Civic Intelligence

Southwest Florida Bible Institute Inc

EIN 80-0589231 • 501(c)3 • Port Charlotte, FL

Profile

Tuition-free bible classes and religious instruction to the community.

866 Tamiami Trail 2Port Charlotte, FL 33953

www.swfbi.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

58th percentile

6.2%

Higher net margin than 58% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

15th percentile

-71%

Faster asset growth than 15% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

72nd percentile

20%

Faster revenue growth than 72% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$37,635

Down $16,605 (-31%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$37,635

Down $16,605 (-31%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin58th percentile

Revenue

Down

$45,202

Down $442 (-1.0%) from 2023

Expenses

Up

$61,807

Up $18,258 (+42%) from 2023

Net Income

Down

-$16,605

Down $18,700 (-893%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2015: $56,948Liabilities 2015: $0Net Assets 2015: $56,9482015Assets 2016: $84,045Liabilities 2016: $0Net Assets 2016: $84,0452016Assets 2017: $104,850Liabilities 2017: $0Net Assets 2017: $104,8502017Assets 2018: $108,866Liabilities 2018: $02018Assets 2019: $94,594Liabilities 2019: $02019Assets 2020: $69,835Liabilities 2020: $02020Assets 2021: $61,738Liabilities 2021: $3,886Net Assets 2021: $57,8522021Assets 2022: $52,145Net Assets 2022: $52,1452022Assets 2023: $54,240Net Assets 2023: $54,2402023Assets 2024: $37,635Net Assets 2024: $37,6352024

Highlighted filing

2024

Assets$37,635
Liabilities-
Net Assets$37,635
Open 2024 Filing

Operations Trend

Revenue Growth72nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2015: $43,650Expenses 2015: $28,402Net Income 2015: $15,2482015Revenue 2016: $58,805Expenses 2016: $31,708Net Income 2016: $27,0972016Revenue 2017: $57,654Expenses 2017: $36,849Net Income 2017: $20,8052017Revenue 2018: $47,818Expenses 2018: $46,148Net Income 2018: $1,6702018Revenue 2019: $55,440Expenses 2019: $69,712Net Income 2019: -$14,2722019Revenue 2020: $44,756Expenses 2020: $69,515Net Income 2020: -$24,7592020Revenue 2021: $41,134Expenses 2021: $58,371Net Income 2021: -$17,2372021Revenue 2022: $40,527Expenses 2022: $46,234Net Income 2022: -$5,7072022Revenue 2023: $45,644Expenses 2023: $43,549Net Income 2023: $2,0952023Revenue 2024: $45,202Expenses 2024: $61,807Net Income 2024: -$16,6052024

Highlighted filing

2024

Revenue$45,202
Expenses$61,807
Net Income-$16,605
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$37,635
Liabilities
-
Net assets
$37,635
Revenue
$45,202
Expenses
$61,807
Net income
-$16,605
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.38$0.38$0.45$0.62$0.17
2023Detailed filing. Detailed filing data is available for this year.$0.54$0.54$0.46$0.44$0.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.52$0.52$0.41$0.46$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.62$0.04$0.58$0.41$0.58$0.17
2020Summary only. Only limited summary data is available for this year.$0.70$0.00$0.45$0.70$0.25
2019Summary only. Only limited summary data is available for this year.$0.95$0.00$0.55$0.70$0.14
2018Summary only. Only limited summary data is available for this year.$1.09$0.00$0.48$0.46$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.05$0.00$1.05$0.58$0.37$0.21
2016Detailed filing. Detailed filing data is available for this year.$0.84$0.00$0.84$0.59$0.32$0.27
2015Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$0.44$0.28$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Feb 14, 2025
Return Version
2023v6.0
Gross Receipts
$45,202
Mission and Program Overview

Mission

SWFL Bible Institutes mission is to provide Tuition-Free Bible Education classes for adults and Religious Instruction to the Community.

Program Services

DescriptionGrantsExpenses
SWFL Bible Institute provides classes to over 100 students and student enrollment continues to increase.-$58,289
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Charles McCombsPresidentPT$0--
JOANN GARDNERSecr/TreasurerPT$0--
Filing and Contact Details

Filer

Filer Name
Southwest Florida Bible Institute Inc
EIN
80-0589231
Phone
9412555855
Address
866 TAMIAMI TRAIL 2, PORT CHARLOTTE, FL 33953

Signing Officer

Name
Charles McCombs
Title
President
Signed
2025-02-14
Discuss with paid preparer
Yes

Preparer

Firm
Valerie Wagner & Associates LLC
Address
33 South Indiana Ave, Englewood, FL 34223
Preparer
Valerie T Flores CPA EA
Phone
9414751976
Supplemental Narrative

Additional Explanations

Grants and Similar Amounts Paid In Excess of $5,000.5

“| Donee's Name: MOODY BIBLE INSTITUTE | Cash Amount Given: $10000”

Grants and Similar Amounts Paid In Excess of $5,000.9

“| Donee's Name: SCHOLARSHIPS | Cash Amount Given: $10000”

Other Expenses.1

“TELEPHONE $715”

Other Expenses.2

“Repairs & maintenance $507”

Other Expenses.3

“LICENSES & PERMITS $505”

Other Expenses.4

“PROGRAM SUPPLIES $155”

Other Expenses.5

“SERVICE CHARGES $37”

Raw XML Appendix154 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0JOANN GARDNER
IRS990EZ/BooksInCareOfDetail/PhoneNum09414561988
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0866 TAMIAMI TRAIL SUITE 2
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PORT CHARLOTTE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd033953
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt054240
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt037635
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt045202
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-16605
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0550
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt054240
IRS990EZ/Form990TotalAssetsGrp/EOYAmt037635
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt026800
IRS990EZ/GrossReceiptsAmt045202
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt054240
IRS990EZ/NetAssetsOrFundBalancesEOYAmt037635
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt054240
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt037635
IRS990EZ/OccupancyRentUtltsAndMaintAmt032538
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt16.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Charles McCombs
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOANN GARDNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECR/TREASURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt01919
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SWFL Bible Institutes mission is to provide Tuition-Free Bible Education classes for adults and Religious Instruction to the Community.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SWFL Bible Institute provides classes to over 100 students and student enrollment continues to increase.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt058289
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt061807
IRS990EZ/TotalProgramServiceExpensesAmt058289
IRS990EZ/TotalRevenueAmt045202
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.SWFBI.ORG
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt045202
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt045644
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt040527
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt041134
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt044743
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0217250
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt03
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt013
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt016
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt03
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt013
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt016
IRS990ScheduleA/InvestmentIncomeCYPct00.00010
IRS990ScheduleA/InvestmentIncomePYPct00.00010
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99990
IRS990ScheduleA/PublicSupportPY509Pct00.99990
IRS990ScheduleA/PublicSupportTotal509Amt0217250
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt045202
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt045644
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt040527
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt041134
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt044743
IRS990ScheduleA/Total509Grp/TotalAmt0217250
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt045202
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt045644
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt040527
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt041137
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt044756
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0217266
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Donee's Name: MOODY BIBLE INSTITUTE | Cash Amount Given: $10000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Donee's Name: SCHOLARSHIPS | Cash Amount Given: $10000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TELEPHONE $715
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3REPAIRS & MAINTENANCE $507
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4LICENSES & PERMITS $505
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5PROGRAM SUPPLIES $155
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SERVICE CHARGES $37
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Grants and Similar Amounts Paid In Excess of $5,000.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Grants and Similar Amounts Paid In Excess of $5,000.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.5
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Charles McCombs
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-02-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTHWEST FLORIDA BIBLE INSTITUTE INC
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0800589231
ReturnHeader/Filer/PhoneNum09412555855
ReturnHeader/Filer/USAddress/AddressLine1Txt0866 TAMIAMI TRAIL 2
ReturnHeader/Filer/USAddress/CityNm0PORT CHARLOTTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0FL
ReturnHeader/Filer/USAddress/ZIPCd033953
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0320101139
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Valerie Wagner & Associates LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt033 South Indiana Ave
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Englewood
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd034223
ReturnHeader/PreparerPersonGrp/PhoneNum09414751976
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Valerie T Flores CPA EA
ReturnHeader/ReturnTs02025-05-11T11:13:03-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits