Civic Intelligence

Coastal Housing Partnership

EIN 77-0155996 • 501(c)4 • Santa Barbara, CA

View Organization Page

Profile

Coastal Housing Partnership was created in 1987 by a group of local South Coast employers who found it increasingly difficult to attract and retain talent due to the high cost of housing in our community. They partnered with a network of local real estate professionals who offer savings on their services to employees of Coastal Housing member companies. Over the past 35 years, weve expanded our housing benefits to include savings on home purchases, mortgage refinances and selected apartment rentals. Our newly-launched Rental Search site lists rental opportunities in Santa Barbara & Ventura Counties. We also provide employees with home buying education seminars, home buying fair networking events, and online resources.

735 State Street 216Santa Barbara, CA 93101

www.coastalhousing.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

12th percentile

-53%

Higher net margin than 12% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

15th percentile

-44%

Faster asset growth than 15% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

35th percentile

-9.8%

Faster revenue growth than 35% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Down

$161,068

Down $125,087 (-44%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$161,068

Down $125,087 (-44%) from 2023

Operations
Liabilities / Revenue60th percentileNet Margin12th percentile

Revenue

Down

$236,001

Down $25,608 (-9.8%) from 2023

Expenses

Up

$361,296

Up $100,968 (+39%) from 2023

Net Income

Down

-$125,295

Down $126,576 (-9881%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0-$100KAssets 2010: $2,509Liabilities 2010: $5,000Net Assets 2010: -$2,4912010Assets 2011: $38,899Liabilities 2011: $0Net Assets 2011: $38,8992011Assets 2012: $41,474Liabilities 2012: $0Net Assets 2012: $41,4742012Assets 2013: $48,117Liabilities 2013: $0Net Assets 2013: $48,1172013Assets 2014: $36,191Liabilities 2014: $0Net Assets 2014: $36,1912014Assets 2015: $24,863Liabilities 2015: $0Net Assets 2015: $24,8632015Assets 2016: $40,708Liabilities 2016: $0Net Assets 2016: $40,7082016Assets 2017: $64,070Liabilities 2017: $0Net Assets 2017: $64,0702017Assets 2018: $134,255Liabilities 2018: $0Net Assets 2018: $134,2552018Assets 2019: $167,876Liabilities 2019: $0Net Assets 2019: $167,8762019Assets 2020: $222,267Liabilities 2020: $0Net Assets 2020: $222,2672020Assets 2021: $256,923Liabilities 2021: $0Net Assets 2021: $256,9232021Assets 2022: $284,874Liabilities 2022: $0Net Assets 2022: $284,8742022Assets 2023: $286,155Liabilities 2023: $0Net Assets 2023: $286,1552023Assets 2024: $161,068Liabilities 2024: $0Net Assets 2024: $161,0682024

Highlighted filing

2024

Assets$161,068
Liabilities$0
Net Assets$161,068
Open 2024 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2010: $161,846Expenses 2010: $174,321Net Income 2010: -$12,4752010Expenses 2011: $169,9122011Expenses 2012: $203,8602012Revenue 2013: $207,107Expenses 2013: $200,464Net Income 2013: $6,6432013Revenue 2014: $209,523Expenses 2014: $221,449Net Income 2014: -$11,9262014Revenue 2015: $222,428Expenses 2015: $233,756Net Income 2015: -$11,3282015Revenue 2016: $224,508Expenses 2016: $208,663Net Income 2016: $15,8452016Revenue 2017: $251,683Expenses 2017: $228,321Net Income 2017: $23,3622017Revenue 2018: $266,064Expenses 2018: $195,879Net Income 2018: $70,1852018Revenue 2019: $276,436Expenses 2019: $243,413Net Income 2019: $33,0232019Revenue 2020: $263,887Expenses 2020: $209,496Net Income 2020: $54,3912020Revenue 2021: $235,260Expenses 2021: $198,549Net Income 2021: $36,7112021Revenue 2022: $257,413Expenses 2022: $229,462Net Income 2022: $27,9512022Revenue 2023: $261,609Expenses 2023: $260,328Net Income 2023: $1,2812023Revenue 2024: $236,001Expenses 2024: $361,296Net Income 2024: -$125,2952024

Highlighted filing

2024

Revenue$236,001
Expenses$361,296
Net Income-$125,295
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$161,068
Liabilities
$0
Net assets
$161,068
Revenue
$236,001
Expenses
$361,296
Net income
-$125,295
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.61$0.00$1.61$2.36$3.61$1.25
2023Detailed filing. Detailed filing data is available for this year.$2.86$0.00$2.86$2.62$2.60$0.01
2022Detailed filing. Detailed filing data is available for this year.$2.85$0.00$2.85$2.57$2.29$0.28
2021Detailed filing. Detailed filing data is available for this year.$2.57$0.00$2.57$2.35$1.99$0.37
2020Detailed filing. Detailed filing data is available for this year.$2.22$0.00$2.22$2.64$2.09$0.54
2019Detailed filing. Detailed filing data is available for this year.$1.68$0.00$1.68$2.76$2.43$0.33
2018Detailed filing. Detailed filing data is available for this year.$1.34$0.00$1.34$2.66$1.96$0.70
2017Detailed filing. Detailed filing data is available for this year.$0.64$0.00$0.64$2.52$2.28$0.23
2016Detailed filing. Detailed filing data is available for this year.$0.41$0.00$0.41$2.25$2.09$0.16
2015Detailed filing. Detailed filing data is available for this year.$0.25$0.00$0.25$2.22$2.34$0.11
2014Detailed filing. Detailed filing data is available for this year.$0.36$0.00$0.36$2.10$2.21$0.12
2013Detailed filing. Detailed filing data is available for this year.$0.48$0.00$0.48$2.07$2.00$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.41$0.00$0.41$2.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.39$0.00$0.39$1.70
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.03$0.05$0.02$1.62$1.74$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 21, 2025
Return Version
2024v5.2
Gross Receipts
$236,001
Mission and Program Overview

Mission

The primary exempt purpose is to provide financial assistance programs and educational services to local employees to assist them in achieving home ownership.

Coastal Housing Partnership, established in 1987 by local south coast employers, addresses housing affordability challenges by offering savings on home purchases, mortgage refinancing, and rentals in Santa Barbara, Ventura, and San Luis Obispo. The organization collaborates with real estate professionals to provide discounted services, hosts educational seminars, networking events, and maintains an online rental search platform, supporting employees in attracting and retaining talent amidst high housing costs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments-$100,000-
Cash and Non-Interest-Bearing Accounts$286,155$61,068▼ $225,087
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$286,155$161,068▼ $125,087
Other Assets Total-$0-
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$286,155$161,068▼ $125,087
Total Net Assets Fund Balance$286,155$161,068▼ $125,087
Total Liabilities and Net Assets / Fund Balance$286,155$161,068▼ $125,087
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
CORBY GAGE thur 8524Executive DirectorFT$121,376$121,376
Jonathan Peterson-start 8524Executive DirectorFT$55,860$55,860

Board Members and Trustees

NameTitle
Bj WardPresident
Cathy MacaulayVice President
Amber EatonDirector
Diana LovanDirector
Jennifer FeltenDirector
Linda HallDirector
Lori MurrayDirector
Michelle RomeroDirector
Selena BracamontesDirector
Yvonne TorresDirector
Brian JohnsonCFO
Janet EastmanSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$227,655
Investment Income
$8,346
Other Revenue
$0
Change in Net Assets
$-125,295
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$245,314
Other Expenses$115,982
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$91,032$30,344-$121,376
Other Salaries and Wages$74,129$24,710-$98,839
Fees for Services Other$395$23,400-$23,795
Information Technology$12,593$4,198-$16,791
Payroll Taxes$12,458$4,153-$16,611
Other Employee Benefits$6,366$2,122-$8,488
Occupancy$6,330$2,110-$8,440
All Other Expenses$4,037$1,277-$5,314
Insurance$3,595$1,198-$4,793
Fees for Services Accounting-$4,250-$4,250
Advertising$2,846$949-$3,795
Other Expenses$2,265$755-$3,020
Travel$1,367$455-$1,822
Fees for Services Legal-$1,249-$1,249
Office Expenses$554$184-$738
Total Functional Expenses$253,576$107,720$0$361,296
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“THE ORGANIZATION's CFO AND EXECUTIVE DIRECTOR PERFORM A DETAILED REVIEW OF THE FULL 990 FORM (AND ALL SCHEDULES) BEFORE SUBMITTING TO THE ORGANIZATION'S PRESIDENT FOR SIGNATURE AND FILING.”

Form 990, Part VI, Section B, Line 12C

“Members of the Board of Directors, or any of its Committees, shall not directly derive any personal gain by serving on the Board of Directors, unless an agreement is approved by the majority of the Board and the affected member reports their conflict of interest annually.If an issue is to be decided by the Board that involves potential conflict of interest for a Board member, it is the responsibility of the Board Member to: 1)Identify the potential conflict of interest2)Not participate in the discussion of the program or motions being considered3)Not vote on the issueIt is the responsibility of the Board to 1)Only decide to hire or contract with a Board member if he/she is the best qualified individual available and willing to provide the goods or services needed at the best price2)Record in the minutes of the Board meeting the potential conflict of interest, and the use of the procedures and criteria of this policy”

Form 990, Part VI, Section B, Line 15A

“The board designated board members to review and recommend appropriate compensation amount for the executive director”

Form 990, Part VI, Section B, Line 15B

“Board reviews employee pay annually”

Form 990, Part VI, Section C, Line 19

“Documents are available upon request”

Filing and Contact Details

Filer

Filer Name
Coastal Housing Partnership
EIN
77-0155996
Phone
8059691025
Address
735 STATE STREET 216, SANTA BARBARA, CA 93101

Signing Officer

Name
Cathy Macaulay
Title
Current President
Signed
2025-10-21
Discuss with paid preparer
Yes

Organization Details

Formed
1987
Legal Domicile
CA
Voting Board Members
12
Independent Board Members
12
Employees
5

Preparer

Firm
Walpole Advisors
Address
70 Santa Felicia Drive, Goleta, CA 93117
Preparer
Yusuf a Balogun CPA
Phone
8055699864
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Executive Dir.
IRS990/Form990PartVIISectionAGrp/TitleTxt1Executive Dir.
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt6President
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
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IRS990/GamingActivitiesInd0false
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IRS990/InformationTechnologyGrp/TotalAmt016791
IRS990/InsuranceGrp/ManagementAndGeneralAmt01198
IRS990/InsuranceGrp/ProgramServicesAmt03595
IRS990/InsuranceGrp/TotalAmt04793
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IRS990/MembersOrStockholdersInd0false
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IRS990/MinutesOfCommitteesInd0true
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IRS990/MissionDesc0Coastal Housing Partnerships mission is to help Employer Members attract and retain quality employees by offering a variety of housing benefits designed to mitigate the high cost of housing on the South Coast and encourage local homeownership. Having employees live locally enhances economic stability and vitality for everyone in the community. We achieve our mission through leadership, services, education, and guidance.
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IRS990/OccupancyGrp/TotalAmt08440
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IRS990/OfficeExpensesGrp/ProgramServicesAmt0554
IRS990/OfficeExpensesGrp/TotalAmt0738
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt08488
IRS990/OtherExpensesGrp/Desc0CONTRIBUTIONS
IRS990/OtherExpensesGrp/Desc1HOME BUYING FAIR
IRS990/OtherExpensesGrp/Desc2MEMBER MTGS/COMMUNICATIONS
IRS990/OtherExpensesGrp/Desc3TELEPHONE
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11116
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2755
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IRS990/OtherExpensesGrp/TotalAmt24464
IRS990/OtherExpensesGrp/TotalAmt33020
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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt074129
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IRS990/PayrollTaxesGrp/ProgramServicesAmt012458
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IRS990/PriorPeriodAdjustmentsAmt0208
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IRS990/ProgramServiceRevenueGrp/Desc0HOME BUYING FAIR REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1Membership Dues & Assessments
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1206774
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt020881
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1206774
IRS990/ProgSrvcAccomActy2Grp/Desc0HOME BUYING FAIRS HOSTED IN 2023.THESE FAIRS WERE STARTED TO PROVIDE EDUCATION TO BOTH MEMBERS AND NON MEMBERS ABOUT HOME BUYING OPPORTUNITIES IN SANTA BARBARA COUNTY and VENTURA COUNTY. CLASSES ARE OFFERED ON THE TOPICS OF GOOD CREDIT, DOWN PAYMENTS, BUDGETING, OBTAINING HOME LOANS, AND AFFORDABILITY OF A HOME PURCHASE.
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IRS990/PYTotalExpensesAmt0260328
IRS990/PYTotalRevenueAmt0261609
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-125295
IRS990/RegularMonitoringEnfrcInd0true
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IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION's CFO AND EXECUTIVE DIRECTOR PERFORM A DETAILED REVIEW OF THE FULL 990 FORM (AND ALL SCHEDULES) BEFORE SUBMITTING TO THE ORGANIZATION'S PRESIDENT FOR SIGNATURE AND FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members of the Board of Directors, or any of its Committees, shall not directly derive any personal gain by serving on the Board of Directors, unless an agreement is approved by the majority of the Board and the affected member reports their conflict of interest annually.If an issue is to be decided by the Board that involves potential conflict of interest for a Board member, it is the responsibility of the Board Member to: 1)Identify the potential conflict of interest2)Not participate in the discussion of the program or motions being considered3)Not vote on the issueIt is the responsibility of the Board to 1)Only decide to hire or contract with a Board member if he/she is the best qualified individual available and willing to provide the goods or services needed at the best price2)Record in the minutes of the Board meeting the potential conflict of interest, and the use of the procedures and criteria of this policy
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD DESIGNATED BOARD MEMBERS TO REVIEW AND RECOMMEND APPROPRIATE COMPENSATION AMOUNT FOR THE EXECUTIVE DIRECTOR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOARD REVIEWS EMPLOYEE PAY ANNUALLY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DOCUMENTS ARE AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
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IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0735 STATE STREET 216
IRS990/USAddress/CityNm0SANTA BARBARA
IRS990/USAddress/StateAbbreviationCd0CA

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