Civic Intelligence

Alliance for Multicultural Community Services

990 • Fiscal year 2019 • EIN 76-0171217

Oct 01, 2018 to Sep 30, 2019 • Filed on Oct 01, 2020

6440 Hillcroft Avenue Suite 411Houston, TX 77081

(713) 776-4700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.98x

Higher debt load relative to assets than 91% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Liabilities / Revenue

62nd percentile

0.28x

Higher debt load relative to revenue than 62% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Net Margin

26th percentile

-5.0%

Higher net margin than 26% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Top Officer Pay

52nd percentile

$127,213

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Asset Growth

9th percentile

-9.8%

Faster asset growth than 9% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2018 to 2019

Revenue Growth

76th percentile

19%

Faster revenue growth than 76% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2018 to 2019

Assets

Down

$1,972,947

Down $213,428 (-9.8%) from 2018

Net Assets

Down

$34,691

Down $346,763 (-91%) from 2018

Liabilities

Up

$1,938,256

Up $133,335 (+7.4%) from 2018

Revenue

Up

$6,963,539

Up $1,101,689 (+19%) from 2018

Expenses

Up

$7,310,303

Up $609,224 (+9.1%) from 2018

Net Income

Up

-$346,764

Up $492,465 (+59%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2011: $3,450,719Liabilities 2011: $2,106,175Net Assets 2011: $1,344,5442011Assets 2012: $3,273,919Liabilities 2012: $2,136,622Net Assets 2012: $1,137,2972012Assets 2013: $3,531,289Liabilities 2013: $2,293,422Net Assets 2013: $1,237,8672013Assets 2014: $3,458,412Liabilities 2014: $2,278,822Net Assets 2014: $1,179,5902014Assets 2015: $3,237,386Liabilities 2015: $1,981,243Net Assets 2015: $1,256,1432015Assets 2016: $3,504,588Liabilities 2016: $2,154,252Net Assets 2016: $1,350,3362016Assets 2017: $2,751,422Liabilities 2017: $1,529,667Net Assets 2017: $1,221,7552017Assets 2018: $2,186,375Liabilities 2018: $1,804,921Net Assets 2018: $381,4542018Assets 2019: $1,972,947Liabilities 2019: $1,938,256Net Assets 2019: $34,6912019Assets 2020: $3,175,073Liabilities 2020: $1,991,882Net Assets 2020: $1,183,1912020Assets 2021: $5,316,448Liabilities 2021: $3,539,917Net Assets 2021: $1,776,5312021Assets 2022: $13,351,952Liabilities 2022: $11,640,814Net Assets 2022: $1,711,1382022

Highlighted filing

2019

Assets$1,972,947
Liabilities$1,938,256
Net Assets$34,691

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2011: $5,316,0582011Expenses 2012: $5,048,0222012Expenses 2013: $5,571,2192013Revenue 2014: $6,511,176Expenses 2014: $6,569,453Net Income 2014: -$58,2772014Revenue 2015: $6,985,178Expenses 2015: $6,908,625Net Income 2015: $76,5532015Revenue 2016: $8,309,953Expenses 2016: $8,215,760Net Income 2016: $94,1932016Revenue 2017: $7,814,356Expenses 2017: $7,942,937Net Income 2017: -$128,5812017Revenue 2018: $5,861,850Expenses 2018: $6,701,079Net Income 2018: -$839,2292018Revenue 2019: $6,963,539Expenses 2019: $7,310,303Net Income 2019: -$346,7642019Revenue 2020: $10,255,178Expenses 2020: $9,106,678Net Income 2020: $1,148,5002020Revenue 2021: $13,579,040Expenses 2021: $12,985,700Net Income 2021: $593,3402021Revenue 2022: $35,483,549Expenses 2022: $35,548,942Net Income 2022: -$65,3932022

Highlighted filing

2019

Revenue$6,963,539
Expenses$7,310,303
Net Income-$346,764
Jump To
Filing Snapshot
Filing Period
Oct 1, 2018 to Sep 30, 2019
Signed
Oct 1, 2020
Return Version
2018v3.2
Gross Receipts
$6,986,004
Mission and Program Overview

Mission

We work to create opportunities for refugees, immigrants, and underserved residents to achieve their goals for self-sufficiency and improve their quality of life.

To create opportunities for refugees, immigrants, and underserved residents to achieve their goals for self-sufficiency and improve their quality of life.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$507,608$757,176▲ $249,568
Land, Buildings, and Equipment, Net$814,599$331,242▼ $483,357
Savings and Temporary Cash Investments$130,171--
Cash and Non-Interest-Bearing Accounts$530,006$112,441▼ $417,565
Accounts Receivable-$108,423-
Other Notes and Loans Receivable, Net$176,738$101,973▼ $74,765
Prepaid Expenses and Deferred Charges$27,253$1,525▼ $25,728
Total Assets$2,186,375$1,972,947▼ $213,428
Other Assets Total-$560,167-
Liabilities
Mortgage Notes Payable Secured by Investment Property$971,616$822,140▼ $149,476
Deferred Revenue$603,142$787,668▲ $184,526
Accounts Payable and Accrued Expenses$192,670$328,448▲ $135,778
Other Liabilities$37,493--
Total Liabilities$1,804,921$1,938,256▲ $133,335
Net Assets / Fund Balance
Permanently Rstr Net Assets-$177,100-
Temporarily Rstr Net Assets$26,766--
Unrestricted Net Assets$354,688$-142,409▼ $497,097
Total Net Assets Fund Balance$381,454$34,691▼ $346,763
Total Liabilities and Net Assets / Fund Balance$2,186,375$1,972,947▼ $213,428

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,238$292,474$293,712
Land$276,068-$276,068
Equipment$53,936$107,309$161,245
Leasehold Improvements-$150,460$150,460
Other Assets Org$560,167--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Daniel StoeckerCEOFT$121,234$5,979$127,213

Board Members and Trustees

NameTitle
Nelvin AdriaticoBoard Chair
Saki IndakwaVice Chair
Dr Asim ShahDirector
Laquitta S DemerchantDirector
Mubashir ChaudhryDirector
Munir IbrahlmDirector
Tariq ZafarDirector
Mustafa FaizSecretary
Neel PatelTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$6,086,344
Program Service Revenue
$524,605
Investment Income
$7,355
Other Revenue
$345,235
All Other Contributions
$1,413,419
Change in Net Assets
$-346,764

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported AmountValuation Method
Clothing and Household Goods$40,522Fair Market Value (FMV)
Total Noncash Contributions$40,522-

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,963,539
Total Revenue per Audited Statements
$6,963,539
Total Revenue per Form 990
$6,963,539
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$5,090,439
Other Expenses$1,502,795
Grants and Similar Amounts Paid$717,069
Total Fundraising Expense$223,599
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,735,673$393,080$188,208$4,316,961
Other Employee Benefits$681,884$64,551$27,043$773,478
Grants to Domestic Individuals$717,069--$717,069
Fees for Services Other$392,179$9,227$3,055$404,461
Occupancy$263,181$6,534$1,401$271,116
Office Expenses$98,514$33,942$59$132,515
Depreciation Depletion$30,354$66,938-$97,292
Information Technology$56,995$16,080$2,890$75,965
Travel$59,127$4,032$97$63,256
Fees for Services Accounting-$45,753-$45,753
Conferences and Meetings$12,667$3,431-$16,098
Other Expenses$12,777$333$846$13,110
Total Functional Expenses$6,334,507$752,197$223,599$7,310,303

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$7,310,303
Total Expenses per Audited Statements$7,310,303
Total Expenses per Form 990$7,310,303
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$30,757
Fundraising Direct Expenses$22,465
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fundraising$30,757$30,757$22,465$8,292
Total Events$30,757$30,757$22,465$8,292
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Electronic copies provided for review.

Form 990, Page 6, Part VI, Line 12C

Annual disclosure agreement.

Form 990, Page 6, Part VI, Line 15A

The board of directors conducts periodic reviews of the organization's officers and determines and establishes the salary.

Form 990, Page 6, Part VI, Line 19

UPON REQUEST.

Filing and Contact Details

Filer

Filer Name
Alliance for Multicultural
EIN
76-0171217
Phone
7137764700
Address
6440 HILLCROFT AVENUE SUITE 411, HOUSTON, TX 77081

Signing Officer

Name
Daniel Stoecker
Title
CEO
Phone
7137764700
Signed
2020-10-01

Organization Details

Principal Officer
Daniel Stoecker
Formed
1986
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
178
Volunteers
482

Preparer

Firm
Mcconnell & Jones Llp
Address
4828 LOOP CENTRAL DR STE 1000, HOUSTON, TX 77081-2222
Preparer
Thomas Jones Jr
Phone
7139681600
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

The alliance has multiple programs grouped in the following areas of concentration: (1) center for entrepreneurship provides microloans to small business owners and ongoing training and support to ensure they have the knowledge and tools needed to sustain and grow their business; (2) center for literacy and advancement creates opportunities for community members through basic education, english language acquisiton, occupational training, youth engagement, and financial literacy programs; (3) center for new americans provides long-term support to both refugees and immigrants in their cultural adjustment and integration into the united states; and (4) center for resiliency helps community members prepare for and overcome life's unexpected challenges by providing access to information and resources that assists them through the four phases of disaster; mitigation, preparedness, response, and recovery.

Form 990, Page 2, Part III, Line 4D

N/A

Form 990, Part XI, Line 9

ROUDNING 1

Financial Statement Notes

Schedule D, Page 2, Part IV, Line 2B

The alliance's credit builder loan program is a structured savings fund, with a credit building component. The alliance structures saving guidelines, the client must follow, and a savings goal, this creates an installment loan the client is extending to themselves. Payments are reported to the national credit bureaus and impact credit scores. Once the savings/loan balance is paid in full, the client receives all their money back and with on-time payments an increased credit score. The alliance is one of only five authorized small business administration (sba) microloan providers in the state of texas. The alliance provides commuity based loans to individuals seeking to start or expand an existing business. Loans are extended up to 35k and must meet financial capability goals. The program helps clients with understanding how to run a business plan that is reviewed by alliance's loan committee. Community impact is part of the consideratin process. The micro-lending program is geared toward individuals in the process of doing a start-up or needing help with an expansion and are in need of additional technical assistance and financial education.

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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ALLIANCE'S CREDIT BUILDER LOAN PROGRAM IS A STRUCTURED SAVINGS FUND, WITH A CREDIT BUILDING COMPONENT. THE ALLIANCE STRUCTURES SAVING GUIDELINES, THE CLIENT MUST FOLLOW, AND A SAVINGS GOAL, THIS CREATES AN INSTALLMENT LOAN THE CLIENT IS EXTENDING TO THEMSELVES. PAYMENTS ARE REPORTED TO THE NATIONAL CREDIT BUREAUS AND IMPACT CREDIT SCORES. ONCE THE SAVINGS/LOAN BALANCE IS PAID IN FULL, THE CLIENT RECEIVES ALL THEIR MONEY BACK AND WITH ON-TIME PAYMENTS AN INCREASED CREDIT SCORE. THE ALLIANCE IS ONE OF ONLY FIVE AUTHORIZED SMALL BUSINESS ADMINISTRATION (SBA) MICROLOAN PROVIDERS IN THE STATE OF TEXAS. THE ALLIANCE PROVIDES COMMUITY BASED LOANS TO INDIVIDUALS SEEKING TO START OR EXPAND AN EXISTING BUSINESS. LOANS ARE EXTENDED UP TO 35K AND MUST MEET FINANCIAL CAPABILITY GOALS. THE PROGRAM HELPS CLIENTS WITH UNDERSTANDING HOW TO RUN A BUSINESS PLAN THAT IS REVIEWED BY ALLIANCE'S LOAN COMMITTEE. COMMUNITY IMPACT IS PART OF THE CONSIDERATIN PROCESS. THE MICRO-LENDING PROGRAM IS GEARED TOWARD INDIVIDUALS IN THE PROCESS OF DOING A START-UP OR NEEDING HELP WITH AN EXPANSION AND ARE IN NEED OF ADDITIONAL TECHNICAL ASSISTANCE AND FINANCIAL EDUCATION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 2, PART IV, LINE 2B
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IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0GRANTS & OTHER ASSISTANCE
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IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0GRANTS FUND DISTRIBUTED FOR DOMESTIC INDIVIDUALS' RENT, VOCATIONAL TRAINING AND UTILITIES IS PAID DIRECTLY TO THE SERVICE PROVIDER TO ENSURE THAT FUNDS ARE USED FOR INTENDED PURPOSES.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PAGE 1, PART I, LINE 2
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ALLIANCE HAS MULTIPLE PROGRAMS GROUPED IN THE FOLLOWING AREAS OF CONCENTRATION: (1) CENTER FOR ENTREPRENEURSHIP PROVIDES MICROLOANS TO SMALL BUSINESS OWNERS AND ONGOING TRAINING AND SUPPORT TO ENSURE THEY HAVE THE KNOWLEDGE AND TOOLS NEEDED TO SUSTAIN AND GROW THEIR BUSINESS; (2) CENTER FOR LITERACY AND ADVANCEMENT CREATES OPPORTUNITIES FOR COMMUNITY MEMBERS THROUGH BASIC EDUCATION, ENGLISH LANGUAGE ACQUISITON, OCCUPATIONAL TRAINING, YOUTH ENGAGEMENT, AND FINANCIAL LITERACY PROGRAMS; (3) CENTER FOR NEW AMERICANS PROVIDES LONG-TERM SUPPORT TO BOTH REFUGEES AND IMMIGRANTS IN THEIR CULTURAL ADJUSTMENT AND INTEGRATION INTO THE UNITED STATES; AND (4) CENTER FOR RESILIENCY HELPS COMMUNITY MEMBERS PREPARE FOR AND OVERCOME LIFE'S UNEXPECTED CHALLENGES BY PROVIDING ACCESS TO INFORMATION AND RESOURCES THAT ASSISTS THEM THROUGH THE FOUR PHASES OF DISASTER; MITIGATION, PREPAREDNESS, RESPONSE, AND RECOVERY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ELECTRONIC COPIES PROVIDED FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANNUAL DISCLOSURE AGREEMENT.

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