Civic Intelligence

Montana Credit Unions for Community Development

990 • Fiscal year 2013 • EIN 75-3103575

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 14, 2014

Organization ProfileN/A
101 N Rodney Street59601

(406) 442-9081

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

60th percentile

0.12x

Higher debt load relative to assets than 60% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Liabilities / Revenue

85th percentile

0.63x

Higher debt load relative to revenue than 85% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Net Margin

3rd percentile

-124%

Higher net margin than 3% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Top Officer Pay

68th percentile

$48,393

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 31.5% of source-year revenue.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2013

Asset Growth

13th percentile

-14%

Faster asset growth than 13% of similar nonprofits.

2013 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$834,267

Down $131,696 (-14%) from 2012

Net Assets

Down

$737,371

Down $191,261 (-21%) from 2012

Liabilities

Up

$96,896

Up $59,565 (+160%) from 2012

Revenue And Expenses
Liabilities / Revenue85th percentileNet Margin3rd percentile

Revenue

$153,834

No earlier filing loaded for comparison.

Expenses

Up

$345,095

Up $13,615 (+4.1%) from 2012

Net Income

-$191,261

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth13th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0-$500KAssets 2010: $421,582Liabilities 2010: $8,587Net Assets 2010: $412,9952010Assets 2011: $518,033Liabilities 2011: $31,498Net Assets 2011: $486,5352011Assets 2012: $965,963Liabilities 2012: $37,331Net Assets 2012: $928,6322012Assets 2013: $834,267Liabilities 2013: $96,896Net Assets 2013: $737,3712013Assets 2014: $698,191Liabilities 2014: $487Net Assets 2014: $697,7042014Assets 2015: $1,101,143Liabilities 2015: $3,647Net Assets 2015: $1,097,4962015Assets 2016: $978,920Liabilities 2016: $1,142Net Assets 2016: $977,7782016Assets 2017: $849,336Liabilities 2017: -$93Net Assets 2017: $849,4292017Assets 2018: $769,115Liabilities 2018: -$236Net Assets 2018: $769,3512018Assets 2019: $660,524Liabilities 2019: -$818Net Assets 2019: $661,3422019Assets 2020: $584,070Liabilities 2020: $13,703Net Assets 2020: $570,3672020Assets 2021: $433,812Liabilities 2021: $17,402Net Assets 2021: $416,4102021Assets 2022: $421,243Liabilities 2022: $12,739Net Assets 2022: $408,5042022Assets 2023: $410,584Liabilities 2023: $12,616Net Assets 2023: $397,9682023Assets 2024: $434,189Liabilities 2024: $12,715Net Assets 2024: $421,4742024

Highlighted filing

2013

Assets$834,267
Liabilities$96,896
Net Assets$737,371
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $451,7332010Expenses 2011: $344,4562011Expenses 2012: $331,4802012Revenue 2013: $153,834Expenses 2013: $345,095Net Income 2013: -$191,2612013Revenue 2014: $282,730Expenses 2014: $452,942Net Income 2014: -$170,2122014Revenue 2015: $797,596Expenses 2015: $398,280Net Income 2015: $399,3162015Revenue 2016: $265,555Expenses 2016: $385,273Net Income 2016: -$119,7182016Revenue 2017: $184,910Expenses 2017: $313,259Net Income 2017: -$128,3492017Revenue 2018: $262,018Expenses 2018: $342,096Net Income 2018: -$80,0782018Revenue 2019: $178,508Expenses 2019: $286,517Net Income 2019: -$108,0092019Revenue 2020: $173,426Expenses 2020: $264,401Net Income 2020: -$90,9752020Revenue 2021: $137,048Expenses 2021: $291,005Net Income 2021: -$153,9572021Revenue 2022: $175,409Expenses 2022: $183,313Net Income 2022: -$7,9042022Revenue 2023: $174,301Expenses 2023: $184,837Net Income 2023: -$10,5362023Revenue 2024: $147,613Expenses 2024: $124,107Net Income 2024: $23,5062024

Highlighted filing

2013

Revenue$153,834
Expenses$345,095
Net Income-$191,261
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 14, 2014
Return Version
2013v3.0
Gross Receipts
$153,834
Mission and Program Overview

Mission

To implement programs through montana credit unions that improve the social and economic well-being of montana consumers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$461,816$403,309▼ $58,507
Pledges and Grants Receivable$490,186$359,452▼ $130,734
Accounts Receivable$4,682$66,138▲ $61,456
Land, Buildings, and Equipment, Net$9,279$5,368▼ $3,911
Total Assets$965,963$834,267▼ $131,696
Liabilities
Accounts Payable and Accrued Expenses$37,331$96,896▲ $59,565
Total Liabilities$37,331$96,896▲ $59,565
Net Assets / Fund Balance
Unrestricted Net Assets$15,338$457,385▲ $442,047
Temporarily Rstr Net Assets$883,294$249,986▼ $633,308
Permanently Rstr Net Assets$30,000$30,000→ $0
Total Net Assets Fund Balance$928,632$737,371▼ $191,261
Total Liabilities and Net Assets / Fund Balance$965,963$834,267▼ $131,696

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$5,368$26,623-
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeOtherTotal
Karen SmithExecutive DirectorFT$48,393$48,393

Board Members and Trustees

NameTitle
Bernie NeibauerChairman
Bob BjellandDirector
Jeremy PrestaDirector
Jim KenyonDirector
Kathy SheaDirector
Michelle JohnsonDirector
Tom BoosSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$141,143
Program Service Revenue
$0
Investment Income
$240
Other Revenue
$12,451
All Other Contributions
$116,940
Change in Net Assets
$-191,261
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$191,752
Salaries, Compensation, and Employee Benefits$153,343
Total Fundraising Expense$2,526
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$112,620$7,225-$119,845
Current Officers, Directors, Trustees, and Key Employees$30,660$2,838-$33,498
Other Expenses$19,137$893-$20,030
All Other Expenses$6,977$8,443$2,526$17,946
Travel$13,110$1,926-$15,036
Conferences and Meetings$7,877$1,849-$9,726
Office Expenses$6,151$2,371-$8,522
Occupancy-$7,926-$7,926
Depreciation Depletion-$3,911-$3,911
Information Technology$35$2,040-$2,075
Total Functional Expenses$303,147$39,422$2,526$345,095
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$12,451
Fundraising Direct Expenses$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“The board of directors reviews the form 990 in draft form and approves before filing.”

Form 990, Part VI, Section C, Line 18

“The 990 will be made available upon request.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents and financial statements available to the public, upon request.”

Filing and Contact Details

Filer

EIN
75-3103575
Phone
4064429081

Signing Officer

Name
Karen Smith
Title
Director
Phone
4064429081
Signed
2014-08-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Smith
Formed
2003
Legal Domicile
Mt
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
0

Preparer

Preparer
Nathan D Mccarthy CPA
Phone
4064425520
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“There were no changes from the prior year.”

Raw XML AppendixShowing 400 of 420 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt037331
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt096896
IRS990/AccountsReceivableGrp/BOYAmt04682
IRS990/AccountsReceivableGrp/EOYAmt066138
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO IMPLEMENT PROGRAMS THROUGH MONTANA CREDIT UNIONS THAT IMPROVE THE SOCIAL AND ECONOMIC WELL-BEING OF MONTANA CONSUMERS.
IRS990/AllOtherContributionsAmt0116940
IRS990/AllOtherExpensesGrp/FundraisingAmt02526
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt08443
IRS990/AllOtherExpensesGrp/ProgramServicesAmt06977
IRS990/AllOtherExpensesGrp/TotalAmt017946
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10KAREN SMITH
IRS990/BooksInCareOfDetail/PhoneNum04064429081
IRS990/BooksInCareOfDetail/USAddress/AddressLine10101 N RODNEY STREET
IRS990/BooksInCareOfDetail/USAddress/City0HELENA
IRS990/BooksInCareOfDetail/USAddress/State0MT
IRS990/BooksInCareOfDetail/USAddress/ZIPCode059601
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0461816
IRS990/CashNonInterestBearingGrp/EOYAmt0403309
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt02838
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt030660
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt033498
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt01849
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt07877
IRS990/ConferencesMeetingsGrp/TotalAmt09726
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0141143
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0240
IRS990/CYOtherExpensesAmt0191752
IRS990/CYOtherRevenueAmt012451
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-191261
IRS990/CYSalariesCompEmpBnftPaidAmt0153343
IRS990/CYTotalExpensesAmt0345095
IRS990/CYTotalFundraisingExpenseAmt02526
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0153834
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt03911
IRS990/DepreciationDepletionGrp/TotalAmt03911
IRS990/Desc0TO PROVIDE TECHNICAL ASSISTANCE THROUGH MONTANA CREDIT UNIONS THAT IMPROVE THE SOCIAL AND ECONOMIC WELL-BEING OF MONTANA CONSUMERS.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0188004
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt737.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0KATHY SHEA
IRS990/Form990PartVIISectionAGrp/PersonNm1BERNIE NEIBAUER
IRS990/Form990PartVIISectionAGrp/PersonNm2TOM BOOS
IRS990/Form990PartVIISectionAGrp/PersonNm3JEREMY PRESTA
IRS990/Form990PartVIISectionAGrp/PersonNm4MICHELLE JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm5BOB BJELLAND
IRS990/Form990PartVIISectionAGrp/PersonNm6JIM KENYON
IRS990/Form990PartVIISectionAGrp/PersonNm7KAREN SMITH
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt748393
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02003
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt012451
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0153834
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt02040
IRS990/InformationTechnologyGrp/ProgramServicesAmt035
IRS990/InformationTechnologyGrp/TotalAmt02075
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0240
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0240
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt026623
IRS990/LandBldgEquipBasisNetGrp/BOYAmt09279
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05368
IRS990/LandBldgEquipCostOrOtherBssAmt031991
IRS990/LegalDomicileStateCd0MT
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO IMPLEMENT PROGRAMS THROUGH MONTANA CREDIT UNIONS THAT IMPROVE THE SOCIAL AND ECONOMIC WELL-BEING OF MONTANA CONSUMERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0928632
IRS990/NetAssetsOrFundBalancesEOYAmt0737371
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt012451
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt012451
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt07926
IRS990/OccupancyGrp/TotalAmt07926
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02371
IRS990/OfficeExpensesGrp/ProgramServicesAmt06151
IRS990/OfficeExpensesGrp/TotalAmt08522
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0SUBGRANT TO PARTNERS
IRS990/OtherExpensesGrp/Desc1IDA MATCH DISTRIBUTIONS
IRS990/OtherExpensesGrp/Desc2AFI ADA ADMIN & EVALUAT
IRS990/OtherExpensesGrp/Desc3OUTREACH AND MARKETING
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0893
IRS990/OtherExpensesGrp/ProgramServicesAmt042657
IRS990/OtherExpensesGrp/ProgramServicesAmt140367
IRS990/OtherExpensesGrp/ProgramServicesAmt223556
IRS990/OtherExpensesGrp/ProgramServicesAmt319137
IRS990/OtherExpensesGrp/TotalAmt042657
IRS990/OtherExpensesGrp/TotalAmt140367
IRS990/OtherExpensesGrp/TotalAmt223556
IRS990/OtherExpensesGrp/TotalAmt320030
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt07225
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0112620
IRS990/OtherSalariesAndWagesGrp/TotalAmt0119845
IRS990/PartialLiquidationInd00
IRS990/PermanentlyRstrNetAssetsGrp/BOYAmt030000
IRS990/PermanentlyRstrNetAssetsGrp/EOYAmt030000
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0490186
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0359452
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KAREN SMITH
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0TO PROVIDE EDUCATION THROUGH MONTANA CREDIT UNIONS THAT IMPROVE THE SOCIAL AND ECONOMIC WELL-BEING OF MONTANA CONSUMERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0115143
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0745287
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0332
IRS990/PYOtherExpensesAmt0170340
IRS990/PYOtherRevenueAmt027958
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0442097
IRS990/PYSalariesCompEmpBnftPaidAmt0161140
IRS990/PYTotalExpensesAmt0331480
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0773577
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-191261
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt024203
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0153594
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0773245
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0416949
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0629798
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0131276
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02104862
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0240
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0332
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0182
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0218
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0487
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01459
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99930
IRS990ScheduleA/PublicSupportPY170Pct00.99790
IRS990ScheduleA/PublicSupportTotal170Amt02104862
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0153594
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0773245
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0416949
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0629798
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0131276
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02104862
IRS990ScheduleA/TotalSupportAmt02106321
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt05368
IRS990ScheduleD/EquipmentGrp/DepreciationAmt026623
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt031991
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05368
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS REVIEWS THE FORM 990 IN DRAFT FORM AND APPROVES BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE 990 WILL BE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC, UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE WERE NO CHANGES FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XII, LINE 2C:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd01
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0810305364
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0MT
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0SERVICE AND SUPPLY SALES TO CREDIT UNIONS
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine10LEAGUE SERVICE GROUP
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine10101 N RODNEY STREET
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/City0HELENA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/State0MT
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCode059601
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine10MONTANA CREDIT UNIONS LEAGUE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0810240316
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)14
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MT
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0PROVIDES SERVICES TO CREDIT UNIONS SO THEY MAY BETTER SERVE MEMBERS.
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine10101 N RODNEY STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/City0HELENA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/State0MT
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCode059601
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd01
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt07926
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt124203
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine10LEAGUE SERVICE GROUP
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine11MONTANA CREDIT UNIONS LEAGUE
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0K
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1B
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MT
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0883294
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt0249986
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0965963
IRS990/TotalAssetsEOYAmt0834267
IRS990/TotalAssetsGrp/BOYAmt0965963
IRS990/TotalAssetsGrp/EOYAmt0834267
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0141143
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt02526
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt039422
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0303147
IRS990/TotalFunctionalExpensesGrp/TotalAmt0345095
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt037331
IRS990/TotalLiabilitiesEOYAmt096896
IRS990/TotalLiabilitiesGrp/BOYAmt037331
IRS990/TotalLiabilitiesGrp/EOYAmt096896
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0928632
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0737371
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0303147
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt012451
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0240
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0153834
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0965963
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0834267
IRS990/TotReportableCompRltdOrgAmt048393
IRS990/TravelGrp/ManagementAndGeneralAmt01926
IRS990/TravelGrp/ProgramServicesAmt013110
IRS990/TravelGrp/TotalAmt015036
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt015338
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0457385
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10101 NORTH RODNEY
IRS990/USAddress/City0HELENA
IRS990/USAddress/State0MT
IRS990/USAddress/ZIPCode059601
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN SMITH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum04064429081
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-08-14
ReturnHeader/Filer/BusinessName/BusinessNameLine10MONTANA CREDIT UNIONS FOR COMMUNITY DEVELOPMENT
ReturnHeader/Filer/BusinessNameControlTxt0MONT

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$834,267
Liabilities
$96,896
Net assets
$737,371
Revenue
$153,834
Expenses
$345,095
Net income
-$191,261
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.43$0.01$0.42$0.15$0.12$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.41$0.01$0.40$0.17$0.18$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.42$0.01$0.41$0.18$0.18$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.43$0.02$0.42$0.14$0.29$0.15
2020Detailed filing. Detailed filing data is available for this year.$0.58$0.01$0.57$0.17$0.26$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.66$0.00$0.66$0.18$0.29$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$0.26$0.34$0.08
2017Detailed filing. Detailed filing data is available for this year.$0.85$0.00$0.85$0.18$0.31$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.98$0.00$0.98$0.27$0.39$0.12
2015Detailed filing. Detailed filing data is available for this year.$1.10$0.00$1.10$0.80$0.40$0.40
2014Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$0.28$0.45$0.17
2013Detailed filing. Detailed filing data is available for this year.$0.83$0.10$0.74$0.15$0.35$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.97$0.04$0.93$0.33
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.52$0.03$0.49$0.34
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.42$0.01$0.41$0.45