Civic Intelligence

Charities Housing Development Corp of Santa Clara County

EIN 77-0359848 • 501(c)3 • San Jose, CA

View Organization Page

Profile

To develop, preserve,and manage high quality affordable housing for low-income individuals and their families. Through service enhanced property management and structured resident involvement, charities housing contributes to the highest standards of human dignity and participation in santa clara county.

1400 Parkmoor Ave 190San Jose, CA 95126

www.charitieshousing.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.56x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

95th percentile

8.20x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Net Margin

66th percentile

12%

Higher net margin than 66% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

33rd percentile

$361,000

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 2.8% of source-year revenue.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Asset Growth

27th percentile

0.8%

Faster asset growth than 27% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

6th percentile

-32%

Faster revenue growth than 6% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Up

$190,896,958

Up $1,444,546 (+0.8%) from 2023

Liabilities

Down

$105,969,491

Down $205,822 (-0.2%) from 2023

Net Assets

Up

$84,927,467

Up $1,650,368 (+2.0%) from 2023

Operations
Liabilities / Revenue95th percentileNet Margin66th percentile

Revenue

Down

$12,925,544

Down $6,149,231 (-32%) from 2023

Expenses

Up

$11,420,794

Up $2,283,386 (+25%) from 2023

Net Income

Down

$1,504,750

Down $8,432,617 (-85%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth27th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2010: $13,962,967Liabilities 2010: $4,796,873Net Assets 2010: $9,166,0942010Assets 2011: $19,260,647Liabilities 2011: $3,803,510Net Assets 2011: $15,457,1372011Assets 2012: $20,592,612Liabilities 2012: $3,155,357Net Assets 2012: $17,437,2552012Assets 2013: $24,091,401Liabilities 2013: $2,849,307Net Assets 2013: $21,242,0942013Assets 2014: $28,769,612Liabilities 2014: $3,309,024Net Assets 2014: $25,460,5882014Assets 2015: $62,764,241Liabilities 2015: $9,390,487Net Assets 2015: $53,373,7542015Assets 2016: $67,307,541Liabilities 2016: $9,974,064Net Assets 2016: $57,333,4772016Assets 2017: $67,268,147Liabilities 2017: $9,357,363Net Assets 2017: $57,910,7842017Assets 2018: $68,696,048Liabilities 2018: $9,390,556Net Assets 2018: $59,305,4922018Assets 2019: $85,748,979Liabilities 2019: $26,720,755Net Assets 2019: $59,028,2242019Assets 2020: $118,054,416Liabilities 2020: $53,618,904Net Assets 2020: $64,435,5122020Assets 2021: $123,331,448Liabilities 2021: $55,490,618Net Assets 2021: $67,840,8302021Assets 2022: $185,399,512Liabilities 2022: $113,350,234Net Assets 2022: $72,049,2782022Assets 2023: $189,452,412Liabilities 2023: $106,175,313Net Assets 2023: $83,277,0992023Assets 2024: $190,896,958Liabilities 2024: $105,969,491Net Assets 2024: $84,927,4672024

Highlighted filing

2024

Assets$190,896,958
Liabilities$105,969,491
Net Assets$84,927,467
Open 2024 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $1,817,1322010Expenses 2011: $1,832,7052011Expenses 2012: $1,904,8962012Revenue 2013: $5,793,424Expenses 2013: $1,988,585Net Income 2013: $3,804,8392013Revenue 2014: $7,051,583Expenses 2014: $2,833,089Net Income 2014: $4,218,4942014Revenue 2015: $30,761,732Expenses 2015: $2,848,549Net Income 2015: $27,913,1832015Revenue 2016: $6,044,268Expenses 2016: $3,092,985Net Income 2016: $2,951,2832016Revenue 2017: $3,967,615Expenses 2017: $3,395,769Net Income 2017: $571,8462017Revenue 2018: $6,652,530Expenses 2018: $3,570,642Net Income 2018: $3,081,8882018Revenue 2019: $6,627,070Expenses 2019: $5,374,978Net Income 2019: $1,252,0922019Revenue 2020: $9,702,173Expenses 2020: $5,886,216Net Income 2020: $3,815,9572020Revenue 2021: $9,533,186Expenses 2021: $6,291,726Net Income 2021: $3,241,4602021Revenue 2022: $12,247,688Expenses 2022: $7,998,685Net Income 2022: $4,249,0032022Revenue 2023: $19,074,775Expenses 2023: $9,137,408Net Income 2023: $9,937,3672023Revenue 2024: $12,925,544Expenses 2024: $11,420,794Net Income 2024: $1,504,7502024

Highlighted filing

2024

Revenue$12,925,544
Expenses$11,420,794
Net Income$1,504,750
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$190,896,958
Liabilities
$105,969,491
Net assets
$84,927,467
Revenue
$12,925,544
Expenses
$11,420,794
Net income
$1,504,750
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$191$106$84.9$12.9$11.4$1.50
2023Detailed filing. Detailed filing data is available for this year.$189$106$83.3$19.1$9.14$9.94
2022Detailed filing. Detailed filing data is available for this year.$185$113$72.0$12.2$8.00$4.25
2021Detailed filing. Detailed filing data is available for this year.$123$55.5$67.8$9.53$6.29$3.24
2020Detailed filing. Detailed filing data is available for this year.$118$53.6$64.4$9.70$5.89$3.82
2019Detailed filing. Detailed filing data is available for this year.$85.7$26.7$59.0$6.63$5.37$1.25
2018Detailed filing. Detailed filing data is available for this year.$68.7$9.39$59.3$6.65$3.57$3.08
2017Detailed filing. Detailed filing data is available for this year.$67.3$9.36$57.9$3.97$3.40$0.57
2016Detailed filing. Detailed filing data is available for this year.$67.3$9.97$57.3$6.04$3.09$2.95
2015Detailed filing. Detailed filing data is available for this year.$62.8$9.39$53.4$30.8$2.85$27.9
2014Detailed filing. Detailed filing data is available for this year.$28.8$3.31$25.5$7.05$2.83$4.22
2013Detailed filing. Detailed filing data is available for this year.$24.1$2.85$21.2$5.79$1.99$3.80
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.6$3.16$17.4$1.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.3$3.80$15.5$1.83
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.0$4.80$9.17$1.82
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 5, 2025
Return Version
2024v5.2
Gross Receipts
$13,012,146
Mission and Program Overview

Mission

To develop, preserve,and manage high quality affordable housing for low-income individuals and their families. Through service enhanced property management and structured resident involvement, charities housing contributes to the highest standards of human dignity and participation in santa clara county.

To act as a developer of publicly assisted housing for low to moderate income families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$46,132,272$46,335,614▲ $203,342
Land, Buildings, and Equipment, Net$30,326,188$31,123,168▲ $796,980
Cash and Non-Interest-Bearing Accounts$17,881,892$17,095,226▼ $786,666
Investments Program Related$9,644,112$8,704,695▼ $939,417
Accounts Receivable$45,239$3,551,895▲ $3,506,656
Prepaid Expenses and Deferred Charges$3,219,846$3,221,400▲ $1,554
Pledges and Grants Receivable-$132,165-
Investments Other Securities$76,978--
Total Assets$189,452,412$190,896,958▲ $1,444,546
Other Assets Total$82,125,885$80,732,795▼ $1,393,090
Liabilities
Mortgage Notes Payable Secured by Investment Property$97,930,107$96,726,848▼ $1,203,259
Other Liabilities$5,869,424$6,808,588▲ $939,164
Accounts Payable and Accrued Expenses$1,955,410$2,012,775▲ $57,365
Grants Payable$400,000$400,000→ $0
Deferred Revenue$20,372$21,280▲ $908
Total Liabilities$106,175,313$105,969,491▼ $205,822
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$83,277,099$84,927,467▲ $1,650,368
Total Net Assets Fund Balance$83,277,099$84,927,467▲ $1,650,368
Total Liabilities and Net Assets / Fund Balance$189,452,412$190,896,958▲ $1,444,546

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$20,104,238$19,114,791$39,219,029
Land$9,044,565-$9,044,565
Other Land Buildings$1,741,922$289,286$2,031,208
Equipment$232,443$652,994$885,437
Other Assets Org$77,377,370--
Compensation and Service Providers
Top Officer Pay33rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mark MiklExecutive DirectorFT$219,496$68,201$287,697
Kathleen RobinsonDeputy Executive DirectorFT$219,496$48,570$268,066
Lisa CaldwellAsst. Secretary/Director of Property MgmtFT$237,375$26,927$264,302
Lisa CaldwellAsst. Secretary/Director of Property Mgm-$204,375$59,927$264,302
Marvel AngDirector of Housing Dev.FT$204,375$34,567$238,942
Terri FukudaControllerFT$169,583$57,921$227,504
Larisa TrocheAssoc. Director of Property MaFT$150,733$44,092$194,825
Carol MowatFinance ManagerFT$161,379$24,542$185,921
Yuhui LiAsset ManagerFT$159,375$24,564$183,939
Maria OchoaSr. Hr ManagerFT$143,958$30,048$174,006
Maria GuerreroCompliance ManagerFT$138,347$28,672$167,019
Hai NguyenDirector of Asset MgmtFT$146,965$18,745$165,710
Don TaylorPresident - Fr. 12/01/24--$25,000$25,000

Board Members and Trustees

NameTitle
Bruce KnoblockChair
Greg KepferlePresident - to 12/01/24
Chris HuangBoard Member
Laura CarrascoBoard Member
Octavio FarfanBoard Member
Paul BakerBoard Member
Hyoung ChongSecretary
Lihn DipippaTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
David Baker ArchitectsArchitect461 SECOND ST LOFT C127, San Francisco, CA 94107$2,752,928
Dahlin Group INCArchitect5865 OWENS DRIVE, Pleasanton, CA 94588$612,158
Defense Protection GroupSite Security586 NORTH FIRST STREET SUITE 205, San Jose, CA 95112$242,304
Swenson BuildersGeneral Contractor777 N FIRST ST, San Jose, CA 95112$235,973
Armanino LLPAudit/tax PrepPO BOX 398285, San Francisco, CA 94139$203,543
Revenue and Support

Revenue Composition

Contributions and Grants
$2,211,145
Program Service Revenue
$8,954,221
Investment Income
$1,431,677
Other Revenue
$328,501
All Other Contributions
$388,003
Change in Net Assets
$1,504,750
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$5,667,104
Other Expenses$5,270,488
Grants and Similar Amounts Paid$483,202
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,127,664$1,198,960-$3,326,624
Current Officers, Directors, Trustees, and Key Employees$919,837$540,680-$1,460,517
Depreciation Depletion$1,240,120$3,228-$1,243,348
Interest$798,124--$798,124
Occupancy$487,688$11,514-$499,202
Grants to Domestic Orgs$483,202--$483,202
Insurance$422,562$39,129-$461,691
Other Employee Benefits$277,790$97,338-$375,128
Fees for Services Other$231,948$136,857-$368,805
Payroll Taxes$231,387$120,787-$352,174
Office Expenses$192,976$60,326-$253,302
Fees for Services Accounting-$199,271-$199,271
Fees for Services Legal$47,247$112,556-$159,803
Pension Plan Contributions$99,586$53,075-$152,661
Conferences and Meetings$32,608$37,147-$69,755
Other Expenses$35,491$33,114-$35,491
Advertising$16,126$2,959-$19,085
Total Functional Expenses$8,773,853$2,646,941$0$11,420,794
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Paseo Senter LpSan Jose, CA-Hud Mckinney Pass Through Grant$400,000
Abode ServicesFremont, CA501(c)(3)Support of Related Program Service$50,000
Catholic Charities Santa Clara CountySan Jose, CA501(c)(3)Event Sponsorship$11,500
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Interest-notes Payable$6,509,151
Deposit Liability$299,437
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7B

“Catholic charities has to approve all board members prior to joining the board.”

Form 990, Part VI, Section A, Line 8B

“The committees don't have authority to act on behalf of the governing body generally and if so, it is given for specific actions by the board and is pre-approved, e.g. Enter into a contract etc. So no minutes are needed.”

Form 990, Part VI, Section B, Line 11B

“The controller reviews the 990 on behalf of the board.”

Form 990, Part VI, Section B, Line 12C

“The organization provides the board of directors with an annual questionnaire to complete (this is typically done in february). The organization reviews the completed forms to determine if there are concerns or conflicts. The organization has a specific conflict of interest policy in employee handbook that all employees are required to sign and acknowledge they understand and to come forward if they have any questions about it. The organization discusses the conflict of interest issue on occasion with the staff. The organization requests that all managers report any contractor that offers to do business outside of the guidelines set forth in the policy so the organization can investigate and choose whether to take them off of the approved vendors list.”

Form 990, Part VI, Section B, Line 15

“Compensation studies are provided to the executive committe of the board and they discuss and approve compensation for the executive team: the excecutve director ("ed"), deputy ed, director of development, director of property management and controller. The overall salaries for the organization are approved by the approval of the annual budget. The overall annual bonus is calculated and the ed suggests the allocation of the bonus and is submitted to the board for approval.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy, and 990 are available upon request.”

Form 990 Part VII Section A Column (B)

“President of chdc is ceo of catholic charities of santa clara county, a related organization. He works full time for catholic charities.”

Filing and Contact Details

Filer

Filer Name
Charities Housing Development Corp
EIN
77-0359848
Phone
4085508301
Address
1400 PARKMOOR AVE 190, SAN JOSE, CA 95126

Signing Officer

Name
Terri Fukuda
Title
Director of Legal, Tax and Risk
Phone
4085508300
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mark Mikl
Formed
1993
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
7
Employees
89
Volunteers
7

Preparer

Firm
Armanino Advisory LLC
Address
50 W SAN FERNANDO ST STE 500, SAN JOSE, CA 95113
Preparer
Wanwan Zhang
Phone
4082006400
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Uncertainty in income taxes - u.s. Gaap provides accounting and disclosure guidance about positions taken by an organization in its tax returns that might be uncertain. Management has considered its tax positions and believes that all of the positions taken by ch in its federal and state tax returns are more likely than not to be sustained upon examination. Ch files information returns in the u.s. Federal jurisdiction and state of california. Ch's federal returns for the tax years 2021 and beyond remain subject to examination by the internal revenue service. Ch's california returns for the tax years 2020 and beyond remain subject to examination by the franchise tax board.”

Raw XML AppendixShowing 400 of 1,909 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT - TO 12/01/24
IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT - FR. 12/01/24
IRS990/Form990PartVIISectionAGrp/TitleTxt3CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
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IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt12DEPUTY EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIR. OF HOUSING DEV.
IRS990/Form990PartVIISectionAGrp/TitleTxt14SR. HR MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt15FINANCE MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt16ASSET MANAGER
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IRS990/Form990PartVIISectionAGrp/TitleTxt18ASSOC. DIR. OF PROPERTY MA
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