Civic Intelligence

The Mary Cecile Chambers

EIN 76-6071425 • Galveston, TX

CO Moody Natl Bank PO Box 1139Galveston, TX 77553
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$5M-$10M nonprofits • Source year 2025

Net Margin

13th percentile

-27%

Higher net margin than 13% of similar nonprofits.

$5M-$10M nonprofits • Source year 2025

Top Officer Pay

39th percentile

$42,551

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 9.8% of source-year revenue.

$5M-$10M nonprofits • Source year 2025

Asset Growth

27th percentile

-2.1%

Faster asset growth than 27% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

16th percentile

-17%

Faster revenue growth than 16% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2024 to 2025

Assets

Down

$5,679,143

Down $122,719 (-2.1%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$5,679,143

Down $122,719 (-2.1%) from 2024

Revenue

Down

$436,147

Down $86,598 (-17%) from 2024

Expenses

Up

$554,051

Up $13,998 (+2.6%) from 2024

Net Income

Down

-$117,904

Down $100,596 (-581%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2012: $3,790,671Liabilities 2012: $02012Assets 2013: $3,746,241Liabilities 2013: $02013Assets 2014: $3,771,865Liabilities 2014: $02014Assets 2015: $3,982,178Liabilities 2015: $02015Assets 2016: $6,118,595Liabilities 2016: $0Net Assets 2016: $6,118,5952016Assets 2017: $5,895,938Liabilities 2017: $0Net Assets 2017: $5,895,9382017Assets 2018: $5,975,249Liabilities 2018: $0Net Assets 2018: $5,975,2492018Assets 2019: $6,009,679Liabilities 2019: $861Net Assets 2019: $6,008,8182019Assets 2020: $5,828,765Liabilities 2020: $0Net Assets 2020: $5,828,7652020Assets 2021: $5,654,026Liabilities 2021: $0Net Assets 2021: $5,654,0262021Assets 2022: $6,100,763Liabilities 2022: $0Net Assets 2022: $6,100,7632022Assets 2023: $5,805,494Liabilities 2023: $0Net Assets 2023: $5,805,4942023Assets 2024: $5,801,862Liabilities 2024: $0Net Assets 2024: $5,801,8622024Assets 2025: $5,679,143Liabilities 2025: $0Net Assets 2025: $5,679,1432025

Highlighted filing

2025

Assets$5,679,143
Liabilities$0
Net Assets$5,679,143

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2012: $436,725Expenses 2012: $358,121Net Income 2012: $78,6042012Revenue 2013: $285,381Expenses 2013: $329,811Net Income 2013: -$44,4302013Revenue 2014: $292,911Expenses 2014: $267,287Net Income 2014: $25,6242014Revenue 2015: $470,699Expenses 2015: $260,386Net Income 2015: $210,3132015Revenue 2016: $2,420,124Expenses 2016: $283,707Net Income 2016: $2,136,4172016Revenue 2017: $147,148Expenses 2017: $369,336Net Income 2017: -$222,1882017Revenue 2018: $428,281Expenses 2018: $350,522Net Income 2018: $77,7592018Revenue 2019: $397,937Expenses 2019: $366,880Net Income 2019: $31,0572019Revenue 2020: $305,025Expenses 2020: $479,097Net Income 2020: -$174,0722020Revenue 2021: $317,416Expenses 2021: $494,185Net Income 2021: -$176,7692021Revenue 2022: $941,756Expenses 2022: $502,082Net Income 2022: $439,6742022Revenue 2023: $196,582Expenses 2023: $491,810Net Income 2023: -$295,2282023Revenue 2024: $522,745Expenses 2024: $540,053Net Income 2024: -$17,3082024Revenue 2025: $436,147Expenses 2025: $554,051Net Income 2025: -$117,9042025

Highlighted filing

2025

Revenue$436,147
Expenses$554,051
Net Income-$117,904

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$5.68$0.00$5.68$0.44$0.55$0.12
2024Detailed filing. Detailed filing data is available for this year.$5.80$0.00$5.80$0.52$0.54$0.02
2023Detailed filing. Detailed filing data is available for this year.$5.81$0.00$5.81$0.20$0.49$0.30
2022Detailed filing. Detailed filing data is available for this year.$6.10$0.00$6.10$0.94$0.50$0.44
2021Detailed filing. Detailed filing data is available for this year.$5.65$0.00$5.65$0.32$0.49$0.18
2020Detailed filing. Detailed filing data is available for this year.$5.83$0.00$5.83$0.31$0.48$0.17
2019Detailed filing. Detailed filing data is available for this year.$6.01$0.00$6.01$0.40$0.37$0.03
2018Detailed filing. Detailed filing data is available for this year.$5.98$0.00$5.98$0.43$0.35$0.08
2017Detailed filing. Detailed filing data is available for this year.$5.90$0.00$5.90$0.15$0.37$0.22
2016Detailed filing. Detailed filing data is available for this year.$6.12$0.00$6.12$2.42$0.28$2.14
2015Summary only. Only limited summary data is available for this year.$3.98$0.00$0.47$0.26$0.21
2014Summary only. Only limited summary data is available for this year.$3.77$0.00$0.29$0.27$0.03
2013Summary only. Only limited summary data is available for this year.$3.75$0.00$0.29$0.33$0.04
2012Summary only. Only limited summary data is available for this year.$3.79$0.00$0.44$0.36$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Jun 6, 2025
Return Version
2024v5.1
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MOODY NATIONAL BANKTrusteePT$42,551-$42,551
Filing and Contact Details

Filer

Filer Name
The Mary Cecile Chambers
EIN
76-6071425
Phone
4097655561
Address
CO MOODY NATL BANK PO BOX 1139, GALVESTON, TX 77553

Signing Officer

Name
Toby Sessions
Title
SVP
Phone
4097655561
Signed
2025-06-06
Discuss with paid preparer
Yes

Preparer

Firm
Ham Langston & Brezina Llp
Address
2200 MARKET ST STE 400, GALVESTON, TX 77550
Preparer
Ann S Masel CPA
Phone
4097659311
Raw XML Appendix358 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0GALVESTON
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0TX
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd077553
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd00
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd00
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd00
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0TX
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd00
IRS990PF/StatementsRegardingActyGrp/PhoneNum04097655561
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd00
IRS990PF/StatementsRegardingActyGrp/Section4955ManagersTaxAmt00
IRS990PF/StatementsRegardingActyGrp/Section4955OrganizationTaxAmt00
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd01
IRS990PF/StatementsRegardingActyGrp/TaxReimbursedAmt00
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd00
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0HTTPS://MARYCECILECHAMBERSSCHOLARSHIP.ORG/
IRS990PF/SumOfProgramRelatedInvstGrp/TotalAmt00
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/FormAndInfoAndMaterialsTxt0SEE FORMS ATTACHED
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPersonNm0THE MARY CECILE CHAMBERS CHARITABLE
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPhoneNum04097655561
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/AddressLine1Txt0MOODY NATIONAL BANK
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/CityNm0GALVESTON
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/StateAbbreviationCd0TX
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/ZIPCd077553
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RestrictionsOnAwardsTxt0AWARDS HAVE BEEN LIMITED TO WORTHY YOUNG MEN OF THE STATE OF TEXAS.
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/SubmissionDeadlinesTxt0APPLICATIONS ACCEPTED THROUGHOUT THE YEAR
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt01000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt1474197
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0DEVISE UNDER WILL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt1EDUCATIONAL GRANTS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0OUR LADY OF LIGHT CATHOLIC CHURCH
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt1VARIOUS STUDENTS & UNIVERSITIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt02207 S MAIN
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt1VARIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0ANAHUAC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm1VARIOUS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0TX
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd1TX
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd077514
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd177553
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriApprvFutAmt00
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt0475197
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd00
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt0279199
IRS990PF/UndistributedIncomeGrp/AppliedToPriorYearsAmt00
IRS990PF/UndistributedIncomeGrp/AppliedToYear1Amt00
IRS990PF/UndistributedIncomeGrp/CorpusDistri170b1EOr4942g3Amt00
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt0279199
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovAppCYAmt00
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr1Amt0203408
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr2Amt0164194
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr3Amt0135516
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr4Amt0174707
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovYr5Amt0169198
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovAppCYCorpusAmt00
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovFromYr5Amt0169198
IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovToNextYrAmt0930879
IRS990PF/UndistributedIncomeGrp/ExcessFromCurrentYearAmt0253054
IRS990PF/UndistributedIncomeGrp/ExcessFromYear1Amt0203408
IRS990PF/UndistributedIncomeGrp/ExcessFromYear2Amt0164194
IRS990PF/UndistributedIncomeGrp/ExcessFromYear3Amt0135516
IRS990PF/UndistributedIncomeGrp/ExcessFromYear4Amt0174707
IRS990PF/UndistributedIncomeGrp/PriorYearDeficiencyOrTaxAmt00
IRS990PF/UndistributedIncomeGrp/PriorYearUndistributedIncmAmt00
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt0532253
IRS990PF/UndistributedIncomeGrp/RemainingDistriFromCorpusAmt0253054
IRS990PF/UndistributedIncomeGrp/Taxable1Amt00
IRS990PF/UndistributedIncomeGrp/Taxable2Amt00
IRS990PF/UndistributedIncomeGrp/TotalCorpusAmt01100077
IRS990PF/UndistributedIncomeGrp/TotalExcessDistributionCyovAmt0847023
IRS990PF/UndistributedIncomeGrp/TotalForPriorYearsAmt00
IRS990PF/UndistributedIncomeGrp/TreatedAsDistriFromCorpusAmt00
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt00
IRS990PF/UndistributedIncomeGrp/UndistributedIncomePYAmt00
OtherAssetsSchedule/OtherAssetsScheduleGrp/BOYBookValueAmt01
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc0MINERAL ASSETS
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYBookValueAmt01
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYFMVAmt014488
OtherDecreasesSchedule/OtherDecreasesDetail/Amt05197
OtherDecreasesSchedule/OtherDecreasesDetail/Desc0MUTUAL FUND IN/OUT DIFFERENCES (TIMING)
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0CUSTODIAN/MANAGEMENT FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1GRAVESITE MAINTENANCE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2DEPLETION
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc3OTHER OIL & GAS EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc4OFFICE SUPPLIES
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt025000
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt1100
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt20
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt30
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt4397
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt10
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt2380
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt3185
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt40
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt025000
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt1100
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt2380
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt3185
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt4397
OtherIncomeSchedule2/OtherIncomeDetail/AdjustedNetIncomeAmt02532
OtherIncomeSchedule2/OtherIncomeDetail/Desc0ROYALTIES
OtherIncomeSchedule2/OtherIncomeDetail/NetInvestmentIncomeAmt02532
OtherIncomeSchedule2/OtherIncomeDetail/RevenueAndExpensesPerBooksAmt02532
OtherIncreasesSchedule/OtherIncreasesDetail/Amt0380
OtherIncreasesSchedule/OtherIncreasesDetail/Amt12
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0TAXABLE DEPLETION
OtherIncreasesSchedule/OtherIncreasesDetail/Desc1ROUNDING
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt01700
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0WEBSITE - CALAWAY & CALAWAY
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt01700
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt00
TaxesSchedule/TaxesDetail/Amt05841
TaxesSchedule/TaxesDetail/CategoryTxt0EXCISE TAX
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt00
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TOBY SESSIONS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SVP
ReturnHeader/BusinessOfficerGrp/PhoneNum04097655561
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE MARY CECILE CHAMBERS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CHARITABLE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0MARY
ReturnHeader/Filer/EIN0766071425
ReturnHeader/Filer/PhoneNum04097655561
ReturnHeader/Filer/USAddress/AddressLine1Txt0CO MOODY NATL BANK PO BOX 1139
ReturnHeader/Filer/USAddress/CityNm0GALVESTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077553
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0760448495
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HAM LANGSTON & BREZINA LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02200 MARKET ST STE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GALVESTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd077550
ReturnHeader/PreparerPersonGrp/PhoneNum04097659311
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANN S MASEL CPA
ReturnHeader/ReturnTs02025-06-06T12:50:47-05:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-04-01
ReturnHeader/TaxPeriodEndDt02025-03-31
ReturnHeader/TaxYr02024

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