Civic Intelligence

Increasing Hope

990 • Fiscal year 2020 • EIN 75-3070026

Jan 01, 2020 to Dec 31, 2020 • Filed on May 13, 2021

Organization ProfileWWW.INCREASINGHOPE.ORG
1551 Remount RoadNorth Charleston, SC 29406

(843) 225-4343

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.69x

Higher debt load relative to assets than 91% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

90th percentile

0.49x

Higher debt load relative to revenue than 90% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

63rd percentile

15%

Higher net margin than 63% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

89th percentile

$40,200

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 15.9% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

97th percentile

702%

Faster asset growth than 97% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

93rd percentile

94%

Faster revenue growth than 93% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$180,680

Up $158,155 (+702%) from 2019

Net Assets

Up

$56,280

Up $33,755 (+150%) from 2019

Liabilities

Up

$124,400

Up $124,400 from 2019

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin63rd percentile

Revenue

Up

$252,950

Up $122,878 (+94%) from 2019

Expenses

Up

$216,133

Up $54,252 (+34%) from 2019

Net Income

Up

$36,817

Up $68,626 (+216%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth97th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200KAssets 2011: $6,811Liabilities 2011: $7,742Net Assets 2011: -$9312011Assets 2012: $12,028Liabilities 2012: $4,006Net Assets 2012: $8,0222012Assets 2013: $7,435Liabilities 2013: $5,149Net Assets 2013: $2,2862013Assets 2014: $118,013Liabilities 2014: $3,658Net Assets 2014: $114,3552014Assets 2015: $91,023Liabilities 2015: $0Net Assets 2015: $91,0232015Assets 2016: $124,599Liabilities 2016: $25,000Net Assets 2016: $99,5992016Assets 2017: $99,280Liabilities 2017: $0Net Assets 2017: $99,2802017Assets 2018: $54,727Liabilities 2018: $0Net Assets 2018: $54,7272018Assets 2019: $22,525Liabilities 2019: $0Net Assets 2019: $22,5252019Assets 2020: $180,680Liabilities 2020: $124,400Net Assets 2020: $56,2802020Assets 2021: $127,870Liabilities 2021: $124,700Net Assets 2021: $3,1702021Assets 2022: $359,123Liabilities 2022: $194,095Net Assets 2022: $165,0282022Assets 2023: $201,183Liabilities 2023: $246,995Net Assets 2023: -$45,8122023Assets 2024: $234,555Liabilities 2024: $238,318Net Assets 2024: -$3,7632024

Highlighted filing

2020

Assets$180,680
Liabilities$124,400
Net Assets$56,280
Open 2020 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $53,095Expenses 2011: $51,311Net Income 2011: $1,7842011Revenue 2012: $122,862Expenses 2012: $113,910Net Income 2012: $8,9522012Revenue 2013: $77,425Expenses 2013: $83,045Net Income 2013: -$5,6202013Revenue 2014: $229,635Expenses 2014: $114,845Net Income 2014: $114,7902014Revenue 2015: $163,228Expenses 2015: $193,113Net Income 2015: -$29,8852015Revenue 2016: $153,144Expenses 2016: $142,858Net Income 2016: $10,2862016Revenue 2017: $133,763Expenses 2017: $131,902Net Income 2017: $1,8612017Revenue 2018: $118,156Expenses 2018: $162,656Net Income 2018: -$44,5002018Revenue 2019: $130,072Expenses 2019: $161,881Net Income 2019: -$31,8092019Revenue 2020: $252,950Expenses 2020: $216,133Net Income 2020: $36,8172020Revenue 2021: $448,680Expenses 2021: $501,290Net Income 2021: -$52,6102021Revenue 2022: $945,750Expenses 2022: $783,892Net Income 2022: $161,8582022Revenue 2023: $649,092Expenses 2023: $948,762Net Income 2023: -$299,6702023Revenue 2024: $694,145Expenses 2024: $652,096Net Income 2024: $42,0492024

Highlighted filing

2020

Revenue$252,950
Expenses$216,133
Net Income$36,817
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
May 13, 2021
Return Version
2020v4.1
Gross Receipts
$252,950
Mission and Program Overview

Mission

Increasing h.o.p.e (helping others prosper econimically) strives to create financial freedom for families in south carolina.

The mission of increasing h.o.p.e financial training center is to create financial freedom and stability for families in south carolina by building assets through financial education and training.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$21,023$177,378▲ $156,355
Savings and Temporary Cash Investments$1,502$3,302▲ $1,800
Total Assets$22,525$180,680▲ $158,155
Liabilities
Other Liabilities$0$75,000▲ $75,000
Mortgage Notes Payable Secured by Investment Property-$49,400-
Total Liabilities$0$124,400▲ $124,400
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$22,525$56,280▲ $33,755
Total Net Assets Fund Balance$22,525$56,280▲ $33,755
Total Liabilities and Net Assets / Fund Balance$22,525$180,680▲ $158,155
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Dorothea BerniqueExecutive DirectorFT$40,200$40,200

Board Members and Trustees

NameTitle
Elmire RavenChair
DONNA D'AMATODirector
Dee DillinghamDirector
Gary LoadholtDirector
Ingrid TugwellDirector
Laura BatesDirector
Marietta WorthyDirector
Sedrick MccallumDirector
Thomas W Schipper IiiDirector
Trina CarterDirector
Kimberly Fordham SheppardSecretary
Kimberly OteyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$223,983
Program Service Revenue
$28,967
Investment Income
$0
Other Revenue
$0
All Other Contributions
$133,868
Change in Net Assets
$36,817
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$127,737
Salaries, Compensation, and Employee Benefits$88,396
Total Fundraising Expense$23,912
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$41,696--$41,696
Current Officers, Directors, Trustees, and Key Employees$30,150$4,020$6,030$40,200
Advertising$19,280$7,304$2,628$29,212
Fees for Services Other$11,304$6,702$8,800$26,806
Occupancy$14,354$5,437$1,957$21,748
Fees for Services Accounting$5,118$1,938$698$7,754
Payroll Taxes$6,500--$6,500
Other Expenses$2,306$874$314$3,494
Insurance$1,694$641$231$2,566
All Other Expenses$1,101$417$150$1,668
Office Expenses$415$157$57$629
Interest$209$79$28$316
Total Functional Expenses$156,266$35,955$23,912$216,133
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Pinnacle Down Payment Program$75,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is presented to the agency cfo/treasurer for review. Treasurer presents the 990 to board members at the board meeting. Questions are taken, concerns are addressed and then a vote for approval is taken. After the vote, the form is signed and made official.”

Form 990, Part VI, Section B, Line 12C

“Conflict of interest policy (part vi, line 12) the executive director and board development committee are responsible for maintaining compliance with the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15

“Compensation of key personnel is taken up in committee, discussed and brought to the board for approval.”

Form 990, Part VI, Section C, Line 19

“Governing documents available to the public (part vi, line 19) a copy of the 990 is available during business hours at the organization's office and online at guidestar.”

Filing and Contact Details

Filer

Filer Name
Increasing Hope
EIN
75-3070026
Phone
8432254343
Address
1551 REMOUNT ROAD, NORTH CHARLESTON, SC 29406

Signing Officer

Name
Kimberly Otey
Title
Treasurer
Phone
8432254343
Signed
2021-05-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dorothea Bernique
Formed
2005
Legal Domicile
Sc
Voting Board Members
12
Independent Board Members
12
Employees
5
Volunteers
16

Preparer

Firm
Davis & Company Cpas
Address
PO BOX 1552, MOUNT PLEASANT, SC 29465
Preparer
Zoe Davis
Phone
8438813315
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Grantwriting consultant: program service expenses 11,304. Management and general expenses 6,702. Fundraising expenses 8,800. Total expenses 26,806.”

Raw XML AppendixShowing 400 of 446 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE MISSION OF INCREASING H.O.P.E FINANCIAL TRAINING CENTER IS TO CREATE FINANCIAL FREEDOM AND STABILITY FOR FAMILIES IN SOUTH CAROLINA BY BUILDING ASSETS THROUGH FINANCIAL EDUCATION AND TRAINING.
IRS990/AdvertisingGrp/FundraisingAmt02628
IRS990/AdvertisingGrp/ManagementAndGeneralAmt07304
IRS990/AdvertisingGrp/ProgramServicesAmt019280
IRS990/AdvertisingGrp/TotalAmt029212
IRS990/AllOtherContributionsAmt0133868
IRS990/AllOtherExpensesGrp/FundraisingAmt0150
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0417
IRS990/AllOtherExpensesGrp/ProgramServicesAmt01101
IRS990/AllOtherExpensesGrp/TotalAmt01668
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0IVEY BAIRD
IRS990/BooksInCareOfDetail/PhoneNum08432244686
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0213 AYERS CIRCLE
IRS990/BooksInCareOfDetail/USAddress/CityNm0SUMMERVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0SC
IRS990/BooksInCareOfDetail/USAddress/ZIPCd029485
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt021023
IRS990/CashNonInterestBearingGrp/EOYAmt0177378
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt06030
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt04020
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt030150
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt040200
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0223983
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0127737
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt028967
IRS990/CYRevenuesLessExpensesAmt036817
IRS990/CYSalariesCompEmpBnftPaidAmt088396
IRS990/CYTotalExpensesAmt0216133
IRS990/CYTotalFundraisingExpenseAmt023912
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0252950
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0FINANCIAL EDUCATION: AMERICANS DEMONSTRATE RELATIVELY LOW LEVELS OF FINANCIAL LITERACY AND HAVE DIFFICULTY APPLYING FINANCIAL DECISION-MAKING SKILLS TO REAL LIFE SITUATIONS. STUDY PARTICIPANTS WERE ASKED FIVE QUESTIONS COVERING ASPECTS OF ECONOMICS AND FINANCE ENCOUNTERED IN EVERYDAY LIFE. IN SOUTH CAROLINA, 65% ARE UNABLE TO ANSWER MORE THAN THREE OF THE FIVE QUESTIONS CORRECTLY. ALSO, MOST AMERICANS DO NOT COMPARISON SHOP FOR CREDIT CARDS, WITH 54% SAYING THAT IN OBTAINING THEIR MOST RECENT CREDIT CARD THEY DID NOT COLLECT AND COMPARE INFORMATION ABOUT CARDS FROM MORE THAN ONE COMPANY. INDIVIDUALS NEED AT LEAST A FUNDAMENTAL LEVEL OF FINANCIAL UNDERSTANDING. THIS KNOWLEDGE, PAIRED WITH FINANCIAL DECISION-MAKING SKILLS, CAN BEST ENSURE AN INDIVIDUAL'S FINANCIAL CAPABILITY. IN 2020, DESPITE COVID-19, INCREASING HOPE PIVOTED TO ONLINE TRAINING AND PROVIDED TRAINING FOR 174 INDIVIDUALS HELPING TO INCREASE KNOWLEDGE AND SKILLS OF FAMILIES IN THE AREA OF PERSONAL FINANCE. THIS TRAINING INCLUDED EDUCATING SMALL BUSINESS OWNERS ON THE PAYCHECK PROTECTION PLAN AS WELL AS EIDL LOANS.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt034380
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt0698
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt01938
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt05118
IRS990/FeesForServicesAccountingGrp/TotalAmt07754
IRS990/FeesForServicesOtherGrp/FundraisingAmt08800
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt06702
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt011304
IRS990/FeesForServicesOtherGrp/TotalAmt026806
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt100.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1240.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/PersonNm0ELMIRE RAVEN
IRS990/Form990PartVIISectionAGrp/PersonNm1KIMBERLY FORDHAM SHEPPARD
IRS990/Form990PartVIISectionAGrp/PersonNm2GARY LOADHOLT
IRS990/Form990PartVIISectionAGrp/PersonNm3MARIETTA WORTHY
IRS990/Form990PartVIISectionAGrp/PersonNm4DONNA D'AMATO
IRS990/Form990PartVIISectionAGrp/PersonNm5THOMAS W SCHIPPER III
IRS990/Form990PartVIISectionAGrp/PersonNm6SEDRICK MCCALLUM
IRS990/Form990PartVIISectionAGrp/PersonNm7KIMBERLY OTEY
IRS990/Form990PartVIISectionAGrp/PersonNm8INGRID TUGWELL
IRS990/Form990PartVIISectionAGrp/PersonNm9DEE DILLINGHAM
IRS990/Form990PartVIISectionAGrp/PersonNm10LAURA BATES
IRS990/Form990PartVIISectionAGrp/PersonNm11TRINA CARTER
IRS990/Form990PartVIISectionAGrp/PersonNm12DOROTHEA BERNIQUE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1240200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02005
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt090115
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0252950
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt0231
IRS990/InsuranceGrp/ManagementAndGeneralAmt0641
IRS990/InsuranceGrp/ProgramServicesAmt01694
IRS990/InsuranceGrp/TotalAmt02566
IRS990/InterestGrp/FundraisingAmt028
IRS990/InterestGrp/ManagementAndGeneralAmt079
IRS990/InterestGrp/ProgramServicesAmt0209
IRS990/InterestGrp/TotalAmt0316
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt06
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0SC
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE MISSION OF INCREASING H.O.P.E FINANCIAL TRAINING CENTER IS TO CREATE FINANCIAL FREEDOM AND STABILITY FOR FAMILIES IN SOUTH CAROLINA BY BUILDING ASSETS THROUGH FINANCIAL EDUCATION AND TRAINING.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt049400
IRS990/NetAssetsOrFundBalancesBOYAmt022525
IRS990/NetAssetsOrFundBalancesEOYAmt056280
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt022525
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt056280
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt01957
IRS990/OccupancyGrp/ManagementAndGeneralAmt05437
IRS990/OccupancyGrp/ProgramServicesAmt014354
IRS990/OccupancyGrp/TotalAmt021748
IRS990/OfficeExpensesGrp/FundraisingAmt057
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0157
IRS990/OfficeExpensesGrp/ProgramServicesAmt0415
IRS990/OfficeExpensesGrp/TotalAmt0629
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0COMPUTER EQUIPMENT RENT
IRS990/OtherExpensesGrp/Desc1SPECIAL EVENTS
IRS990/OtherExpensesGrp/Desc2OFFICE PROGRAM SUPPLIES
IRS990/OtherExpensesGrp/Desc3LICENSES AND PERMITS
IRS990/OtherExpensesGrp/FundraisingAmt02201
IRS990/OtherExpensesGrp/FundraisingAmt1410
IRS990/OtherExpensesGrp/FundraisingAmt2408
IRS990/OtherExpensesGrp/FundraisingAmt3314
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt06115
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11139
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21132
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3874
IRS990/OtherExpensesGrp/ProgramServicesAmt016144
IRS990/OtherExpensesGrp/ProgramServicesAmt13006
IRS990/OtherExpensesGrp/ProgramServicesAmt22989
IRS990/OtherExpensesGrp/ProgramServicesAmt32306
IRS990/OtherExpensesGrp/TotalAmt024460
IRS990/OtherExpensesGrp/TotalAmt14555
IRS990/OtherExpensesGrp/TotalAmt24529
IRS990/OtherExpensesGrp/TotalAmt33494
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherLiabilitiesGrp/EOYAmt075000
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt041696
IRS990/OtherSalariesAndWagesGrp/TotalAmt041696
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt06500
IRS990/PayrollTaxesGrp/TotalAmt06500
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0DOROTHEA BERNIQUE
IRS990/PriorPeriodAdjustmentsAmt0-3062
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0611430
IRS990/ProgramServiceRevenueGrp/BusinessCd1611430
IRS990/ProgramServiceRevenueGrp/Desc0FINANCIAL EDUCATION
IRS990/ProgramServiceRevenueGrp/Desc1FINANCIAL TRAINING
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt021685
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt17282
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt021685
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17282
IRS990/ProgSrvcAccomActy2Grp/Desc0HOUSING COUNSELING: A HOME IS AN ASSET THAT ALLOWS STABILITY, FOSTERS LONG-TERM THINKING, AND BUILDS BOTH FINANCIAL EQUITY AND COMMITMENT TO A NEIGHBORHOOD. HOMEOWNERSHIP IS ALSO THE PRIMARY MEANS THROUGH WHICH MOST AMERICANS BUILD WEALTH. WHILE NOT A MEASURE OF HOME EQUITY, THE RATE OF HOMEOWNERSHIP PROVIDES AN INDICATION OF HOW MANY FAMILIES IN A STATE HAVE THE OPPORTUNITY TO BUILD WEALTH IN THE FORM OF HOME EQUITY. SOUTH CAROLINA HAS A HOMEOWNERSHIP RATE OF 69.3% WITH THE TRI-COUNTY AREA BEING JUST ABOVE THE STATE AVERAGE IN ALL THREE COUNTIES AS INDICATED. CHARLESTON 65% BERKELEY: 70% AND DORCHESTER: 71.1% INCREASING HOPE PROVIDED HOUSING COUNSELING TO MORE THAN 50 INDIVIDUALS CREATING 5 NEW HOMEOWNERS AND 2 HOMES SAVED FROM FORECLOSURE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt048442
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt07282
IRS990/ProgSrvcAccomActy3Grp/Desc0FREE TAX PREPARATION: THE VOLUNTEER INCOME TAX ASSISTANCE (VITA) GRANT PROGRAM IS AN IRS INITIATIVE DESIGNED TO SUPPORT FREE TAX PREPARATION SERVICE FOR THE UNDERSERVED THROUGH VARIOUS PARTNER ORGANIZATIONS. THIS SERVICE HELPS LOW- TO MODERATE-INCOME INDIVIDUALS, PERSONS WITH DISABILITIES, THE ELDERLY, AND LIMITED ENGLISH SPEAKERS FILE THEIR TAXES EACH YEAR. DECLARED AN ESSENCIAL BUSINESS (IN ORDER TO PREPARE TAX RETURNS TO HELP CLIENTS RECEIVE THEIR STIMILUS PAYMENTS. VOLUNTEERS WILLING TO SERVE IN CRISIS CONDITION IN 2020, WITH THE HELP OF BRAVE VOLUNTEERS INCREASING HOPE PREPARED THE TAX RETURNS OF 320 PERSONS RESULTING IN $615,901.00 IN COMMUNITY IMPACT.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt07813
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt065631
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt090195
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0501
IRS990/PYOtherExpensesAmt079257
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt039376
IRS990/PYRevenuesLessExpensesAmt0-31809
IRS990/PYSalariesCompEmpBnftPaidAmt082624
IRS990/PYTotalExpensesAmt0161881
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0130072
IRS990/QuidProQuoContributionsInd01
IRS990/QuidProQuoContriDisclInd01
IRS990/ReconcilationRevenueExpnssAmt036817
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt021685
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01502
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03302
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0223983
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt090195
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt081241
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0115246
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0118118
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0628783
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0501
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt01
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0502
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt02892
IRS990ScheduleA/OtherIncome170Grp/TotalAmt02892
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99460
IRS990ScheduleA/PublicSupportPY170Pct00.98210
IRS990ScheduleA/PublicSupportTotal170Amt0628783
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0223983
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt090195
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt081241
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0115246
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0118118
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0628783
IRS990ScheduleA/TotalSupportAmt0632177
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt075000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PINNACLE DOWN PAYMENT PROGRAM
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalLiabilityAmt075000
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS PRESENTED TO THE AGENCY CFO/TREASURER FOR REVIEW. TREASURER PRESENTS THE 990 TO BOARD MEMBERS AT THE BOARD MEETING. QUESTIONS ARE TAKEN, CONCERNS ARE ADDRESSED AND THEN A VOTE FOR APPROVAL IS TAKEN. AFTER THE VOTE, THE FORM IS SIGNED AND MADE OFFICIAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CONFLICT OF INTEREST POLICY (PART VI, LINE 12) THE EXECUTIVE DIRECTOR AND BOARD DEVELOPMENT COMMITTEE ARE RESPONSIBLE FOR MAINTAINING COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COMPENSATION OF KEY PERSONNEL IS TAKEN UP IN COMMITTEE, DISCUSSED AND BROUGHT TO THE BOARD FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC (PART VI, LINE 19) A COPY OF THE 990 IS AVAILABLE DURING BUSINESS HOURS AT THE ORGANIZATION'S OFFICE AND ONLINE AT GUIDESTAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GRANTWRITING CONSULTANT: PROGRAM SERVICE EXPENSES 11,304. MANAGEMENT AND GENERAL EXPENSES 6,702. FUNDRAISING EXPENSES 8,800. TOTAL EXPENSES 26,806.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0SC
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt022525
IRS990/TotalAssetsEOYAmt0180680
IRS990/TotalAssetsGrp/BOYAmt022525
IRS990/TotalAssetsGrp/EOYAmt0180680
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0223983
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt023912
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt035955
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0156266
IRS990/TotalFunctionalExpensesGrp/TotalAmt0216133
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt0124400
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt0124400
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt022525
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt056280
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt065631
IRS990/TotalProgramServiceExpensesAmt0156266
IRS990/TotalProgramServiceRevenueAmt028967
IRS990/TotalReportableCompFromOrgAmt040200
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt028967
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0252950
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt016
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt022525
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0180680

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$180,680
Liabilities
$124,400
Net assets
$56,280
Revenue
$252,950
Expenses
$216,133
Net income
$36,817
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.35$2.38$0.04$6.94$6.52$0.42
2023Detailed filing. Detailed filing data is available for this year.$2.01$2.47$0.46$6.49$9.49$3.00
2022Detailed filing. Detailed filing data is available for this year.$3.59$1.94$1.65$9.46$7.84$1.62
2021Detailed filing. Detailed filing data is available for this year.$1.28$1.25$0.03$4.49$5.01$0.53
2020Detailed filing. Detailed filing data is available for this year.$1.81$1.24$0.56$2.53$2.16$0.37
2019Detailed filing. Detailed filing data is available for this year.$0.23$0.00$0.23$1.30$1.62$0.32
2018Detailed filing. Detailed filing data is available for this year.$0.55$0.00$0.55$1.18$1.63$0.45
2017Detailed filing. Detailed filing data is available for this year.$0.99$0.00$0.99$1.34$1.32$0.02
2016Detailed filing. Detailed filing data is available for this year.$1.25$0.25$1.00$1.53$1.43$0.10
2015Detailed filing. Detailed filing data is available for this year.$0.91$0.00$0.91$1.63$1.93$0.30
2014Summary only. Only limited summary data is available for this year.$1.18$0.04$1.14$2.30$1.15$1.15
2013Summary only. Only limited summary data is available for this year.$0.07$0.05$0.02$0.77$0.83$0.06
2012Summary only. Only limited summary data is available for this year.$0.12$0.04$0.08$1.23$1.14$0.09
2011Summary only. Only limited summary data is available for this year.$0.07$0.08$0.01$0.53$0.51$0.02