Civic Intelligence

Modern Financial Services

EIN 80-0092953 • 501(c)6 • Montgomery, AL

Profile

Business promotion in consumer finanical services industry.

10 Court SquareMontgomery, AL 36104

modernfinancialservices.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

16th percentile

-32%

Higher net margin than 16% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

15th percentile

-48%

Faster asset growth than 15% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

97th percentile

154%

Faster revenue growth than 97% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$5,593

Down $5,112 (-48%) from 2015

Liabilities

Flat

$0

Flat from 2015

Net Assets

Down

$5,593

Down $5,112 (-48%) from 2015

Operations
Liabilities / Revenue51st percentileNet Margin16th percentile

Revenue

Up

$15,822

Up $9,588 (+154%) from 2015

Expenses

Down

$20,934

Down $13,096 (-38%) from 2015

Net Income

Up

-$5,112

Up $22,684 (+82%) from 2015

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40K$30K$20K$10K$0Assets 2011: $11,192Liabilities 2011: $02011Assets 2012: $5,542Liabilities 2012: $02012Assets 2013: $14,802Liabilities 2013: $02013Assets 2014: $38,501Liabilities 2014: $0Net Assets 2014: $38,5012014Assets 2015: $10,705Liabilities 2015: $0Net Assets 2015: $10,7052015Assets 2016: $5,593Liabilities 2016: $0Net Assets 2016: $5,5932016

Highlighted filing

2016

Assets$5,593
Liabilities$0
Net Assets$5,593
Open 2016 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20K-$40KRevenue 2011: $41,533Expenses 2011: $45,979Net Income 2011: -$4,4462011Revenue 2012: $41,360Expenses 2012: $47,010Net Income 2012: -$5,6502012Revenue 2013: $43,849Expenses 2013: $34,589Net Income 2013: $9,2602013Revenue 2014: $24,696Expenses 2014: $997Net Income 2014: $23,6992014Revenue 2015: $6,234Expenses 2015: $34,030Net Income 2015: -$27,7962015Revenue 2016: $15,822Expenses 2016: $20,934Net Income 2016: -$5,1122016

Highlighted filing

2016

Revenue$15,822
Expenses$20,934
Net Income-$5,112
Open 2016 Filing

Filings

Most recent year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$5,593
Liabilities
$0
Net assets
$5,593
Revenue
$15,822
Expenses
$20,934
Net income
-$5,112
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$5.59$0.00$5.59$15.8$20.9$5.11
2015Detailed filing. Detailed filing data is available for this year.$10.7$0.00$10.7$6.23$34.0$27.8
2014Detailed filing. Detailed filing data is available for this year.$38.5$0.00$38.5$24.7$1.00$23.7
2013Summary only. Only limited summary data is available for this year.$14.8$0.00$43.8$34.6$9.26
2012Summary only. Only limited summary data is available for this year.$5.54$0.00$41.4$47.0$5.65
2011Summary only. Only limited summary data is available for this year.$11.2$0.00$41.5$46.0$4.45
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 19, 2017
Return Version
2016v3.0
Gross Receipts
$15,822
Mission and Program Overview

Mission

Business promotion in consumer finanical services industry.

Program Services

DescriptionGrantsExpenses
TO ASSIST AND PROMOTE BUSINESSES INVOLVED IN THE CONSUMER FINANCIAL SERVICES INDUSTRY, SPECIFICALLY THE DEFERRED PRESENTMENT SERVICES INDUSTRY.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BUCK W WILSONBoard Member-$0--
ELISHA BROWNPresident-$0--
MEREDITH BROYLESBoard Member-$0--
ELAINE ENNISTreasurer/Se-$0--
PAUL GOLDMANBoard Member-$0--
LOUISE LEEVice Preside-$0--
Filing and Contact Details

Filer

Filer Name
Modern Financial Services
EIN
80-0092953
Phone
3348347400
Address
10 COURT SQUARE, MONTGOMERY, AL 36104

Signing Officer

Name
Elisha Brown
Title
President
Phone
3348347400
Signed
2017-04-19
Discuss with paid preparer
Yes

Preparer

Firm
Brunsonwilkersonbowden & Assoc Pc
Address
PO BOX 311710, ENTERPRISE, AL 36331-1710
Preparer
Walt Wilkerson
Phone
3343479509
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office expense 441 total 441”

Raw XML Appendix104 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ELISHA BROWN
IRS990EZ/BooksInCareOfDetail/PhoneNum03348347400
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt010 COURT SQUARE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MONTGOMERY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd036104
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt010705
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt05593
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-5112
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt020493
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt010705
IRS990EZ/Form990TotalAssetsGrp/EOYAmt05593
IRS990EZ/GrossReceiptsAmt015822
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt022
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt015800
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt010705
IRS990EZ/NetAssetsOrFundBalancesEOYAmt05593
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt010705
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt05593
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BUCK W WILSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ELISHA BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MEREDITH BROYLES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ELAINE ENNIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4PAUL GOLDMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5LOUISE LEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER/SE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5VICE PRESIDE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0441
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0BUSINESS PROMOTION IN CONSUMER FINANICAL SERVICES INDUSTRY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO ASSIST AND PROMOTE BUSINESSES INVOLVED IN THE CONSUMER FINANCIAL SERVICES INDUSTRY, SPECIFICALLY THE DEFERRED PRESENTMENT SERVICES INDUSTRY.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0AL
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt020934
IRS990EZ/TotalRevenueAmt015822
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTP://MODERNFINANCIALSERVICES.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE EXPENSE 441 TOTAL 441
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ELISHA BROWN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03348347400
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-04-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MODERN FINANCIAL SERVICES
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0ASSOCIATION OF ALABAMA
ReturnHeader/Filer/BusinessNameControlTxt0MODE
ReturnHeader/Filer/EIN0800092953
ReturnHeader/Filer/PhoneNum03348347400
ReturnHeader/Filer/USAddress/AddressLine1Txt010 COURT SQUARE
ReturnHeader/Filer/USAddress/CityNm0MONTGOMERY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036104
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0426843D0AC17662AED0E16D9809E83FC2E4FF653
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId03146D6E77F1CB0428489D2AC5434FC9289764876
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0630937137
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRUNSONWILKERSONBOWDEN & ASSOC PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 311710
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ENTERPRISE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0363311710
ReturnHeader/PreparerPersonGrp/PhoneNum03343479509
ReturnHeader/PreparerPersonGrp/PreparationDt02017-04-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WALT WILKERSON
ReturnHeader/ReturnTs02017-06-05T15:19:58-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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