Civic Intelligence

Habitat for Humanity of Florida Inc

EIN 80-0423130 • 501(c)3 • Clearwater, FL

Profile

Habitat for humanity brings people together to build homes, community, and hope. Through advocacy, building capacity, communication & education and disaster resilience, response and recovery, habitat for humanity of florida advances the work of floridas habitat for humanity affiliates to create and preserve affordable homeownership.

1150 Cleveland StClearwater, FL 33755

www.habitatflorida.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

48th percentile

0.05x

Higher debt load relative to assets than 48% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

44th percentile

0.05x

Higher debt load relative to revenue than 44% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

78th percentile

27%

Higher net margin than 78% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

75th percentile

$122,601

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 9.1% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

88th percentile

42%

Faster asset growth than 88% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

86th percentile

62%

Faster revenue growth than 86% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,285,910

Up $381,699 (+42%) from 2024

Liabilities

Up

$67,872

Up $23,972 (+55%) from 2024

Net Assets

Up

$1,218,038

Up $357,727 (+42%) from 2024

Revenue

Up

$1,349,434

Up $515,183 (+62%) from 2024

Expenses

Down

$991,707

Down $45,344 (-4.4%) from 2024

Net Income

Up

$357,727

Up $560,527 (+276%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $169,381Liabilities 2011: $0Net Assets 2011: $169,3812011Assets 2012: $149,248Liabilities 2012: $31,133Net Assets 2012: $118,1152012Assets 2013: $129,222Liabilities 2013: $18,204Net Assets 2013: $111,0182013Assets 2014: $181,605Liabilities 2014: $37,192Net Assets 2014: $144,4132014Assets 2015: $3,639,089Liabilities 2015: $3,466,588Net Assets 2015: $172,5012015Assets 2016: $174,098Liabilities 2016: $59,146Net Assets 2016: $114,9522016Assets 2017: $125,919Liabilities 2017: $14,823Net Assets 2017: $111,0962017Assets 2018: $334,025Liabilities 2018: $70,982Net Assets 2018: $263,0432018Assets 2019: $156,825Liabilities 2019: $23,099Net Assets 2019: $133,7262019Assets 2020: $253,494Liabilities 2020: $168,720Net Assets 2020: $84,7742020Assets 2021: $151,244Liabilities 2021: $122,560Net Assets 2021: $28,6842021Assets 2022: $151,212Liabilities 2022: $26,228Net Assets 2022: $124,9842022Assets 2023: $1,082,723Liabilities 2023: $19,612Net Assets 2023: $1,063,1112023Assets 2024: $904,211Liabilities 2024: $43,900Net Assets 2024: $860,3112024Assets 2025: $1,285,910Liabilities 2025: $67,872Net Assets 2025: $1,218,0382025

Highlighted filing

2025

Assets$1,285,910
Liabilities$67,872
Net Assets$1,218,038

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2011: $188,0042011Expenses 2012: $283,2532012Revenue 2013: $191,091Expenses 2013: $198,188Net Income 2013: -$7,0972013Revenue 2014: $351,126Expenses 2014: $323,505Net Income 2014: $27,6212014Revenue 2015: $339,779Expenses 2015: $311,691Net Income 2015: $28,0882015Revenue 2016: $262,653Expenses 2016: $320,202Net Income 2016: -$57,5492016Revenue 2017: $367,652Expenses 2017: $371,510Net Income 2017: -$3,8582017Revenue 2018: $492,145Expenses 2018: $312,750Net Income 2018: $179,3952018Revenue 2019: $492,763Expenses 2019: $622,080Net Income 2019: -$129,3172019Revenue 2020: $287,764Expenses 2020: $338,897Net Income 2020: -$51,1332020Revenue 2021: $262,095Expenses 2021: $318,185Net Income 2021: -$56,0902021Revenue 2022: $350,442Expenses 2022: $242,288Net Income 2022: $108,1542022Revenue 2023: $3,864,922Expenses 2023: $2,926,795Net Income 2023: $938,1272023Revenue 2024: $834,251Expenses 2024: $1,037,051Net Income 2024: -$202,8002024Revenue 2025: $1,349,434Expenses 2025: $991,707Net Income 2025: $357,7272025

Highlighted filing

2025

Revenue$1,349,434
Expenses$991,707
Net Income$357,727

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.29$0.07$1.22$1.35$0.99$0.36
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.90$0.04$0.86$0.83$1.04$0.20
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.08$0.02$1.06$3.86$2.93$0.94
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.03$0.12$0.35$0.24$0.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.15$0.12$0.03$0.26$0.32$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.25$0.17$0.08$0.29$0.34$0.05
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.16$0.02$0.13$0.49$0.62$0.13
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.07$0.26$0.49$0.31$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.13$0.01$0.11$0.37$0.37$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.17$0.06$0.11$0.26$0.32$0.06
2015Detailed filing. Detailed filing data is available for this year.$3.64$3.47$0.17$0.34$0.31$0.03
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.18$0.04$0.14$0.35$0.32$0.03
2013Summary only. Only limited summary data is available for this year.$0.13$0.02$0.11$0.19$0.20$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.03$0.12$0.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$0.19
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 22, 2025
Return Version
2024v5.2
Gross Receipts
$1,349,434
Mission and Program Overview

Mission

To support Florida Habitat for Humanity affiliates in Organizational Strength and Capacity.

See Schedule O

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments-$519,261-
Cash and Non-Interest-Bearing Accounts$739,033$472,785▼ $266,248
Pledges and Grants Receivable$150,847$277,783▲ $126,936
Prepaid Expenses and Deferred Charges$14,331$13,206▼ $1,125
Accounts Receivable-$2,875-
Total Assets$904,211$1,285,910▲ $381,699
Liabilities
Accounts Payable and Accrued Expenses$43,900$67,872▲ $23,972
Total Liabilities$43,900$67,872▲ $23,972
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$660,315$983,763▲ $323,448
Net Assets With Donor Restrictions$199,996$234,275▲ $34,279
Total Net Assets Fund Balance$860,311$1,218,038▲ $357,727
Total Liabilities and Net Assets / Fund Balance$904,211$1,285,910▲ $381,699
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Roxanne YoungExecutive DirectorFT$122,601$122,601

Board Members and Trustees

NameTitle
Nancy RobinChair
Catherine McManusVice-Chair
Anna TerryBoard Member
Becky LucasBoard Member
Carmen SmithBoard Member
Cotrenia HoodBoard Member
Crystal LazarBoard Member
Damon MoorerBoard Member
Doug GartenlaubBoard Member
Kathleen KraningerBoard Member
Kelly PisciottaBoard Member
Lisa LefkowBoard Member
Maureen RuggieroBoard Member
Pam IsonBoard Member
Sam YoungBoard Member
Susan RichBoard Member
Theodore LyonsBoard Member
Tony FerrisBoard Member
Trevor LoomisSecretary
Mike SuttonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$595,716
Program Service Revenue
$684,836
Investment Income
$28,882
Other Revenue
$40,000
All Other Contributions
$595,716
Change in Net Assets
$357,727

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,349,434
Revenue Not Reported on Form 990
$27,905
Total Revenue per Audited Statements
$1,377,339
Total Revenue per Form 990
$1,349,434
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$397,411
Other Expenses$311,796
Grants and Similar Amounts Paid$282,500
Total Fundraising Expense$28,841
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$282,500--$282,500
Other Salaries and Wages$144,962$32,909$5,627$183,498
Current Officers, Directors, Trustees, and Key Employees$110,500$6,500$13,000$130,000
Conferences and Meetings$64,503$7,167$0$71,670
Other Employee Benefits$46,690$8,214$2,794$57,698
Fees for Services Lobbying$55,307$0$0$55,307
Fees for Services Accounting$27,195$7,100$0$34,295
Fees for Services Other$24,636$1,000$3,239$28,875
Payroll Taxes$14,418$10,486$1,311$26,215
Other Expenses$20,660$3,874$1,291$25,825
Travel$19,288$2,143$0$21,431
Office Expenses$8,553$1,604$535$10,692
Information Technology$7,833$1,469$490$9,792
Occupancy$6,344$1,190$397$7,931
Insurance$5,782$1,446$0$7,228
Fees for Services Legal$0$1,618$0$1,618
Total Functional Expenses$875,989$86,877$28,841$991,707

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,019,612
Expenses per Audited Statements$991,707
Total Expenses per Form 990$991,707
Expenses Not Reported on Form 990$27,905
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Habitat for Humanity Pasco East & CentralDade City, FLc3Disaster recovery$110,000
Habitat for Humanity Sarasota SouthVenice, FLc3Disaster recovery$110,000
Habitat for Humanity Indian RiverVero Beach, FLC3Disaster recovery$10,000
Habitat for Humanity SarasotaSarasota, FLc3Disaster recovery$10,000
Habitat for Humanity St Lucie & OkeechobeeFort Pierce, FLc3Disaster recovery$10,000
Habitat for Humanity Tampa Bay GulfsideClearwater, FLc3Disaster recovery$10,000
Habitat for Humanity Tampa Bay HillsboroughTampa, FLc3Disaster recovery$10,000
Lakeland Habitat for HumanityLakeland, FLc3Disaster recovery$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Habitat for Humanity of Florida Inc
EIN
80-0423130
Phone
7274748445
Address
1150 Cleveland St, Clearwater, FL 33755

Signing Officer

Name
Roxanne Young
Title
Executive Director
Phone
7274748445
Signed
2025-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Roxanne Young
Formed
2009
Legal Domicile
Fl
Voting Board Members
20
Independent Board Members
20
Employees
5
Volunteers
0

Preparer

Firm
Ellen Fontana CPA LLC
Address
2451 Mcmullen Booth Road 309, Clearwater, FL 33759
Preparer
Ellen Fontana
Phone
7274310354
Supplemental Narrative

Additional Explanations

Other

Part 1 Line 1 - MISSION: HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITY, AND HOPE. THROUGH ADVOCACY, COLLABORATION, AND LEADERSHIP, HABITAT FOR HUMANITY OF FLORIDA (HABITAT FLORIDA) ADVANCES THE WORK OF FLORIDAS HABITAT FOR HUMANITY AFFILIATES TO CREATE AND PRESERVE AFFORDABLE HOMEOWNERSHIP. HABITAT FLORIDA IS A STATEWIDE RESOURCE DEVELOPMENT AND SUPPORT ORGANIZATION THAT ADVOCATES FOR AND ADVANCES THE WORK OF FLORIDAS HABITAT FOR HUMANITY AFFILIATES. HABITAT FLORIDA FOCUSES ON SYSTEMS CHANGE AND BOLSTERS THE HABITAT NETWORK IN FLORIDA, WITH THE GOAL OF A THRIVING, SUSTAINABLE, AND EFFICIENT NETWORK OF AFFORDABLE HOMEOWNERSHIP PROVIDERS IN FLORIDA. THIS IS ACCOMPLISHED THROUGH FOUR MAIN LINES OF WORK: ADVOCACY, BUILDING CAPACITY, COMMUNICATION AND EDUCATION, AND DISASTER RECOVERY AND RESPONSE.

Pt VI, Line 11B

Form 990 is emailed to all Board Members for review prior to filing.

Pt VI, Line 12C

Annually all directors and officers are required to complete a conflict-of-interest disclosure. At each Board meeting, any potential conflicts of interest are addressed by the Board with appropriate action taken in accordance with policy.

Pt VI, Line 15A

Board members approve the Executive Directors compensation based on salaries at comparable size nonprofits.

Pt VI, Line 15B

No key employees or compensated officers.

Pt VI, Line 18

Form 1023 and Form 990 available upon request. 990 also available on Guidestar.

Pt VI, Line 19

Governing documents, conflict of interest policy, and financial statements are available to the public upon request.

Other

Program service accomplishments - In FY 2024-2025, Habitat for Humanity of Florida strengthened its network of 47 affiliates, advancing affordable homeownership and community resilience statewide. Florida affiliates once again led the nation, building 611 new homes. Affiliates also completed 626 repairs, serving over 1200 families in total. Following Hurricanes Helene and Milton, Habitat Florida coordinated disaster recovery efforts, awarding $80,000 in Early Recovery Grants and securing $500,000 in long-term recovery funding through partnerships with the Center for Disaster Philanthropy and Volunteer Florida. Habitat Florida hosted its biannual statewide conference, themed Building Tomorrow, Together, with 261 participants. In addition, the organization completed a FORTIFIED Pilot Program to promote resilient building standards and partnered with the University of Florida on modular housing research. Advocacy efforts included a State Lobby Day & Legislative Reception, participation in a national advocacy conference, Habitat on the Hill, and the introduction of state level legislation in support of uniform property tax assessment. Sound financial stewardship resulted in revenues exceeding budget by over $568,000 and a net asset increase of $380,866, ensuring continued impact across Florida communities.

Financial Statement Notes

Pt X, Line 2

The Organization qualifies as a tax-exempt organization under Section 501(c)(3) of the Internal Revenue Code. The Organization periodically assesses whether it has incurred income tax expense or related interest or penalties in accordance with accounting for uncertain tax positions. No such amounts were recognized for the years ending June 30, 2025 and 2024. The Organization follows the income tax standard for uncertain tax positions. The Organization has evaluated their tax positions and determined they have no uncertain tax positions as of June 30, 2025 and 2024, with few exceptions as Habitat Florida is subject to income tax examinations by the U.S. federal or state tax authorities up to three years after tax returns are filed.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt14Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt15Board Member
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Other Income Part III, Line 12 Description: Miscellaneous 2021: 262. 2022: 191. Description: Credit card rebate 2023: 250. Description: Gain on sale of assets 2024: 40000.

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