Civic Intelligence

Rsk Enterprises Inc.

990 • Fiscal year 2016 • EIN 80-0726245

Jan 01, 2016 to Dec 31, 2016 • Filed on May 09, 2017

443 River RdHighland Park, NJ 08904

(732) 565-2410

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

25th percentile

0.01x

Higher debt load relative to assets than 25% of similar nonprofits.

2016 filings • NTEE P • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

19th percentile

0.00x

Higher debt load relative to revenue than 19% of similar nonprofits.

2016 filings • NTEE P • $500k-$1M nonprofits • Source year 2016

Net Margin

55th percentile

2.1%

Higher net margin than 55% of similar nonprofits.

2016 filings • NTEE P • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

86th percentile

$96,600

Higher top officer pay than 86% of similar nonprofits.

Top officer pay equals 14.0% of source-year revenue.

2016 filings • NTEE P • $500k-$1M nonprofits • Source year 2016

Asset Growth

76th percentile

19%

Faster asset growth than 76% of similar nonprofits.

2016 filings • NTEE P • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

46th percentile

2.5%

Faster revenue growth than 46% of similar nonprofits.

2016 filings • NTEE P • $500k-$1M nonprofits • Annualized from 2015 to 2016

Assets

Up

$95,577

Up $15,581 (+19%) from 2015

Net Assets

Up

$94,847

Up $14,851 (+19%) from 2015

Liabilities

Up

$730

Up $730 from 2015

Revenue

Up

$691,470

Up $16,935 (+2.5%) from 2015

Expenses

Up

$676,619

Up $24,706 (+3.8%) from 2015

Net Income

Down

$14,851

Down $7,771 (-34%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $16,448Liabilities 2011: $6,108Net Assets 2011: $10,3402011Assets 2012: $35,057Liabilities 2012: $10,249Net Assets 2012: $24,8082012Assets 2013: $47,236Liabilities 2013: $3,669Net Assets 2013: $43,5672013Assets 2014: $63,382Liabilities 2014: $6,008Net Assets 2014: $57,3742014Assets 2015: $79,996Liabilities 2015: $0Net Assets 2015: $79,9962015Assets 2016: $95,577Liabilities 2016: $730Net Assets 2016: $94,8472016Assets 2017: $108,852Liabilities 2017: $730Net Assets 2017: $108,1222017Assets 2018: $123,299Liabilities 2018: $0Net Assets 2018: $123,2992018Assets 2019: $143,845Liabilities 2019: $1,320Net Assets 2019: $142,5252019Assets 2020: $165,873Liabilities 2020: $2,500Net Assets 2020: $163,3732020Assets 2021: $186,703Liabilities 2021: $1,355Net Assets 2021: $185,3482021Assets 2022: $244,650Liabilities 2022: $1,372Net Assets 2022: $243,2782022Assets 2023: $311,500Liabilities 2023: $1,664Net Assets 2023: $309,8362023Assets 2024: $371,702Liabilities 2024: $14,194Net Assets 2024: $357,5082024

Highlighted filing

2016

Assets$95,577
Liabilities$730
Net Assets$94,847

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0Revenue 2011: $308,955Expenses 2011: $298,615Net Income 2011: $10,3402011Revenue 2012: $568,856Expenses 2012: $561,636Net Income 2012: $7,2202012Revenue 2013: $617,918Expenses 2013: $599,159Net Income 2013: $18,7592013Revenue 2014: $638,130Expenses 2014: $624,990Net Income 2014: $13,1402014Revenue 2015: $674,535Expenses 2015: $651,913Net Income 2015: $22,6222015Revenue 2016: $691,470Expenses 2016: $676,619Net Income 2016: $14,8512016Revenue 2017: $693,348Expenses 2017: $680,073Net Income 2017: $13,2752017Revenue 2018: $710,533Expenses 2018: $695,356Net Income 2018: $15,1772018Revenue 2019: $736,883Expenses 2019: $717,657Net Income 2019: $19,2262019Revenue 2020: $636,016Expenses 2020: $615,168Net Income 2020: $20,8482020Revenue 2021: $744,365Expenses 2021: $722,390Net Income 2021: $21,9752021Revenue 2022: $879,395Expenses 2022: $821,465Net Income 2022: $57,9302022Revenue 2023: $894,163Expenses 2023: $827,605Net Income 2023: $66,5582023Revenue 2024: $940,513Expenses 2024: $892,841Net Income 2024: $47,6722024

Highlighted filing

2016

Revenue$691,470
Expenses$676,619
Net Income$14,851
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
May 9, 2017
Return Version
2016v3.0
Gross Receipts
$691,470
Mission and Program Overview

Mission

Day care Center serving children six 6 weeks to five 5 years of age

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$79,996$94,847▲ $14,851
Cash and Non-Interest-Bearing Accounts$78,486$82,497▲ $4,011
Land, Buildings, and Equipment, Net-$11,026-
Accounts Receivable$925$2,053▲ $1,128
Prepaid Expenses and Deferred Charges$585$0▼ $585
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$79,996$95,577▲ $15,581
Other Assets Total-$1-
Liabilities
Accounts Payable and Accrued Expenses-$730-
Total Liabilities$0$730▲ $730
Net Assets / Fund Balance
Total Net Assets Fund Balance$79,996$94,847▲ $14,851
Total Liabilities and Net Assets / Fund Balance$79,996$95,577▲ $15,581

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$6,328$487$6,815
Leasehold Improvements$4,698$522$5,220
Equipment-$3,912$3,912
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Robin KesslerPresidentFT$96,600$96,600

Board Members and Trustees

NameTitle
Corey PeguesDirector
Joan MccormickDirector
Marc LauranoDirector
Scott KesslerDirector
Christopher CoulthardTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$691,420
Investment Income
$50
Other Revenue
$0
Change in Net Assets
$14,851
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$504,811
Other Expenses$171,808
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$360,967$5,050-$366,017
Current Officers, Directors, Trustees, and Key Employees$48,300$48,300-$96,600
Occupancy$88,000--$88,000
Payroll Taxes$37,673$4,521-$42,194
Fees for Services Other$22,537--$22,537
Insurance$18,090--$18,090
Office Expenses-$4,477-$4,477
Fees for Services Accounting-$2,500-$2,500
Depreciation Depletion-$1,009-$1,009
Other Expenses$360$942-$360
All Other Expenses$283$35-$318
Total Functional Expenses$609,785$66,834$0$676,619
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et

Robin Kessler the President and Executive Director is married to Scott Kessler, Director

Form 990, Part VI, Line 11B: Form 990 Review Process

A copy of the completed form 990 is provided for review to all the board members.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

The organization consistently enforces compliance with the Conflict of Interest Policy which is in place. A known conflict is the vote concerning the compensation of Executive Director / Board Member Robin Kessler by Board Member Scott Kessler to whom she is legally married. In keeping with the corporate conflict of Interest Policy, Scott Kessler will recues himself and have no involvement in any decision pertaining to Robin Kesslers compensation.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The organization is a direct continuation of a fully recognized 501 c 3 program operated by the Campus of Jewish Life which was dissolved in bankruptcy in 2011. The program was totally transferred to RSK Enterprises by the bankruptcy court. Accordingly Robin Kessler who was the executive director prior to bankruptcy retained the same position and salary as approved by the Campus of Jewish Life Board. The salary has been reviewed and approved by the present board as well.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

The organization made its governing documents, conflict of interest policy and financial statements available to the public during the tax year at the offices of the organization for review upon request.

Filing and Contact Details

Filer

Filer Name
Rsk Enterprises Inc
EIN
80-0726245
Phone
7325652410
Address
443 RIVER RD, HIGHLAND PARK, NJ 08904

Signing Officer

Name
Robin Kessler
Title
President
Signed
2017-05-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robin Kessler
Formed
2011
Legal Domicile
Nj
Voting Board Members
6
Independent Board Members
5
Employees
22

Preparer

Firm
Lobo CPA LLC
Address
17 RICE RUN, EAST BRUNSWICK, NJ 08816
Preparer
Reena Dsouza
Phone
9738855212
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IRS990/RevenueAmt0691420
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt079996
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt094847
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt050
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0180
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt02000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt02230
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0691420
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0674482
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0637950
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0615918
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0568856
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt03188626
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt03190856
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0691420
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0674532
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0638130
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0617918
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0568856
IRS990ScheduleA/Total509Grp/TotalAmt03190856
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0691420
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0674532
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0638130
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0617918
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0568856
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03190856
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt06328
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0487
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06815
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03912
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03912
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt04698
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0522
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt05220
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011026
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Robin Kessler the President and Executive Director is married to Scott Kessler, Director
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A copy of the completed form 990 is provided for review to all the board members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The organization consistently enforces compliance with the Conflict of Interest Policy which is in place. A known conflict is the vote concerning the compensation of Executive Director / Board Member Robin Kessler by Board Member Scott Kessler to whom she is legally married. In keeping with the corporate conflict of Interest Policy, Scott Kessler will recues himself and have no involvement in any decision pertaining to Robin Kesslers compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The organization is a direct continuation of a fully recognized 501 c 3 program operated by the Campus of Jewish Life which was dissolved in bankruptcy in 2011. The program was totally transferred to RSK Enterprises by the bankruptcy court. Accordingly Robin Kessler who was the executive director prior to bankruptcy retained the same position and salary as approved by the Campus of Jewish Life Board. The salary has been reviewed and approved by the present board as well.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The organization made its governing documents, conflict of interest policy and financial statements available to the public during the tax year at the offices of the organization for review upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt079996
IRS990/TotalAssetsEOYAmt095577
IRS990/TotalAssetsGrp/BOYAmt079996
IRS990/TotalAssetsGrp/EOYAmt095577
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt022
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt066834
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0609785
IRS990/TotalFunctionalExpensesGrp/TotalAmt0676619
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt0730
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt0730
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt079996
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt094847
IRS990/TotalProgramServiceExpensesAmt0609785
IRS990/TotalProgramServiceRevenueAmt0691420
IRS990/TotalReportableCompFromOrgAmt096600
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0691470
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0691470
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt079996
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt095577
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0CDCATPARKER.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBIN KESSLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RSK ENTERPRISES INC
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0DBA CDCPARKER
ReturnHeader/Filer/BusinessNameControlTxt0RSKE
ReturnHeader/Filer/EIN0800726245
ReturnHeader/Filer/PhoneNum07325652410
ReturnHeader/Filer/USAddress/AddressLine1Txt0443 RIVER RD
ReturnHeader/Filer/USAddress/CityNm0HIGHLAND PARK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008904
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Lobo CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt017 RICE RUN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EAST BRUNSWICK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008816
ReturnHeader/PreparerPersonGrp/PhoneNum09738855212
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Reena Dsouza
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.72$0.14$3.58$9.41$8.93$0.48
2023Detailed filing. Detailed filing data is available for this year.$3.12$0.02$3.10$8.94$8.28$0.67
2022Detailed filing. Detailed filing data is available for this year.$2.45$0.01$2.43$8.79$8.21$0.58
2021Detailed filing. Detailed filing data is available for this year.$1.87$0.01$1.85$7.44$7.22$0.22
2020Detailed filing. Detailed filing data is available for this year.$1.66$0.03$1.63$6.36$6.15$0.21
2019Detailed filing. Detailed filing data is available for this year.$1.44$0.01$1.43$7.37$7.18$0.19
2018Detailed filing. Detailed filing data is available for this year.$1.23$0.00$1.23$7.11$6.95$0.15
2017Detailed filing. Detailed filing data is available for this year.$1.09$0.01$1.08$6.93$6.80$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.96$0.01$0.95$6.91$6.77$0.15
2015Summary only. Only limited summary data is available for this year.$0.80$0.00$0.80$6.75$6.52$0.23
2014Summary only. Only limited summary data is available for this year.$0.63$0.06$0.57$6.38$6.25$0.13
2013Summary only. Only limited summary data is available for this year.$0.47$0.04$0.44$6.18$5.99$0.19
2012Summary only. Only limited summary data is available for this year.$0.35$0.10$0.25$5.69$5.62$0.07
2011Summary only. Only limited summary data is available for this year.$0.16$0.06$0.10$3.09$2.99$0.10