Liabilities / Assets
62nd percentile
Higher debt load relative to assets than 62% of similar nonprofits.
EIN 75-6056679 • 501(c)14 • Pecos, TX
Profile
Reeves County Teachers Credit Union was organized to provide financial services to school employees and their families
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
62nd percentile
Higher debt load relative to assets than 62% of similar nonprofits.
Liabilities / Revenue
40th percentile
Higher debt load relative to revenue than 40% of similar nonprofits.
Net Margin
51st percentile
Higher net margin than 51% of similar nonprofits.
Top Officer Pay
51st percentile
Higher top officer pay than 51% of similar nonprofits.
Top officer pay equals 11.6% of source-year revenue.
Asset Growth
52nd percentile
Faster asset growth than 52% of similar nonprofits.
Revenue Growth
51st percentile
Faster revenue growth than 51% of similar nonprofits.
Assets
Up$11,119,979
Up $28,051 (+0.3%) from 2024
Liabilities
Down$9,740,088
Down $27,597 (-0.3%) from 2024
Net Assets
Up$1,379,891
Up $55,648 (+4.2%) from 2024
Revenue
Up$699,981
Up $43,738 (+6.7%) from 2024
Expenses
Down$644,333
Down $12,467 (-1.9%) from 2024
Net Income
Up$55,648
Up $56,205 (+10091%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Reeves County Teachers Credit Union was organized to provide financial services to school employees and their families
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $8,354,327 | $8,507,178 | ▲ $152,851 |
| Rtn Earn Endowment Incm Other Fnds | $1,324,243 | $1,379,891 | ▲ $55,648 |
| Savings and Temporary Cash Investments | $1,102,955 | $1,152,955 | ▲ $50,000 |
| Cash and Non-Interest-Bearing Accounts | $1,096,214 | $954,851 | ▼ $141,363 |
| Land, Buildings, and Equipment, Net | $324,356 | $308,405 | ▼ $15,951 |
| Receivables From Officers Etc | $164,016 | $141,328 | ▼ $22,688 |
| Accounts Receivable | $28,857 | $27,824 | ▼ $1,033 |
| Prepaid Expenses and Deferred Charges | $21,203 | $27,438 | ▲ $6,235 |
| Total Assets | $11,091,928 | $11,119,979 | ▲ $28,051 |
| Liabilities | |||
| Other Liabilities | $9,717,410 | $9,632,534 | ▼ $84,876 |
| Accounts Payable and Accrued Expenses | $50,275 | $107,554 | ▲ $57,279 |
| Total Liabilities | $9,767,685 | $9,740,088 | ▼ $27,597 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,324,243 | $1,379,891 | ▲ $55,648 |
| Total Liabilities and Net Assets / Fund Balance | $11,091,928 | $11,119,979 | ▲ $28,051 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $244,637 | $257,362 | - |
| Land | $55,000 | - | - |
| Equipment | $8,768 | $111,644 | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Luzelva Estrello | CEO | FT | $81,360 | $81,360 |
| Name | Title |
|---|---|
| John Salcido | Chairperson |
| Gary Rumbaugh | Vice Chair |
| Lucia Dominguez | Director |
| Rebecca Granado | Secretary |
| Teresa Barragan | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $395,733 |
| Salaries, Compensation, and Employee Benefits | $248,600 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $117,841 | $0 | $0 | $117,841 |
| Current Officers, Directors, Trustees, and Key Employees | $81,360 | $0 | $0 | $81,360 |
| Occupancy | $60,981 | $0 | $0 | $60,981 |
| All Other Expenses | $32,258 | $0 | $0 | $32,258 |
| Other Employee Benefits | $28,984 | $0 | $0 | $28,984 |
| Advertising | $26,224 | $0 | $0 | $26,224 |
| Depreciation Depletion | $21,510 | $0 | $0 | $21,510 |
| Fees for Services Accounting | $17,507 | $0 | $0 | $17,507 |
| Information Technology | $16,397 | $0 | $0 | $16,397 |
| Payroll Taxes | $15,700 | $0 | $0 | $15,700 |
| Office Expenses | $11,419 | $0 | $0 | $11,419 |
| Insurance | $7,642 | $0 | $0 | $7,642 |
| Fees for Services Other | $6,240 | $0 | $0 | $6,240 |
| Conferences and Meetings | $5,400 | $0 | $0 | $5,400 |
| Pension Plan Contributions | $4,715 | $0 | $0 | $4,715 |
| Travel | $1,312 | $0 | $0 | $1,312 |
| Other Expenses | $-50 | $0 | $0 | $-50 |
| Total Functional Expenses | $644,333 | $0 | $0 | $644,333 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $164,016 | $141,328 | ▼ $22,688 |
| Liability | Amount |
|---|---|
| Member Deposits | $9,632,534 |
“The Credit Union is made up of members.”
“Officers of the credit union are elected to serve 3 year terms by the members.”
“Members approve the annual actions of the board of directors at the Annual Shareholders Meeting.”
“The Board of Directors pays a CPA to prepare and review the Form 990”
“Members of the Board are required to disclose any possible conflicts that could lead to issues directing the credit union in a sound manner”
“Annual review of all personnel are discussed with the Board of Directors.”
“Annual review of all personnel are discussed with the Board of Directors.”
“CECL Adjustment to Undivided Earnings”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 50275 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 107554 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 28857 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 27824 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | Reeves County Teachers Credit Union was organized to provide financial services to school employees and their families |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 26224 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 26224 |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 32258 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 32258 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | false |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Frank Jimenez |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4324476192 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 430 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Pecos |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TX |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 79772 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1096214 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 954851 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 81360 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 81360 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/FundraisingAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 5400 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 5400 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 56348 |
| IRS990/CYOtherExpensesAmt | 0 | 395733 |
| IRS990/CYOtherRevenueAmt | 0 | 102298 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 541335 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 55648 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 248600 |
| IRS990/CYTotalExpensesAmt | 0 | 644333 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 699981 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 21510 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 21510 |
| IRS990/Desc | 0 | Reeves County offers all types of loan products at competitive rates |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 17507 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 17507 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 6240 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 6240 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | John Salcido |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Gary Rumbaugh |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Rebecca Granado |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Teresa Barragan |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Lucia Dominguez |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Luzelva Estrello |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 81360 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1967 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 699981 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 45600 |
| IRS990/GroupExemptionNum | 0 | 2742 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 16397 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 16397 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 7642 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 7642 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 56348 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 289 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 369006 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 324356 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 308405 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 677411 |
| IRS990/LegalDomicileStateCd | 0 | TX |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | Reeves County Teachers Credit Union was organized to provide financial services to school employees and their families |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1324243 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1379891 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 45600 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 45600 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 60981 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 60981 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 11419 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 11419 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 28984 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 28984 |
| IRS990/OtherExpensesGrp/Desc | 0 | Dividends Paid |
| IRS990/OtherExpensesGrp/Desc | 1 | Training |
| IRS990/OtherExpensesGrp/Desc | 2 | Loan Loss Provision |
| IRS990/OtherExpensesGrp/Desc | 3 | Cash Over/Short |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 257727 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 1661 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | -70495 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | -50 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 257727 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1661 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | -70495 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | -50 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 9717410 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 9632534 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522100 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522100 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Fee Income |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Other - Member Cap |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 56007 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 691 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 56007 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 691 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 56698 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 117841 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 117841 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 8354327 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 8507178 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 15700 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 15700 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 4715 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 4715 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 21203 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 27438 |
| IRS990/PrincipalOfficerNm | 0 | Frank Jimenez |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Interest from Loans |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 541335 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Reeves County offers deposit products at competitive rates |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | n/a |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 60362 |
| IRS990/PYOtherExpensesAmt | 0 | 412264 |
| IRS990/PYOtherRevenueAmt | 0 | 116300 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 479581 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -557 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 244536 |
| IRS990/PYTotalExpensesAmt | 0 | 656800 |
| IRS990/PYTotalRevenueAmt | 0 | 656243 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 164016 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 141328 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 55648 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 45600 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1324243 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1379891 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1102955 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 1152955 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 244637 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 257362 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 501999 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 8768 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 111644 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 120412 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 55000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 55000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 9632534 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Member Deposits |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 308405 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 9632534 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 3120 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 17164 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 7713 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 28299 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 4 | 9005 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 5 | 44337 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 6 | 31690 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 6 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 4 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 5 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 6 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 3 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 4 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 5 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 6 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | Unsecured |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | Auto |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | Share Sec |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 3 | Auto |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 4 | Auto |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 5 | Auto |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 6 | Share Sec |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 5845 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 17410 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 10565 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 3 | 49209 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 4 | 35055 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 5 | 53843 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 6 | 34779 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | Teresa Barragan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | Teresa Barragan |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | Luzelva Estrello |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 3 | Luzelva Estrello |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 4 | Gary Rumbaugh |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 5 | Rebecca Granado |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 6 | Rebecca Granado |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | Director |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | Director |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | CEO/Mgr |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 3 | CEO/Mgr |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 4 | Vice Chair |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 5 | Director |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 6 | Director |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 4 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 5 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 6 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 141328 |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | The Credit Union is made up of members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Officers of the credit union are elected to serve 3 year terms by the members. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Members approve the annual actions of the board of directors at the Annual Shareholders Meeting. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The Board of Directors pays a CPA to prepare and review the Form 990 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Members of the Board are required to disclose any possible conflicts that could lead to issues directing the credit union in a sound manner |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Annual review of all personnel are discussed with the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Annual review of all personnel are discussed with the Board of Directors. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | CECL Adjustment to Undivided Earnings |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 7b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Pt VI, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Pt VI, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Pt XI |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
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