Civic Intelligence

The Women'S Resource of Greater Houston

EIN 76-0318261 • 501(c)3 • Houston, TX

Profile

See Schedule OThe Women's Resource of Greater Houston helps women and girls make choices toward becoming independent, productive, and financially stable. We fulfill our mission by recruiting volunteer instructors to deliver our programs in the community. Our Personal Finance Program provides ongoing financial education and coaching to empower women to make healthy financial choices that will lead them to economic success.

13100 NW Freeway 130Houston, TX 77040

www.thewomensresource.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.08x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

0.23x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

16th percentile

-17%

Higher net margin than 16% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

84th percentile

$158,437

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 12.9% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

28th percentile

-3.5%

Faster asset growth than 28% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

6th percentile

-45%

Faster revenue growth than 6% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$3,316,402

Down $121,532 (-3.5%) from 2023

Liabilities

Down

$277,884

Down $32,435 (-10%) from 2023

Net Assets

Down

$3,038,518

Down $89,097 (-2.8%) from 2023

Revenue

Down

$1,230,119

Down $1,023,386 (-45%) from 2023

Expenses

Up

$1,439,769

Up $155,484 (+12%) from 2023

Net Income

Down

-$209,650

Down $1,178,870 (-122%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $1,229,031Liabilities 2010: $2,780Net Assets 2010: $1,226,2512010Assets 2011: $1,267,728Liabilities 2011: $10,992Net Assets 2011: $1,256,7362011Assets 2012: $1,373,720Liabilities 2012: $49,363Net Assets 2012: $1,324,3572012Assets 2013: $1,554,998Liabilities 2013: $28,127Net Assets 2013: $1,526,8712013Assets 2014: $1,631,699Liabilities 2014: $35,529Net Assets 2014: $1,596,1702014Assets 2015: $1,559,073Liabilities 2015: $33,150Net Assets 2015: $1,525,9232015Assets 2016: $1,596,933Liabilities 2016: $32,727Net Assets 2016: $1,564,2062016Assets 2017: $1,813,917Liabilities 2017: $43,257Net Assets 2017: $1,770,6602017Assets 2018: $1,662,865Liabilities 2018: $43,666Net Assets 2018: $1,619,1992018Assets 2019: $1,933,518Liabilities 2019: $56,098Net Assets 2019: $1,877,4202019Assets 2020: $2,132,154Liabilities 2020: $96,276Net Assets 2020: $2,035,8782020Assets 2021: $2,341,962Liabilities 2021: $110,146Net Assets 2021: $2,231,8162021Assets 2022: $2,336,593Liabilities 2022: $339,474Net Assets 2022: $1,997,1192022Assets 2023: $3,437,934Liabilities 2023: $310,319Net Assets 2023: $3,127,6152023Assets 2024: $3,316,402Liabilities 2024: $277,884Net Assets 2024: $3,038,5182024

Highlighted filing

2024

Assets$3,316,402
Liabilities$277,884
Net Assets$3,038,518

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $317,9362010Expenses 2011: $333,7692011Expenses 2012: $351,9012012Revenue 2013: $451,748Expenses 2013: $393,080Net Income 2013: $58,6682013Revenue 2014: $417,478Expenses 2014: $392,498Net Income 2014: $24,9802014Revenue 2015: $435,846Expenses 2015: $446,906Net Income 2015: -$11,0602015Revenue 2016: $475,496Expenses 2016: $484,774Net Income 2016: -$9,2782016Revenue 2017: $591,182Expenses 2017: $514,892Net Income 2017: $76,2902017Revenue 2018: $640,785Expenses 2018: $665,574Net Income 2018: -$24,7892018Revenue 2019: $757,270Expenses 2019: $737,756Net Income 2019: $19,5142019Revenue 2020: $734,889Expenses 2020: $719,926Net Income 2020: $14,9632020Revenue 2021: $849,924Expenses 2021: $768,450Net Income 2021: $81,4742021Revenue 2022: $1,223,214Expenses 2022: $1,059,657Net Income 2022: $163,5572022Revenue 2023: $2,253,505Expenses 2023: $1,284,285Net Income 2023: $969,2202023Revenue 2024: $1,230,119Expenses 2024: $1,439,769Net Income 2024: -$209,6502024

Highlighted filing

2024

Revenue$1,230,119
Expenses$1,439,769
Net Income-$209,650

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.32$0.28$3.04$1.23$1.44$0.21
2023Detailed filing. Detailed filing data is available for this year.$3.44$0.31$3.13$2.25$1.28$0.97
2022Detailed filing. Detailed filing data is available for this year.$2.34$0.34$2.00$1.22$1.06$0.16
2021Detailed filing. Detailed filing data is available for this year.$2.34$0.11$2.23$0.85$0.77$0.08
2020Detailed filing. Detailed filing data is available for this year.$2.13$0.10$2.04$0.73$0.72$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.93$0.06$1.88$0.76$0.74$0.02
2018Detailed filing. Detailed filing data is available for this year.$1.66$0.04$1.62$0.64$0.67$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.81$0.04$1.77$0.59$0.51$0.08
2016Detailed filing. Detailed filing data is available for this year.$1.60$0.03$1.56$0.48$0.48$0.01
2015Detailed filing. Detailed filing data is available for this year.$1.56$0.03$1.53$0.44$0.45$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.63$0.04$1.60$0.42$0.39$0.02
2013Detailed filing. Detailed filing data is available for this year.$1.55$0.03$1.53$0.45$0.39$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.37$0.05$1.32$0.35
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.27$0.01$1.26$0.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.00$1.23$0.32
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 12, 2025
Return Version
2024v5.2
Gross Receipts
$1,512,164
Mission and Program Overview

Mission

The Womens Resource of Greater Houston helps women and girls make choices toward becoming independent, productive, and financially stable. We fulfill our mission by recruiting volunteer instructors to deliver our programs in the community. Our Personal Finance Program provides ongoing financial education and coaching to empower women to make healthy financial choices that will lead them to economic success. Project LEAD teaches at-risk high school girls the life skills necessary for leadership and professional success with the financial education that is critical for professional success.

Help women and girls become financially stable.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$2,121,433$2,562,161▲ $440,728
Pledges and Grants Receivable$568,205$332,395▼ $235,810
Cash and Non-Interest-Bearing Accounts$441,161$163,383▼ $277,778
Prepaid Expenses and Deferred Charges$18,001$36,236▲ $18,235
Land, Buildings, and Equipment, Net$14,722$11,849▼ $2,873
Savings and Temporary Cash Investments$5,275$5,281▲ $6
Total Assets$3,437,934$3,316,402▼ $121,532
Other Assets Total$269,137$205,097▼ $64,040
Liabilities
Other Liabilities$269,784$207,490▼ $62,294
Accounts Payable and Accrued Expenses$21,535$44,394▲ $22,859
Deferred Revenue$19,000$26,000▲ $7,000
Total Liabilities$310,319$277,884▼ $32,435
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,608,782$1,761,037▲ $152,255
Net Assets With Donor Restrictions$1,518,833$1,277,481▼ $241,352
Total Net Assets Fund Balance$3,127,615$3,038,518▼ $89,097
Total Liabilities and Net Assets / Fund Balance$3,437,934$3,316,402▼ $121,532

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$11,849$49,529$61,378
Other Assets Org$20,945--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$1,137,550-▲ $109,975$99,526$1,147,999
2023$1,018,434-▲ $232,104$112,988$1,137,550
2022$1,449,714-▼ $320,665$110,615$1,018,434
2021$1,361,487-▲ $185,115$96,888$1,449,714
2020$1,265,739-▲ $188,934$93,186$1,361,487
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christine PowellCEOFT$139,000$19,437$158,437

Board Members and Trustees

NameTitle
Burton ColeImmediate Past President
Shanna KuzdzalPresident
Alba HuertaTrustee
Alejandro ColomTrustee
Courtney TaylorTrustee
Kristy WillsTrustee
Laquita CyprianTrustee
Nichole AkeTrustee
Pricilla PicassoTrustee
Sally ShawTrustee
Trisha FigaroTrustee
Ulonda Crawford EureyTrustee
Whitney Wall WeighterTrustee
Yamin HuebingerTrustee
Kelly HarredSecretary
Lean AlloucheVP Development
Jennifer WhalenVP Finance
Alicia BostonVP Governance
Judy MosesVP Nominating
Megan SchmidVP Programs
Revenue and Support

Revenue Composition

Contributions and Grants
$1,104,400
Program Service Revenue
$0
Investment Income
$79,314
Other Revenue
$46,405
All Other Contributions
$594,164
Change in Net Assets
$-209,650

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table33$39,205Sale proceeds
Other Non Cash Contri Table3$14,010Fair Market Value (FMV)
Securities Publicly Traded1$5,101Stock
Total Noncash Contributions37$58,316-

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,223,122
Revenue Not Reported on Financial Statements
$6,997
Revenue Not Reported on Form 990
$129,126
Total Revenue per Audited Statements
$1,352,248
Total Revenue per Form 990
$1,230,119
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,153,085
Other Expenses$280,440
Total Fundraising Expense$215,239
Grants and Similar Amounts Paid$6,244
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$599,081$95,790$121,817$816,688
Current Officers, Directors, Trustees, and Key Employees$116,221$18,584$23,632$158,437
Other Employee Benefits$68,440$10,943$13,917$93,300
Payroll Taxes$53,994$8,633$10,979$73,606
Occupancy$53,801$5,124$5,124$64,049
Office Expenses$16,030$19,608$17,341$52,979
Fees for Services Accounting-$30,953-$30,953
Information Technology$6,594$14,120$7,642$28,356
Conferences and Meetings$20,857$5,710$1,100$27,667
Fees for Services Other$11,443$7,814$41$19,298
Advertising$4,979$828$10,674$16,481
Pension Plan Contributions$8,108$1,297$1,649$11,054
Travel$4,561$3,619$172$8,352
Fees for Service Investment Mgmnt Fees-$6,997-$6,997
Grants to Domestic Individuals$6,244--$6,244
Insurance$2,606$1,304$266$4,176
Depreciation Depletion-$2,873-$2,873
Fees for Services Legal-$2,000-$2,000
Other Expenses$1,086$4,096$885$1,086
Total Functional Expenses$984,237$240,293$215,239$1,439,769

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$1,441,345
Total Expenses per Form 990$1,439,769
Expenses per Audited Statements$1,432,772
Expenses Not Reported on Form 990$8,573
Expenses Not Reported on Financial Statements$6,997
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$226,579
Fundraising Direct Expenses$180,174
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Power of the Purse$267,500$133,274$57,620$75,654
Fall Luncheon$345,926$93,305$31,205$62,100
Total Events$613,426$226,579$180,174$46,405
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating lease liability$185,725
Finance lease liability$21,765
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 1A

All Executive Committee members are members of the governing body. The Executive Committee shall consist of at least four (4) and at most ten (10) Trustees. The President, Immediate Past President, President-Elect, all elected Vice Presidents, and the Secretary shall be members of the Executive Committee, with any additional Trustees elected to serve on the Executive Committee by the Board of Trustees. The President shall serve as Chairperson. The Executive Committee may exercise the powers of the Board of Trustees if the Board cannot act in a timely fashion and action is so required.

Form 990, Part VI, Section B, line 11B

The Finance Committee reviews the 990 and provides the approved copy to the board prior to filing.

Form 990, Part VI, Section B, line 12C

Each board member completes Conflict of Interest and Governance forms at the beginning of each calendar year. The VP of Governance and the Governance Committee review statements and determine if a conflict exists. If a conflict arises, the conflicted member would be prohibited from participating in deliberations and voting on the matter of conflict.

Form 990, Part VI, Section B, line 15A

The Women's Resource uses local market data, Form 990s of other nonprofits, and the United Way bi-annual benefit and salary survey to guide compensation decisions and determine salary ranges. The board's Executive Committee reviews the data and recommends the CEO's salary. All salaries are included in the annual budget and approved by the Women's Resource Board of Trustees.

Form 990, Part VI, Section C, line 19

Available upon request.

Filing and Contact Details

Filer

Filer Name
The Women's Resource of Greater Houston
EIN
76-0318261
Phone
7136674493
Address
13100 NW Freeway 130, Houston, TX 77040

Signing Officer

Name
Christine Powell
Title
CEO
Phone
7136674493
Signed
2025-09-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Shanna Kuzdzal
Formed
1990
Legal Domicile
TX
Voting Board Members
20
Independent Board Members
20
Employees
42
Volunteers
164

Preparer

Firm
Blazek & Vetterling
Address
2900 Weslayan Suite 200, Houston, TX 77027
Preparer
Barbara Murphy
Phone
7134395739
Supplemental Narrative

Financial Statement Notes

Part V, Line 4:

The Women's Resource of Greater Houston's endowment funds are permanently restricted, which means that only the income earned on the funds, not the principal amount, is available for spending. The income earned from the funds is intended to support The Women's Resource's educational and research programs. The portion of the endowment funds classified as temporarily restricted represents the accumulated undistributed earnings on the permanently restricted amount.

Raw XML AppendixShowing 400 of 663 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0YourLife Finance Classes teach women and families about banking, saving, budgeting, credit management, and investment planning. We also offer financial coaching through YourLife Possibility Groups to guide and support women in changing their financial attitudes and behaviors, as well as one-on-one financial coaching through YourLife Coaching. RISE! is a four-year program equipping at-risk high school girls with the life skills necessary for leadership and professional success and the financial education critical for personal success. In 2024, we reached 2,256 people through partnerships with social service agencies, schools, community organizations, and colleges in zip codes across the Greater Houston area. Our network of more than 164 volunteers assists us in fulfilling our mission.
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IRS990/Form990PartVIISectionAGrp/PersonNm0Shanna Kuzdzal
IRS990/Form990PartVIISectionAGrp/PersonNm1Burton Cole
IRS990/Form990PartVIISectionAGrp/PersonNm2Lean Allouche
IRS990/Form990PartVIISectionAGrp/PersonNm3Alicia Boston
IRS990/Form990PartVIISectionAGrp/PersonNm4Judy Moses
IRS990/Form990PartVIISectionAGrp/PersonNm5Megan Schmid
IRS990/Form990PartVIISectionAGrp/PersonNm6Jennifer Whalen
IRS990/Form990PartVIISectionAGrp/PersonNm7Kelly Harred
IRS990/Form990PartVIISectionAGrp/PersonNm8Nichole Ake
IRS990/Form990PartVIISectionAGrp/PersonNm9Alejandro Colom
IRS990/Form990PartVIISectionAGrp/PersonNm10Laquita Cyprian
IRS990/Form990PartVIISectionAGrp/PersonNm11Ulonda Crawford Eurey
IRS990/Form990PartVIISectionAGrp/PersonNm12Trisha Figaro
IRS990/Form990PartVIISectionAGrp/PersonNm13Yamin Huebinger
IRS990/Form990PartVIISectionAGrp/PersonNm14Alba Huerta
IRS990/Form990PartVIISectionAGrp/PersonNm15Pricilla Picasso
IRS990/Form990PartVIISectionAGrp/PersonNm16Sally Shaw
IRS990/Form990PartVIISectionAGrp/PersonNm17Courtney Taylor
IRS990/Form990PartVIISectionAGrp/PersonNm18Whitney Wall Weighter
IRS990/Form990PartVIISectionAGrp/PersonNm19Kristy Wills
IRS990/Form990PartVIISectionAGrp/PersonNm20Christine Powell
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IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Immediate Past President
IRS990/Form990PartVIISectionAGrp/TitleTxt2VP Development
IRS990/Form990PartVIISectionAGrp/TitleTxt3VP Governance
IRS990/Form990PartVIISectionAGrp/TitleTxt4VP Nominating
IRS990/Form990PartVIISectionAGrp/TitleTxt5VP Programs
IRS990/Form990PartVIISectionAGrp/TitleTxt6VP Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt9Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt10Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt11Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt12Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt13Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt14Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt15Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt16Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt17Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt18Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt19Trustee
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IRS990/MissionDesc0See Schedule OThe Women's Resource of Greater Houston helps women and girls make choices toward becoming independent, productive, and financially stable. We fulfill our mission by recruiting volunteer instructors to deliver our programs in the community. Our Personal Finance Program provides ongoing financial education and coaching to empower women to make healthy financial choices that will lead them to economic success.
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