Civic Intelligence

Baptist Church Loan Corporation

EIN 75-1439170 • 501(c)3 • Dallas, TX

Profile

Establish new congregations and strengthen existing ones by providing and servicing loans for land purchase, construction, improving current facilities, or purchasing a new facility for worship/religious instruction.

8333 Douglas Avenue Suite 1460Dallas, TX 75225

www.baptistchurchloan.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.34x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Liabilities / Revenue

95th percentile

7.10x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Net Margin

83rd percentile

29%

Higher net margin than 83% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Top Officer Pay

45th percentile

$440,198

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 4.8% of source-year revenue.

501(c)3 • $100M-$250M nonprofits • Source year 2025

Asset Growth

33rd percentile

2.3%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Revenue Growth

63rd percentile

13%

Faster revenue growth than 63% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$185,971,013

Up $17,970,123 (+11%) from 2023

Liabilities

Up

$62,837,359

Up $15,713,991 (+33%) from 2023

Net Assets

Up

$123,133,654

Up $2,256,132 (+1.9%) from 2023

Operations
Liabilities / Revenue95th percentileNet Margin83rd percentile

Revenue

Up

$8,006,867

Up $1,606,369 (+25%) from 2023

Expenses

Up

$5,574,403

Up $1,766,414 (+46%) from 2023

Net Income

Down

$2,432,464

Down $160,045 (-6.2%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth33rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200M$150M$100M$50M$0Assets 2011: $118,630,747Liabilities 2011: $28,667,147Net Assets 2011: $89,963,6002011Assets 2012: $119,243,820Liabilities 2012: $26,866,994Net Assets 2012: $92,376,8262012Assets 2013: $117,111,360Liabilities 2013: $22,466,123Net Assets 2013: $94,645,2372013Assets 2014: $119,674,659Liabilities 2014: $22,872,367Net Assets 2014: $96,802,2922014Assets 2015: $151,333,136Liabilities 2015: $52,160,228Net Assets 2015: $99,172,9082015Assets 2016: $150,894,242Liabilities 2016: $49,311,584Net Assets 2016: $101,582,6582016Assets 2017: $145,730,646Liabilities 2017: $41,831,017Net Assets 2017: $103,899,6292017Assets 2018: $174,501,215Liabilities 2018: $68,149,341Net Assets 2018: $106,351,8742018Assets 2019: $173,823,565Liabilities 2019: $64,411,246Net Assets 2019: $109,412,3192019Assets 2020: $175,731,366Liabilities 2020: $63,720,223Net Assets 2020: $112,011,1432020Assets 2021: $159,669,152Liabilities 2021: $45,011,110Net Assets 2021: $114,658,0422021Assets 2022: $151,480,737Liabilities 2022: $33,715,499Net Assets 2022: $117,765,2382022Assets 2023: $168,000,890Liabilities 2023: $47,123,368Net Assets 2023: $120,877,5222023Assets 2024: $185,971,013Liabilities 2024: $62,837,359Net Assets 2024: $123,133,6542024

Highlighted filing

2024

Assets$185,971,013
Liabilities$62,837,359
Net Assets$123,133,654
Open 2024 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Expenses 2011: $1,777,9662011Expenses 2012: $1,857,3102012Expenses 2013: $1,735,2862013Revenue 2014: $3,839,154Expenses 2014: $1,682,099Net Income 2014: $2,157,0552014Revenue 2015: $5,315,698Expenses 2015: $2,945,082Net Income 2015: $2,370,6162015Revenue 2016: $5,538,043Expenses 2016: $3,128,293Net Income 2016: $2,409,7502016Revenue 2017: $5,412,875Expenses 2017: $3,095,905Net Income 2017: $2,316,9702017Revenue 2018: $6,536,172Expenses 2018: $4,083,926Net Income 2018: $2,452,2462018Revenue 2019: $7,662,028Expenses 2019: $4,601,582Net Income 2019: $3,060,4462019Revenue 2020: $8,012,252Expenses 2020: $5,413,428Net Income 2020: $2,598,8242020Revenue 2021: $6,699,447Expenses 2021: $4,052,548Net Income 2021: $2,646,8992021Revenue 2022: $5,846,467Expenses 2022: $2,739,270Net Income 2022: $3,107,1972022Revenue 2023: $6,400,498Expenses 2023: $3,807,989Net Income 2023: $2,592,5092023Revenue 2024: $8,006,867Expenses 2024: $5,574,403Net Income 2024: $2,432,4642024

Highlighted filing

2024

Revenue$8,006,867
Expenses$5,574,403
Net Income$2,432,464
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$185,971,013
Liabilities
$62,837,359
Net assets
$123,133,654
Revenue
$8,006,867
Expenses
$5,574,403
Net income
$2,432,464
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$186$62.8$123$8.01$5.57$2.43
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$168$47.1$121$6.40$3.81$2.59
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$151$33.7$118$5.85$2.74$3.11
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$160$45.0$115$6.70$4.05$2.65
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$176$63.7$112$8.01$5.41$2.60
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$174$64.4$109$7.66$4.60$3.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$175$68.1$106$6.54$4.08$2.45
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$146$41.8$104$5.41$3.10$2.32
2016Detailed filing. Detailed filing data is available for this year.$151$49.3$102$5.54$3.13$2.41
2015Detailed filing. Detailed filing data is available for this year.$151$52.2$99.2$5.32$2.95$2.37
2014Detailed filing. Detailed filing data is available for this year.$120$22.9$96.8$3.84$1.68$2.16
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$117$22.5$94.6$1.74
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$119$26.9$92.4$1.86
2011XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$119$28.7$90.0$1.78