Civic Intelligence

Community Financial Literacy

990 • Fiscal year 2023 • EIN 80-0362127

Jan 01, 2023 to Dec 31, 2023

Organization Profilewww.cflmaine.org
Portland, ME
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.44x

Higher debt load relative to assets than 77% of similar nonprofits.

2023 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2023

Liabilities / Revenue

76th percentile

0.57x

Higher debt load relative to revenue than 76% of similar nonprofits.

2023 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2023

Net Margin

80th percentile

26%

Higher net margin than 80% of similar nonprofits.

2023 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2023

Asset Growth

95th percentile

97%

Faster asset growth than 95% of similar nonprofits.

2023 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Revenue Growth

9th percentile

-37%

Faster revenue growth than 9% of similar nonprofits.

2023 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$6,928,836

Up $3,408,744 (+97%) from 2022

Net Assets

Up

$3,848,532

Up $1,405,108 (+58%) from 2022

Liabilities

Up

$3,080,304

Up $2,003,636 (+186%) from 2022

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin80th percentile

Revenue

Down

$5,434,958

Down $3,227,032 (-37%) from 2022

Expenses

Down

$4,029,651

Down $3,666,892 (-48%) from 2022

Net Income

Up

$1,405,307

Up $439,860 (+46%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth95th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $56,358Liabilities 2011: $02011Assets 2012: $78,182Liabilities 2012: $2,457Net Assets 2012: $75,7252012Assets 2013: $138,735Liabilities 2013: $3,0912013Assets 2014: $152,571Liabilities 2014: $91Net Assets 2014: $152,4802014Assets 2015: $218,789Liabilities 2015: $13,066Net Assets 2015: $205,7232015Assets 2016: $366,565Liabilities 2016: $6,169Net Assets 2016: $360,3962016Assets 2017: $493,522Liabilities 2017: $5,710Net Assets 2017: $487,8122017Assets 2018: $717,886Liabilities 2018: $29,976Net Assets 2018: $687,9102018Assets 2019: $704,727Liabilities 2019: $7,889Net Assets 2019: $696,8382019Assets 2020: $1,072,781Liabilities 2020: $100,427Net Assets 2020: $972,3542020Assets 2021: $1,748,540Liabilities 2021: $270,563Net Assets 2021: $1,477,9772021Assets 2022: $3,520,092Liabilities 2022: $1,076,668Net Assets 2022: $2,443,4242022Assets 2023: $6,928,836Liabilities 2023: $3,080,304Net Assets 2023: $3,848,5322023Assets 2024: $5,115,189Liabilities 2024: $860,654Net Assets 2024: $4,254,5352024

Highlighted filing

2023

Assets$6,928,836
Liabilities$3,080,304
Net Assets$3,848,532
Open 2023 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Revenue 2011: $96,576Expenses 2011: $73,596Net Income 2011: $22,9802011Revenue 2012: $110,969Expenses 2012: $91,102Net Income 2012: $19,8672012Revenue 2013: $195,782Expenses 2013: $135,863Net Income 2013: $59,9192013Revenue 2014: $212,221Expenses 2014: $195,385Net Income 2014: $16,8362014Revenue 2015: $362,672Expenses 2015: $309,429Net Income 2015: $53,2432015Revenue 2016: $462,447Expenses 2016: $307,774Net Income 2016: $154,6732016Revenue 2017: $511,742Expenses 2017: $384,326Net Income 2017: $127,4162017Revenue 2018: $582,541Expenses 2018: $382,443Net Income 2018: $200,0982018Revenue 2019: $540,319Expenses 2019: $531,391Net Income 2019: $8,9282019Revenue 2020: $835,306Expenses 2020: $559,790Net Income 2020: $275,5162020Revenue 2021: $1,422,676Expenses 2021: $917,053Net Income 2021: $505,6232021Revenue 2022: $8,661,990Expenses 2022: $7,696,543Net Income 2022: $965,4472022Revenue 2023: $5,434,958Expenses 2023: $4,029,651Net Income 2023: $1,405,3072023Revenue 2024: $2,534,123Expenses 2024: $2,146,604Net Income 2024: $387,5192024

Highlighted filing

2023

Revenue$5,434,958
Expenses$4,029,651
Net Income$1,405,307
Open 2023 Filing
Filing Detail Status

This 2023 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Mission and Program Overview

Mission

CFL empowers, through education and counseling, members of refugee and immigrant communities to invest in themselves to build financial stability, careers, businesses and wealth.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$6,928,836
Liabilities
$3,080,304
Net assets
$3,848,532
Revenue
$5,434,958
Expenses
$4,029,651
Net income
$1,405,307
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.12$0.86$4.25$2.53$2.15$0.39
2023Summary only. Only limited summary data is available for this year.$6.93$3.08$3.85$5.43$4.03$1.41
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.52$1.08$2.44$8.66$7.70$0.97
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.75$0.27$1.48$1.42$0.92$0.51
2020Summary only. Only limited summary data is available for this year.$1.07$0.10$0.97$0.84$0.56$0.28
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.70$0.01$0.70$0.54$0.53$0.01
2018Summary only. Only limited summary data is available for this year.$0.72$0.03$0.69$0.58$0.38$0.20
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.01$0.49$0.51$0.38$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.37$0.01$0.36$0.46$0.31$0.15
2015Detailed filing. Detailed filing data is available for this year.$0.22$0.01$0.21$0.36$0.31$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.21$0.20$0.02
2013Summary only. Only limited summary data is available for this year.$0.14$0.00$0.20$0.14$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.08$0.00$0.08$0.11$0.09$0.02
2011Summary only. Only limited summary data is available for this year.$0.06$0.00$0.10$0.07$0.02