Civic Intelligence

Carolina Financial Solutions Inc

EIN 80-0684759 • 501(c)4 • Henderson, NC

Profile

Managing disabled clients expenses and assisting with services

PO Box 158Henderson, NC 27536

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

63rd percentile

16%

Higher net margin than 63% of similar nonprofits.

NTEE T22 • <$500k nonprofits • Source year 2025

Top Officer Pay

99th percentile

$24,000

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 28.9% of source-year revenue.

NTEE T22 • <$500k nonprofits • Source year 2025

Asset Growth

82nd percentile

17%

Faster asset growth than 82% of similar nonprofits.

NTEE T22 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

50th percentile

3.9%

Faster revenue growth than 50% of similar nonprofits.

NTEE T22 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$80,499

Up $9,600 (+14%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$80,499

Up $9,600 (+14%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin63rd percentile

Revenue

Down

$79,844

Down $9,695 (-11%) from 2023

Expenses

Down

$70,244

Down $13,378 (-16%) from 2023

Net Income

Up

$9,600

Up $3,683 (+62%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth82nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2022: $64,982Net Assets 2022: $64,9822022Assets 2023: $70,899Net Assets 2023: $70,8992023Assets 2024: $80,499Net Assets 2024: $80,4992024

Highlighted filing

2024

Assets$80,499
Liabilities-
Net Assets$80,499
Open 2024 Filing

Operations Trend

Revenue Growth50th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2022: $50,230Expenses 2022: $47,687Net Income 2022: $2,5432022Revenue 2023: $89,539Expenses 2023: $83,622Net Income 2023: $5,9172023Revenue 2024: $79,844Expenses 2024: $70,244Net Income 2024: $9,6002024

Highlighted filing

2024

Revenue$79,844
Expenses$70,244
Net Income$9,600
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$80,499
Liabilities
-
Net assets
$80,499
Revenue
$79,844
Expenses
$70,244
Net income
$9,600
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$80.5$80.5$79.8$70.2$9.60
2023Detailed filing. Detailed filing data is available for this year.$70.9$70.9$89.5$83.6$5.92
2022Detailed filing. Detailed filing data is available for this year.$65.0$65.0$50.2$47.7$2.54
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Mar 20, 2025
Return Version
2024v5.0
Gross Receipts
$79,844
Mission and Program Overview

Mission

Managing disabled clients expenses and assisting with services

Program Services

DescriptionGrantsExpenses
Assist disabled/elderly with things such as applying for housing, applying for state assistance programs and linking clients to available services.--
Assisted clients with obtaining and maintaining housing.--
Assisted 2 clients with paying off cars.--
Compensation and Service Providers
Top Officer Pay99th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Crystal RossOfficer-$18,500-$18,500
Filing and Contact Details

Filer

Filer Name
Carolina Financial Solutions Inc
EIN
80-0684759
Phone
2526544795
Address
PO Box 158, Henderson, NC 27536

Signing Officer

Name
Crystal L Ross
Title
Officer
Phone
2526544795
Signed
2025-03-20
Discuss with paid preparer
Yes

Preparer

Firm
K&W Tax Service
Address
7008 Rocky Ridge Rd, Oxford, NC 27565
Preparer
Kelsi L Warren
Phone
7572852022
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Meals and entertainment 6,219”

Form 990-EZ, Part I, Line 16, Other Expenses

“Fundraising 2,343”

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 2,052”

Form 990-EZ, Part I, Line 16, Other Expenses

“Insurance 4,684”

Form 990-EZ, Part I, Line 16, Other Expenses

“Gas 2,916”

Form 990-EZ, Part I, Line 16, Other Expenses

“Donations to other Charities 13,016”

Form 990-EZ, Part I, Line 16, Other Expenses

“Business Vehicle 3,988”

Form 990-EZ, Part I, Line 16, Other Expenses

“1099NEC Trillium Payments used For Client 661”

Form 990-EZ, Part I, Line 16, Other Expenses

“Office Expenses 6,775”

Form 990-EZ, Part I, Line 16, Other Expenses

“Repairs Maintenance 2,040”

Raw XML Appendix110 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Crystal Ross
IRS990EZ/BooksInCareOfDetail/PhoneNum02526544795
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0118 Franklin Rd
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Henderson
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd027536
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt070899
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt080499
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt079844
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt09600
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0300
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt070899
IRS990EZ/Form990TotalAssetsGrp/EOYAmt080499
IRS990EZ/GrossReceiptsAmt079844
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt070899
IRS990EZ/NetAssetsOrFundBalancesEOYAmt080499
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt070899
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt080499
IRS990EZ/OccupancyRentUtltsAndMaintAmt06750
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt018500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Crystal Ross
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Officer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt044694
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Managing disabled clients expenses and assisting with services
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Assist disabled/elderly with things such as applying for housing, applying for state assistance programs and linking clients to available services.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Assisted clients with obtaining and maintaining housing.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2Assisted 2 clients with paying off cars.
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt018500
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt070244
IRS990EZ/TotalRevenueAmt079844
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Meals and entertainment 6,219
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Fundraising 2,343
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Telephone 2,052
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance 4,684
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Gas 2,916
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Donations to other Charities 13,016
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Business Vehicle 3,988
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt71099NEC Trillium Payments used For Client 661
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Office Expenses 6,775
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Repairs Maintenance 2,040
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Crystal L Ross
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Officer
ReturnHeader/BusinessOfficerGrp/PhoneNum02526544795
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-03-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Carolina Financial Solutions Inc
ReturnHeader/Filer/BusinessNameControlTxt0CARO
ReturnHeader/Filer/EIN0800684759
ReturnHeader/Filer/PhoneNum02526544795
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 158
ReturnHeader/Filer/USAddress/CityNm0Henderson
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd027536
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0K&W Tax Service
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07008 Rocky Ridge Rd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Oxford
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd027565
ReturnHeader/PreparerPersonGrp/PhoneNum07572852022
ReturnHeader/PreparerPersonGrp/PreparationDt02025-03-20
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Kelsi L Warren
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-03-20T02:46:42-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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