Civic Intelligence

Metro Medical Credit Union

EIN 75-1249646 • 501(c)14 • Dallas, TX

Profile

Cooperative provider of credit union financial services.

8200 Brookriver Drive N 110Dallas, TX 75247

www.mmcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

22nd percentile

0.84x

Higher debt load relative to assets than 22% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

85th percentile

19.99x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Net Margin

84th percentile

23%

Higher net margin than 84% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

83rd percentile

$224,538

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 6.4% of source-year revenue.

501(c)14 • $50M-$100M nonprofits • Source year 2024

Asset Growth

18th percentile

-2.5%

Faster asset growth than 18% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

67th percentile

15%

Faster revenue growth than 67% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Down

$83,089,738

Down $2,157,106 (-2.5%) from 2023

Liabilities

Down

$69,889,174

Down $2,966,136 (-4.1%) from 2023

Net Assets

Up

$13,200,564

Up $809,030 (+6.5%) from 2023

Revenue

Up

$3,496,582

Up $450,562 (+15%) from 2023

Expenses

Up

$2,687,552

Up $174,962 (+7.0%) from 2023

Net Income

Up

$809,030

Up $275,600 (+52%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2010: $53,306,882Liabilities 2010: $46,438,178Net Assets 2010: $6,868,7042010Assets 2011: $59,047,238Liabilities 2011: $51,922,330Net Assets 2011: $7,124,9082011Assets 2012: $63,000,679Liabilities 2012: $55,630,107Net Assets 2012: $7,370,5722012Assets 2013: $64,161,954Liabilities 2013: $56,536,743Net Assets 2013: $7,625,2112013Assets 2014: $66,346,774Liabilities 2014: $58,457,513Net Assets 2014: $7,889,2612014Assets 2015: $69,682,554Liabilities 2015: $61,541,691Net Assets 2015: $8,140,8632015Assets 2016: $72,426,478Liabilities 2016: $63,910,315Net Assets 2016: $8,516,1632016Assets 2017: $73,207,181Liabilities 2017: $64,303,539Net Assets 2017: $8,903,6422017Assets 2018: $71,247,330Liabilities 2018: $61,824,115Net Assets 2018: $9,423,2152018Assets 2019: $71,790,122Liabilities 2019: $61,746,304Net Assets 2019: $10,043,8182019Assets 2020: $82,053,697Liabilities 2020: $71,481,780Net Assets 2020: $10,571,9172020Assets 2021: $91,229,036Liabilities 2021: $79,872,127Net Assets 2021: $11,356,9092021Assets 2022: $93,946,101Liabilities 2022: $82,087,997Net Assets 2022: $11,858,1042022Assets 2023: $85,246,844Liabilities 2023: $72,855,310Net Assets 2023: $12,391,5342023Assets 2024: $83,089,738Liabilities 2024: $69,889,174Net Assets 2024: $13,200,5642024

Highlighted filing

2024

Assets$83,089,738
Liabilities$69,889,174
Net Assets$13,200,564

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2010: $2,751,4682010Expenses 2011: $2,381,7602011Expenses 2012: $2,247,4382012Revenue 2013: $2,398,779Expenses 2013: $2,144,140Net Income 2013: $254,6392013Revenue 2014: $2,367,092Expenses 2014: $2,103,042Net Income 2014: $264,0502014Revenue 2015: $2,302,811Expenses 2015: $2,051,209Net Income 2015: $251,6022015Revenue 2016: $2,507,075Expenses 2016: $2,131,775Net Income 2016: $375,3002016Revenue 2017: $2,634,943Expenses 2017: $2,247,464Net Income 2017: $387,4792017Revenue 2018: $2,914,686Expenses 2018: $2,395,113Net Income 2018: $519,5732018Revenue 2019: $3,213,341Expenses 2019: $2,592,738Net Income 2019: $620,6032019Revenue 2020: $3,095,576Expenses 2020: $2,567,477Net Income 2020: $528,0992020Revenue 2021: $2,916,871Expenses 2021: $2,131,879Net Income 2021: $784,9922021Revenue 2022: $2,788,451Expenses 2022: $2,287,256Net Income 2022: $501,1952022Revenue 2023: $3,046,020Expenses 2023: $2,512,590Net Income 2023: $533,4302023Revenue 2024: $3,496,582Expenses 2024: $2,687,552Net Income 2024: $809,0302024

Highlighted filing

2024

Revenue$3,496,582
Expenses$2,687,552
Net Income$809,030

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.1$69.9$13.2$3.50$2.69$0.81
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$85.2$72.9$12.4$3.05$2.51$0.53
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$93.9$82.1$11.9$2.79$2.29$0.50
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$91.2$79.9$11.4$2.92$2.13$0.78
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$82.1$71.5$10.6$3.10$2.57$0.53
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$71.8$61.7$10.0$3.21$2.59$0.62
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.2$61.8$9.42$2.91$2.40$0.52
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$73.2$64.3$8.90$2.63$2.25$0.39
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$72.4$63.9$8.52$2.51$2.13$0.38
2015Detailed filing. Detailed filing data is available for this year.$69.7$61.5$8.14$2.30$2.05$0.25
2014Detailed filing. Detailed filing data is available for this year.$66.3$58.5$7.89$2.37$2.10$0.26
2013Detailed filing. Detailed filing data is available for this year.$64.2$56.5$7.63$2.40$2.14$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$63.0$55.6$7.37$2.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.0$51.9$7.12$2.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.3$46.4$6.87$2.75
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 9, 2025
Return Version
2024v5.2
Gross Receipts
$3,496,582
Mission and Program Overview

Mission

Cooperative provider of credit union financial services.

Metro medical credit union is a financial cooperative formed to provide financial services for individuals of modest means.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$34,475,556$48,061,620▲ $13,586,064
Other Notes and Loans Receivable, Net$25,686,104$29,581,752▲ $3,895,648
Rtn Earn Endowment Incm Other Fnds$12,391,534$13,200,564▲ $809,030
Savings and Temporary Cash Investments$22,936,108$3,631,941▼ $19,304,167
Cash and Non-Interest-Bearing Accounts$1,002,047$719,127▼ $282,920
Land, Buildings, and Equipment, Net$154,836$154,317▼ $519
Prepaid Expenses and Deferred Charges$69,596$69,213▼ $383
Accounts Receivable$6,086$4,770▼ $1,316
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$85,246,844$83,089,738▼ $2,157,106
Other Assets Total$916,511$866,998▼ $49,513
Liabilities
Other Liabilities$72,537,885$69,524,763▼ $3,013,122
Accounts Payable and Accrued Expenses$317,425$364,411▲ $46,986
Total Liabilities$72,855,310$69,889,174▼ $2,966,136
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,391,534$13,200,564▲ $809,030
Total Liabilities and Net Assets / Fund Balance$85,246,844$83,089,738▼ $2,157,106

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$70,392$328,573$398,965
Leasehold Improvements$83,925$83,926$167,851
Other Securities$47,945,011--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael Craig WhitePresident/CEOFT$192,828$31,710$224,538
Sherman RobersonVice PresidentFT$115,128$23,406$138,534

Board Members and Trustees

NameTitle
Joe G MayerBod - Chairperson
Jessica HernandezBod - Vice Chair
Christopher MannBod - Director
David KnowlesBod - Director
Denise PickettBod - Director
Eric McdanielBod - Director
Kristi TilleryBod - Director
Rhonda K ArringtonBod - Director
Raychel LeeBod - Secretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData Processing5400 LEGACY DRIVE, Plano, TX 75024$479,322
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,470,292
Investment Income
$1,026,290
Other Revenue
$0
Change in Net Assets
$809,030
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,521,690
Salaries, Compensation, and Employee Benefits$1,165,862
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting---$481,122
Other Salaries and Wages---$477,838
Current Officers, Directors, Trustees, and Key Employees---$363,072
Interest---$260,882
Office Expenses---$246,289
Other Employee Benefits---$210,818
Occupancy---$107,230
Payroll Taxes---$67,514
Pension Plan Contributions---$46,620
Insurance---$34,867
Depreciation Depletion---$34,844
Fees for Services Other---$29,300
Advertising---$22,248
Other Expenses---$17,000
Fees for Services Legal---$390
Conferences and Meetings---$141
All Other Expenses---$-1,167
Total Functional Expenses$0$0$0$2,687,552
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits - Shares$39,081,586
Member Deposits - Share Drafts$19,556,935
Member Deposits - Certificates$5,092,491
Member Deposits - Money Market$3,287,575
MEMBER DEPOSITS - IRA CD'S$1,211,996
Member Deposits - Ira Shares$1,125,945
Member Deposits - Christmas Club$131,597
Courtesy Pay Overdraft$36,638
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has members.

Form 990, Part VI, Section A, Line 7A

The credit union membership may participate in the election of officials.

Form 990, Part VI, Section A, Line 7B

Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.

Form 990, Part VI, Section B, Line 11B

Metro medical credit union management makes the form available to the credit union's board of directors to review before filing the form.

Form 990, Part VI, Section B, Line 15

The board of directors budget committee reviews the annual texas credit union league salary survey and other leading industry surveys and determines the compensation for the ceo and other top management of the credit union. The budget committee then reports its recommendations to the board of directors. The board of directors votes on the recommendations.

Form 990, Part VI, Section C, Line 19

Metro medical credit union makes its governing documents, conflict of interest policy, and financial statements available to the public on the credit union's website and also in-person upon request.

Filing and Contact Details

Filer

Filer Name
Metro Medical Credit Union
EIN
75-1249646
Phone
2146300611
Address
8200 BROOKRIVER DRIVE N 110, DALLAS, TX 75247

Signing Officer

Name
Michael Craig White
Title
President/CEO
Phone
2146300611
Signed
2025-10-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Craig White
Formed
1965
Legal Domicile
TX
Voting Board Members
9
Independent Board Members
9
Employees
15
Volunteers
9

Preparer

Firm
Doeren Mayhew
Address
8785 SW 165TH AVENUE SUITE 303, MIAMI, FL 33193
Preparer
Aubrey Clegg
Phone
3052328272
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

OTHER 29,300.

Form 990, Part IX, Line 24E

Provision for loan losses -1,167.

Financial Statement Notes

PART X, LINE 2:

The credit union is exempt from most federal, state, and local income taxes under the provisions of the internal revenue code (irc) and state tax laws. However, irc section 511 imposes a tax on the unrelated business income derived by state-chartered credit unions. Generally, these taxes are insignificant to the credit union.

Raw XML AppendixShowing 400 of 424 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/EOYAmt04770
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS.
IRS990/AdvertisingGrp/TotalAmt022248
IRS990/AllOtherExpensesGrp/TotalAmt0-1167
IRS990/AnnualDisclosureCoveredPrsnInd01
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IRS990/BooksInCareOfDetail/PhoneNum02146300611
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IRS990/ConservationEasementsInd00
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IRS990/ContractorCompensationGrp/CompensationAmt0479322
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IRS990/CYProgramServiceRevenueAmt02470292
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IRS990/Desc0SHARE ACCOUNTS: METRO MEDICAL CREDIT UNION'S SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 6,359 MEMBERS WITH AGGREGATE DEPOSITS THAT APPROXIMATED $69,525,000 AS OF DECEMBER 31, 2024. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMS. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES.
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IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/TitleTxt0BOD - DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOD - VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOD - DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOD - SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOD - DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOD - CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOD - DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOD - DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOD - DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10VICE PRESIDENT
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IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
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IRS990/GrantsToOrganizationsInd00
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IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt034867
IRS990/InterestGrp/TotalAmt0260882
IRS990/InvestmentIncomeGrp/ExclusionAmt01026290
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01026290
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt034475556
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt048061620
IRS990/IRPDocumentCnt01214
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0412499
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0154836
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0154317
IRS990/LandBldgEquipCostOrOtherBssAmt0566816
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt012391534
IRS990/NetAssetsOrFundBalancesEOYAmt013200564
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0107230
IRS990/OfficeExpensesGrp/TotalAmt0246289
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0916511
IRS990/OtherAssetsTotalGrp/EOYAmt0866998
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0210818
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2ASSOCIATION DUES
IRS990/OtherExpensesGrp/Desc3SUPERVISION/EXAM FEES
IRS990/OtherExpensesGrp/TotalAmt0240256
IRS990/OtherExpensesGrp/TotalAmt129891
IRS990/OtherExpensesGrp/TotalAmt218397
IRS990/OtherExpensesGrp/TotalAmt317000
IRS990/OtherLiabilitiesGrp/BOYAmt072537885
IRS990/OtherLiabilitiesGrp/EOYAmt069524763
IRS990/OtherSalariesAndWagesGrp/TotalAmt0477838
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt025686104
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt029581752
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt067514
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt046620
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt069596
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt069213
IRS990/PrincipalOfficerNm0MICHAEL CRAIG WHITE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2520000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2FINANCE AND INSURANCE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01569311
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1869514
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01569311
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1869514
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt231467
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt031467
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTS: METRO MEDICAL CREDIT UNION PROVIDES CHECKING ACCOUNTS WITH NO MONTHLY CHARGE TO CONSUMERS. MMCU HAS 3,005 CHECKING ACCOUNTS. DIVIDENDS ARE PAID MONTHLY. ADDITIONALLY, THE CREDIT UNION OFFERS FREE DEBIT CARDS AND FREE HOME BANKING ON THESE ACCOUNTS. INTERNET BILL PAY IS AVAILABLE FOR A NOMINAL MONTHLY CHARGE. APPROXIMATELY FORTY-NINE PERCENT OF THE CREDIT UNION'S MEMBERS HAVE A CHECKING ACCOUNT.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANS: METRO MEDICAL CREDIT UNION PROVIDES SIGNATURE LOANS, PROPERTY IMPROVEMENT LOANS AND FIXED HOME EQUITY LOANS. ALSO, SHARE SECURED LOANS ARE AVAILABLE AT A REDUCED RATE.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0947066
IRS990/PYOtherExpensesAmt01371885
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02098954
IRS990/PYRevenuesLessExpensesAmt0533430
IRS990/PYSalariesCompEmpBnftPaidAmt01140705
IRS990/PYTotalExpensesAmt02512590
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03046020
IRS990/ReconcilationRevenueExpnssAmt0809030
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt012391534
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt013200564
IRS990/SavingsAndTempCashInvstGrp/BOYAmt022936108
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03631941
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt070392
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0328573
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0398965
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt083925
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt083926
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0167851
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt039081586
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt119556935
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt23287575
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt31125945
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt41211996
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5131597
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt636638
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt75092491
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS - SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER DEPOSITS - SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MEMBER DEPOSITS - MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MEMBER DEPOSITS - IRA SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBER DEPOSITS - IRA CD'S
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MEMBER DEPOSITS - CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6COURTESY PAY OVERDRAFT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7MEMBER DEPOSITS - CERTIFICATES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0116609
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt147945011
IRS990ScheduleD/OtherSecuritiesGrp/Desc0SOUTHWEST BRIDGE PCC ESCROW
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE, AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0154317
IRS990ScheduleD/TotalBookValueSecuritiesAmt048061620
IRS990ScheduleD/TotalLiabilityAmt069524763
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0192828
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount02273
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt011570
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt017867
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MICHAEL CRAIG WHITE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0224538
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNION'S BOARD OF DIRECTORS TO REVIEW BEFORE FILING THE FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNION'S WEBSITE AND ALSO IN-PERSON UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OTHER 29,300.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7PROVISION FOR LOAN LOSSES -1,167.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt085246844
IRS990/TotalAssetsEOYAmt083089738
IRS990/TotalAssetsGrp/BOYAmt085246844
IRS990/TotalAssetsGrp/EOYAmt083089738
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt015
IRS990/TotalFunctionalExpensesGrp/TotalAmt02687552
IRS990/TotalGrossUBIAmt031467
IRS990/TotalLiabilitiesBOYAmt072855310
IRS990/TotalLiabilitiesEOYAmt069889174
IRS990/TotalLiabilitiesGrp/BOYAmt072855310
IRS990/TotalLiabilitiesGrp/EOYAmt069889174
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt012391534
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt013200564
IRS990/TotalOtherCompensationAmt052843
IRS990/TotalProgramServiceRevenueAmt02470292
IRS990/TotalReportableCompFromOrgAmt0310229
IRS990/TotalRevenueGrp/ExclusionAmt01026290
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02438825
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03496582
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt031467
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt085246844
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt083089738
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08200 BROOKRIVER DRIVE STE N 110
IRS990/USAddress/CityNm0DALLAS
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd075247
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.MMCU.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL CRAIG WHITE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02146300611

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