Civic Intelligence

Financial Wellness Institute Inc

EIN 75-3109240 • 501(c)3 • Deptford, NJ

Profile

Strengthen individuals and families and empowering communities toward economic stability.

PO Box 5656Deptford, NJ 08096

www.financialwellnessinstitute.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

1.23x

Higher debt load relative to assets than 95% of similar nonprofits.

NTEE B • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

99th percentile

5.46x

Higher debt load relative to revenue than 99% of similar nonprofits.

NTEE B • $500k-$1M nonprofits • Source year 2024

Net Margin

3rd percentile

-118%

Higher net margin than 3% of similar nonprofits.

NTEE B • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

95th percentile

$165,000

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 110.1% of source-year revenue.

NTEE B • $500k-$1M nonprofits • Source year 2024

Asset Growth

93rd percentile

142%

Faster asset growth than 93% of similar nonprofits.

NTEE B • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

6th percentile

-51%

Faster revenue growth than 6% of similar nonprofits.

NTEE B • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets95th percentile

Assets

Up

$663,666

Up $389,333 (+142%) from 2023

Liabilities

Up

$819,098

Up $565,745 (+223%) from 2023

Net Assets

Down

-$155,432

Down $176,412 (-841%) from 2023

Operations
Liabilities / Revenue99th percentileNet Margin3rd percentile

Revenue

Down

$149,920

Down $155,803 (-51%) from 2023

Expenses

Up

$326,332

Up $33,881 (+12%) from 2023

Net Income

Down

-$176,412

Down $189,684 (-1429%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth93rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0-$500KAssets 2010: $11,510Liabilities 2010: $2,792Net Assets 2010: $8,7182010Assets 2011: $106Liabilities 2011: $4,6902011Assets 2012: $17,247Liabilities 2012: $12,499Net Assets 2012: $4,7482012Assets 2013: $47,797Liabilities 2013: $17,887Net Assets 2013: $29,9102013Assets 2014: $52,103Liabilities 2014: $33,065Net Assets 2014: $19,0382014Assets 2015: $8,434Liabilities 2015: $33,812Net Assets 2015: -$25,3782015Assets 2016: $54,128Liabilities 2016: $6,612Net Assets 2016: $47,5162016Assets 2017: $51,291Liabilities 2017: $1,115Net Assets 2017: $50,1762017Assets 2018: $17,278Liabilities 2018: $1,215Net Assets 2018: $16,0632018Assets 2019: $426,653Liabilities 2019: $495,452Net Assets 2019: -$68,7992019Assets 2020: $307,690Liabilities 2020: $355,399Net Assets 2020: -$47,7092020Assets 2021: $293,530Liabilities 2021: $288,823Net Assets 2021: $4,7072021Assets 2022: $210,091Liabilities 2022: $202,383Net Assets 2022: $7,7082022Assets 2023: $274,333Liabilities 2023: $253,353Net Assets 2023: $20,9802023Assets 2024: $663,666Liabilities 2024: $819,098Net Assets 2024: -$155,4322024

Highlighted filing

2024

Assets$663,666
Liabilities$819,098
Net Assets-$155,432
Open 2024 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2010: $51,418Expenses 2010: $84,523Net Income 2010: -$33,1052010Revenue 2011: $35,649Expenses 2011: $48,951Net Income 2011: -$13,3022011Revenue 2012: $70,527Expenses 2012: $61,195Net Income 2012: $9,3322012Revenue 2013: $149,382Expenses 2013: $124,220Net Income 2013: $25,1622013Revenue 2014: $126,072Expenses 2014: $136,944Net Income 2014: -$10,8722014Revenue 2015: $95,169Expenses 2015: $139,585Net Income 2015: -$44,4162015Revenue 2016: $122,363Expenses 2016: $49,469Net Income 2016: $72,8942016Revenue 2017: $113,221Expenses 2017: $110,561Net Income 2017: $2,6602017Revenue 2018: $119,507Expenses 2018: $153,620Net Income 2018: -$34,1132018Revenue 2019: $130,557Expenses 2019: $215,419Net Income 2019: -$84,8622019Revenue 2020: $274,545Expenses 2020: $253,455Net Income 2020: $21,0902020Revenue 2021: $330,381Expenses 2021: $277,965Net Income 2021: $52,4162021Revenue 2022: $292,709Expenses 2022: $289,708Net Income 2022: $3,0012022Revenue 2023: $305,723Expenses 2023: $292,451Net Income 2023: $13,2722023Revenue 2024: $149,920Expenses 2024: $326,332Net Income 2024: -$176,4122024

Highlighted filing

2024

Revenue$149,920
Expenses$326,332
Net Income-$176,412
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$663,666
Liabilities
$819,098
Net assets
-$155,432
Revenue
$149,920
Expenses
$326,332
Net income
-$176,412
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.64$8.19$1.55$1.50$3.26$1.76
2023Detailed filing. Detailed filing data is available for this year.$2.74$2.53$0.21$3.06$2.92$0.13
2022Detailed filing. Detailed filing data is available for this year.$2.10$2.02$0.08$2.93$2.90$0.03
2021Detailed filing. Detailed filing data is available for this year.$2.94$2.89$0.05$3.30$2.78$0.52
2020Detailed filing. Detailed filing data is available for this year.$3.08$3.55$0.48$2.75$2.53$0.21
2019Detailed filing. Detailed filing data is available for this year.$4.27$4.95$0.69$1.31$2.15$0.85
2018Detailed filing. Detailed filing data is available for this year.$0.17$0.01$0.16$1.20$1.54$0.34
2017Detailed filing. Detailed filing data is available for this year.$0.51$0.01$0.50$1.13$1.11$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.54$0.07$0.48$1.22$0.49$0.73
2015Detailed filing. Detailed filing data is available for this year.$0.08$0.34$0.25$0.95$1.40$0.44
2014Detailed filing. Detailed filing data is available for this year.$0.52$0.33$0.19$1.26$1.37$0.11
2013Detailed filing. Detailed filing data is available for this year.$0.48$0.18$0.30$1.49$1.24$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.12$0.05$0.71$0.61$0.09
2011Summary only. Only limited summary data is available for this year.$0.00$0.05$0.36$0.49$0.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.03$0.09$0.51$0.85$0.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 26, 2025
Return Version
2024v5.2
Gross Receipts
$149,920
Mission and Program Overview

Mission

Promote Financial Literacy

Strengthen individuals and families and empowering communities toward economic stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable-$450,000-
Pledges and Grants Receivable$127,501$57,811▼ $69,690
Prepaid Expenses and Deferred Charges$3,182$3,963▲ $781
Cash and Non-Interest-Bearing Accounts$7,033$3,806▼ $3,227
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$274,333$663,666▲ $389,333
Other Assets Total$136,617$148,086▲ $11,469
Liabilities
Unsecured Notes Loans Payable$225,553$729,179▲ $503,626
Accounts Payable and Accrued Expenses$27,800$89,919▲ $62,119
Total Liabilities$253,353$819,098▲ $565,745
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$20,980$-155,432▼ $176,412
Total Net Assets Fund Balance$20,980$-155,432▼ $176,412
Total Liabilities and Net Assets / Fund Balance$274,333$663,666▲ $389,333

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$148,086--
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Wanda HardyCEOFT$165,000$165,000

Board Members and Trustees

NameTitle
Daniel MakChairperson
Crystal DundasVice Chair
Anthony WehbeTrustee
Barbara WallaceTrustee
Darrin GouldTrustee
Melissa FoxTrustee
Robin ToddTrustee
Vincent SpanoTrustee
Tiffanie Talley-BainesSecretary
Robert JulianoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$125,938
Program Service Revenue
$23,982
Investment Income
$0
Other Revenue
$0
All Other Contributions
$124,605
Change in Net Assets
$-176,412

Audited Revenue Reconciliation

Revenue per Audited Statements
$149,920
Total Revenue per Audited Statements
$149,920
Total Revenue per Form 990
$149,920
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$207,058
Other Expenses$119,274
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$148,500$16,500-$165,000
Payroll Taxes$14,424$1,604-$16,028
Other Salaries and Wages$13,496$1,499-$14,995
Office Expenses$10,858$1,207-$12,065
Other Employee Benefits$9,932$1,103-$11,035
Fees for Services Accounting-$10,450-$10,450
Insurance$6,512$724-$7,236
Advertising$6,257$695-$6,952
Fees for Services Other$2,940$3,090-$6,030
All Other Expenses$2,962$2,622-$5,584
Interest$5,011$557-$5,568
Other Expenses$4,093$454-$4,547
Travel$3,767$418-$4,185
Total Functional Expenses$284,572$41,760$0$326,332

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$326,332
Total Expenses per Audited Statements$326,332
Total Expenses per Form 990$326,332
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Copy provided to the board”

Form 990, Part VI, Section B, Line 12C

“Conflicts monitored by the Board”

Form 990, Part VI, Section B, Line 15A

“Compensation of the CEO approved by the Board annually,”

Form 990, Part VI, Section C, Line 19

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Financial Wellness Institute Inc
EIN
75-3109240
Phone
8562510311
Address
PO Box 5656, Deptford, NJ 08096

Signing Officer

Name
Wanda Hardy
Title
CEO
Signed
2025-10-26
Discuss with paid preparer
Yes

Organization Details

Voting Board Members
12
Independent Board Members
12
Employees
3
Volunteers
11

Preparer

Firm
Ditmars Perazza & Co LLP
Address
12 Oak Tree Court, Westampton, NJ 08060
Preparer
Kenneth M Ditmars
Phone
6092658698
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“Approved by the Board of Directors”

Raw XML AppendixShowing 400 of 471 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt027800
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt089919
IRS990/AccountsReceivableGrp/EOYAmt0450000
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Strengthen individuals and families and empowering communities toward economic stability.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0695
IRS990/AdvertisingGrp/ProgramServicesAmt06257
IRS990/AdvertisingGrp/TotalAmt06952
IRS990/AllOtherContributionsAmt0124605
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt02622
IRS990/AllOtherExpensesGrp/ProgramServicesAmt02962
IRS990/AllOtherExpensesGrp/TotalAmt05584
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Wanda Hardy
IRS990/BooksInCareOfDetail/PhoneNum08562510311
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 5656
IRS990/BooksInCareOfDetail/USAddress/CityNm0Deptford
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd008086
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt07033
IRS990/CashNonInterestBearingGrp/EOYAmt03806
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt016500
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0148500
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0165000
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0125938
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0119274
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt023982
IRS990/CYRevenuesLessExpensesAmt0-176412
IRS990/CYSalariesCompEmpBnftPaidAmt0207058
IRS990/CYTotalExpensesAmt0326332
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0149920
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0In support of our mission the Financial Wellness Instutute conducted programs and provided support to individuals and families in the following programs:1. Financial Eduction & Economic Empowerment2, Housing 3. Other Programs Small Business Technical Support Workforce Development - Career Services
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0284572
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt010450
IRS990/FeesForServicesAccountingGrp/TotalAmt010450
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt03090
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt02940
IRS990/FeesForServicesOtherGrp/TotalAmt06030
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0Wanda Hardy
IRS990/Form990PartVIISectionAGrp/PersonNm1Tiffanie Talley-Baines
IRS990/Form990PartVIISectionAGrp/PersonNm2Vincent Spano
IRS990/Form990PartVIISectionAGrp/PersonNm3Melissa Fox
IRS990/Form990PartVIISectionAGrp/PersonNm4Crystal Dundas
IRS990/Form990PartVIISectionAGrp/PersonNm5Darrin Gould
IRS990/Form990PartVIISectionAGrp/PersonNm6Daniel Mak
IRS990/Form990PartVIISectionAGrp/PersonNm7Robert Juliano
IRS990/Form990PartVIISectionAGrp/PersonNm8Robin Todd
IRS990/Form990PartVIISectionAGrp/PersonNm9Barbara Wallace
IRS990/Form990PartVIISectionAGrp/PersonNm10Anthony Wehbe
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0165000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt7Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt8Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt9Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt10Trustee
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt01333
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0149920
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt0724
IRS990/InsuranceGrp/ProgramServicesAmt06512
IRS990/InsuranceGrp/TotalAmt07236
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt0557
IRS990/InterestGrp/ProgramServicesAmt05011
IRS990/InterestGrp/TotalAmt05568
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt018
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Strengthen individuals and families and empowering communities toward economic stability.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt020980
IRS990/NetAssetsOrFundBalancesEOYAmt0-155432
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt020980
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0-155432
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01207
IRS990/OfficeExpensesGrp/ProgramServicesAmt010858
IRS990/OfficeExpensesGrp/TotalAmt012065
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0136617
IRS990/OtherAssetsTotalGrp/EOYAmt0148086
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt01103
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt09932
IRS990/OtherEmployeeBenefitsGrp/TotalAmt011035
IRS990/OtherExpensesGrp/Desc0Housing expense
IRS990/OtherExpensesGrp/Desc1Program Expenses
IRS990/OtherExpensesGrp/Desc2Communication
IRS990/OtherExpensesGrp/Desc3Professional develop.
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0837
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1454
IRS990/OtherExpensesGrp/ProgramServicesAmt036002
IRS990/OtherExpensesGrp/ProgramServicesAmt112289
IRS990/OtherExpensesGrp/ProgramServicesAmt27529
IRS990/OtherExpensesGrp/ProgramServicesAmt34093
IRS990/OtherExpensesGrp/TotalAmt036002
IRS990/OtherExpensesGrp/TotalAmt112289
IRS990/OtherExpensesGrp/TotalAmt28366
IRS990/OtherExpensesGrp/TotalAmt34547
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt01499
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt013496
IRS990/OtherSalariesAndWagesGrp/TotalAmt014995
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01604
IRS990/PayrollTaxesGrp/ProgramServicesAmt014424
IRS990/PayrollTaxesGrp/TotalAmt016028
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0127501
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt057811
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03182
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03963
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Contract and fee income
IRS990/ProgramServiceRevenueGrp/Desc1Employee Retention Credit
IRS990/ProgramServiceRevenueGrp/Desc2Housing fees
IRS990/ProgramServiceRevenueGrp/Desc3Other
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt016418
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17564
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt016418
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17564
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0282740
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0118200
IRS990/PYProgramServiceRevenueAmt022983
IRS990/PYRevenuesLessExpensesAmt013272
IRS990/PYSalariesCompEmpBnftPaidAmt0174251
IRS990/PYTotalExpensesAmt0292451
IRS990/PYTotalRevenueAmt0305723
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-176412
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0125938
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0282740
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0189671
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0304181
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0265756
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01168286
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.71630
IRS990ScheduleA/PublicSupportPY170Pct00.76720
IRS990ScheduleA/PublicSupportTotal170Amt0836848
IRS990ScheduleA/SubstantialContributorsTotAmt0331438
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0125938
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0282740
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0189671
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0304181
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0265756
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01168286
IRS990ScheduleA/TotalSupportAmt01168286
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/ExpensesSubtotalAmt0326332
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0148086
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Property Held for Development
IRS990ScheduleD/RevenueSubtotalAmt0149920
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0148086
IRS990ScheduleD/TotalExpensesPerForm990Amt0326332
IRS990ScheduleD/TotalRevenuePerForm990Amt0149920
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0149920
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0326332
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0165000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Wanda Hardy
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0165000
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Copy provided to the board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Conflicts monitored by the Board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Compensation of the CEO approved by the Board annually,
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Approved by the Board of Directors
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part XII, Line 2c
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.