Civic Intelligence

Mobility Credit Union

990 • Fiscal year 2017 • EIN 75-1248359

Jan 01, 2017 to Dec 31, 2017 • Filed on May 08, 2018

Organization ProfileN/A

View Organization Page

8384 N Belt Line RdIrving, TX 75063

(214) 574-2000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.92x

Higher debt load relative to assets than 94% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Liabilities / Revenue

91st percentile

24.79x

Higher debt load relative to revenue than 91% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Net Margin

61st percentile

13%

Higher net margin than 61% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Top Officer Pay

70th percentile

$252,025

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2017

Asset Growth

92nd percentile

12%

Faster asset growth than 92% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Revenue Growth

98th percentile

29%

Faster revenue growth than 98% of similar nonprofits.

2017 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$189,371,850

Up $19,565,130 (+12%) from 2016

Net Assets

Up

$14,280,039

Up $1,198,647 (+9.2%) from 2016

Liabilities

Up

$175,091,811

Up $18,366,483 (+12%) from 2016

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin61st percentile

Revenue

Up

$7,064,176

Up $1,574,661 (+29%) from 2016

Expenses

Up

$6,119,174

Up $374,899 (+6.5%) from 2016

Net Income

Up

$945,002

Up $1,199,762 (+471%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth92nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2011: $157,078,456Liabilities 2011: $144,941,472Net Assets 2011: $12,136,9842011Assets 2012: $163,065,822Liabilities 2012: $149,678,734Net Assets 2012: $13,387,0882012Assets 2013: $174,062,734Liabilities 2013: $163,223,951Net Assets 2013: $10,838,7832013Assets 2014: $170,847,341Liabilities 2014: $157,176,876Net Assets 2014: $13,670,4652014Assets 2015: $183,961,503Liabilities 2015: $171,071,855Net Assets 2015: $12,889,6482015Assets 2016: $169,806,720Liabilities 2016: $156,725,328Net Assets 2016: $13,081,3922016Assets 2017: $189,371,850Liabilities 2017: $175,091,811Net Assets 2017: $14,280,0392017Assets 2018: $200,311,395Liabilities 2018: $184,423,821Net Assets 2018: $15,887,5742018Assets 2019: $220,834,663Liabilities 2019: $203,333,513Net Assets 2019: $17,501,1502019Assets 2020: $246,599,387Liabilities 2020: $226,947,203Net Assets 2020: $19,652,1842020Assets 2021: $295,221,683Liabilities 2021: $270,189,680Net Assets 2021: $25,032,0032021Assets 2022: $380,471,243Liabilities 2022: $351,201,692Net Assets 2022: $29,269,5512022Assets 2023: $376,890,924Liabilities 2023: $346,920,231Net Assets 2023: $29,970,6932023Assets 2024: $373,626,744Liabilities 2024: $346,376,717Net Assets 2024: $27,250,0272024

Highlighted filing

2017

Assets$189,371,850
Liabilities$175,091,811
Net Assets$14,280,039
Open 2017 Filing

Operations Trend

Revenue Growth98th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2011: $6,695,9312011Expenses 2012: $5,466,4072012Revenue 2013: $5,999,783Expenses 2013: $5,806,383Net Income 2013: $193,4002013Revenue 2014: $5,520,726Expenses 2014: $5,290,163Net Income 2014: $230,5632014Revenue 2015: $5,345,732Expenses 2015: $5,683,980Net Income 2015: -$338,2482015Revenue 2016: $5,489,515Expenses 2016: $5,744,275Net Income 2016: -$254,7602016Revenue 2017: $7,064,176Expenses 2017: $6,119,174Net Income 2017: $945,0022017Revenue 2018: $8,578,721Expenses 2018: $6,980,475Net Income 2018: $1,598,2462018Revenue 2019: $10,279,656Expenses 2019: $8,553,018Net Income 2019: $1,726,6382019Revenue 2020: $11,840,867Expenses 2020: $9,615,162Net Income 2020: $2,225,7052020Revenue 2021: $12,843,616Expenses 2021: $8,210,186Net Income 2021: $4,633,4302021Revenue 2022: $15,048,895Expenses 2022: $10,512,111Net Income 2022: $4,536,7842022Revenue 2023: $19,906,163Expenses 2023: $19,388,160Net Income 2023: $518,0032023Revenue 2024: $22,090,381Expenses 2024: $25,071,283Net Income 2024: -$2,980,9022024

Highlighted filing

2017

Revenue$7,064,176
Expenses$6,119,174
Net Income$945,002
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 8, 2018
Return Version
2017v2.2
Gross Receipts
$7,064,176
Mission and Program Overview

Mission

Providing personal financial service and value to members. These services include banking, loans, and investments.

Providing personal financial service and value to members. These services include banking, loans, and investments that are not

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$140,400,177$164,855,410▲ $24,455,233
Rtn Earn Endowment Incm Other Fnds$13,081,392$14,280,039▲ $1,198,647
Investments Other Securities$15,712,897$11,931,337▼ $3,781,560
Land, Buildings, and Equipment, Net$5,470,970$5,162,215▼ $308,755
Receivables From Officers Etc$3,283,291$3,508,874▲ $225,583
Cash and Non-Interest-Bearing Accounts$1,148,003$981,116▼ $166,887
Accounts Receivable$1,606,600$801,475▼ $805,125
Prepaid Expenses and Deferred Charges$460,319$604,010▲ $143,691
Total Assets$169,806,720$189,371,850▲ $19,565,130
Other Assets Total$1,724,463$1,527,413▼ $197,050
Liabilities
Other Liabilities$151,599,816$164,604,275▲ $13,004,459
Mortgage Notes Payable Secured by Investment Property-$10,010,367-
Accounts Payable and Accrued Expenses$5,125,512$477,169▼ $4,648,343
Total Liabilities$156,725,328$175,091,811▲ $18,366,483
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,081,392$14,280,039▲ $1,198,647
Total Liabilities and Net Assets / Fund Balance$169,806,720$189,371,850▲ $19,565,130

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,673,051$2,390,994$6,064,045
Equipment$285,221$1,470,905$1,756,126
Land$1,143,534-$1,143,534
Leasehold Improvements$60,409$257,576$317,985
Other Securities$7,499,016--
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseTotal
MARK O'BRYANCEOFT$252,025$252,025
MARK O'BRYAN--$252,025$252,025
Ron PerryCLOFT$158,566$158,566
Steve MartinCFOFT$158,566$158,566
Ron Perry--$158,566$158,566
Steve Martin--$158,566$158,566

Board Members and Trustees

NameTitle
Steve PrattBoard Chairman
Anthony HillBoard Vice Chair
Diane CabreraBoard Secretary
Chris YarnellBoard Treasurer
David AppleDirector
Eddie TealerDirector
Mike JacksonDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,807,538
Investment Income
$256,638
Other Revenue
$0
Change in Net Assets
$945,002
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,436,960
Salaries, Compensation, and Employee Benefits$1,682,214
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses$1,662,354--$1,662,354
Other Salaries and Wages$1,410,065--$1,410,065
Occupancy$519,011--$519,011
All Other Expenses$299,111--$299,111
Other Employee Benefits$272,149--$272,149
Interest$106,777--$106,777
Advertising$100,469--$100,469
Other Expenses$78,066--$78,066
Conferences and Meetings$23,974--$23,974
Fees for Services Accounting$23,327--$23,327
Total Functional Expenses$6,119,174$0$0$6,119,174
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$3,283,291$3,508,874▲ $225,583
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$164,604,275
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Mobility Credit Union
EIN
75-1248359
Phone
2145742000
Address
8384 N Belt Line Rd, Irving, TX 75063

Signing Officer

Name
Steve Martin
Title
CFO
Phone
2145742000
Signed
2018-05-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Steve Martin
Formed
1965
Legal Domicile
TX
Voting Board Members
7
Independent Board Members
7
Employees
39
Volunteers
9

Preparer

Firm
Greg R Schmidtcpa
Address
2 Baltusrol, AMARILLO, TX 79124
Preparer
Greg R Schmidt
Phone
8552759297
Supplemental Narrative

Additional Explanations

Pt VI, Line 7A

“All account holders are members and have voting rights to elect the Board”

Pt VI, Line 7B

“Decisions are subject to approval by the Board who are elected by the members”

Pt VI, Line 11B

“Form 990 is reviewed by the Board at a regularly scheduled meeting”

Pt VI, Line 15A

“Compensation for the CEO is reviewed by the compensation committee”

Form 990, Part IX, Line 24E

“Professional & Outside Services 285788. 285788.”

Form 990, Part IX, Line 24E

“Association Dues 13323. 13323.”

Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt05125512
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0477169
IRS990/AccountsReceivableGrp/BOYAmt01606600
IRS990/AccountsReceivableGrp/EOYAmt0801475
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0PROVIDING PERSONAL FINANCIAL SERVICE AND VALUE TO MEMBERS. THESE SERVICES INCLUDE BANKING, LOANS, AND INVESTMENTS THAT ARE NOT
IRS990/AdvertisingGrp/ProgramServicesAmt0100469
IRS990/AdvertisingGrp/TotalAmt0100469
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0299111
IRS990/AllOtherExpensesGrp/TotalAmt0299111
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0STEVE MARTIN CFO
IRS990/BooksInCareOfDetail/PhoneNum08003887889
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08384 N Belt Line RD
IRS990/BooksInCareOfDetail/USAddress/CityNm0Irving
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TX
IRS990/BooksInCareOfDetail/USAddress/ZIPCd075063
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01148003
IRS990/CashNonInterestBearingGrp/EOYAmt0981116
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt023974
IRS990/ConferencesMeetingsGrp/TotalAmt023974
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0256638
IRS990/CYOtherExpensesAmt04436960
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt06807538
IRS990/CYRevenuesLessExpensesAmt0945002
IRS990/CYSalariesCompEmpBnftPaidAmt01682214
IRS990/CYTotalExpensesAmt06119174
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt07064176
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0SHARE ACCOUNTS THE CREDIT UNION OFFERS SERVICES TO MEMBERS OF ALL AGES. THE NUMBER INCLUDES BASIC SHARES AND SHARE ACCOUNTS DESIGNED FOR HOLIDAY AND VACATION SAVINGS. THESE ACCOUNTS CAN BE ACCESSED BY HOMEBANKING, AUDIO REPSONSE, AND A FREE DEBIT CARD.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt039
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt023327
IRS990/FeesForServicesAccountingGrp/TotalAmt023327
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt240.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0STEVE MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm1RON PERRY
IRS990/Form990PartVIISectionAGrp/PersonNm2MARK O'BRYAN
IRS990/Form990PartVIISectionAGrp/PersonNm3CHRIS YARNELL
IRS990/Form990PartVIISectionAGrp/PersonNm4ANTHONY HILL
IRS990/Form990PartVIISectionAGrp/PersonNm5EDDIE TEALER
IRS990/Form990PartVIISectionAGrp/PersonNm6DAVID APPLE
IRS990/Form990PartVIISectionAGrp/PersonNm7DIANE CABRERA
IRS990/Form990PartVIISectionAGrp/PersonNm8STEVE PRATT
IRS990/Form990PartVIISectionAGrp/PersonNm9MIKE JACKSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0158566
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1158566
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt2252025
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CLO
IRS990/Form990PartVIISectionAGrp/TitleTxt2CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01965
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt07064176
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/ProgramServicesAmt0106777
IRS990/InterestGrp/TotalAmt0106777
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0256638
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt015712897
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt011931337
IRS990/IRPDocumentCnt02486
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04119475
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05470970
IRS990/LandBldgEquipBasisNetGrp/EOYAmt05162215
IRS990/LandBldgEquipCostOrOtherBssAmt09281690
IRS990/LegalDomicileStateCd0TX
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Providing personal
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt010010367
IRS990/NetAssetsOrFundBalancesBOYAmt013081392
IRS990/NetAssetsOrFundBalancesEOYAmt014280039
IRS990/NetUnrlzdGainsLossesInvstAmt0253645
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt0519011
IRS990/OccupancyGrp/TotalAmt0519011
IRS990/OfficeExpensesGrp/ProgramServicesAmt01662354
IRS990/OfficeExpensesGrp/TotalAmt01662354
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01724463
IRS990/OtherAssetsTotalGrp/EOYAmt01527413
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0272149
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0272149
IRS990/OtherExpensesGrp/Desc0Dividends
IRS990/OtherExpensesGrp/Desc1Loan Loss
IRS990/OtherExpensesGrp/Desc2Misc. Operating Expenses
IRS990/OtherExpensesGrp/Desc3Loan Servicing
IRS990/OtherExpensesGrp/ProgramServicesAmt0706932
IRS990/OtherExpensesGrp/ProgramServicesAmt1891006
IRS990/OtherExpensesGrp/ProgramServicesAmt225933
IRS990/OtherExpensesGrp/ProgramServicesAmt378066
IRS990/OtherExpensesGrp/TotalAmt0706932
IRS990/OtherExpensesGrp/TotalAmt1891006
IRS990/OtherExpensesGrp/TotalAmt225933
IRS990/OtherExpensesGrp/TotalAmt378066
IRS990/OtherLiabilitiesGrp/BOYAmt0151599816
IRS990/OtherLiabilitiesGrp/EOYAmt0164604275
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01410065
IRS990/OtherSalariesAndWagesGrp/TotalAmt01410065
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0140400177
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0164855410
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0460319
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0604010
IRS990/PrincipalOfficerNm0STEVE MARTIN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0Loan Income
IRS990/ProgramServiceRevenueGrp/Desc1Fee Income
IRS990/ProgramServiceRevenueGrp/Desc2Other Operating Income
IRS990/ProgramServiceRevenueGrp/Desc3Non Member ATM Fees
IRS990/ProgramServiceRevenueGrp/Desc4Other Non Operating Income
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05733034
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1877111
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2168312
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt321128
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt47953
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt021128
IRS990/ProgSrvcAccomActy2Grp/Desc0CHECKING ACCOUNTS THE CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR MEMBERS TO ACCESS WITH VARIOUS FEATURES. WE OFFER FREE CHECKING , AS WELL AS ACCOUNTS THAT PAY DIVIDENDS. THESE ACCOUNTS COME WITH FREE BILL PAY, A FREE DEBIT CARD, ACCESS TO FREE SHARED BRANCHING FACILITIES, AND SURCHARGE FREE ATM'S NATIONWIDE.
IRS990/ProgSrvcAccomActy3Grp/Desc0CONSUMER LOANS AND CREDIT CARDS THE CREDIT UNION OFFERS CONSUMER LOANS TO INCLUDE AUTOMOBILES, RECREATIONAL VEHICLES, EQUIPMENT, AND UNSECURED LOAN PRODUCTS TO MEMBERS. THE CREDIT UNION ALSO OFFERS A VISA CREDIT CARD TO MEMBERS. ALL LOAN PRODUCTS OFFER REASONABLE RATES WITH DIFFERENT METHODS OF PAYBACK FOR MEMBERS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0754946
IRS990/PYOtherExpensesAmt03707579
IRS990/PYProgramServiceRevenueAmt04734569
IRS990/PYRevenuesLessExpensesAmt0-254760
IRS990/PYSalariesCompEmpBnftPaidAmt02036696
IRS990/PYTotalExpensesAmt05744275
IRS990/PYTotalRevenueAmt05489515
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt03283291
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt03508874
IRS990/ReconcilationRevenueExpnssAmt0945002
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013081392
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014280039
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt03673051
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02390994
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt06064045
IRS990ScheduleD/EquipmentGrp/BookValueAmt0285221
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01470905
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01756126
IRS990ScheduleD/LandGrp/BookValueAmt01143534
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01143534
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt060409
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0257576
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0317985
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0164604275
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Member Shares
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01231921
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt12000000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt21200400
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt37499016
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Corporate Credit Unions
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Fed Funds
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FHLB Stock
IRS990ScheduleD/OtherSecuritiesGrp/Desc3Other Investments
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05162215
IRS990ScheduleD/TotalBookValueSecuritiesAmt011931337
IRS990ScheduleD/TotalLiabilityAmt0164604275
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0158566
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1158566
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2252025
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0STEVE MARTIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1RON PERRY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2MARK O'BRYAN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0158566
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1158566
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2252025
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt03508874
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Life Ins.
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt03082314
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MARK S O'BRYAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt03508874
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0All account holders are members and have voting rights to elect the Board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Decisions are subject to approval by the Board who are elected by the members
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is reviewed by the Board at a regularly scheduled meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Compensation for the CEO is reviewed by the compensation committee
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Professional & Outside Services 285788. 285788.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Association Dues 13323. 13323.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0169806720
IRS990/TotalAssetsEOYAmt0189371850
IRS990/TotalAssetsGrp/BOYAmt0169806720
IRS990/TotalAssetsGrp/EOYAmt0189371850
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt039
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt06119174
IRS990/TotalFunctionalExpensesGrp/TotalAmt06119174
IRS990/TotalGrossUBIAmt021128
IRS990/TotalLiabilitiesBOYAmt0156725328
IRS990/TotalLiabilitiesEOYAmt0175091811
IRS990/TotalLiabilitiesGrp/BOYAmt0156725328
IRS990/TotalLiabilitiesGrp/EOYAmt0175091811
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt013081392
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt014280039
IRS990/TotalProgramServiceRevenueAmt06807538
IRS990/TotalReportableCompFromOrgAmt0569157
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt07043048
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt07064176
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt021128
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0169806720
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0189371850
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/USAddress/AddressLine1Txt08384 N Belt Line RD
IRS990/USAddress/CityNm0Irving
IRS990/USAddress/StateAbbreviationCd0TX
IRS990/USAddress/ZIPCd075063
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STEVE MARTIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum02145742000
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Mobility Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0MOBI
ReturnHeader/Filer/EIN0751248359
ReturnHeader/Filer/PhoneNum02145742000
ReturnHeader/Filer/USAddress/AddressLine1Txt08384 N Belt Line Rd
ReturnHeader/Filer/USAddress/CityNm0Irving
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TX
ReturnHeader/Filer/USAddress/ZIPCd075063
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId063CDAE170B5AFC09AF5FAA18A048CD4E156B2B22
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId063CDAE170B5AFC09AF5FAA18A048CD4E156B2B22
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt050.26.133.40
ReturnHeader/FilingSecurityInformation/IPDt02018-05-11
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm006:05:55
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GREG R SCHMIDTCPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02 Baltusrol

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$189,371,850
Liabilities
$175,091,811
Net assets
$14,280,039
Revenue
$7,064,176
Expenses
$6,119,174
Net income
$945,002
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$374$346$27.3$22.1$25.1$2.98
2023Summary only. Only limited summary data is available for this year.$377$347$30.0$19.9$19.4$0.52
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$380$351$29.3$15.0$10.5$4.54
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$295$270$25.0$12.8$8.21$4.63
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$247$227$19.7$11.8$9.62$2.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$221$203$17.5$10.3$8.55$1.73
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$200$184$15.9$8.58$6.98$1.60
2017Detailed filing. Detailed filing data is available for this year.$189$175$14.3$7.06$6.12$0.95
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$170$157$13.1$5.49$5.74$0.25
2015Detailed filing. Detailed filing data is available for this year.$184$171$12.9$5.35$5.68$0.34
2014Detailed filing. Detailed filing data is available for this year.$171$157$13.7$5.52$5.29$0.23
2013Detailed filing. Detailed filing data is available for this year.$174$163$10.8$6.00$5.81$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$163$150$13.4$5.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$157$145$12.1$6.70