.76
2020Summary only. Only limited summary data is available for this year.$10.8$0.00$27.1$43.8$16.7
2019Summary only. Only limited summary data is available for this year.$26.9$0.00$73.1$76.3$3.13
2018Summary only. Only limited summary data is available for this year.$30.1$0.00$52.4$50.4$1.98
2017Summary only. Only limited summary data is available for this year.$28.1$0.00$65.3$53.8$11.5
2016Summary only. Only limited summary data is available for this year.$17.0$0.43$55.6$71.3$15.8
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 4, 2023
Return Version
2022v5.0
Gross Receipts
$71,493
Mission and Program Overview

Mission

Trade association for healthcare credit

Program Services

DescriptionGrantsExpenses
MAINTAINED WEBSITE FOR ASSOCIATION MEMBERS WHERE RESOURCES ARE HOUSED FOR THEIR CREDIT UNION STAFF TO ACCESS--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SHIRLEY CATEBoard Chair-$0--
RON SENCIVice Chair-$0--
KRAMER CHANTreasurer-$0--
CINDY SMITHSecretary-$0--
LINDA WHITEMember At Large-$0--
BENITA HARPExecutive DirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Healthcare Credit Union Association
EIN
80-0786819
Address
6400 SE LAKE RD STE 125, MILWAUKIE, OR 97222

Signing Officer

Name
Benita Harp
Title
Executive Direc
Phone
6153904596
Signed
2023-05-04
Discuss with paid preparer
Yes

Preparer

Firm
GLB Financial Group
Address
845 Bell Rd, Antioch, TN 37013
Preparer
Gary Beasley
Phone
6154995157
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description amountcard processing 818insurance 1,135subscriptions 72website 21wild apricot (software) 60quickbooks (software) 860misc 1,350”

Raw XML Appendix128 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0BENITA HARP
IRS990EZ/BooksInCareOfDetail/PhoneNum06153904596
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0528 JANET DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PLEASANT VIEW
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd037146
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt013539
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt013388
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt041900
IRS990EZ/CostOfGoodsSoldAmt043305
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-151
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt024023
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt013539
IRS990EZ/Form990TotalAssetsGrp/EOYAmt013388
IRS990EZ/GrossProfitLossSlsOfInvntryAmt0-43305
IRS990EZ/GrossReceiptsAmt071493
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt018
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt017342
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt013539
IRS990EZ/NetAssetsOrFundBalancesEOYAmt013388
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt013539
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt013388
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt520.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SHIRLEY CATE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1RON SENCI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KRAMER CHAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CINDY SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4LINDA WHITE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5BENITA HARP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4MEMBER AT LARGE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5EXECUTIVE DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt04316
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TRADE ASSOCIATION FOR HEALTHCARE CREDIT
IRS990EZ/ProgramServiceRevenueAmt012233
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MAINTAINED WEBSITE FOR ASSOCIATION MEMBERS WHERE RESOURCES ARE HOUSED FOR THEIR CREDIT UNION STAFF TO ACCESS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt028339
IRS990EZ/TotalRevenueAmt028188
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0HCUA.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTCARD PROCESSING 818INSURANCE 1,135SUBSCRIPTIONS 72WEBSITE 21WILD APRICOT (SOFTWARE) 60QUICKBOOKS (SOFTWARE) 860MISC 1,350
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BENITA HARP
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIREC
ReturnHeader/BusinessOfficerGrp/PhoneNum06153904596
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HEALTHCARE CREDIT UNION ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0HEAL
ReturnHeader/Filer/EIN0800786819
ReturnHeader/Filer/USAddress/AddressLine1Txt06400 SE LAKE RD STE 125
ReturnHeader/Filer/USAddress/CityNm0MILWAUKIE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097222
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0262028623
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GLB Financial Group
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0845 Bell Rd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Antioch
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037013
ReturnHeader/PreparerPersonGrp/PhoneNum06154995157
ReturnHeader/PreparerPersonGrp/PreparationDt02023-05-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Gary Beasley
ReturnHeader/ReturnTs02023-05-11T18:10:01-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0BENITA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HARP
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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