Liabilities / Assets
1st percentile
Higher debt load relative to assets than 1% of similar nonprofits.
EIN 76-0762490 • 501(c)3 • Snellville, GA
Profile
MUDI's mission is to empower individuals and families through education, counseling, coaching, and partnerships, enabling them to gain access to employment, credit, banking, affordable housing, and supportive community services that promote self-reliance, financial stability, and improved quality of life.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
1st percentile
Higher debt load relative to assets than 1% of similar nonprofits.
Liabilities / Revenue
1st percentile
Higher debt load relative to revenue than 1% of similar nonprofits.
Net Margin
77th percentile
Higher net margin than 77% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 24.7% of source-year revenue.
Asset Growth
86th percentile
Faster asset growth than 86% of similar nonprofits.
Revenue Growth
89th percentile
Faster revenue growth than 89% of similar nonprofits.
Assets
Up$175,671
Up $57,392 (+49%) from 2023
Liabilities
Down-$5,033
Down $5,033 from 2023
Net Assets
Up$180,704
Up $62,425 (+53%) from 2023
Revenue
Up$269,603
Up $120,397 (+81%) from 2023
Expenses
Up$206,705
Up $44,613 (+28%) from 2023
Net Income
Up$62,898
Up $75,784 (+588%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Morningstar Urban Development empowers individuals and families through housing counseling, financial literacy, and community development services. As a HUD approved agency, we provide homebuyer education, rental counseling, foreclosure prevention, credit and budget coaching, and economic mobility programs that strengthen financial stability and expand access to safe and affordable housing. Our mission is to equip households with the knowledge, resources, and support needed to build long term stability and improve quality of life in the communities we serve.
Community development, housing education and counseling services
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $117,995 | $175,343 | ▲ $57,348 |
| Savings and Temporary Cash Investments | $0 | $0 | → $0 |
| Accounts Receivable | $0 | $0 | → $0 |
| Other Notes and Loans Receivable, Net | $0 | $0 | → $0 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Receivables From Officers Etc | $0 | $0 | → $0 |
| Investments Other Securities | $0 | $0 | → $0 |
| Investments Program Related | $0 | $0 | → $0 |
| Investments in Publicly Traded Securities | $0 | $0 | → $0 |
| Land, Buildings, and Equipment, Net | $0 | - | - |
| Intangible Assets | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Prepaid Expenses and Deferred Charges | $0 | $0 | → $0 |
| Total Assets | $118,279 | $175,671 | ▲ $57,392 |
| Other Assets Total | $284 | $328 | ▲ $44 |
| Liabilities | |||
| Other Liabilities | $0 | $0 | → $0 |
| Accounts Payable and Accrued Expenses | $358 | $-5,033 | ▼ $5,391 |
| Total Liabilities | $358 | $-5,033 | ▼ $5,391 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $117,921 | $180,704 | ▲ $62,783 |
| Net Assets With Donor Restrictions | $0 | $0 | → $0 |
| Total Net Assets Fund Balance | $117,921 | $180,704 | ▲ $62,783 |
| Total Liabilities and Net Assets / Fund Balance | $118,279 | $175,671 | ▲ $57,392 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Carne Mahone | Executive Director | FT | $66,600 | $66,600 |
| Name | Title |
|---|---|
| Corliss Heath | Board Member |
| Kevina Howard | Board Member |
| Uso Sayer | Board Member |
| Mary Swift | Secretary |
| Mayme Grant | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $128,638 |
| Other Expenses | $78,067 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | $66,600 | - | - | $66,600 |
| Other Salaries and Wages | $56,943 | - | - | $56,943 |
| Occupancy | $50,634 | - | - | $50,634 |
| Office Expenses | $20,039 | - | - | $20,039 |
| Payroll Taxes | $5,095 | - | - | $5,095 |
| All Other Expenses | $3,112 | $0 | $0 | $3,112 |
| Insurance | $1,859 | - | - | $1,859 |
| Fees for Services Accounting | $1,200 | - | - | $1,200 |
| Travel | $1,023 | - | - | $1,023 |
| Conferences and Meetings | $200 | - | - | $200 |
| Total Functional Expenses | $206,705 | $0 | $0 | $206,705 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Receivables from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
“we have no separate committees at this time”
“Form will be discussed at the next board meeting”
“it is required and understood by all board members, staff, and contractors to immediately report any conflicts with the services or programs administered by the organization and is strict in it's enforcement.”
“The Executive Director's salary is determined through a formal and compliant process led by the organization's Board of Directors.o ensure that the Executive Director's compensation is reasonable and consistent with IRS standards, the committee reviews objective, comparable data from multiple sources. This includes salary information from organizations of similar size and scope, publicly available Form 990 filings, and regional nonprofit compensation surveys. The committee also evaluates the organization's financial capacity and annual budget to ensure that the approved salary is both appropriate and sustainable.As part of the process, the committee conducts a performance review of the Executive Director, taking into account leadership responsibilities, program outcomes, compliance oversight, and overall contributions to the organization's mission. A recommendation is then presented to the full Board of Directors. The Executive Director does not participate in the discussion or vote. The board votes to approve the compensation in a formal meeting, and all steps-including the data reviewed, individuals involved, and the final decision-are documented in the meeting minutes. The executive director has not received an increase in salary for the last 2 years.”
“The organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year upon request and to any of the funders that requested them”
“Program to help homeowners in mortgage default.”
“We have taken time to figure out why we are either over or under on one of our expenses. This $115 has held us up longer than we wanted it aside from the staffing issue that delayed us in the first place. We have finally come to the conclusion that there was an entry in the accounting that we can not determine that cause the discrepancy.”
“We do not have anything to report in this section”
“We do not have anything to report in this section”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 358 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | -5033 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | COMMUNITY DEVELOPMENT, HOUSING EDUCATION AND COUNSELING SERVICES |
| IRS990/AllOtherContributionsAmt | 0 | 216360 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 3112 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 3112 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Carne Mahone |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7704924037 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4002 Hwy 78 Suite 530 PMB 232 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Snellville |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 30039 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 117995 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 175343 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 1 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 66600 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 66600 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 200 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 200 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContriRptFundraisingEventAmt | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 269603 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 78067 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 62898 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 128638 |
| IRS990/CYTotalExpensesAmt | 0 | 206705 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 269603 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | During the reporting period, our organization demonstrated strong impact and consistent productivity in delivering housing counseling and education services to the community. We welcomed 844 new clients, reflecting continued trust in our programs and outreach efforts. A total of 866 new cases were created, and we successfully resolved or closed 643 cases, ensuring families received the guidance and support needed to move forward confidently. Across all services, we maintained 460 active cases, highlighting our ongoing commitment to providing sustained, individualized assistance. Our educational programming also remained strong, with 56 participants attending our workshops and 45 clients successfully completing their education requirements, positioning them for informed and empowered decision-making. Our one-on-one counseling services continued to be a cornerstone of our mission. We conducted 3,897 counseling appointments, dedicating over 2,953 hours to personalized guidance that helps clients navigate financial goals, overcome barriers, and work toward stable, sustainable housing. These accomplishments reflect our dedication to uplifting individuals and strengthening communities through comprehensive, client-centered support. |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 0 |
| IRS990/EmployeeCnt | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 206705 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FederatedCampaignsAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 1200 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 1200 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 60 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 4 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 4 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Carne Mahone |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kevina Howard |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Uso Sayer |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Corliss Heath |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Mayme Grant |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Mary Swift |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 66600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Executive Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 2004 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/FundraisingAmt | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GovernmentGrantsAmt | 0 | 53243 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 269603 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InitialReturnInd | 0 | X |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 1859 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 1859 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | GA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembershipDuesAmt | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 0 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | COMMUNITY DEVELOPMENT, HOUSING AND COUNSELING SERVICES |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 117921 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 180704 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 117921 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 180704 |
| IRS990/NoncashContributionsAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 50634 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 50634 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 20039 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 20039 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 284 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 328 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -115 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 56943 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 56943 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 0 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 5095 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 5095 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | Carne Mahone |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Administered comprehensive Housing and Financial Counseling services for the Department of Community Affairs' Housing Assistance Fund, supporting previous recipients of COVID-19 mortgage assistance who continued to experience financial hardship. Provided tailored guidance to help homeowners reassess their financial stability, identify ongoing challenges, and access additional relief resources, ensuring sustained housing security and improved long-term outcomes. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 105804 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 149206 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 59053 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -12886 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 103039 |
| IRS990/PYTotalExpensesAmt | 0 | 162092 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 149206 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 0 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 62898 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RelatedOrganizationsAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 0 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 123243 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 269603 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 149206 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 268968 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 73136 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 50694 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 811607 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 1 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 811607 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsPY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 269603 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 149206 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 268968 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 73136 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 50694 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 811607 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 811607 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990/ScheduleBRequiredInd | 0 | 1 |
| IRS990ScheduleD/HeldWorksArtGrp/AssetsIncludedAmt | 0 | 0 |
| IRS990ScheduleD/HeldWorksArtGrp/RevenuesIncludedAmt | 0 | 0 |
| IRS990ScheduleD/SolicitedAssetsSaleInd | 0 | 0 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | We do not have anything to report in this section |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | We do not have anything to report in this section |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Schedule D, Part III, Line 1 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Schedule D, Part III, Line 4 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Program to help homeowners in mortgage default. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | we have no separate committees at this time |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form will be discussed at the next board meeting |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | it is required and understood by all board members, staff, and contractors to immediately report any conflicts with the services or programs administered by the organization and is strict in it's enforcement. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | The Executive Director's salary is determined through a formal and compliant process led by the organization's Board of Directors.o ensure that the Executive Director's compensation is reasonable and consistent with IRS standards, the committee reviews objective, comparable data from multiple sources. This includes salary information from organizations of similar size and scope, publicly available Form 990 filings, and regional nonprofit compensation surveys. The committee also evaluates the organization's financial capacity and annual budget to ensure that the approved salary is both appropriate and sustainable.As part of the process, the committee conducts a performance review of the Executive Director, taking into account leadership responsibilities, program outcomes, compliance oversight, and overall contributions to the organization's mission. A recommendation is then presented to the full Board of Directors. The Executive Director does not participate in the discussion or vote. The board votes to approve the compensation in a formal meeting, and all steps-including the data reviewed, individuals involved, and the final decision-are documented in the meeting minutes. The executive director has not received an increase in salary for the last 2 years. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year upon request and to any of the funders that requested them |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | We have taken time to figure out why we are either over or under on one of our expenses. This $115 has held us up longer than we wanted it aside from the staffing issue that delayed us in the first place. We have finally come to the conclusion that there was an entry in the accounting that we can not determine that cause the discrepancy. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part III, Line 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 8b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part VI, Section C, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990, Part XI, Line 9 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 1 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | GA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 118279 |
| IRS990/TotalAssetsEOYAmt | 0 | 175671 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 118279 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 175671 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 269603 |
| IRS990/TotalEmployeeCnt | 0 | 1 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 206705 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 206705 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 358 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | -5033 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 358 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | -5033 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 117921 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 180704 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
| IRS990/TotalOtherProgSrvcRevenueAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 206705 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 0 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 66600 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 269603 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 3 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 118279 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 175671 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/ProgramServicesAmt | 0 | 1023 |
| IRS990/TravelGrp/TotalAmt | 0 | 1023 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | 0 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 2501 Lantrac Ct |
| IRS990/USAddress/CityNm | 0 | Decatur |
| IRS990/USAddress/StateAbbreviationCd | 0 | GA |
| IRS990/USAddress/ZIPCd | 0 | 30035 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MORNINGSTARURBANSDEVELOPMENT.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReasonableCauseExplanation/ExplanationTxt | 0 | Our Form 990 was filed late due to an unexpected staffing transition that left our organization temporarily without sufficient support for day-to-day operations. As a result, the Executive Director-who oversees financial management-experienced delays in preparing the annual return. During this period, access to key financial records was slowed while we worked closely with our banking partners to properly identify and verify several transactions. In addition, a delay in HUD funding further impacted our ability to reconcile accounts and complete the financial review in a timely manner. These issues were identified and resolved and steps to gather the necessary documentation and finalize the filing. |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Carne Mahone |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Executive Director |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6783183676 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-01 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MORNING STAR URBAN DEVELOPMENT INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MORN |
| ReturnHeader/Filer/EIN | 0 | 760762490 |
| ReturnHeader/Filer/PhoneNum | 0 | 7704924037 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4002 HWY 78 SUITE 530 pmb 232 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SNELLVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | GA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 30039 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/ReturnTs | 0 | 2025-12-01T19:34:43-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
No mirrored PDF or thumbnail assets are attached yet.