Civic Intelligence

Credit Coalition Inc

990EZ • Fiscal year 2015 • EIN 76-0334549

Dec 01, 2014 to Nov 30, 2015 • Filed on May 17, 2016

Organization ProfileN/A
11201 Clay RoadHouston, TX 77041

(832) 485-2300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

54th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

54th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Net Margin

12th percentile

-30%

Higher net margin than 12% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

24th percentile

-15%

Faster asset growth than 24% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

25th percentile

-17%

Faster revenue growth than 25% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets54th percentile

Assets

Down

$165,611

Down $28,685 (-15%) from 2014

Net Assets

Down

$165,611

Down $28,685 (-15%) from 2014

Liabilities

Flat

$0

Flat from 2014

Revenue And Expenses
Liabilities / Revenue54th percentileNet Margin12th percentile

Revenue

Down

$96,661

Down $20,480 (-17%) from 2014

Expenses

Up

$125,346

Up $11,126 (+9.7%) from 2014

Net Income

Down

-$28,685

Down $31,606 (-1082%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth24th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$300K$200K$100K$0Assets 2011: $173,468Liabilities 2011: $0Net Assets 2011: $173,4682011Assets 2012: $180,843Liabilities 2012: $02012Assets 2013: $191,375Liabilities 2013: $0Net Assets 2013: $191,3752013Assets 2014: $194,296Liabilities 2014: $0Net Assets 2014: $194,2962014Assets 2015: $165,611Liabilities 2015: $0Net Assets 2015: $165,6112015Assets 2016: $151,682Liabilities 2016: $0Net Assets 2016: $151,6822016Assets 2017: $142,346Liabilities 2017: $0Net Assets 2017: $142,3462017Assets 2018: $160,694Liabilities 2018: $0Net Assets 2018: $160,6942018Assets 2019: $129,132Liabilities 2019: $0Net Assets 2019: $129,1322019Assets 2020: $195,055Liabilities 2020: $22,781Net Assets 2020: $172,2742020Assets 2021: $170,850Liabilities 2021: $02021Assets 2022: $188,182Liabilities 2022: $0Net Assets 2022: $188,1822022Assets 2023: $234,598Liabilities 2023: $02023Assets 2025: $394,472Liabilities 2025: $0Net Assets 2025: $394,4722025

Highlighted filing

2015

Assets$165,611
Liabilities$0
Net Assets$165,611
Open 2015 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $112,613Expenses 2011: $105,788Net Income 2011: $6,8252011Revenue 2012: $117,934Expenses 2012: $110,559Net Income 2012: $7,3752012Revenue 2013: $124,509Expenses 2013: $113,977Net Income 2013: $10,5322013Revenue 2014: $117,141Expenses 2014: $114,220Net Income 2014: $2,9212014Revenue 2015: $96,661Expenses 2015: $125,346Net Income 2015: -$28,6852015Revenue 2016: $109,366Expenses 2016: $123,297Net Income 2016: -$13,9312016Revenue 2017: $123,644Expenses 2017: $132,980Net Income 2017: -$9,3362017Revenue 2018: $149,700Expenses 2018: $131,352Net Income 2018: $18,3482018Revenue 2019: $116,272Expenses 2019: $147,834Net Income 2019: -$31,5622019Revenue 2020: $183,200Expenses 2020: $140,058Net Income 2020: $43,1422020Revenue 2021: $120,000Expenses 2021: $121,424Net Income 2021: -$1,4242021Revenue 2022: $153,558Expenses 2022: $136,226Net Income 2022: $17,3322022Revenue 2023: $195,401Expenses 2023: $148,985Net Income 2023: $46,4162023Revenue 2025: $244,763Expenses 2025: $157,571Net Income 2025: $87,1922025

Highlighted filing

2015

Revenue$96,661
Expenses$125,346
Net Income-$28,685
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Dec 1, 2014 to Nov 30, 2015
Signed
May 17, 2016
Return Version
2014v6.0
Gross Receipts
$96,661
Mission and Program Overview

Mission

The credit coalition's purpose is to empower its clients through financial and homebuyer counseling and education, to be able to make informed, reasonable and responsible decisions in regard to their financial and specific housing goals.

Program Services

DescriptionGrantsExpenses
FUNDAMENTALS OF GOOD CREDIT PROGRAM: PROVIDES TRAINING IN UNDERSTANDING AND DEVELOPING CREDIT.THE CREDIT COALITION'S, "FUNDAMENTALS OF GOOD CREDIT", IS RECOGNIZED AS AN APPROVED HOMEBUYER COUNSELING/EDUCATION COURSE FOR MANY HOUSTON AREA DOWN PAYMENT ASSISTANCE PROVIDERS AND MEETS THE FINANCIAL EDUCATION REQUIREMENT FOR HOUSTON AND GOLDEN TRIANGLE AREA INDIVIDUAL DEVELOPMENT ACCOUNT (IDA) SAVINGS PROGRAMS.COMPLETION OF THE 15-HOUR "FUNDAMENTALS OF GOOD CREDIT" RESULTS IN THE CLIENT EARNING THE CREDIT COALITION'S FINANCIAL AND HOMEBUYER EDUCATION COMPLETION CERTIFICATE. UPON GRADUATION FROM THE SERIES, EACH CLIENT WILL HAVE AN UNDERSTANDING OF HIS OWN FINANCIAL WELLNESS AND OVERALL CREDIT HEALTH. THROUGH THE SERIES, "FUNDAMENTALS OF GOOD CREDIT", THE CREDIT COALITION'S CLIENTS ARE EMPOWERED TO CHANGE THEIR LIVES WITH FINANCIAL KNOWLEDGE AND REACH THEIR SPECIFIC FINANCIAL AND HOUSING GOALS.THE CREDIT COALITION IS A HUD APPROVED HOUSING COUNSELING AGENCY, A MEMBER OF THE REVERSE MORTGAGE EDUCATION COUNSELING PROJECT AND THE TEXAS AND HOUSTON FORECLOSURE PREVENTION TASK FORCES. THE HOUSTON AND BEAUMONT AREA IDA PROGRAMS AND MANY DOWN PAYMENT ASSISTANCE PROGRAMS THROUGHOUT THE GREATER HOUSTON AREA ACCEPT THE COMPLETION OF THE "FUNDAMENTALS OF GOOD CREDIT" AS MEETING THE FINANCIAL/HOMEBUYER EDUCATION REQUIREMENT FOR THEIR PROGRAMS.DURING THE YEAR ENDING 11/30/2014, CREDIT COALITION PROVIDED 15 SESSIONS OF THE FREE CREDIT COALITION PROGRAM, "FUNDAMENTALS OF GOOD CREDIT" (15 HOUR SERIES) REACHING 710 CLIENTS. IN TOTAL FOR 2015, 820 CLIENTS WERE SERVED BETWEEN THE DIFFERENT PROGRAMS INCLUDING, BUT NOT LIMITED TO, COMMUNITY FINANCIAL EDUCATION, REVERSE MORTGAGE COUNSELING, AND FORECLOSURE INTERVENTION COUNSELING.$0$95,592
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
SHERRIE YOUNGExecutive DirectorFT$80,713-$80,713
JOYCE TYLER-WILLIAMS FROST BANKPresident-$0--
JACKIE HOYER FEDERAL RESERVE DALLAVice President-$0--
DERRICK TAYLOR BANK OF TEXASFormer Secretary-$0--
BRANDI GREGG COMMUNITY BANK OF TEXSecretary-$0--
ROBERT LEE CENTRAL BANKTreasurer-$0--
PATRICIA ABSHIRE BANK OF AMERICABoard Member-$0--
CONSTANCE BORDERS WOODFOREST BANKBoard Member-$0--
DORA CANTU JP MORGAN CHASEBoard Member-$0--
RICKEY JIMENEZ JR ALLEGIANCE BANKBoard Member-$0--
MARLO LOPEZ BANK OF TEXASBoard Member-$0--
CHARLES NEFF JR INTEGRITY BANKBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Credit Coalition
EIN
76-0334549
Phone
8324852300
Address
11201 CLAY ROAD, HOUSTON, TX 77041

Signing Officer

Name
Robert Lee
Title
Treasurer
Phone
8324852300
Signed
2016-05-17
Discuss with paid preparer
Yes

Preparer

Firm
Briggs & Veselka Co
Address
NINE GREENWAY PLAZA SUITE 1700, HOUSTON, TX 77046
Preparer
J Steven Awalt
Phone
7136679147
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 465.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: credit reports. Amount: 372. Description: contract services. Amount: 3,300. Description: insurance. Amount: 2,239. Description: payroll expenses. Amount: 1,610. Description: website maintenance. Amount: 228. Description: computer repair. Amount: 295. Description: conference & training. Amount: 3,110. Description: telephone. Amount: 3,403. Total to form 990-ez, line 16: 14,557.”

Raw XML Appendix228 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ROBERT LEE
IRS990EZ/BooksInCareOfDetail/PhoneNum08324852300
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt011201 CLAY ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HOUSTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd077041
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0194296
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0165611
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt095500
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-28685
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07125
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0194296
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0165611
IRS990EZ/GrossReceiptsAmt096661
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartIVInd0X
IRS990EZ/InvestmentIncomeAmt0465
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0194296
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0165611
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0194296
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0165611
IRS990EZ/OccupancyRentUtltsAndMaintAmt02748
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt080713
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SHERRIE YOUNG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOYCE TYLER-WILLIAMS FROST BANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JACKIE HOYER FEDERAL RESERVE DALLA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DERRICK TAYLOR BANK OF TEXAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BRANDI GREGG COMMUNITY BANK OF TEX
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ROBERT LEE CENTRAL BANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6PATRICIA ABSHIRE BANK OF AMERICA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CONSTANCE BORDERS WOODFOREST BANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8DORA CANTU JP MORGAN CHASE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9RICKEY JIMENEZ JR ALLEGIANCE BANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10MARLO LOPEZ BANK OF TEXAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11CHARLES NEFF JR INTEGRITY BANK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3FORMER SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11BOARD MEMBER
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt014557
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE CREDIT COALITION'S PURPOSE IS TO EMPOWER ITS CLIENTS THROUGH FINANCIAL AND HOMEBUYER COUNSELING AND EDUCATION, TO BE ABLE TO MAKE INFORMED, REASONABLE AND RESPONSIBLE DECISIONS IN REGARD TO THEIR FINANCIAL AND SPECIFIC HOUSING GOALS.
IRS990EZ/PrintingPublicationsPostageAmt0518
IRS990EZ/ProgramServiceRevenueAmt0696
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0FUNDAMENTALS OF GOOD CREDIT PROGRAM: PROVIDES TRAINING IN UNDERSTANDING AND DEVELOPING CREDIT.THE CREDIT COALITION'S, "FUNDAMENTALS OF GOOD CREDIT", IS RECOGNIZED AS AN APPROVED HOMEBUYER COUNSELING/EDUCATION COURSE FOR MANY HOUSTON AREA DOWN PAYMENT ASSISTANCE PROVIDERS AND MEETS THE FINANCIAL EDUCATION REQUIREMENT FOR HOUSTON AND GOLDEN TRIANGLE AREA INDIVIDUAL DEVELOPMENT ACCOUNT (IDA) SAVINGS PROGRAMS.COMPLETION OF THE 15-HOUR "FUNDAMENTALS OF GOOD CREDIT" RESULTS IN THE CLIENT EARNING THE CREDIT COALITION'S FINANCIAL AND HOMEBUYER EDUCATION COMPLETION CERTIFICATE. UPON GRADUATION FROM THE SERIES, EACH CLIENT WILL HAVE AN UNDERSTANDING OF HIS OWN FINANCIAL WELLNESS AND OVERALL CREDIT HEALTH. THROUGH THE SERIES, "FUNDAMENTALS OF GOOD CREDIT", THE CREDIT COALITION'S CLIENTS ARE EMPOWERED TO CHANGE THEIR LIVES WITH FINANCIAL KNOWLEDGE AND REACH THEIR SPECIFIC FINANCIAL AND HOUSING GOALS.THE CREDIT COALITION IS A HUD APPROVED HOUSING COUNSELING AGENCY, A MEMBER OF THE REVERSE MORTGAGE EDUCATION COUNSELING PROJECT AND THE TEXAS AND HOUSTON FORECLOSURE PREVENTION TASK FORCES. THE HOUSTON AND BEAUMONT AREA IDA PROGRAMS AND MANY DOWN PAYMENT ASSISTANCE PROGRAMS THROUGHOUT THE GREATER HOUSTON AREA ACCEPT THE COMPLETION OF THE "FUNDAMENTALS OF GOOD CREDIT" AS MEETING THE FINANCIAL/HOMEBUYER EDUCATION REQUIREMENT FOR THEIR PROGRAMS.DURING THE YEAR ENDING 11/30/2014, CREDIT COALITION PROVIDED 15 SESSIONS OF THE FREE CREDIT COALITION PROGRAM, "FUNDAMENTALS OF GOOD CREDIT" (15 HOUR SERIES) REACHING 710 CLIENTS. IN TOTAL FOR 2015, 820 CLIENTS WERE SERVED BETWEEN THE DIFFERENT PROGRAMS INCLUDING, BUT NOT LIMITED TO, COMMUNITY FINANCIAL EDUCATION, REVERSE MORTGAGE COUNSELING, AND FORECLOSURE INTERVENTION COUNSELING.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt095592
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt0100398
IRS990EZ/SchoolOperatingInd00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0TX
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0125346
IRS990EZ/TotalProgramServiceExpensesAmt095592
IRS990EZ/TotalRevenueAmt096661
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt095500
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0105000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt092250
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt085000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt088557
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0466307
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0468
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0468
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0467
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0626
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0700
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt02729
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt011673
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt011673
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0468
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0468
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0467
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0626
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0700
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt02729
IRS990ScheduleA/InvestmentIncomeCYPct00.00480
IRS990ScheduleA/InvestmentIncomePYPct00.00580
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt0695
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt031792
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt032308
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt023356
IRS990ScheduleA/OtherIncome509Grp/TotalAmt088151
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.84020
IRS990ScheduleA/PublicSupportPY509Pct00.79600
IRS990ScheduleA/PublicSupportTotal509Amt0477980
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt095500
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0116673
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt092250
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt085000
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt088557
IRS990ScheduleA/Total509Grp/TotalAmt0477980
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt096663
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0117141
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0124509
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0117934
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0112613
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0568860
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 465.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: CREDIT REPORTS. AMOUNT: 372. DESCRIPTION: CONTRACT SERVICES. AMOUNT: 3,300. DESCRIPTION: INSURANCE. AMOUNT: 2,239. DESCRIPTION: PAYROLL EXPENSES. AMOUNT: 1,610. DESCRIPTION: WEBSITE MAINTENANCE. AMOUNT: 228. DESCRIPTION: COMPUTER REPAIR. AMOUNT: 295. DESCRIPTION: CONFERENCE & TRAINING. AMOUNT: 3,110. DESCRIPTION: TELEPHONE. AMOUNT: 3,403. TOTAL TO FORM 990-EZ, LINE 16: 14,557.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT LEE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08324852300
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT COALITION
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0760334549
ReturnHeader/Filer/PhoneNum08324852300
ReturnHeader/Filer/USAddress/AddressLine1Txt011201 CLAY ROAD
ReturnHeader/Filer/USAddress/CityNm0HOUSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd077041
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0741769118
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRIGGS & VESELKA CO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0NINE GREENWAY PLAZA SUITE 1700
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HOUSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TX
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd077046
ReturnHeader/PreparerPersonGrp/PhoneNum07136679147
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0J STEVEN AWALT
ReturnHeader/ReturnTs02016-05-24T11:50:13-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-12-01
ReturnHeader/TaxPeriodEndDt02015-11-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$165,611
Liabilities
$0
Net assets
$165,611
Revenue
$96,661
Expenses
$125,346
Net income
-$28,685
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.94$0.00$3.94$2.45$1.58$0.87
2023Summary only. Only limited summary data is available for this year.$2.35$0.00$1.95$1.49$0.46
2022Detailed filing. Detailed filing data is available for this year.$1.88$0.00$1.88$1.54$1.36$0.17
2021Summary only. Only limited summary data is available for this year.$1.71$0.00$1.20$1.21$0.01
2020Detailed filing. Detailed filing data is available for this year.$1.95$0.23$1.72$1.83$1.40$0.43
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.29$0.00$1.29$1.16$1.48$0.32
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.61$0.00$1.61$1.50$1.31$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.42$0.00$1.42$1.24$1.33$0.09
2016Detailed filing. Detailed filing data is available for this year.$1.52$0.00$1.52$1.09$1.23$0.14
2015Detailed filing. Detailed filing data is available for this year.$1.66$0.00$1.66$0.97$1.25$0.29
2014Detailed filing. Detailed filing data is available for this year.$1.94$0.00$1.94$1.17$1.14$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.91$0.00$1.91$1.25$1.14$0.11
2012Summary only. Only limited summary data is available for this year.$1.81$0.00$1.18$1.11$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.73$0.00$1.73$1.13$1.06$0.07